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Rbs.. snowballing charges
Hi all Last night I spent some time looking through the last 6 year's statements and was shocked to total up the amount I have paid in charges. Not one month has passed when I haven't paid in excess of £25 interest for usage of my £2,000 student overdraft (now current account) plus £6 arranged overdraft fees and £6-£12…
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RBS reclaiming overdraft charges and interest
Hi all Last night I spent some time looking through the last 6 year's statements and was shocked to total up the amount I have paid in charges. Not one month has passed when I haven't paid in excess of £25 interest for usage of my £2,000 student overdraft (now current account) plus £6 arranged overdraft fees and £6-£12…
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Lloyd’s refunded overdraft charges without me asking
Lloyd’s have given me two credits today of £140 for my overdraft charges, because I wasn’t told they were going to take the money apparently. So my question is, would this be the whole amount or a gesture and should I try chasing the rest. Or be happy I got a little or all of it back?
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Lloyds Bank charges reclaim advice please
I emailed a complaint letter to Lloyds back in September and apart from confirmation of that email, I have received no further response. I emailed a further 3 times and no reply to those either. I have just rung them and the lady I spoke to said they don't refund bank charges anymore or look into it as they have stopped…
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Scam recovery
Helping a neighbour who has had numerous people ringing to offer "insurance" for many unnecessary items. Clearly scams. Seems to have been talked into some and has paid by his debit card, and there also appear to be some direct debits. Has nothing to show for anything but single page letters saying that he now has cover…
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Allay Claims Gladstone Brookes
Vaguely remember filling out some forms online a long time back. Gladstone Brookes have been in touch as have Allay. I honestly can't remeber who I went with but GB have said there is a delay and Allay say they have a large payout for me. Allay's letter vague. I assume any company would take their fee from the refund for…
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Historic bank charges
Hello forum friends I have been with barclays for around 30 years & remember being charged £35 for going overdrawn & £12 for administration fee's happening quite often . This was around the late ninety's , anybody claimed from that far back ?
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PPI was confirmed but not sent in death certificate and proof of entitlement yet is it too late
This is a difficult question. I received paperwork from two banks stating there is a ppi claim and needed to provide a death certificate etc, It was for my late husband who had remarried just before he died so his new wife would inherit the money, so I didnt go to bank with cert. She has also died in Dec 19 so now the…
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HSBC OVERDRAFT CHARGES
I have recently tried to reclaim some of my going over my overdraft charges due to hardship, i have been a good customer for years with them instead of offering me any kind of refund they have sent me a letter suggesting they want to take my overdraft away! Also I have a packaged bank account I have had it for years and it…
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Direct Debit Guarantee Farce
I'm hoping there is a banking expert reading this, as I'm about to go insane. In early January 2020, I cancelled my direct debit with Sky, through my bank (Monese). On the 16rh January, Monese let a payment of £66 go to sky, this is after I've cancelled the DD. I requested a refund under the DD guarantee, and then got busy…
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After some help/advice on reclaiming on credit cards, pay day loans and high interest guarantor loan
I have been a very silly girl. I have finally decided to take stock of my financial situation and what. have uncovered has sickened me and I am pretty sure I have a good case to reclaim interest on over 70 pay day loans taken out between 2014 and 2017. Has anyone else tried to get their interest back?
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Lloyds Tsb monthly account charges.
Hi, Sorry if i am barking up the wrong tree here but i have been with Lloyds Tsb since i left school at 15 and i am 65 years old this year. They have been charging me a monthly account fee for many years on different named accounts, Platinum and Select being two of the later ones. I think platinum was about £17 per month…
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PPI complaint referred to ombudsman but bank refuse to respond as 6 months have lapsed
Hi, many thanks for reading. I referred a PPI complaint to the ombudsman for Intelligent Finance for a product that had PPI. The bank have now responded via the ombudsman saying that 6 months have lapsed however in this case I am well within the 6 month timeline. What has happened is that the bank responded in some form in…
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Log cabin build regulations
Hi , I'm new to this so not sure if I'm in the right place. I have sick elderly parents that can no longer live by themselves. We have had the idea of using what money we have to build a log home in our garden.(we have a larger than average garden) would I be able to do this for them ? Who do I need to go through ? Would…
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Won my MPPI claim, but sceptical about calculation
I finally received a decision from HSBC after 6 months and was very pleased to learn they have accepted my claim. I had no idea I was sold MPPI and did not require it. The question I have is, they are telling me that I had MPPI from mortgage inception (Jun-2002) though to Oct-2004 (with the first 6 months being free),…
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PPI mis-selling claim upheld but amount offered later changed
Hello we are new to the forum and hoping somebody may have some advice. I have had a credit card for over 25 years and recently put in a claim for ppi mis-selling. I was sent a letter three weeks ago upholding my claim and offering £700. This money has not yet come through. I was made redundant last year so actually I did…
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TSB statement search for FEES
Hi Has anyone here had problems searching statements for tens containing 'FEES' or 'CHG'? All my other partial searches work but anything contained in any fees txn is excluded. Smells fishy to me!
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Plevin vs. Full refund amounts?
Quick question re PPI & Plevin. I recently had my claim rejected but had a Plevin payment. Since then, my complaint for a full refund has been upheld. My questions are: 1 - based on the Plevin refund what can I expect to receive from a full payout roughly as a factor of it? (After Plevin deducted?) I can't seem to find any…
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Getting Nowhere with Lloyds TSB PPI Claim through Resolver
I claimed for PPI on a loan I had with TSB on 6th August (before the closing deadline). I am using Resolver with MSE I have successfully received one payment for a loan from HFC paid through HSBC. I was expecting a lot of problems with this as HFC do not exist anymore but came through within a month! However, the TSB loan…
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JD Williams charges reclaim advice
I'm trying to reclaim my nannas charges for her as she is in severe financial hardship. I've finally received her Subject Access Request from JD Williams after months of trying. In the administration charges section, it states that there is £404.00 worth of charges charged to date but there not all listed in the history of…
