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Should I be trying to claim?
Hi, very late to the PPI party here! I've had various credit cards and loans/mortgages in the last 25 years and now I am wondering with the deadline approaching if I should be making PPI claims. The reason I have not before is that I know for sure in the last ten years I have not had PPI, but before this I cannot be…
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Midland/HSBC overdraft
In my poorer days (not much better now!) for about ten years I had an overdraft of about £7,000 which obviously cost me a fortune to maintain on a monthly basis. I have no argument with the interest I was having to pay but wondered if there might have been an element of credit insurance (i.e similar to PPI) that I was…
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Credit Card Reclaiming Success Stories
Please report your CREDIT CARD RECLAIMING successes here, if possible in the format Provider: Amount Reclaimed: Amount they paid: The story: (just a few sentences, please include how far you went did you a. just write a letter, b. threaten to go to court or c. actually go to court)* Read the article How to Reclaim Unfair…
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Court awards Santander
Hi all Please can someone give me advice I was trying to get bank charges recovered from Santander, however a county court ruled that it was statute barred as it was over 6 years ago. It awarded that I have to pay Santanders legal costs which they say are £1490. I cannot afford to pay this. Can someone please advise me of…
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Payday loan refund claim
Hi all, I submitted a claim through resolver about quickquid and affordability. I received the below response and I'm a little confused as to if I'm getting anything back or not. Anyone had similar response and could let me know your thoughts please. Thanks in advance We would like to take this opportunity to respond to…
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Ppi
I'm sure I paid PPI with a loan I took out with HSBC in 1994. I no longer have account no. details of the account that the loan was paid in to but opened another account with HSBC while paying the loan off and I still have a account details for the 2nd account. I have written to the bank twice with details of the 2nd…
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Claiming in a deceased's name
Hi, my Husband passed away 9 years ago and most loans etc were in his name. I have a copy of his death certificate and Letter of Administration (as advised by a claims company). Can I make a claim on his behalf and without using a company please? Thanks for any advice received.:)
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Referring to the Financial Ombudsman Outside 6 Months!?
Good afternoon everyone! I initially tried to reclaim my bank charges in October 2017 and received a rejection letter. I know it said I had 6 months to refer it to the ombudsman but I misunderstood this to mean I had 6 months to refer that rejection. I didn’t realise that, by not referring it, I was essentially…
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Help needed about pursuing a claim on Mortgage PPI bought from an independent financial adviser
Hello, I wonder if anyone could offer any help. I used an Independent financial Advisor to organise a Mortgage in 2000 with my fianc!, now husband. I was also sold PPI on this which I was informed years later by a different mortgage adviser was sold to me unnecessarily as we were both already covered by our work. We both…
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some info please
Hi i had a few ppi in 2016 now want to claim tax back on the hmrc website the R40 form seams slightly different when done on line is this the case, is it better to download as the one on line does not have anything to do with ppi when doing a self assessment
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Halifax help needed
I have a debt of over 2k that is due to be being over my overdraft and the charges that I have racked up since with Halifax, the bank account hasn't been touched for years now and a debt company have been sold the debt. In an attempt to try and reduce the debt I am wanting to claim the charges back for the overdraft, I…
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Lloyd's debit card fee?
I have just had my statement through and it shows 'debit card fee', quantity 4, total £22.44. Anybody ever has these fees? I have never been overdrawn and never used card abroad. I don't understand what these fees are. Any help appreciated.
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Easy loans broker
Hello all I wondered if anyone has had or heard of Easy Loans around in early 2002 i got a loan through them and now GE money who the loan was with said we have to go through the broker the only thing is i can not find them anyone know who they are now. many thanks in advance :)
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DawnJG
Hi, I have found that I had PPI on a loan I took out in 2005 however it had a three month deferred payment offer on it and I repaid the loan plus charges of £641 just before the first payment was due. So in effect I didn't make any monthly payments and don't know if the charges would have included anything for the PPI.....…
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Think Money charges
I was made bankrupt over 6 years ago and at the time was unable to obtain a bank account which i needed for wages and direct debits. I was told the only account i could open was with Think Money who budget your money and sort out all direct debits. I pay a monthly fee of £17.50 for this account. Does anyone think i could…
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Reclaiming on payday loans
Hi, due to a gambling addiction which is now under control thanks to Gamstop, I have taken out over 100 payday loans over the past 10 years. The majority were from Wonga and Quickquid. With regard to Quickquid I have taken out over 80 loans. In early January I used a website which advertised a company willing to reclaim…
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Ppi on hp car
Hi all My husband bought a car in 2005 on hp we specifically told the sales man we didn’t need payment protection due to my husband being in the marines so would get paid regardless The sales man insisted we needed it We have since tried to claim the ppi back but unable to find our agreement number we’ve sent a claim form…
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Lloyd’s and Barclaycard fees, interest refunded
Hi all, First time poster here so I hope I’ve put this in the right place to discuss... Friday and Saturday post arrived with letters from Lloyds and Barclaycard with details of a refund of fees, charges and interest. They have review some operating practices and felt they weren’t always being helpful to those in sticky…
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credit card ppi
Thank you Martin, i used your template letter to claim charges from Barclays on all previous credit cards or loans i have had from them and also an EGG account i had which Barclays had taken over in the past and i had forgotten about. As i was at a loose end one evening between Christmas and New year 2018 i read your…
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Beneficiary of fraudulent funds
I was paid for goods from an account using the faster payments service. I sent the goods out. The bank say the funds were taken from an account without the account holders knowledge so they have frozen my account and now recalling the funds. The problem is, I have sent out the goods and have proof so am left at a…
