-
PPI Statutory compensation taken off previous claim
I have been claiming a refund of PPI from Barclays Bank for a mortgage back in 2004. I have received a refund of £744 for the mis-selling of all the insurance premiums paid as was given the impression that I wouldn't get the mortgage without it. There was no interest charged on the premiums (and thus none refunded). The…
-
HSBC Charges for Non-Sterling transactions/cash in Gibraltar
HSBC charges in Gibraltar for Non-sterling cash and non-sterling transactions I have been visiting Gibraltar for nearly ten years now since my daughter moved there with her job. I noticed that my HSBC flexi-saver account have been charging me 'non-sterling cash charge' for withdrawing sterling from ATM machines. I am also…
-
Reclaiming tax on PPI payout
Hi There I recently got very excited when I saw Martin’s article about reclaiming the tax on your PPI payout. I completed the R40 form as described and I’ve come home today to a letter from the HMRC saying that I now owe them over £3,400.00! I’m in shock and I’m not in a position financially to pay out that sort of money &…
-
Help with locating my PPI compensation
Hi all, i'm highly doubtful of being able to resolve this but I thought it might be worth a try seeking advice here so here goes - Today I went to my previous address to collect mail. The lady who now lives there told me she recieved a letter for me she accidentally opened (about 6 months ago). Inside was a cheque for over…
-
FirstPlus PPI
We submitted a PPI claim to Barclays regarding a loan we had through FirstPlus, after a couple of letters saying it is being investigated we have had a letter from CapitalOne saying they took over HFS loans who were the broker for our loan. The letter states that we ticked the box and were also advised over the phone that…
-
RBS phone interview?
Hi there, RBS rang me a couple of weeks to say they needed a “phone interview” with me, on the subject of a PPI claim I made back in July (I have evidence of PPI payments on a NatWest loan). Has anyone else had this? The call’s tomorrow; booked in for a disconcertingly long 45 minutes! Apparently I don’t need to prepare…
-
PPI payout offer advice needed
Hello all, I would like some advice on a payout offer I’ve had for a loan I had a very long time ago (approximately 14 years ago). I used the really good resolver service which I discovered on this website a couple of hours before the PPI deadline, I’ve never really used finance or credit cards much but when I was young I…
-
Barclays Stalling for Time?
Hi all, Been following the advice on here but have hit a wall with Barclays Legacy Egg PPI complaint which they are still dragging on since 2015 and have used every trick in the book to delay :( I have a complaint reference number and have been calling weekly for updates and seem to be going round in circles. Keep hitting…
-
Amex unauthorised charge
My business is a Ltd company which is a seperate entity from myself. Over the past few months cash has been tight in the business and we’ve been behind on some payments. There is a company that we owe around £2,000 to. Earlier this month after speaking to them, I agreed to make a payment on behalf of the business to them…
-
Ultimate reward account
I had a ultimate reward account with Halifax when I worked and earned over £900 a month. I stopped working to be a stay at home mum and the only money going in was child benefit. I know it’s my own fault for not cancelling but should the bank not of seen i wasn’t earning and advised i changed my account. Despite not…
-
FOS £2000 refund
Hi Whilst at university I had money that was stolen out of my account. The bank at first refused to refund the money and it has taken over 16 months to get resolved. Following the FOS investigation, HSBC made a decision to write to me and pay me back the full amount. Plus 8% the original amount, and overdraft fees. My…
-
Santander 123 bank charges
Would like to know if people have been successful in claiming back the account fees on the Santander 123 cash back account.
-
How to repaying cash advance asap?
I am currently at Paris and run out of cash. I just made a €20 cash advance on my Halifax Clarity credit card about 1 hour ago. I understood Halifax starts charging interest immediately after I made withdrawal. To pay off this €20 cash advance as soon as possible to avoid cash advance interest, I paid in £50 to my halifax…
-
Small Success but how do I reclaim the tax?
-
Bank cancelled my card by accident & want to negotiate Compensation?
Negotiated a good amount.
-
PPI - declined
Hi can anyone advise, i made a claim for PPI, first i was told they couldn't find anything so i was able to find my old acct number (after much digging through old papers) now they have written back saying they have destroyed all paperwork relating to my acct. My question is can i take this any further or should i just…
-
Alliance & Leicester
Hello Is it still possible to claim for unfair bank charges with A & L, just found all my paperwork...late I know. But I thought I would ask before I shred it all. Thank you
-
ppi scandal, it's not over yet!
The circumstances of the case of Figurasin & Anor v Central Capital Ltd [2014] EWCA Civ 504, might apply to you. This is a ppi claim where the Claimant knew there was ppi on the loan, the details of the ppi were set out in documents provided by Central Capital to the Claimant which contained a complete breakdown of the…
-
Mixed messages from RBS
This week we received 2 letters from RBS, both dated the 13th Sep the first one addressed to myself and my OH (joint account) This letter said they had found ppi was sold to us and we would hear from them within 8 weeks. The second letter is addressed just to my OH (same account number) this letter states there are no…
-
Do you need PPI documentation to suceed
Can Martin or someone advise?? We approached HSBC about a mortgage we had with them and mis-sold PPI. When we took out the mortgage in 2003, they said we needed to take out PPI in order to get the specific mortgage deal. At the time a 100% mortgage. We no longer have the paperwork (because we got rid of it) after they told…
