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Reclaiming arranged overdraft charges
Afternoon, Does anybody have any success stories or advice on trying to reclaim excessive arranged overdraft fees? Ie. £10k in the last 5 years. Cheers.
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Early Direct Debit payments causing bank charges!!!
Hi All, My sister has a direct debit to pay for her car but they have been taking the direct debit amounts out early rather than the day after the bank holiday/weekend. This means that she is being charged for going over her overdraft (twice now) and (more worryingly) will be affecting her credit rating. I thought that the…
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Barclaycard still want payment after ppi refund
Hi, I made an enquiry about miss sold ppi from Barclaycard through Barclays, and I've received a refund. I thought I had a case but was still amazed to have succeeded! My Barclaycard debt goes back to 2003 and despite paying back usually the minimum as often as I could, I still owe £1,340. The whole experience over the…
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Credit card increases
Morning – we have had several increases of available credit on various credit cards in the past – can we reclaim the amount of interest we have paid in the past on the basis of non-affordability. Although the majority have been paid we struggled at the time to do this - Thanks
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Am I entitled to reclaim packaged account charges?
I'll be the first to admit this may come across as opportunist, and in all honesty having only just read the MSE Reclaim Packaged Account charges, that's exactly what it is. I had a (free) Natwest Advantage Gold account since 1992. In 2003 the company I worked for was taken over by RBS and one of the T&Cs were that staff…
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Moral advice required :)
Evening ! I left it too late and engaged a claims company to look into any PPI I might have had (I know, I know) I gave all previous addresses etc and all but 2x institutions came back negative So. My quandary is now that I know which institutions they are, is there any reason (aside from being morally suspect) why I…
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Call from "UK Claims" - possible scam
Just took a call from an outfit describing themselves as "UK Claims" reckoning to be able to get you your banking charges back. They refused to give full company details/address when repeatedly challenged so its probably dodgy (calling line ID came up as 0123) and I put the phone down on them. This site is the only help…
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Does the bank owe me compensation?
Around 18 months ago, I entered an IVA due to mounting credit card and loan debt. I was missing payments, incurring charges and interest etc I have recently been contacted by Halifax and Lloyds who have a company currently checking how they’ve dealt with accounts in the past and they’ve decided to reduce my Halifax credit…
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PPI Statutory compensation taken off previous claim
I have been claiming a refund of PPI from Barclays Bank for a mortgage back in 2004. I have received a refund of £744 for the mis-selling of all the insurance premiums paid as was given the impression that I wouldn't get the mortgage without it. There was no interest charged on the premiums (and thus none refunded). The…
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HSBC Charges for Non-Sterling transactions/cash in Gibraltar
HSBC charges in Gibraltar for Non-sterling cash and non-sterling transactions I have been visiting Gibraltar for nearly ten years now since my daughter moved there with her job. I noticed that my HSBC flexi-saver account have been charging me 'non-sterling cash charge' for withdrawing sterling from ATM machines. I am also…
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Reclaiming tax on PPI payout
Hi There I recently got very excited when I saw Martin’s article about reclaiming the tax on your PPI payout. I completed the R40 form as described and I’ve come home today to a letter from the HMRC saying that I now owe them over £3,400.00! I’m in shock and I’m not in a position financially to pay out that sort of money &…
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Help with locating my PPI compensation
Hi all, i'm highly doubtful of being able to resolve this but I thought it might be worth a try seeking advice here so here goes - Today I went to my previous address to collect mail. The lady who now lives there told me she recieved a letter for me she accidentally opened (about 6 months ago). Inside was a cheque for over…
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FirstPlus PPI
We submitted a PPI claim to Barclays regarding a loan we had through FirstPlus, after a couple of letters saying it is being investigated we have had a letter from CapitalOne saying they took over HFS loans who were the broker for our loan. The letter states that we ticked the box and were also advised over the phone that…
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RBS phone interview?
Hi there, RBS rang me a couple of weeks to say they needed a “phone interview” with me, on the subject of a PPI claim I made back in July (I have evidence of PPI payments on a NatWest loan). Has anyone else had this? The call’s tomorrow; booked in for a disconcertingly long 45 minutes! Apparently I don’t need to prepare…
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PPI payout offer advice needed
Hello all, I would like some advice on a payout offer I’ve had for a loan I had a very long time ago (approximately 14 years ago). I used the really good resolver service which I discovered on this website a couple of hours before the PPI deadline, I’ve never really used finance or credit cards much but when I was young I…
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Barclays Stalling for Time?
Hi all, Been following the advice on here but have hit a wall with Barclays Legacy Egg PPI complaint which they are still dragging on since 2015 and have used every trick in the book to delay :( I have a complaint reference number and have been calling weekly for updates and seem to be going round in circles. Keep hitting…
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Amex unauthorised charge
My business is a Ltd company which is a seperate entity from myself. Over the past few months cash has been tight in the business and we’ve been behind on some payments. There is a company that we owe around £2,000 to. Earlier this month after speaking to them, I agreed to make a payment on behalf of the business to them…
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Ultimate reward account
I had a ultimate reward account with Halifax when I worked and earned over £900 a month. I stopped working to be a stay at home mum and the only money going in was child benefit. I know it’s my own fault for not cancelling but should the bank not of seen i wasn’t earning and advised i changed my account. Despite not…
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FOS £2000 refund
Hi Whilst at university I had money that was stolen out of my account. The bank at first refused to refund the money and it has taken over 16 months to get resolved. Following the FOS investigation, HSBC made a decision to write to me and pay me back the full amount. Plus 8% the original amount, and overdraft fees. My…
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Santander 123 bank charges
Would like to know if people have been successful in claiming back the account fees on the Santander 123 cash back account.
