CCJ from old parking ticket, what should I do?

Koy10

To the lovely MSE community, please help!

im usually really good at following How To's and guides, but the newbie thread and even Post 2 has me bamboozled on what action to take and how. Please help. Letters attached.

A bit of background;

I attended a wedding at Bow Wharf E3 5SN in November 2021 as part of the bridal party.

I was informed my vehicle had been registered for onsite parking, leading me to park confidently without checking signs.

Approximately six months later (around August 2022), i began receiving parking charge letters, possibly from Smart Parking, which i ignored until they stopped.

In early 2025, i started receiving letters from DCB Legal.

Due to being busy with life, i failed to act on these recent letters.

The situation has now escalated, and i have received a County Court Judgment (CCJ) Claim Form (N1SDT).

N.B. i will not qualify for any Set Aside financial help.

Le_Kirk

You DO NOT have a CCJ yet, you haven't even submitted a defence. With an issue date of 29/10/25 and providing you complete(d) the AoS after 03/11/25 and before 17/11/25 your defence deadline date is 4.00 p.m. on 01/12/25 Use the standard template defence and, in paragraph #3, you refute the claim that it was unauthorised parking by stating your case and then you can provide proof at witness statement time - if it gets that far, as DCB Legal have a tendency to discontinue.

Nellymoser

That letter doesn't state you have a CCJ. It states the Claimant could request a CCJ against you if you do not respond to the attached claim form. Re-read the start of the first page you posted, and the part that starts - What you need to do:

EDIT: do as advised by Le_Kirk above.

Koy10

Le_Kirk said:

You DO NOT have a CCJ yet, you haven't even submitted a defence. With an issue date of 29/10/25 and providing you complete(d) the AoS after 03/11/25 and before 17/11/25 your defence deadline date is 4.00 p.m. on 01/12/25 Use the standard template defence and, in paragraph #3, you refute the claim that it was unauthorised parking by stating your case and then you can provide proof at witness statement time - if it gets that far, as DCB Legal have a tendency to discontinue.

I have not completed anything and I don't know what an AoS is, sorry. 

Car1980

Acknowledgement of Service.

Have a good read of the stickied thread.

You need to file the AoS to extend your deadline.

Then you need to use the template defence.

Ultimately, the claim will be discontinued a few months after you defend. It's a fishing expedition - they have no intention of taking it all the way to a hearing.

Koy10

Car1980 said:

Acknowledgement of Service.

Have a good read of the stickied thread.

You need to file the AoS to extend your deadline.

Then you need to use the template defence.

Ultimately, the claim will be discontinued a few months after you defend. It's a fishing expedition - they have no intention of taking it all the way to a hearing.

Thanks for clarifying. I'll submit the AoS tonight and draft up a response. 
I'll post on here for feedback. 

Coupon-mad

Koy10 said:

Car1980 said:

Acknowledgement of Service.

Have a good read of the stickied thread.

You need to file the AoS to extend your deadline.

Then you need to use the template defence.

Ultimately, the claim will be discontinued a few months after you defend. It's a fishing expedition - they have no intention of taking it all the way to a hearing.

Thanks for clarifying. I'll submit the AoS tonight and draft up a response. 
I'll post on here for feedback. 

No need. We don't need any discussion about Smart defences and you don't need to draft anything. Just copy one. We have hundreds.

Koy10

Coupon-mad said:

Koy10 said:

Car1980 said:

Acknowledgement of Service.

Have a good read of the stickied thread.

You need to file the AoS to extend your deadline.

Then you need to use the template defence.

Ultimately, the claim will be discontinued a few months after you defend. It's a fishing expedition - they have no intention of taking it all the way to a hearing.

Thanks for clarifying. I'll submit the AoS tonight and draft up a response. 
I'll post on here for feedback. 

No need. We don't need any discussion about Smart defences and you don't need to draft anything. Just copy one. We have hundreds.

Where do I find them? I saw your comment on another thread saying how there's too many of these kinds of threads. I'm sure that's true but it could be because the information is just hard to find if they are pages deep in a thread somewhere.
If there is a successful case similar to mine, I'd be happy to just copy it over. 

Gr1pr

Definitely not a CCJ

Presumably you logged into MCOL and completed the AOS stage online   ?

You will find numerous Smart Parking DCB Legal cases on the first dozen pages on this forum

I suggest that you adapt the one below,,  where they did the research etc without needing assistance,  paragraph 3 will need altering to suit your own case , so its not blindly copy,  but making suitable changes

https://forums.moneysavingexpert.com/discussion/6640055/claim-form-nov-2025-smart-parking-via-dcb-legal#latest

Its definitely not paragraphs deep,  because they did most of the work before they posted

Post your paragraphs 2 , 3 & 4 below when you have changed any to suit your own case 

Koy10

Gr1pr said:

Definitely not a CCJ

Presumably you logged into MCOL and completed the AOS stage online   ?

You will find numerous Smart Parking DCB Legal cases on the first dozen pages on this forum

I suggest that you adapt the one below,,  where they did the research etc without needing assistance,  paragraph 3 will need altering to suit your own case , so its not blindly copy,  but making suitable changes

https://forums.moneysavingexpert.com/discussion/6640055/claim-form-nov-2025-smart-parking-via-dcb-legal#latest

Its definitely not paragraphs deep,  because they did most of the work before they posted

Post your paragraphs 2 , 3 & 4 below when you have changed any to suit your own case 

yes AoS submitted yesterday;

"A claim was issued against you on 29/10/2025

Your acknowledgment of service was submitted on 15/11/2025 at 22:30:08"

reading the template, am i not meant to just customize para 3 to suite my case? asking because you asked for me to post my para 2, 3, and 4?

Coupon-mad

Not quite. You were specifically advised:

We don't need any discussion about Smart defences and you don't need to draft anything.

Just copy one. We have hundreds. 

You will find numerous Smart Parking DCB Legal cases on the first dozen pages on this forum. I suggest that you adapt the one below,  where they did the research etc without needing assistance,  paragraph 3 will need altering to suit your own case , so its not blindly copy, but making suitable changes:

https://forums.moneysavingexpert.com/discussion/6640055/claim-form-nov-2025-smart-parking-via-dcb-legal#latest

We're trying hard to avoid any more threads about Smart Parking claims because no further advice is needed and we have hundreds too many already. Copy & paste from another one. Yes, there is an extra paragraph (but we don't need to check it).