Kent Reliance - flexible ISA?

cheepcheep24

Hi, I'm looking at flexible ISAs at the moment, and there is an Easy Access Cash ISA Issue 73 at Kent Reliance which looks okay. The setup process seems a bit complicated as you first apply for an account and then they move it to the new Kent Reliance Online Services.

According to the Key Features and Summary Box for the account (after they move it to Online Services) this is a flexible ISA - however, according to MSE's Top Cash ISAs page, it isn't, and Kent Reliance don't offer flexible ISAs.

I'm just wondering if MSE's information needs to be updated or maybe I'm missing something important?

Many thanks for any clarification!

rallycurve

This ISA is currently not flexible.

But it will be moved to their new system soon (not before July) and will become flexible then

poseidon1

This particular Kent reliance cash isa ( issue 73 ) is not flexible per the T & Cs (link below) -

https://www.kentreliance.co.uk/media/xwnflcl1/797-easy-access-cash-isas-flyer-220519.pdf

Until those T & C's change to indicate Flexible ISA status i would not be signing up on the present terms.

cheepcheep24

Hi, many thanks to @rallycurve and @poseidon1 for your responses, much appreciated. Re Kent Reliance, I think a wait and see approach may be called for, here.

pepsimaxflyboy

I nearly fell foul of this very issue, I thought I'd taken out a 'flexible' account with Kent and I'm sure that at the time MSC's 'key features' indicated that it was a flexible ISA. I'm just changing houses and a flex ISA is essential to my plan to use my ISA funds to purchase but replace the cash during the same tax year, thereby maintaining it's tax free status. Fortunately I found out Kent isn't a flex ISA with just enough time to transfer it to a proper flex ISA before I purchase. Rumour has it that Kent will be offering a Flex option when they move to their new platform later this month but Kent help desks etc are unable to confirm this making it all too late for my completion date. I hope it doesn't catch anyone else out.