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Complaint about care home
Not sure if anyone has had experience of having to deal with missing items in a care home? My brother lives in a care home for people with mental health issues and within the last couple of months a lot of stuff have gone missing. Some of the stuff my brother says he threw out but he is very confused with so much…
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Is it possible to repair without replacing laminate floor?
there is a small gap between the laminate flooring, can this be fixed without replacing pl?
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Tired of just getting by
Hi everyone, I have been steadily racking up more and more debt since leaving university. I am from a low income background and at the end of my degree I didn't have the option of returning home as many of my cohort did. I was thrust straight into private renting with no understanding of council tax, income tax or anything…
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Car warranty
HI I bought a car 2 years ago on finance. Turbo Is broken down and normal garage asking to repair around 3-4k and honda is asking for 5k just wander if garage I brought the car from have any responsibility to help and fix the car.. Any advise is very much apriocated
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Incorrect tariff rates.
Hi, I just wanted to highlight something I have picked up recently whilst reviewing my British Gas duel fuel account paid by monthly direct debit, As my fixed tariff comes to an end later next month, June 2026.I am currently on the British Gas fixed tariff v32 which is due to end 25th June 2026, I have been on this since…
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unknown debt request from arrow
hello we received a letter dated 11/10/2024 from a company called arrow, no idea who they are... the also had another letter inside from a company called opos.. both letters was claiming that they took over a debt on 1/06/2023 and say we owe a debt of £250 from Shop Direct (Carval).. that of we have no idea who they are…
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Transfer of NHS pension to LGPS
I would greatly appreciate advice regarding my pension arrangements due to a pending change in employment. Approximately six years ago, I transferred my Local Government Pension Scheme (LGPS) benefits into the NHS Pension Scheme when I took up a position within the NHS. The transfer value at that time was £110,000. My…
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Rewriting Will - thoughts
It’s getting a new Will drawn up time and I’d like to run a few things past those with experience. And, yes, it will be a solicitor Will. My current and past Wills have expressed my wishes in the form of gifts to executors, then absolute amounts to charities and to certain beneficiaries then a residual split. I felt this…
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Eurocarparks - PCN - M&S Carpark Eltham High St
Hi all, The driver stayed 18 mins over 2 hrs allowed duration due to a last minute matter they need to deal with in the shop and received a PCN. They also tried to register parking at the end of the shopping however the system didn't allow as it was over 2 hrs. Any advice on how I should appeal as keeper to get this…
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PRA Barclaycard
Hi all, I have a Barclaycard debt which was sold to PRA after default (default date around April 2024). I have requested CCA from PRA multiple times and haven't received. They have emailed the generic stuff a few times about make payment, offer on account etc. They have now emailed saying action must be taken, and on this…
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Time to banish the debt.
I've been a lurker on here for a while now and kept meaning to start my own diary but for some reason or not I haven't, I now know it's probably because of the shame I'm feeling. I've had some kind of debt for as long as I can remember but never to this extent. 8 years ago I had just paid off £3000 on my credit card and…
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Car insurance chosing own repairer
HI, We have 2 cars insured under a multi car policy with Hastings Direct. Unfortunately both have been involved in accidents. Car 1 was hit on a roundabout. Most likely a no fault claim but not confirmed. We elected to send this car to our preferred repairer rather than the approved one, which has a poor reputation. After…
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Parking charge initial letter did not arrive
I did not receive an initial parking charge request from Apcoa Parking Uk Ltd and so missed the appeal period. Can anyone direct me to the thread which is appropriate for this problem. Also, the only thing that I can think is that I mistyped part of my registration number (I know I paid, I can see it in my bank details).…
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Spanish Car Hire Insurance Excess
Hello new to the forum, I was wondering if you could help, I saw an article on car hire excess insurance. We had a bit of a nightmare on holiday when we got to the car hire desk. Whilst waiting I contacted the insurance company through booking.com whom we had arranged the hire and paid for fully comp insurance. As expected…
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What age to move from investments to cash savings
My understanding is that investments in stocks and shares are for the long term due to short term ups and downs but over time will give a better return. Whereas savings have a lower return but you can't loose your money. At what age does long term investments become less prudent in relation to life expectancy and the need…
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14 day cooling off period when switching
I was on a 12 month fixed rate with my current supplier that expired on 17 May. My current supplier offered me a new 2 year fixed rate which would start when my old fixed rate expired. I agreed this new fixed rate on 12 April. My new deal started on 17 May as agreed. when does my 14 day cooling off period start- 12 April…
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ParkingEye Claim Form received
Hi all, The ParkingEye hounds have been set lose and are out for my blood. I've been sent a Claim Form for overstaying in a shopping park car park, which I 100% know that I did not as that would mean I'd have to shop for longer than 3 hours and I can't imagine anything more gruelling. I have sent 2 emails of complaint (one…
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DCB Legal - Court Claim received - can you advise
Claim form received this week. I'm nervous about going to court but feel like i need to because of the unjust nature of the charges I will take step 1 today and acknowledge receipt of the claim for money, but wanted to start a thread to give time for advice about my defence. Read that even details such as exact amount of…
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I Park Services vs DCB Legal PCN Court Claim
This is regarding the 2nd PCN that I recieved and is exactly same as my previous thread. https://forums.moneysavingexpert.com/discussion/6615384/help-needed-dcb-legal-letter-of-claim-for-i-park-services-pcns/p1?new=1 - The mediation call was not successful in the 1st case. in this 2nd case, I have received the following…
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Overcharging Lizzy Line at Bond Street Hanover Square
Hello, I am wondering if anyone else has experienced overcharging on their contactless or oyster card. The staff at the Hanover Square exit admitted that they knew the exit barriers were faulty, particularly at peak time. I have been consistently overcharged and it is mounting up. I have managed to get two refunds for…
