Reclaim bank & credit card charges

Helping a neighbour who has had numerous people ringing to offer "insurance" for many unnecessary items. Clearly scams. Seems to have been talked into some and has paid by his debit card, and there also appear to be some direct debits. Has nothing to show for anything but single page letters saying that he now has cover…

Vaguely remember filling out some forms online a long time back. Gladstone Brookes have been in touch as have Allay. I honestly can't remeber who I went with but GB have said there is a delay and Allay say they have a large payout for me. Allay's letter vague. I assume any company would take their fee from the refund for…

Hello forum friends I have been with barclays for around 30 years & remember being charged £35 for going overdrawn & £12 for administration fee's happening quite often . This was around the late ninety's , anybody claimed from that far back ?

This is a difficult question. I received paperwork from two banks stating there is a ppi claim and needed to provide a death certificate etc, It was for my late husband who had remarried just before he died so his new wife would inherit the money, so I didnt go to bank with cert. She has also died in Dec 19 so now the…

I have recently tried to reclaim some of my going over my overdraft charges due to hardship, i have been a good customer for years with them instead of offering me any kind of refund they have sent me a letter suggesting they want to take my overdraft away! Also I have a packaged bank account I have had it for years and it…

I'm hoping there is a banking expert reading this, as I'm about to go insane. In early January 2020, I cancelled my direct debit with Sky, through my bank (Monese). On the 16rh January, Monese let a payment of £66 go to sky, this is after I've cancelled the DD. I requested a refund under the DD guarantee, and then got busy…

I have been a very silly girl. I have finally decided to take stock of my financial situation and what. have uncovered has sickened me and I am pretty sure I have a good case to reclaim interest on over 70 pay day loans taken out between 2014 and 2017. Has anyone else tried to get their interest back?

Hi, Sorry if i am barking up the wrong tree here but i have been with Lloyds Tsb since i left school at 15 and i am 65 years old this year. They have been charging me a monthly account fee for many years on different named accounts, Platinum and Select being two of the later ones. I think platinum was about £17 per month…

Hi, many thanks for reading. I referred a PPI complaint to the ombudsman for Intelligent Finance for a product that had PPI. The bank have now responded via the ombudsman saying that 6 months have lapsed however in this case I am well within the 6 month timeline. What has happened is that the bank responded in some form in…

Hi , I'm new to this so not sure if I'm in the right place. I have sick elderly parents that can no longer live by themselves. We have had the idea of using what money we have to build a log home in our garden.(we have a larger than average garden) would I be able to do this for them ? Who do I need to go through ? Would…

I finally received a decision from HSBC after 6 months and was very pleased to learn they have accepted my claim. I had no idea I was sold MPPI and did not require it. The question I have is, they are telling me that I had MPPI from mortgage inception (Jun-2002) though to Oct-2004 (with the first 6 months being free),…

Hello we are new to the forum and hoping somebody may have some advice. I have had a credit card for over 25 years and recently put in a claim for ppi mis-selling. I was sent a letter three weeks ago upholding my claim and offering £700. This money has not yet come through. I was made redundant last year so actually I did…

Hi Has anyone here had problems searching statements for tens containing 'FEES' or 'CHG'? All my other partial searches work but anything contained in any fees txn is excluded. Smells fishy to me!

Quick question re PPI & Plevin. I recently had my claim rejected but had a Plevin payment. Since then, my complaint for a full refund has been upheld. My questions are: 1 - based on the Plevin refund what can I expect to receive from a full payout roughly as a factor of it? (After Plevin deducted?) I can't seem to find any…

I claimed for PPI on a loan I had with TSB on 6th August (before the closing deadline). I am using Resolver with MSE I have successfully received one payment for a loan from HFC paid through HSBC. I was expecting a lot of problems with this as HFC do not exist anymore but came through within a month! However, the TSB loan…

I'm trying to reclaim my nannas charges for her as she is in severe financial hardship. I've finally received her Subject Access Request from JD Williams after months of trying. In the administration charges section, it states that there is £404.00 worth of charges charged to date but there not all listed in the history of…

Not sure If anyone can help me. On looking at my bank account today there have been 7 transactions amounting to £108 for purchases on the sims mobile game. This was not me. Yes Mt debit card was linked to my Google play account but it was not me who made the purchase, with speaking to my bank they are unable to refund me…

My daughter has received a letter from hsbc about her dormant bank account. Apparently for the last 10 years they have been adding interest on , now the debt is £500.00 this is despite the fact that she opened another account with them years later. She did not realise she had this overdraft. Does anyone think this is…

Hi, I just wanted a bit of advice. I put in a claim for a packaged bank account with Lloyds that I had from 2007 til 2013 (various types). I've had a letter from Lloyd's upholding my complaint for a silver account (a small amount) in September 2009. However, they have then said my gold account was outside of time limit to…

So This happen to me often now whenever I go into my overdraft Santander always take the money for the fees when there is no money in my account and then charge me for going into my overdraft again and because they have taken the money I also get direct debits returned which I also get charged for I’m currently paying off…