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PPI Claim
We haven't lived in the UK for 20 years, but partner and I think we had PPI. Unfortunately we don't have any paper work for past mortgages etc, and we can't remember what the mortgage /credit card's companies are. Does anybody have any recommendations or advise. Many thanks
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Just to recap - Possible Reclaim ?
Hi all, I've read various threads re the ruling in 2009 that affect new claims being submitted to ask for refunds. However reading the article "Reclaim Bank Charges" 9 October 2018 it may still be possible? The situation I have is that my elderly parents (mid 70's) asked me to look into their bank accounts as they couldn't…
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PPI claim rejected by Lloyd’s, advice?
I recently put in a claim to Lloyd’s for missold PPI on a credit card I had back in 2001. I received a letter back from them stating they had rejected my claim due to a letter being sent out to me back in 2015. At the time I was living away from my home address at the time and my ex partner would have returned all of my…
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Cpp york
Hello At sometime in the past I had Car Protection for Storecards sold in store with a company called CPP based in York. Googling them, they say on their website that compensation is no longer available. I'm not sure what this means and if it relates to PPI! Any thoughts would be much appreciated thank you!
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Reclaiming Credit Card Charges
Is it still possible to claim back credit card charges? I'm having a clear out and found charges, many more than £12, so I'm wondering if it's possible to claim. The credit cards are with Yorkshire Bank, Bank of Scotland and Tesco. Many thanks
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Ppi refund.
I started a PPI claim in May 2018 against Creation Finance regarding an Adams store card I had from late 1999 until early 2006. I received a letter dated May 15th saying they would get back to me within 4 weeks. Another letter was sent June 6th saying it would take another 4 weeks. 6th July I got another letter apologising…
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Exclusions for reclaiming PPI
Are there any exclusions for reclaiming mis sold ppi on Bank loans? My father receives disability living allowance and seems to think this won't allow him to reclaim the ppi as he thinks he saw it on a check form a few years ago so try as I might he won't reclaim as he thinks he's not entitled :wall:
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Reclaiming Bank Charges
Am I able to reclaim bank charges going back to 2002. I have read mse article dated 9 October 2018 and it appears to be up to date/not archived. I have started to draft a letter from the template. At the time I did have personal and health circumstances which fit into the criteria. Presently though I would not now be…
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Tax on PPI refund
Taxed income paid for Insurance, Why should refund be taxed?
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Ppi
I've paid PPI on credit card since 2005 with MBNA. I am still paying. I did not ask and specifically asked not to pay PPI as my husband and I both worked with good salary and we pay full amount every month. I was embarrassed to go back which is just silly. As I'm stil paying can I cancel now and still put claim in for past…
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Capital One 'Resolver' site confusion!
Hi, Capital One have confirmed by email that I had PPI for a credit card with them many moons ago and given me the reference details to make a complaint through the Resolver website. It has asked me which service I have an issue with, and I don't know which I'm supposed to choose: PPI or Credit Card? The confusion is…
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Best company to use for ppi claim? As my wife can't be bothered do it herself
Can somone please recommend any good company to check if my wife had Any ppi as she had loans, and about 10 credit card and not good with money I'm sure she must had ppi on some or all but she can't be bothered to do anything about it, And I thought why not use paid firm and at least we can get something back, And…
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Bank Charges and CCJ issued against Santander
Hi Can anyone help or guide me.I am trying to reclaim charges on a burtons store card now being dealt with by Santader. I issued a money claim on the .gov website. I had correspondance to my email from a lawyer acting on behalf of Santander saying they were going to dispute the case. However when I logged into my online…
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PPI second time claims
Hi, a few years ago I claimed my PPI refunds using Martins paperworkand I received money back from several lenders which was great. Middle of last year I received a letter a cheque from one of these lenders telling me they had revisited my claim and they had under paid me after checking some changes to the claims…
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MBNA - Ombudsman overruled decision
Good evening all, I recently lodged a complaint against MBNA credit card for mis-sold PPI. MBNA rejected my complaint, but did say ‘there was an unfair relationship between us’ and refunded the additional commission that they received. I took the case to the Ombudsman and they have ruled that MBNA did in fact mis-sell me…
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HFC Bank
In the 1980s and 90s I had bank accounts with HFC bank. I have tried to claim for PPI but got nowhere despite knowing I have a valid claim. The bank has been taken over by HSBC but when i have spoken to them they say they cant access my accounts as they have been archived and I must give them my old account numbers to…
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Next Debenhams
Back in 2010 I did not have any success. However, just wondering if anyone has been successful in raising a PPI case NEXT and DEBENHAMS? Their cards were not covered by the FSA at the time they were in use, therefore out of the FOS scope and it seems the only way I could retrieve the PPI would be through the Small Claims…
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Egg Card PPI - online application in 2002
I applied for an Egg Credit Card to consolidate some debt whilst selling a house in 2002. I had the card for around 18 months (the interest free period) before it was paid off in full. Card was never used for anything else and a monthly standing order had been set up to pay full balance in 18 (interest free) instalments so…
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Ombudsman
I contacted my bank in January last year, and used your template to ask about unfair packaged account fees, I have had a couple of letters from them to say that they are continuing to gather information regarding my claim, but my letters have largely been ignored. In October last year I contacted the Ombudsman about this,…
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Egg Card & Loans
Hi All About 4 years ago I successfully reclaimed PPI back for 3 loans I had had from Egg/Canada Square. These loans were dated around 2001 - 2002. For reasons I cannot now remember I didn't also claim back the PPI from the Egg Money card I was using at the same time... So, over Xmas I decided to make the claim. I have now…
