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DCBL LOC received today
Hi All, LOC dated 12th June received today from DCBL for an overstay
in a Moto car park in Aug 2024. Timeline: After trying and failing to retroactively pay for parking
(too late apparently), I wrote back to them advising as the keeper of the
vehicle, I would not confirm the driver at the time and to leave me alone.…
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ISA transfers - Things to remember
With better rates popping up what seems like everyday it is easy to get carried away and arrange a transfer to a new account offering a better interest rate without stopping to think about two important details. Have I made a withdrawal from the existing ISA this tax year and is it flexible? If the answer to both these…
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PCN - E&W v NI
I know that for car parks in NI, private companies like Horizon and Smart cannot automatically pursue the keeper of a vehicle for unpaid parking charges in the same way they can in England and Wales using 9(2)(f) of sch4 of PoFA 2012, and so they do not "chase" PCNs here in NI in the (aggressive) way that they do in E&W.…
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Fix damaged plasterboard around TV
Hi, When fitting a new TV, I damaged the plasterboard. What is the easiest way to repair this? Polyfilla, sand and paint? How do I prevent it sticking to the TV without taking it down again, if possible? Thanks
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Travel plans and holidays for the over 50s
Just generally curious about where people have been or would like to go as I'd like somewhere new next year. I've posted this here as I'd like the views of my age group! My country list so far is. Andorra Belgium Bulgaria Czech Republic Cyprus Egypt Estonia Finland France Greece Germany Italy Ireland Malaysia Morocco…
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Interest Due on Client Funds Held by Solicitor
The Administration of a family members estate is drawing to a close and final accounts have been drawn up by the Solicitor. It is apparent from these that sums held on account pending distribution to beneficiares have attracted an interest rate of 1.3%. This seems a very low when rates in excess of 4% are readily available…
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UKPC DCB Legal court claim 2025
Hi All, i am new here! Hoping someone can help I have just received a court claim regarding 21 PCN's in 2023 - from DCB Legal . For parking in a sainsbury's carpark and not paying. To be completely truthful i was paying at the start, as i would park monday to friday, then one day the machine was not working so i continued…
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UKPC DCB Legal court claim 2025/2
Hi, I posted a few days about a claim form received for 21 PCN in 2023 from DCB Legal UKPC DCB Legal court claim 2025 — MoneySavingExpert Forum Just yesterday i received yet another claim form, this time for 30 PCN's for the same car park (Sainsburys Clapham Common). If there is indeed 51 all together which i doubt it, why…
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PCN Parking Eye Didn't even park
Wonder if anybody could give some advice. Have searched the forum but can't find anything similar to this. My friend attempted to park in the Royal Free Hospital Hampstead - Pears Building 00. They queued to get in for 30 minutes and then gave up and drove out of the car park so did not park the vehicle. The owner has…
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Contract issue help
Hello My son signed up to an online fitness coaching company this time last month. Apparently they help get a coaching business off the ground and even (supposedly) send clients your way. I really don’t know what he was thinking but I think he had a head in the cloud moment and signed up to a 12 month contract at £650 a…
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Exemption from Stamp Duty query
We are in the process of purchasing a property which is a second home however the house has an functioning toilet (the report we have had carried out states 'not functioning properly'). My question is are we exempt from paying Stamp Duty due to this? If any one has any information to help whether it be a message on here or…
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ParcelHero - charging for returned parcel
This is part of a bigger saga I will post about with further questions, but for now I’m hoping someone can help me understand my rights with charges for postage via ParcelHero. I sent a parcel (a return) to Italy via ParcelHero & paid the postage via my debit card. The company haven’t accepted the parcel and it is on its…
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Overdales keep ringing me
So I had calls from Lowell which I have ignored as I dont owe debt as far as I know which they would chase me for. I have now got calls from Overdales saying they have sent me letters, they have the right name but I have no letter. I am now worrying they have contacted me at my old address, moved 3 yrs ago and what if I…
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WORK BONUSES - ACTION TO REDUCE THE TAX HIT?
My daughter received a hefty bonus last year in the form of a phantom option. She took no action to try and reduce the tax hit and so has received a demand for a large sum of unpaid income tax as at end of year she was in higher tax band and as her total annual income was in excess of £100k her Personal Tax Free Allowance…
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BA won't refund Passenger Air Duty
I recently had to cancel a couple of flights. After navigating my way through the atrocious BA web site, I finally managed to raise a claim for refund of Passenger Air Duty. I got back a standard email acknowledgement but nothing further (and no refund). I then emailed the BA CEO - no response at all. Truly rubbish…
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Solicitor Holding Money from Property Sale For 24 hours because they are closed on Completion Date
Due to complete tomorrow and just found out solicitor is closed tomorrow! They didn’t point this out when we agreed the completion date ….. Is my money protected in any way? Can I delay handing over keys until money is received by me? TIA
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Civil Enforcement PCN advice please
Hi, Hoping for some advice as I'm not sure what to do. I recieved a letter quite a long time ago from Civil Enforcement regarding an unpaid parking charge in 2019, at the time I looked into it and remembered that I did park there and I would have paid for it, however I can't remember for sure and I don't have any proof…
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PayPal negative balance
Hello, Looking for some advice please, I am in a bit of a pickle! Over the last 2 years I have been transferring money from my PayPal account to a friends using the bank option when it takes a few days to come out of your bank. It started as £100 and increased month by month to pay bills and other debts. It is currently at…
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Best Way to Remove CCJ From Credit File
Hello I took a loan with 118 Money in 2018. Account defaulted in 2019 and then Showed settled the following month. This is when debt was sold to J&C Acquisition. I made some payments. In March this year I received court letter from BW Legal. I called and they stopped the process and I set up payment plan. I missed Mays…
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Old tax calculation
Hello! This query relates to a tax calculation (for my wife) from 2017/18 so I guess the first question is is that too long ago to be able to be put right (if it is indeed wrong).. see below. She received a tax calculation statement dated 4 February 2019 saying she owed £84.80 additional tax for 2017/18, including a…
