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PPI claim aganist first national bank
I had a loan with First National Bank from 2001 - 2005. Can anyone help with an address for First National Bank please, I cant seem to find them anywhere and have no paperwork. Thanks.
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PPI predicament
Howdy folks, I keep being tempted to go through a PPI claim malarkey. What's stopping me, other than the not knowing how much the claim would be for and whether it'd be worth going forward, knowing I;d have to pay 30% to the handler, or a flat fee if there weren't any to claim, is that, in November 2014, I completed the…
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Midland Bank Orchard and Vector Accounts
I been thinking about PPI but have just read the article on packaged bank accounts but cannot find any information on the Midland Bank Orchard and Vector accounts. Would anyone know if these accounts are classed as packaged accounts and whether you can claim a refund dating back to when they were first introduced in the…
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Lloyds TSB AD cvr
I recently made a claim for missold ppi after finding statements from my lloyds credit card which contained a monthly charge for Lloyds TSB ad cvr. Lloyds have declined the claim saying they cannot find any PPI on the account but when I rang them they couldn't explain what the charge was for. I recall ringing and…
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What company credit card starts with.....?
Hi, I am wondering if anyone can help. I am wanting to check whether I've had PPI with an existing credit card I used to have. All I know it started with 5401 and it could have been with either Royal Bank Of Scotland or the Bank Of Scotland. Before I check to see if I had PPI, I wanted to make sure I contact the right…
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Rejected Lloyds PPI Claim
I made a claim for mis sold ppi on a loan I had when I was younger. I spoke to Lloyd’s once I had completed paperwork etc and they have come back with their decision. They have defended (rejected) my PPI claim but said there was unfair relationship so made me a small offer. Reading through the details on their decision on…
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Jacamo ppi
I've had a jacamo account for over 10 years have just been made redundant and I can only claim on my ppi if I get a jobseeker's declaration which I've been told by the direct group ppi provider, however I dont want to sign on, I really feel that I have been miss sold, I've been made redundant whether I sign on or not is…
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Advantage gold account fee claim
Hello I used the resolver tool yesterday to try and claim back fees from an old advantage gold account that I believe was mis-sold to me. My question is that after a couple of hours there was a reply from Natwest (I presume a semi-autmated one as was a bit quick) giving claim number, and saying that if not resolved already…
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Overdraft fees and interest charges - closed account sent to collection agency
My partner has just been contacted by Caboot collection agency about an old HSBC account which was in debt and subsequently sold and sent to Court for CCJ action. At the time he had had to close his business due to decline in sales and unfortunately burried his head in the sand, and we weren’t aware of the Court process as…
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Santander Overdraft Charges
Hi All, My husband had an overdraft with Santander and would charge 50p a day, he got stuck in his overdraft for quite a while, we would put money in to clear it but the charges would just plunge him back in to it. He has changed banks now but could we still try and claim some of these charges back even though he doesnt…
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so excited PPI reclaim
After years of debt , I was a completely self funding student .....had to borrow money to pay for my course also had a career development loan and owed loads and loads of money when I qualified in December 1999 .........struggled for years to pay debts off , had massive bank loans , credit card with PPI .... Only took out…
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Can you reclaim 'arranged' O/D charges?
Hello everyone, I am really sorry if this sounds like a very obvious question but I'll throw it out there. I am currently on a DMP after many years battling to pay my debts. My question is this though - I had an arranged overdraft with my bank and I was constantly using it over the many years I was struggling to pay off my…
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Packaged bank account fees
Just got a cheque from lloyds bank for£3,000 thank you Martin and team. Packaged bank account that was sold as "you can only get an overdraft if it's a gold account £10 a month charge" never used the package once as was irrelevant to my lifestyle. Never explained to me it was holiday insurance etc. So happy to get the…
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Income Tax charged on PPI refunds
I took Martins advice and made a claim on 4 PPI premiums I was mis - sold and was successful in reclaiming a combined total of £22,000! Recently I watched one of Martin's programmes where he was explaining that it may be possible to reclaim the 20% tax that each of the firms deduct prior to their final payment of…
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Historical bank charges
I have just contacted Santander to try to make a claim for excessive bank charges etc. They have come back to advise that its company policy that they do not repay historical bank charges. Im a little confused as I thought you could claim back to six years regarding this. have they just said this in the hope I will give up…
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Opus and Citibank
Why is opus and Citibank not on the list for reclaiming ppl ? I paid ppl on my Citibank card and have statements to prove it.
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Any chance - Natwest overdraft fees and interest
Hi all, So I've had a Natwest account since I was a kid, now 31. Throughout the early-mid years of this decade, I suffered from pretty bad mental heath issues. This in turn led to financial issues. Natwest offered me an overdraft, which I accepted thinking it would lessen the stress. However once I was in it, it just…
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Really old PPI and lost details
So I've been putting this off and putting this off for years because I've never been able to face up to and get my head around doing it. I've been trying to work out how to go about it and downloaded the template letter for reclaiming. I've had some loans from Barclays as well as an overdraft from them many many years ago,…
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Tax back on Standard Variable rate repayments other than ppi
Hi, just read that these payments are sent to me and taxed at source. I have one i will pursue , but i had a repayment from abbey when there were problems concerning Standard variable rates on mortgages where you were put onto them after your deal ended. I had a payment from them can i fill out the form on HMRC for this as…
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PPI claim not being dealt with correctly.
Good Evening Before I begin I apologise in advance if this on the wrong form or has been answered before. I have had a quick scan through and there are thousands of posts on here and I am not sure which thread to attach this too. Let me explain and then my query can hopefully be answered or I can be directed to the correct…
