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Not in financial hardship now can I reclaim old bank charges ??
In 2010 my husband and I ended up having to go into an IVA, this was primarily caused by Lloyd’s crippling us with bank charges and overdraft charges. We bought out of the IVA in 2014 and have been fine since (with another bank !!) Can I still claim for this ??
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Reclaim old accounts
Hi I have registered with Resolver and made a claim for package bank charge for an old account with Natwest. Natwest have acknowlged that I had the account, but they are saying it was too long ago (account opened 2003, changed to non fee account in 2006). Does anyone know if this is correct? Thanks Rick
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Packaged Bank Account Success!
Hello all, New to posting on the forum although been an avid reader for years. I was successful in several PPI claims a few years ago following Martin's advice. In February I read about packaged bank account claims and decided to claim. Sent in via Resolver on 19 February. I banked with Natwest with a student account from…
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I just got £3,793 PPI refund from Barclaycard thanks to Martin's Resolver tool!
Today I received a letter saying that my PPI complaint had been upheld and I would be getting £3793 refund from my Barclaycard. I checked my account and the money is in there :T :j :T :j :T. This is thanks to Martin's Resolver tool which made it so simple and easy to claim. Thank you so much Martin I am incredibly grateful…
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Gazza104
Further to my initial thread, does anybody know if there has been success in recovering PPI from last century, specifically the ACCESS card which, as we old people know, charged payment protection in with it's monthly repayments but was ,alas, absorbed by Mastercard in the early nineties
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Gazza104
As a retired person, it REALLY irks me that all the banks are willing to do is go back six years, when this scandal has been rife since payment protection came into being, at least thirty years by my reckoning!!
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Volvo car finance
Hi We have just come across an old document proving we had a car finance contract with Volvo Car Finance in 2003. However I have just looked on companies house and discovered that company was dissolved in August 2018! Does this mean we can’t make a claim? I’m almost certain their finance deals were done through a 3rd…
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How on earth did I get sold PPI?
Hi I've found 3 sets of documents so far telling me/we that we took out PPI. At the time we both in employment with 6 months full pay if we were off sick and my husband had a policy which paid out as well when he was off sick. I am quite staggered that we were still sold PPI. I've downloaded the templates to start to apply…
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Tsb package claims
Mar 6, 11:47 GMT Hi I had a tsb package about 15yrs ago, then they merged with Lloyds and became Lloyd's tsb. Then when they split my account then became Lloyd's. I claimed with tsb but there reply is to go to Lloyd's. But my account was with tsb when I took the package out. Do I need to go to Lloyd's or do I go back to…
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MBNA PPI & Credit Card charges
Hi I’ve been successful with claiming back PPI and unfair charges in the past but one is being really ignorant -MBNA! Anyone else experiencing the same ? Written letters , offered the £10 cheque and nothing ... starting to loose patience! I know I’ve been unfairly charged 100% and want to check for PPI :(
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barclaycard denying i ever had an egg card
I had an egg card from about 2006 until 2008. I have no details of my card info. I was told when i rang Barclays, to send them in writing my name, address, and dob ( all of which were registered on my egg card ) They replied today saying they cannot find any record that i ever owned an egg card and that unless i send more…
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CMC Charges 35%
First of all I am sorry if this is in the wrong place but I need advice. I used a claims company last year to claim back PPI for store cards etc I have just been awarded gross redress amount of £616.44 minus tax of £66.50 so I am receiving £549.94. Claimeazy want 35% of the Gross amount £215.05 plus vat of £43.01 total…
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how much can i expect?
Hi Moneysavers. Can i be real cheeky and ask for a mathematically minded good samaritan to do me a calculation please. i have what i believe, rightly or wrongly, to be a cast iron case, i say this because i have a copy of the loan agreement with all the figures on. and an X in the yes box where it says 'do you want…
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IDAWARE and PrivacyGuard sold by Lloyds
In 2008, I was sold Privacy guard which later became ID Aware by Lloyds TSB. I paid a direct debit for over 2 years which I stopped when I changed my bank account package. I've found an article online which said that these policies weren't worth the paper they were written on and were mis sold. Lloyd TSB has been less than…
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Bank charges
I lost my job about 3 years ago at that time I had a £200 overdraft. I am now on ESA benefits and always in my overdraft. Barclays bank charge me approximately £30/£40 in charges a month. I called the bank and explained this to them and was told to get a basic account and they have stopped the charges. All I want to do is…
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PPI on old Northern Bank account
Hi has anyone managed to claim PPI from the old Northern Bank in Northern Ireland? Its now Danske Bank. I've completed an online form etc and they keep responding saying that they cannot find my account details. I couldn't find my paperwork but knew the address etc I lived at when the account was active plus the years…
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Barclaycard made a mistake!
Hi all, Just wondering if anybody has had a similar experience. I went through a middleman who checked across the board for me and my search came back with nothing. This was last year. Just a few days ago I received a letter from Barclaycard saying that a mistake had been made and there was PPI showing from 1997 across a…
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Time Limit on PPI Claim
So i had an overdraft with Lloyds and I've recently decided to put in a claim for PPI. No surprise, they wrote saying that I did have PPI. However, during their investigation , they have advised that they are unable to review my case. The reason for this is that the PPI policy was sold more than 6 years ago and the FCA's…
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Ppi & dmp
Can I claim PPI if I am currently in a Debt Management Plan with my creditors?
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ppi company used nothing found
Member for a while but my first post so apologies if it is lengthy. We signed documents with a ppi company authorising their search a couple of years ago. Months later they had found nothing. If we 'do it ourselves' now and are successful can they claim their commission?. I read somewhere they can see if you were…