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Mortgage Free Plod

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  • beanielou
    beanielou Posts: 97,174 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on completion. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,370 Forumite
    1,000 Posts Name Dropper Photogenic
    Congratulations on your progressXX
  • Thanks @beanielou and @CrazyBee787 😊
  • It's pay day for me, and not a moment too soon - the boiler at the new house is leeking, boo. When this happened to someone i know the unit was condemned, so I'm braced for the worst. I've sent a message to a gas engineer, now I'll have to just wait. 

    Getting savings back up is double important then. I have 2 savings accounts.
    1. ISA - this is where I saved my deposit, from now on it'll be my FIRE fund. It's currently empty and apart from daily roundups, I wont be putting anything in it just yet. 
    2. Flexi saver - This was my emergency/big ticket fund and will carry on being that. It'll pay for my boiler, but it only had £2k left after purchase and moving costs. 

    Pay day savings totals now: 
    EF - £2,000 -> £2,500
    FIRE - £0 
  • CrazyBee787
    CrazyBee787 Posts: 1,370 Forumite
    1,000 Posts Name Dropper Photogenic
    It's pay day for me, and not a moment too soon - the boiler at the new house is leeking, boo. When this happened to someone i know the unit was condemned, so I'm braced for the worst. I've sent a message to a gas engineer, now I'll have to just wait. 

    Getting savings back up is double important then. I have 2 savings accounts.
    1. ISA - this is where I saved my deposit, from now on it'll be my FIRE fund. It's currently empty and apart from daily roundups, I wont be putting anything in it just yet. 
    2. Flexi saver - This was my emergency/big ticket fund and will carry on being that. It'll pay for my boiler, but it only had £2k left after purchase and moving costs. 

    Pay day savings totals now: 
    EF - £2,000 -> £2,500
    FIRE - £0 
    When you say the unit was condemned you mean the boiler right? It might be a good thing I know it is an expense you could do without but a lot of the more modern boilers are great and more energy efficient and they are generally cheaper then they used to be. Wishing you luck, P.S I am going to DM you as I know a boiler man who is very good I'll let you know the local area in the DM. Good LuckXX
  • Thanks Crazy, yes I meant just the boiler! The engineer is coming on Friday to have a look. I like your thinking - it may well be a blessing in disguise in the long run. I feel a bit better already! Thank you 😊 
  • Ms_Potato_Head
    Ms_Potato_Head Posts: 27 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    Most of my time and energy this last week was taken up with cramming for a gruelling 3-hour exam. Glad I can forget about that now and concentrate on moving. I'm part way through deep cleaning and packing up the kitchen.

    The gas engineer came round to the new house and thankfully the boiler is an easy, cheap fix so I won't need to dip into the EF. Sofa has been delivered - 2nd hand bargain from BHF, really happy with it. 

    This week's spendy spends were £154: 
    £58 food
    £48 petrol
    £23 school (dinners, bus, food tech ingredients)
    £20 DS pocket money (for the month)
    £5 birthday cards

    Wishing all the lovely MFWs a good week ahead 
    MPH x
  • CrazyBee787
    CrazyBee787 Posts: 1,370 Forumite
    1,000 Posts Name Dropper Photogenic
    Most of my time and energy this last week was taken up with cramming for a gruelling 3-hour exam. Glad I can forget about that now and concentrate on moving. I'm part way through deep cleaning and packing up the kitchen.

    The gas engineer came round to the new house and thankfully the boiler is an easy, cheap fix so I won't need to dip into the EF. Sofa has been delivered - 2nd hand bargain from BHF, really happy with it. 

    This week's spendy spends were £154: 
    £58 food
    £48 petrol
    £23 school (dinners, bus, food tech ingredients)
    £20 DS pocket money (for the month)
    £5 birthday cards

    Wishing all the lovely MFWs a good week ahead 
    MPH x
    I am glad the boiler was an easy fix. Also I may put my weekly spends down too, to aim towards a better me, I Like it, maybe even daily?
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