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Let's discuss... corporate bonds
There is
surprisingly little discussion of corporate bonds on the forum. That surprises
me, both because they comprise a huge market – higher overall market cap than
equities – and because I see them as a good source of diversification and income.
So I thought I’d start this thread. There is a
sizeable contingent of people…
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PCP/Lease question
Me and my wife are both now in our seventies so only income is from pensions/investments etc. We currently run two cars but are considering reducing this to one car only. Is the following plan viable please? We sell or trade in both existing cars witha view to taking out a PCP or lease deal on a brand new car. Because of…
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Job seeking
Looking for some advice here please to pass on to my 21 year old son. Essentially, how on Earth does one obtain a half decent permanent job these days? I am next to useless when it comes to advice for him - having no real clue how the employment world now operates, being an IT dinosaur, and only having contacts within my…
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Merged: Misleading Pricing and sale reductions
This discussion has been merged.
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Unasked cancellation and refund after email stated shipped
Hi, I bought a TV on 4 Dec 25 from a .co.uk website after asking google ai 'is this a real company?' and getting a positive answer. It is a UK LDT with a companies house nymber.. I have since checked what they say in 'about' on the website and the answer is a 'european online retailer' for a chinese company. The price was…
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Talktalk migration, refusing to cancel as per their email
I received an email from talktalk on 27th November which stated I'd be migrating over to Utility Warehouse on 1st January 2025. It says within the same email that I can cancel with talktalk up until 31/12/2025 without incurring early termination charges. From mid December I told them multiple times I want to cancel my…
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EasyJet decline compensation claim due to airport collision
Mid August my family and I were due to fly from Manchester airport to Paris CDG when our Easy Jet plane collided with another Easy Jet plane whilst taxiing to the runway, resulting in wing damage to both airplanes. We had to disembark the airplane and return to the terminal where EasyJet sourced another plane and crew but…
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Rockhopper Open Offer
Having a small position in Rockhopper Exploration (RKH), I've been invited as part of an open offer to purchase a small number of shares at the reduced price of £0.53 per share (current price £0.70). I've accepted the offer, but there's also an option to buy additional shares, should they be available as part of the offer.…
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Unauthorised recurring payments
Hi newbie here! just realised I’ve been stung on my chase card via the Apple Pay wallet. I supposedly set up a recurring payment to a company called flavor-fusion.com for £29.90 per month from feb 24. As this card is generally used for hols most of the payments have been declined insufficient funds. I have at no time had…
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Octopus Energy Wheel Of Fortune. Anybody "won"?
I am with Octopus for my electricity. When you submit a meter reading on line, you then get a go at spinning their Wheel of fortune. This is a wheel divided into 12 segments, of which five are £0 and seven have a value, most £1 but there is one £512. Now I have spun the wheel 12 times now and won nothing. The law of…
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Car Dealer
Hi there. The other month I went to view a Car at a local Dealer with the view to buying (finance was sorted) and to test drive. Got to Garage as arranged. Car had moved from front of Forecourt to the side ready. Car Dealer son was there as he was away although he'd been messaging and ringing. Son went to get the Keys…
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2025 Fashion On The Ration Challenge
(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". We use the original, 1942, clothing rations.) ---------…
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Problems finding out total charges on pension
Why is it so difficult to find out what your total charges are. I have several pensions and as a year end review I am trying to find out what total charges I am being charged. As an example, I have an old SERPs with Royal London, I rang them up and they said a standard 1% charge is applied, but in looking at my statement…
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DCB Legal / Smart parking ltd
Hi , I’m looking for advice on a claim from DCB Legal which has now led to a possible court letter from HM Courts & Tribunals Service. The claim relates to a private parking charge from a year ago for overstaying in a car park (managed by Smart Parking Ltd). I ignored the earlier letters per se from countless reviews…
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MET Parking McDonald’s Gatwick - validate receipt - POPLA APPEAL SUCCESSFUL
Hey all! Hoping for some help and guidance. As per other members past and present, been stung by not validating my receipt at the Gatwick McDonald’s. We went through the drive thru, it was late and dark after 10pm. We had no idea that we needed to validate the receipt. Also I feel that the McDonald’s staff could at least…
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New Turf Issue
During May and June I returfed my lawn. In preparation I rotavated the entire area to depth of 25cm removing all roots from the length and breadth. Then added a total of 3.6 tonnes of compost soil improver and turf and lawn topsoil.Before laying Medallion Turf. 4 months on it was maturing nicely (see attached picture )…
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Paying £2880 into pension when retired
Jamesd wrote in another thread the following: "She can make £720 a year tax free by paying 2880 net into a pension, having it grossed up to 3600 then withdrawing it. Can only do the withdrawing part from age 55. Can only pay in for this until age 75." I have just retired at 60 and have transferred my DC pension to a new…
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MSE poll: Rank the Celebrations chocolates from best to worst
Poll started 30 December 2025 It's time to get serious and finally settle this age-old debate. We don't want to just find out what the best Celebrations chocolate is, we want the definitive order from best to worst. Can anything top the Malteser? Is a Milky Way better than a Mars? And is a Snickers really worse than a…
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HSBC GIC -> Cash ISA online application?
I am looking to transfer some uninvested funds from HSBC GIC S&S ISA into a cash ISA. It is a bit painful experience so I try to do it not more than once a year. Are there any providers that would accept online application for this transfer? I have previously tried Virgin (had to chase it for 2 months) and Yorkshire…
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Is this Board still required?
I realise that the covid years will have slowed contributions and engagement on this Report holiday deals, bargains & special offers board but even in the past 12-18 months it seems an under served board. Earlier on this year I tried to add some offers and deals that I discovered but those never seemed to get reactions or…
