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Bank-Smart
Hi, I'm looking for some advice and help please. In 2016 my mum instructed Bank Smart to act on her behalf to reclaim PPI from Shop Direct & Studio (signed letter of authority). Since that date they have bombarded my mum with emails and letters which have caused her to loose track of what's going on. All these emails and…
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Ppi
I received a phone call to advise I was paying £4.99 a month for phone insurance since 2011 for a phone from phones4u. I can never remember taking this and always though this was my home insurance as said 'policy admin service' I have looked on the premier plan insurance website who advised that the company phones4u are in…
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Reclaiming interest charges
Hi, I have a few questions about banks charges and if they can be reclaimed. First, I have just been into the bank to clarify what the #6 charge I pay for each month was for. It was for being in my agreed overdraft. Is this a charge that can be reclaimed? Secondly, when I was in there, she also told be I was being charged…
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Lloyd’s gold package bank account claim
Hi all, I’m currently a carer for someone that was miss sold a gold Lloyd’s package account that they had from 2003-2008 .It was only until 2008 after Lloyd’s down graded the account without notice in 2008 but the person then closed that account in March 2013. Lloyd’s are saying that the person,should of known from 2008 to…
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Help my memory please ...PPI claim on credit card opened 2000
Hi, I opened my first credit card with Lloyds in February 2000. I remember feeling obliged to get PPI but I don't remember if it was via a phonecall? Do any of you remember how Lloyds sold PPI in 2000? Thank you for hopefully remembering better than I do :)
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Financial Ombudsman
Can someone please tell me what exactly does the FOS do? I am in the final stages of a complaint I submitted to the FOS and I have found that for the second time, they have been useless. My complaint concerned the wrong interest charges being applied to a paid up bank loan. I have spent the last few months explaining in…
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PPI should i claim
Around 2007 I got into trouble paying numerous credit cards , I made token payments for a while until the credit card companies started to refuse them. I stopped paying them all and they have now dropped off my credit history file. I know that I had ppi on most of them , and also a thing called payment break on a Sky…
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Barclaycard PPI Big Success Story
I just want to urge others thinking of reclaiming their PPI to do it today. 3 weeks ago I used the template on MSE to complain about mis sold PPI with Barclaycard. It took less than an hour to complete and less than 3 weeks later over £27,000 appeared in my bank account!I phoned to make sure there was no mistake, there…
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Time limit to complain about Package Bank Account
I filled in the Resolver form to complain about Missold Package Bank account. Bank got back to me within 24hrs, asked me questions on phone about my complaint. Said they would get back to me. Called back in 1 hour and rejected claim as he said Banks have 6 years for you to complain about missold Package Bank account. I…
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Barclaycard credit refund, the new one for customer in financial difficulty
Hi everyone, I hope someone can advise. Ive received a letter from Barclaycard re a previous card I had in light of this refund they are giving for people that were in debt and struggling. I was on a Debt management plan and off the top of my head Barclaycard were the only creditor charging interest and being obstructive…
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Very Old PPI
Back in the 80's I had several loans with my bank TSB which I believe had PPI included, however these loans where fully repaid by 1992 and I have never had any loans since also I obviously have no surviving paperwork associated with these loans. * Does anyone know if I can still claim for misspelling. * Who I should…
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Lloyds bank gold card account
Hello, Can I claim back bank charges on my Lloyds bank gold account? I was being charged £25 a month which included holiday and mobile phone insurance and for the AA. I was severely overdrawn, so as well as charging me for using this Gold account I was also paying interest for my overdraft. I was never in the black always…
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Payment break plan
Hi I put in a claim for unsold payment break plan(pbp). I also wrote to a company that was taken over by this company which I also had pbp with. After 8 weeks I had no response so I wrote a chase letter and now have had a response. The response advises that it has failed to contact it's customers in regards to it's debts…
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PPI Confusion
Hi, Can anybody help please. I am new to this forum and looking for advice. I recently claimed for missold PPI from a Sainsbury's loan from may years ago. They have sent me a letter confirming that they have upheld the complaint, and apologised for any distress and inconvenience. However, they say that no redress is due,…
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Successful ppi claim
I signed up with a 3rd party to deal with my ppi claims back in april 18, progress was slow the company have been quite incompetent at times losing papers i signed etc etc and sending out new ones to then get lost again, phoning me for info when they have already been provided with it. Anyway i had 2 successful claims in…
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Capital One PPI Help
I have gone thru a PPI company to see if I had any ppi with cap one and had a email from the company that cap one had confirmed I did have ppi with them. I got the relevant forms from them and returned them, then last week I got an email with a letter attached from cap one saying I had paid ppi but I was not due any refund…
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question about claiming back unfair bank charges..
im just wondering.... can you claim back unfair bank charges even if the account are now closed?
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PPI refund and tax
I’ve just had a PPI refund off a credit card. However on the breakdown of the claim x amount has been paid for tax. I’m a little confused as to why I’ve had to pay tax? I was mis sold the PPI, got in debt because of the credit card and payments and just wondering why I should be paying tax on compensation that I deserve?…
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Aged credit report for PPI check.
Hi. I am in the process of checking any possible PPI claims but my credit history only goes back to 2013. Is there a way I can get older credit history reports? Thanks. Mrsmuckypaws.
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Kay's and Littlewoods Catalogues
Hi Can anyone tell me how to claim mis sold ppl from Kay's and Littlewoods Catalogues. I thought they were under Shop Direct Financial services but there claiming no. I need to know who to contact to claim mis sold ppl Thank you