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CCJ from old parking ticket, what should I do?

To the lovely MSE community, please help!
im usually really good at following How To's and guides, but the newbie thread and even Post 2 has me bamboozled on what action to take and how. Please help. Letters attached.

A bit of background;

I attended a wedding at Bow Wharf E3 5SN in November 2021 as part of the bridal party.
I was informed my vehicle had been registered for onsite parking, leading me to park confidently without checking signs.
Approximately six months later (around August 2022), i began receiving parking charge letters, possibly from Smart Parking, which i ignored until they stopped.
In early 2025, i started receiving letters from DCB Legal.
Due to being busy with life, i failed to act on these recent letters.
The situation has now escalated, and i have received a County Court Judgment (CCJ) Claim Form (N1SDT).

N.B. i will not qualify for any Set Aside financial help.

Comments

  • Le_Kirk
    Le_Kirk Posts: 25,266 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You DO NOT have a CCJ yet, you haven't even submitted a defence.
    With an issue date of 29/10/25 and providing you complete(d) the AoS after 03/11/25 and before 17/11/25 your defence deadline date is 4.00 p.m. on 01/12/25
    Use the standard template defence and, in paragraph #3, you refute the claim that it was unauthorised parking by stating your case and then you can provide proof at witness statement time - if it gets that far, as DCB Legal have a tendency to discontinue.
  • Nellymoser
    Nellymoser Posts: 1,840 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 4 November at 1:46PM
    That letter doesn't state you have a CCJ. It states the Claimant could request a CCJ against you if you do not respond to the attached claim form. Re-read the start of the first page you posted, and the part that starts - What you need to do:

    EDIT: do as advised by Le_Kirk above.
  • Koy10
    Koy10 Posts: 3 Newbie
    First Post
    Le_Kirk said:
    You DO NOT have a CCJ yet, you haven't even submitted a defence.
    With an issue date of 29/10/25 and providing you complete(d) the AoS after 03/11/25 and before 17/11/25 your defence deadline date is 4.00 p.m. on 01/12/25
    Use the standard template defence and, in paragraph #3, you refute the claim that it was unauthorised parking by stating your case and then you can provide proof at witness statement time - if it gets that far, as DCB Legal have a tendency to discontinue.
    I have not completed anything and I don't know what an AoS is, sorry. 

  • Car1980
    Car1980 Posts: 2,195 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Acknowledgement of Service.

    Have a good read of the stickied thread.

    You need to file the AoS to extend your deadline.

    Then you need to use the template defence.

    Ultimately, the claim will be discontinued a few months after you defend. It's a fishing expedition - they have no intention of taking it all the way to a hearing.
  • Koy10
    Koy10 Posts: 3 Newbie
    First Post
    Car1980 said:
    Acknowledgement of Service.

    Have a good read of the stickied thread.

    You need to file the AoS to extend your deadline.

    Then you need to use the template defence.

    Ultimately, the claim will be discontinued a few months after you defend. It's a fishing expedition - they have no intention of taking it all the way to a hearing.
    Thanks for clarifying. I'll submit the AoS tonight and draft up a response. 
    I'll post on here for feedback. 
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