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County Court Hearing
Hi all, I had my mediation call a couple of months back where I offered a fiver and was declined. I was hoping it would of been thrown out at this point as its parkingeye and dcblegal. They also emailed me offering to settle for £60 at this point(down from 270) Is there any chance they may still drop it? Otherwise I need…
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Remortgage with additional borrowing & Mat Leave
Hi all, Hoping for some advice as there is every chance I'm overthinking, or missing something obvious. Our 2 year fix is coming to an end in April, initial plan was to just take a new rate with our current provider as they were reasonably competitive and my wife will be on maternity leave from April so saves us the stress…
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Please help £75k debt!
Hello everyone, I found this forum and have been reading different stories the last couple of weeks because find myself at breaking point, 35/M I have a history of gambling addiction which is the root cause and for the first time in my life ( it has been approx 2 months where i feel in control of it and honest with it to…
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Flue Liner - necessary?
I thought I'd posted a thread similar to this but I can't find it. We've had a wood burner for many years and there's never been any leakage from the chimney flue to surrounding rooms (chimney stack is fitted outside the house - no chimney breast inside), 1930s house. I was researching types of liner and register plate…
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Challenge Council Tax Ban issue
After moving to a new property on 01 Aug 2025, I challenged the Council Tax Band with the VOA - property Band C. I collated all the info. I could regarding the properties value as 01 April 1991. Long story, but very limited records available, e.g. Land Registry House Price Index, with nothing specific of any of the 13…
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Money Moral Dilemma: Should I lend £20,000 to my in-debt in-laws and risk not getting it back?
This week's MoneySaver who wants advice asks... My in-laws have a mountain of debt in mortgages on three properties. My father-in-law quit his well-paid job after burning out, the bills piled up and now they’re skint. I've inherited some money, and my wife wants me to lend her parents £20,000 to see them through selling…
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Gulf Air flight delay
I had a flight from Goa - Manchester with a stopover at Bahrain. This whole route was with Gulf Air. My flight from Bahrain - Manchester was delayed by 10hours. I reached out to Gulf Air directly for compensation and they have responded with a final response of denying paying me compensation. Unfortunately the CAA wont…
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Furniture order part delivered then discontinued
Hi All I bought my daughter a bedroom furniture set just before Christmas - 1 bed, 2 x bedside cabinets, 1 x chest of draws and a single wardrobe. Oak finish. Had to chase delivery and was told the wardrobe out of stock - to be fair I was offered at that point to either cancel the order or have the wardrobe removed from…
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Repaying Student Loans 2009/10 guide discussion
This thread is specifically to discuss the content of the guide: Repaying Student Loans To discuss or ask a question about the guide: click reply
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Questions to ask to understand parents finances
Hi, my parents are competent and pretty self sufficient, but are aging and do have a few physical limitations, with my father's memory also not being great. My father has always been the one who manages their money, investments, bills, etc, as my mother has had no interest in this. Over the last couple of years they have…
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Urine on mattress
My mattress is topped with memory foam. Last night my kid slept on it then urinated himself. I blotted with kitchen roll but it was hours later after the incident when i realised what he'd done and was quite dry There was an electric blanket under top sheet which must have absorbed some of it and on. How do i ensure my…
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care and repair plans is it worth the money ?
on making a purchase I'm offered a care and repair plan and wondered are they worth it I have been offered in the past and refused as i feel the manufacturers guarantee should cover this but i need to splurge a little money so of late i've bought a £600 coffee machine and hope to buy a £300 steam generator iron as my…
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CUP Enforcement via DCB Legal, 2025
Got a PCN from CUP Enforcement for being in a layby for 14 seconds (Watford, near Sainsbury), with the car being 1/3 in the layby and other 2/3 in the road. I tried to get to POPLA but CUP deliberately wound down the clock by refusing to answer my email, and subsequently matter passed to DCB Legal. Received a claim form 8…
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Hyundai Kona Self charging hybrid transmission issues
Hello all, So I have intermittent transmission issues after longish journey (90+ mins) where it seems to get 'stuck' in a particular gear and accelerating only increases revs and not speed, it's like it won't go up to the next gear. Today was doing 60 ish on motorway and when putting the foot down nothing happened except…
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CEL only court claim 2025
I would be grateful for help and advice regarding a claim by Civil Enforcement Limited. I have done my AOS as advised and now i need to write up my defence. The PCN states that I was in the Heron car park for 1 hour 34 minutes. Heron Foods in Crewe opened on March 19, 2020, with no car parking restrictions. Since then, I…
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Warning: TravelFX is NOT FCA Authorised – TravelMoneyMax listing appears misleading
I want to flag something important about TravelFX that I think other users should be aware of before using them. I originally chose TravelFX because they appear on the TravelMoneyMax comparison tool and are shown as: That label was a major factor in my decision, as it suggests regulatory oversight and consumer protection.…
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No Heat or Hot Water- No Contractor attending with home emergency cover.
Hi, Our unvented system boiler has not been working since yester evening. We have Sainsburys insurance home emergency cover. This is covered by Davies Group who said someone would attend this morning from Aquilo Facilities by 11am. Nobody turned up so I have contacted Aquilo who said they have not accepted this job…
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Consolidating Mortgages
Hello. We currently have a BTL and a Holiday Let property, both with mortgages. I've worked out that if I were to shift the Holiday Let borrowing into the BTL I would save £300 a month. BTL mortgage is £150k. House value is £500k. Rental income is £1850 per month. We've had the mortgage for 7 years. Lender is Santander…
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Delivery protection Fee
I am 76
years old, partially sighted and not comfortable with shopping online. I placed
an order with Debenhams, who I thought were reputable. It was only when a
confirmation e-mail came that I saw they had charged me an order protection fee
of £8.49. Apparently there is a box already ticked by the site agreeing to…
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Barclays mortgage renewal with arrears
Hello :) *Just to preface - I have autism and sometimes struggle with auditory processing which Barclays are aware of - I've tried to include as much relevant info as possible below* I am just looking for some advice/guidance please. I am nearing the end of a 5 year fixed mortgage with Barclays at 2.27% which is due on…
