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Jacamo ppi
I've had a jacamo account for over 10 years have just been made redundant and I can only claim on my ppi if I get a jobseeker's declaration which I've been told by the direct group ppi provider, however I dont want to sign on, I really feel that I have been miss sold, I've been made redundant whether I sign on or not is…
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Advantage gold account fee claim
Hello I used the resolver tool yesterday to try and claim back fees from an old advantage gold account that I believe was mis-sold to me. My question is that after a couple of hours there was a reply from Natwest (I presume a semi-autmated one as was a bit quick) giving claim number, and saying that if not resolved already…
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Overdraft fees and interest charges - closed account sent to collection agency
My partner has just been contacted by Caboot collection agency about an old HSBC account which was in debt and subsequently sold and sent to Court for CCJ action. At the time he had had to close his business due to decline in sales and unfortunately burried his head in the sand, and we weren’t aware of the Court process as…
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Santander Overdraft Charges
Hi All, My husband had an overdraft with Santander and would charge 50p a day, he got stuck in his overdraft for quite a while, we would put money in to clear it but the charges would just plunge him back in to it. He has changed banks now but could we still try and claim some of these charges back even though he doesnt…
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so excited PPI reclaim
After years of debt , I was a completely self funding student .....had to borrow money to pay for my course also had a career development loan and owed loads and loads of money when I qualified in December 1999 .........struggled for years to pay debts off , had massive bank loans , credit card with PPI .... Only took out…
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Can you reclaim 'arranged' O/D charges?
Hello everyone, I am really sorry if this sounds like a very obvious question but I'll throw it out there. I am currently on a DMP after many years battling to pay my debts. My question is this though - I had an arranged overdraft with my bank and I was constantly using it over the many years I was struggling to pay off my…
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Packaged bank account fees
Just got a cheque from lloyds bank for£3,000 thank you Martin and team. Packaged bank account that was sold as "you can only get an overdraft if it's a gold account £10 a month charge" never used the package once as was irrelevant to my lifestyle. Never explained to me it was holiday insurance etc. So happy to get the…
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Income Tax charged on PPI refunds
I took Martins advice and made a claim on 4 PPI premiums I was mis - sold and was successful in reclaiming a combined total of £22,000! Recently I watched one of Martin's programmes where he was explaining that it may be possible to reclaim the 20% tax that each of the firms deduct prior to their final payment of…
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Historical bank charges
I have just contacted Santander to try to make a claim for excessive bank charges etc. They have come back to advise that its company policy that they do not repay historical bank charges. Im a little confused as I thought you could claim back to six years regarding this. have they just said this in the hope I will give up…
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Opus and Citibank
Why is opus and Citibank not on the list for reclaiming ppl ? I paid ppl on my Citibank card and have statements to prove it.
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Any chance - Natwest overdraft fees and interest
Hi all, So I've had a Natwest account since I was a kid, now 31. Throughout the early-mid years of this decade, I suffered from pretty bad mental heath issues. This in turn led to financial issues. Natwest offered me an overdraft, which I accepted thinking it would lessen the stress. However once I was in it, it just…
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Really old PPI and lost details
So I've been putting this off and putting this off for years because I've never been able to face up to and get my head around doing it. I've been trying to work out how to go about it and downloaded the template letter for reclaiming. I've had some loans from Barclays as well as an overdraft from them many many years ago,…
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Tax back on Standard Variable rate repayments other than ppi
Hi, just read that these payments are sent to me and taxed at source. I have one i will pursue , but i had a repayment from abbey when there were problems concerning Standard variable rates on mortgages where you were put onto them after your deal ended. I had a payment from them can i fill out the form on HMRC for this as…
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PPI claim not being dealt with correctly.
Good Evening Before I begin I apologise in advance if this on the wrong form or has been answered before. I have had a quick scan through and there are thousands of posts on here and I am not sure which thread to attach this too. Let me explain and then my query can hopefully be answered or I can be directed to the correct…
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finding PPI on old credit card statements
This may be a dumb question - but how obvious is the PPI on old credit card statements? I've got most of my paperwork for nearly a dozen cards dating back to mid 1990s but so far I haven't found any mention of payments that I can identify as PPI. Would it be shown as a monthly transaction in the same way that interest is…
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1979 claim and Barclaycard
How do I claim from a loan which I have no paperwork for in 1979 as I know I had PPI on it ? I have a new Barclaycard account now, but I had an old Barclaycard account in the 80's to the middle of the 90's which when they have checked the account they always refer to the new account, How do I have the old account checked…
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Should I be trying to claim?
Hi, very late to the PPI party here! I've had various credit cards and loans/mortgages in the last 25 years and now I am wondering with the deadline approaching if I should be making PPI claims. The reason I have not before is that I know for sure in the last ten years I have not had PPI, but before this I cannot be…
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Midland/HSBC overdraft
In my poorer days (not much better now!) for about ten years I had an overdraft of about £7,000 which obviously cost me a fortune to maintain on a monthly basis. I have no argument with the interest I was having to pay but wondered if there might have been an element of credit insurance (i.e similar to PPI) that I was…
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Credit Card Reclaiming Success Stories
Please report your CREDIT CARD RECLAIMING successes here, if possible in the format Provider: Amount Reclaimed: Amount they paid: The story: (just a few sentences, please include how far you went did you a. just write a letter, b. threaten to go to court or c. actually go to court)* Read the article How to Reclaim Unfair…
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Court awards Santander
Hi all Please can someone give me advice I was trying to get bank charges recovered from Santander, however a county court ruled that it was statute barred as it was over 6 years ago. It awarded that I have to pay Santanders legal costs which they say are £1490. I cannot afford to pay this. Can someone please advise me of…
