-
BCCI claim
Can anyone help please? Back in the 90s I had credit card with BCCI (Bank of Credit and Commerce International) which collapsed and is now a case study for fraudulent banking practices. How can I find out whether I was charged PPI on my credit card??? Any ideas?
-
Can I still claim and Who do I Claim from?
Please help! In 1994 I defaulted on a motor loan with Black Horse. They took me to court and were awarded a CCJ against me... I was order to pay? £10 a month until the loan was repaid... I'm still paying it off. The loan has been sold on to Cabot Finance... I have two questions.. Can I still make a PPI claim and Who do I…
-
Bank can't send me old records
Hello, I recently read about recouping bank charges, and went to the Halifax so they could send me old statements, for which they did for a current account. However, I gave them the sort code and account number of a joint account opened around 2006/7, and closed in 2009, and it didn't come up anywhere on their system. I…
-
Lloyds Packaged Fees Rejection
Dear MSE Forum Members, Following my recent claim to Lloyds Bank (through Resolver) for mis-selling packaged account fees, I got a call from the bank today and they said they have rejected my claim. To give you some background, the basis of my claim is based on two factors: 1) mobile phone insurance - bank refused my claim…
-
refused ppi by santander
Santander have advised the ppi was taken out in 2002 and we had only 15 years to make a mis-selling complaint and more than 15 years have passed so they have determined it is time-barred is this correct please
-
Refund Interest - Simple or Compound?
Hello A major bank has contacted me regarding incorrect charges that were wrongly added to a loan I had with them back in 2006 which was settled in 2007. In calculating the refund amount, they added simple interest @8%pa (13 years worth) to the repayment. I remember reading somewhere that such interest should be compounded…
-
Resolver- not really useful for claiming
I don't see why Resolver has been suggested by MSE for PPI. I used it and waited weeks for when it said I could escalate to the Ombudsman even though I received a letter from the bank weeks before. On downloading the case from Resolver it says documents I uploaded were not sent to the Bank. What is the point, when I attach…
-
Interesting information ppi
I have spoken to a few companies when I started looking into PPI mis selling and what seems very strange and what's the fact that a lot of these companies were able to establish quite quickly and easily that PPI have been mis-sold or added onto loans or credit cards. Why is it the companies were not forced to contact the…
-
Trying to reclaim deceased ppi who was made bankrupt
Hello, has anyone any idea if this would even be viable to try and reclaim my late Dads ppi, who was made bankrupt, which was over 6 years before his death? Thanks
-
Old GOLDFISH credit card
I held a Goldfish credit cartd 2005 - 2006 - I then moved house and paid of the debt in full. Stupidly I destroyed all the paperwork:( I believe that Goldfish no longer exists? I was told that Barclaycard took over the Goldfish accounts - I have written to Barclaycard giving my previous address/previous surname/ relevent…
-
Plevi
Hi all, I have just started my ppi claim using the resolver tool. I would like to know, do I have to make a separate claim for peeving or is it all included in my initial claim. Any help would be grateful.
-
Money PPI mis selling but seems to lead back to the same companies
I have started the process of try to establish if I had PPI with some financial companies over the previous years, I have been using the financial conduct authority link to look back at the possible company contact information regarding PPI .The one thing that I have noticed is that it appears that a lot of these companies…
-
Appeals from bank decisions
Hi I applied through Resolver to claim my bank charges back which was successfully received. I got a refund but only a part of the charges, and I would want to appeal to try to get the full amount back. Do you think it is possible, and how should i do it: directly with the bank or go straight to Ombudsman? Appreciate all…
-
Mortgage PPI
In the early 1990's I had a 95% mortgage from National and Provincial building society and a 5% top up from a company called GAN. I cannot find my paperwork but I am 100% sure that I paid PPI on this. I have contacted Santander (who I believe now own N & P) but they say they have no records of my mortgage and won't help.…
-
Unrequested refund
Hi, My partner received a PPI refund from Barclays about 4 years ago as a result of using the Claims Advisory Group. Out of the blue they have now received an additional payment as a result of Barclays having miscalculated the original payment and finding an additional refund for another credit card. This refund has been…
-
PPI Barclaycard form information
Hi, Does anyone have experience of filling in the form for Barclaycard? They are asking questions for the date I took out PPI (would this not be the date the account started? Which I don't have the date for anyway!) They are also asking what my salary was ? Do they really need this information (I can't remember yesterday!)…
-
Aqua success July 2019
I’m crying with joy as I’ve just received a letter in regards to my PPI claim with Aqua Credit Card. I’ve had a really horrible last two years. Financial struggles and in a job where I was bullied and not appreciated. My partner of 14 years left me and despite all of this I stayed strong and fought through all the hard…
-
Topshop card - Santander
Hello, I tried to claim back PPI back on my Topshop card back in 2013, it was rejected saying I had signed the form for PPI therefore not entitled to any PPI refund. I went through the FOS to see if I could claim via them but cannot remember the outcome only I still didn't get a refund. I didn't realise I could appeal…
-
PPI with mortgage
I'm trying to find out if I can do anything to claim PPI we had with our mortgage which has since been repaid. The lender confirmed we had PPI taken out through a broker "Key Consultants" based in Solihul who were introduced to us via our Cooperative insurance representative. It looks like "Key Consultants" are no longer…
-
First Plus or Ocean Finance PPI Reclaim
About two years ago I wrote to First Plus Financial Services and Ocean Finance to try and reclaim mis sold PPI policies. Ocean Finance is no longer a valid business and therefore there is no one to claim from. First Plus refused to accept that PPI was mis sold because it was sold through a broker. I contacted FOS and they…
