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Won my MPPI claim, but sceptical about calculation
I finally received a decision from HSBC after 6 months and was very pleased to learn they have accepted my claim. I had no idea I was sold MPPI and did not require it. The question I have is, they are telling me that I had MPPI from mortgage inception (Jun-2002) though to Oct-2004 (with the first 6 months being free),…
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PPI mis-selling claim upheld but amount offered later changed
Hello we are new to the forum and hoping somebody may have some advice. I have had a credit card for over 25 years and recently put in a claim for ppi mis-selling. I was sent a letter three weeks ago upholding my claim and offering £700. This money has not yet come through. I was made redundant last year so actually I did…
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TSB statement search for FEES
Hi Has anyone here had problems searching statements for tens containing 'FEES' or 'CHG'? All my other partial searches work but anything contained in any fees txn is excluded. Smells fishy to me!
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Plevin vs. Full refund amounts?
Quick question re PPI & Plevin. I recently had my claim rejected but had a Plevin payment. Since then, my complaint for a full refund has been upheld. My questions are: 1 - based on the Plevin refund what can I expect to receive from a full payout roughly as a factor of it? (After Plevin deducted?) I can't seem to find any…
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Getting Nowhere with Lloyds TSB PPI Claim through Resolver
I claimed for PPI on a loan I had with TSB on 6th August (before the closing deadline). I am using Resolver with MSE I have successfully received one payment for a loan from HFC paid through HSBC. I was expecting a lot of problems with this as HFC do not exist anymore but came through within a month! However, the TSB loan…
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JD Williams charges reclaim advice
I'm trying to reclaim my nannas charges for her as she is in severe financial hardship. I've finally received her Subject Access Request from JD Williams after months of trying. In the administration charges section, it states that there is £404.00 worth of charges charged to date but there not all listed in the history of…
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Google Play fraud!!
Not sure If anyone can help me. On looking at my bank account today there have been 7 transactions amounting to £108 for purchases on the sims mobile game. This was not me. Yes Mt debit card was linked to my Google play account but it was not me who made the purchase, with speaking to my bank they are unable to refund me…
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Student overdraft
My daughter has received a letter from hsbc about her dormant bank account. Apparently for the last 10 years they have been adding interest on , now the debt is £500.00 this is despite the fact that she opened another account with them years later. She did not realise she had this overdraft. Does anyone think this is…
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Lloyds packaged bank account- outside time limit
Hi, I just wanted a bit of advice. I put in a claim for a packaged bank account with Lloyds that I had from 2007 til 2013 (various types). I've had a letter from Lloyd's upholding my complaint for a silver account (a small amount) in September 2009. However, they have then said my gold account was outside of time limit to…
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Unarranged overdraft fees
So This happen to me often now whenever I go into my overdraft Santander always take the money for the fees when there is no money in my account and then charge me for going into my overdraft again and because they have taken the money I also get direct debits returned which I also get charged for I’m currently paying off…
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Multiple PPI owed from one lender
I applied for a PPI refund from Barclays on the eve of the deadline via the tool on this website and Barclays wrote back to inform me that I’d taken out two sets of PPI with them. They included a (small) cheque to cover one PPI policy and confirmed that I’d had a second PPI policy on another loan with them. They also…
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Barclays interest refund - 10 years after bankruptcy
Hi All, 10 years ago I was declared bankrupt. For a year after this I paid a bankruptcy order. Then was discharged. I have today received a letter from Barclays, saying they are refunding me some money because of an issue with the interest charge on a loan I had around 11 years ago (some of this was written off as part of…
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Barclaycard PPI - How much info to give?
Hey guys, So I made a PPI claim with Allay months ago and before the deadline had passed. I heard next to nothing back from Allay other than one request for further information. I did receive a few hits back from lenders, the likes of Welcome Finance for instance, but nothing that constituted any refund. Today I got a…
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Fairtrade practice RIP OFF SCANDAL
Good day all I am new to the group so thank you in advance for any feedback and advice given here. My query is about a situation with a company called The Fairtrade practice who deal with PPI claims. In February 2016 they submitted a claim to my bank regarding an advanced banking fee that i was paying for every month that…
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PPI tax help
Hello I hope that I am posting this in the right place and that somebody can give me some advice. Towards the end of last year I got a PPI payment of 3,071.20 for 2 separate loans. I have since tried to claim from the tax for the interest that was withheld. On one loan Gross compensatory interest is £654.10 tax withheld…
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Barclays Packaged Account
hi i had a Barclays PPi upheld by FOS in 2013. i am now claiming for my packaged Additions Account and have today been contacted by FOS to say Barclays want info on a "ex' who was on the account for a short time. i have evidenced the 2013 PPi claim which as for zero details of the 'ex' plus statements to show that from…
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PPI refund agreed. But still not received. Interest?
NatWest sent me a figure that I agreed with back in November, but nearly three months later they are yet to pay me. (Due to high number of claims.) Surely I am now owed additional interest and they should eventually pay me more than originally agreed?
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Ppi
Hi I have claimed RBS for PPI and they have agreed settlement but say as I was in protected trust deed at the time they are going to withhold enough to cover what was owed but I know their appeal to do this was rejected in court in November I have spoken to them today and they have said yes this is correct but that was in…
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Asda Money credit card (Creation financial services) - reclaiming charges
Hi, has anyone got any experience with Creation in trying to ask for charges to be waived? were you successful and how did you go about it? thank you
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M&S personal reserve PPI
Info on this account is very sparse! I’ve only found 1 article an MSE one where the claimant got nearly 20k back - her account was opened the same year as mine but I don’t know how long she had it for. However the account was only available for a few years. I’m wondering why her pay out seems high? I genuinely don’t…
