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Quid market loans affordability complaint
Hi, I had taken 7 loans out with quid market over a 3 year time frame. The first one was 2020 so within a 6 year time frame. i believe these loans were unaffordable for me and i was on a low wage and already taking out other payday loans ( I was unfortunately by myself with a young child) and got caught in a cycle. i have…
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I am an executor, if I die can I leave those duties to my sister
I am the sole executor for my Mother who died in 2020, to dispose of her estate and look after my brother who has continued to live in the family home since then - he is ESN and difficult to deal with. Under the terms of her WIll if he cannot look after the property then it must be sold and the proceeds divided between…
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"Complete savings"...scam??
I recently went online to book some airport parking. Somehow, during the process I managed to "sign up" to Completesavings??? Not sure how this happened, as at no time was I advised of an ongoing monthly fee. Luckily I got a message from my bank telling me I had signed up for this. I managed to log in to my "account" and…
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Another parking ticket at LNER Grantham Station
As a newbie I am
unable to attach a redacted copy of the letter which I am referring to
below. I have received a letter from
FAAC Mobility Services in Basingstoke advising me that the driver of my vehicle
is liable for a parking charge of £60. I have incurred a parking charge issued
on private land when I went to collect…
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Spoken to bank re losing money to remote working scam - what next ?
Hi all, Embarrassed to admit that i have been fooled by a remote working scam ( lost £2200 ) Have spoken to First Direct about it today, given them all details, and they will get back to me in next couple of weeks ( No blame at all attached to them, so i doubt if i will be re-imbursed, but you never know ) I started an…
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TWO court claims received from DCB Legal - unsure how to fight these
Hello everyone, I am posting on behalf of my mom who received two court claims from DCB legal for two different parking contraventions. One from Parking eye for not paying for parking at a hospital when going for an interview and one from UKPCL for parking in an area that required a permit. She claims that she did not…
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Defence for overstaying car park at BP Connect Gatwick - point 3
Hello, have 3 more days to submit my defence online. I am using the template on the main page however I need help with point number 3. Please can you let me know if this is ok to write: The driver of the vehicle was compelled to stop at the BP Connect Petrol Station, Gatwick, due to an urgent and sudden onset of illness.…
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Scam or TSB incompetence?
TSB-Confidential $Update Identification <UpdateIdentification@tsb.co.uk> to *****@****We want you to recognise a fraudulent email if you receive one. TSB will always greet you personally with your name and quote either the last four digits of your account number or the last three characters of your postcode: ${postcode}.…
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Trapped by Virgin Money and credit file lies
I'm at my wit's end - someone here must have experience as I can't believe I'm alone in this situation. Last year, my company went bust leaving me in dire straits. I contacted Virgin Money who took me through a long affordability questionnaire and finished by telling me I couldn't afford the payments (no sh*t!) and there…
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Lloyds bank reporting my account (after 27 years)
I received an alert yesterday from ClearScore relating to my Equifax credit report. The email was to inform me a credit agreement was being added to my report. Having panicked, i logged in, and it looks like my Lloyds current account is being added to my credit file. What i can't figure out is why its being added now (i…
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Defence
Hello, I have noticed some things have changed and we now have to submit the defence on mcol. Can I confirm that we use the start defence tab which is below the AOS? I have unluckily gotten another ticket which I did pay for and renewed twice on the app, sent the evidence to euro car park of payment but I am now still…
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Paying DB pension payments into a SIPP
Having had some sage advice from the good people on here before, I'm after some more (thank you). I'm still working (for TfL) which has a DB scheme and paying £540PM (the max) into AVCs (TfL doesn't offer this via salary sacrifice). I'm 40% tax rate, 59-and-a-bit years' old, and expecting to retire at 62, so effectively…
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O/S Daily Sunday 17 August 2025
Morning all.
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Charge MyHyundai / Digital charging solutions gmbh scammers
Has anyone had any issues with Charge MyHyundai / Digital charging solutions gmbh ? When I got my new car, I signed up to for an account because it's advertised by Hyundai has an easy way to charge your car and you also get discounts compared to the the cost charged by the charger provider. I was paying £4.33 a month but…
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Tembo ISA - Transfer/Allowance confusion
I recently opened a Tembo Easy Access ISA, made a deposit and also arranged for a transfer from a previous provider (NS&I). The transfer was worth approx £3.3k. I now see that my "used allowance" in Tembo is equal to my deposit plus £1100, and I don't understand where this £1100 usage has come from. Seems too much of a…
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Vax Carpet Cleaner - Unrepairable?
I've been having trouble with a Vax carpet cleaner so I contacted their service department. The agent diagnosed the problem as "This sounds like an internal fault", then when I asked how to get it fixed he replied "We would only be able to offer a discount on a new machine for you. We are unable to offer any repairs to…
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Birmingham Airport new 2l liquid limit
Has anyone flown from BHX since they increased the allowance for liquids in hand luggage? Has it caused much longer queues @ Security? We’re flying to Stockholm on Friday. Won’t take advantage of it as we connect @ AMS but would like to be forewarned if likely to be even longer queues.
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Mice coming from next door?
Hi everyone! I was hoping someone else has some advice as to what to do about this. The TLDR: We suspect we have mice coming in through the house attached to ours. Is it possible to block that off at all, and if so, how? Context: We have mice in our house for the THIRD time and even though we have been really lucky wrt how…
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Changing Estate Agent - Do I smell a rat ?
Hi all, we have been with the same well known established EA for 360 days and we i’ve had a number of viewings but no offers so we feel the agent is not doing enough to sell our house. Whether or not to change the estate agents is not what I would like to discuss have decided to appoint another agent regardless of the…
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Building Approval + Share of Freehold deed
Hi, In 2006 I did some big(ish) works in my leasehold flat (with the freeholder's informal permission). I've got two issues. 1) having applied for building approval without finishing the process (planning permission wasn't necessary).2) never changing the floors plan in the share of freehold some years later. My informal…