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PPI payout offer advice needed
Hello all, I would like some advice on a payout offer I’ve had for a loan I had a very long time ago (approximately 14 years ago). I used the really good resolver service which I discovered on this website a couple of hours before the PPI deadline, I’ve never really used finance or credit cards much but when I was young I…
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Barclays Stalling for Time?
Hi all, Been following the advice on here but have hit a wall with Barclays Legacy Egg PPI complaint which they are still dragging on since 2015 and have used every trick in the book to delay :( I have a complaint reference number and have been calling weekly for updates and seem to be going round in circles. Keep hitting…
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Amex unauthorised charge
My business is a Ltd company which is a seperate entity from myself. Over the past few months cash has been tight in the business and we’ve been behind on some payments. There is a company that we owe around £2,000 to. Earlier this month after speaking to them, I agreed to make a payment on behalf of the business to them…
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Ultimate reward account
I had a ultimate reward account with Halifax when I worked and earned over £900 a month. I stopped working to be a stay at home mum and the only money going in was child benefit. I know it’s my own fault for not cancelling but should the bank not of seen i wasn’t earning and advised i changed my account. Despite not…
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FOS £2000 refund
Hi Whilst at university I had money that was stolen out of my account. The bank at first refused to refund the money and it has taken over 16 months to get resolved. Following the FOS investigation, HSBC made a decision to write to me and pay me back the full amount. Plus 8% the original amount, and overdraft fees. My…
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Santander 123 bank charges
Would like to know if people have been successful in claiming back the account fees on the Santander 123 cash back account.
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How to repaying cash advance asap?
I am currently at Paris and run out of cash. I just made a €20 cash advance on my Halifax Clarity credit card about 1 hour ago. I understood Halifax starts charging interest immediately after I made withdrawal. To pay off this €20 cash advance as soon as possible to avoid cash advance interest, I paid in £50 to my halifax…
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Small Success but how do I reclaim the tax?
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Bank cancelled my card by accident & want to negotiate Compensation?
Negotiated a good amount.
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PPI - declined
Hi can anyone advise, i made a claim for PPI, first i was told they couldn't find anything so i was able to find my old acct number (after much digging through old papers) now they have written back saying they have destroyed all paperwork relating to my acct. My question is can i take this any further or should i just…
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Alliance & Leicester
Hello Is it still possible to claim for unfair bank charges with A & L, just found all my paperwork...late I know. But I thought I would ask before I shred it all. Thank you
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ppi scandal, it's not over yet!
The circumstances of the case of Figurasin & Anor v Central Capital Ltd [2014] EWCA Civ 504, might apply to you. This is a ppi claim where the Claimant knew there was ppi on the loan, the details of the ppi were set out in documents provided by Central Capital to the Claimant which contained a complete breakdown of the…
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Mixed messages from RBS
This week we received 2 letters from RBS, both dated the 13th Sep the first one addressed to myself and my OH (joint account) This letter said they had found ppi was sold to us and we would hear from them within 8 weeks. The second letter is addressed just to my OH (same account number) this letter states there are no…
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Do you need PPI documentation to suceed
Can Martin or someone advise?? We approached HSBC about a mortgage we had with them and mis-sold PPI. When we took out the mortgage in 2003, they said we needed to take out PPI in order to get the specific mortgage deal. At the time a 100% mortgage. We no longer have the paperwork (because we got rid of it) after they told…
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HSBC PPI rejected by Ombudsman
Hi guys, Looking for some advice here. I complained to HSBC when I heard that they put PPI on my mortgage policy when I did not realise it was added. However, at the time I did not reply to them within the 6 months when they gave us their decision as we had bereavement and depression in the family which meant as a family…
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Ppi sold to barclays
I had an egg card, now sold to Citibank. I filled in form for ppi refund and have had letter saying, yes they have account details, but ppi sold to barclays. Deadline passed can I still claim?
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Reclaiming - can there be consequences?
Hi, I've got an anxiety about reclaiming bank charges that I hope you folks can help with. I think I have a strong claim for bank charges going back several years, for hundreds of pounds. I lost my job, home, and everything else about 4 years ago, and since then have been slowly rebuilding, but frequently going over my OD…
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Nationwide rejection.
We have just been rejected for nationwide ppi on mortgage but they found in favour on CC. They state that we would have been fully informed of our opinions in 1992 and letters 1992-94 but we disputed this. Because they were agents for the society who latter went on to distance themselves from the resale of a 2nd mortgage…
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Barclaycard Lifestyle Plan - PPI rejected
Hi wonder if someone can help. I had Barclaycard Lifestyle Plan which was paid for by my Barclaycard ach month. Barclays are claiming this wasn't PPI, and although the link to my card doesn't fall under the PPI claims as it was a separate product and not ppi. This was underwritten by Monument insurance. Barclays are very…
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Charges from 20 years ago???
Hi my mum fell into financial difficulties around 20 years ago when her and my dad split up he moved out. I was still at school and she snowballed into debt trying to pay the bills she was trying to pay her way out of debt but the bank charges were crushing her she had to cash in her endowment policy and eventually some…
