-
Sainsbury’s Credit Card
Does anyone know if when Sainsbury’s credit card services are passed over to NatWest, if they will continue to offer nectar points on credit card spending?
-
Car Insurance - Insurance forcing 50/50 split
Hi All, I'm with Churchill Car insurance, I had an incident last month where I drove into a Car park, located a empty space, I started reverse parking, I got about 20% in to the bay and the women / car next to the empty bay put her reverse lights on and started to reverse into my car, hitting my rear driver side door/wheel…
-
Euro Car Parks, DCB Legal LTD, Court CLaim 2025
Hi everyone,I'm hoping someone can help or offer advice because I'm feeling quite overwhelmed right now. I've just received a court claim from Euro Car Parks regarding a private parking ticket that dates back over two years ago. I really need guidance on how to prepare a defence for this. Here are the key details: * The…
-
Selling car would you admit it needed costly repairs?
I've decided to treat myself to a new car as my 14 year old Hyundai i10 needs some costly repairs and is slowly rusting away. Approx £1100 repair cost so far and probably more to pass it's MOT The parts have to come from Hyundai and could take months The most costly part is the air con, £600 plus and £300 for wiper…
-
Ryanair flight delayed compensation denied
Hi recently travelled back from Rhodes to Birmingham the flight was delayed and landed 3 hours 22 minutes late. When we were on the runway waiting to leave the pilot came on the tannoy and apoligised for the delay saying the plane was late leaving Birmingham airport due to a hydraulic leak, and luckily Ryanair had a spare…
-
Link Financial has produced CCA and terminated my account. How to proceed?
I requested the CCA for a Lloyds credit card taken out in 2006 and defaulted about 4 or 5 years later. The account was marked as a default on my file - I had a few around the same period. Since the defaults dropped off, I have kept everything 100% in order. My aim in requesting the CCA was for them to not be able to find…
-
Booking.com or Owner who is responsible for refund after walk out of filthy, broken accommodation
Booked two nights at one bed flat in London. Conerns started at arrival, met and brought to a different address than advertised key fob to main building wouldnt work. On entry decided almost imediately not to stay. Unsafe - large letter box was loose and falling from door frame - green tape inside behind the letterbox to…
-
Alternatives to LinkedIn for job search?
Can you suggest some sites for looking for a job in Europe? I'm open to different countries (the UK, Ireland, and Germany in particular), but I can consider other options as well. I'm tired of using LinkedIn, and I would love some alternatives. Thanks!
-
CEL , DCB legal court claim
All, Thanks to the forum for all info I've read prior to where I now am in the typical lifespan of a parking dispute. My wife is a nurse at an NHS hospital and has collected 11 PCNs from Civil Enforcement Ltd. Explanation below. She works nights and always just parked in the empty car park at night with no issue. After…
-
Parking fine/ Liverpool/ Myrtle Parade - Original fine not received - now I have a letter from dcbl
Hi all, I will no doubt be needing some advice for this one in the near future and as a minimum I wanted others to be aware of what I believe is a scam. Overview: I received a debt collection notice from DCBL for parking in Myrtle Parade, Liverpool, for 17 minutes. The blurry image provided just about shows my car's…
-
Post Office Instant Saver
Hi everyone Does anyone know by any chance if the Post Office Instant Saver that you must open with £100 allows you to go below that amount or if £100 must be kept in at all times. https://www.postoffice.co.uk/help-support/instant-saver The only way to contact them appears to be a phonecall and I was hoping to just find…
-
A Totally FREE Christmas 2025
I thought it might be interesting and worth while to create a new thread:A Totally Free Christmas 2025A totally FREE Christmas involves some gifting sacrifice, recycling & upcycling the old, online cashback sites, and saving up supermarket loyalty points etc from different Supermarkets using phone Apps. Feel free to make…
-
Gentle advice please on SOA
Please can you kind people look at my SOA? I’ve been completely honest with what I’m spending. I am a single parent of five, age 34, 25, 23, 17 and 14, the last two live at home. Birthdays are a moderate £60-70 each, Xmas £150 each, and this hasn’t changed with inflation for many years! Mobile/internet/TV all in contract.…
-
Small court claim preparation - lay representative, late evidence filing
Hi all, Based in England. I have been helping my auntie file a court claim against an eviction specialist company. I was also involved with the service they provided - initiating the service and the complaint that followed. We have the court hearing on 1st April. My auntie has been quite poorly and I have been assisting…
-
Just Eat plus
Hi all. I'm tempted to join Just Eat plus as it appears to offer 3 months of "FREE" delivery for just £5.99. This sounds too good to be true.Does anybody know if the FREE bit includes service charge, Just Eat's fee AND the take away companies fee ?
-
DB Pension Terminology Query
As mentioned in another post I’m considering taking a deferred DB pension early which means a reduction of 17% with my selected start date. I have requested a quotation to start the process but there’s a few terms I don’t understand in the documents and hoping someone could fill in the gaps so I’m better informed before I…
-
Final Settlement Offers
Hi All 👋🏻 I’ve recently been working to settle some of my outstanding creditor accounts now they have fallen off my credit file. I’m down to the last four (having settled/cleared four) and recently sent a full and final settlement offer to two which belong to M&S Bank (loan) and HSBC Repayment Services (CC). To note these…
-
Retirement Tax Code
Sorry if this is a common question but I can't find anything. I retired last September and claimed and received a refund of my PAYE. I have not had anything since, ie I did not receive a tax code for this year, is that normal ? I am not taking any pension or have any income, but will take my tax free allowance from my DC…
-
Help with Defending Money Claim against parking fine 16 minutes over 1hr at KFC by Civil Enforcement
Good afternoon guys, Have been browsing the forum for years and used very useful tips here to appeal a few unfair fines, but to my dismay, somehow managed to lose POPLA appeal against a ridiculous fine of £100 for overstaying 16 minutes at a local KFC. Followed all the advice here, the Civil Enforcement obviously declined…
-
IHT selling home instead of leaving it to children
Friend's father now in care. Will leaves house to her and sibling which increases IHT threshold to £500k. Estate is £1m - £1.5m. The children are putting the house on the market now. If it's sold and converted to cash before his demise presumably the IHT allowance drops to £325k?
