-
Think Money charges
I was made bankrupt over 6 years ago and at the time was unable to obtain a bank account which i needed for wages and direct debits. I was told the only account i could open was with Think Money who budget your money and sort out all direct debits. I pay a monthly fee of £17.50 for this account. Does anyone think i could…
-
Reclaiming on payday loans
Hi, due to a gambling addiction which is now under control thanks to Gamstop, I have taken out over 100 payday loans over the past 10 years. The majority were from Wonga and Quickquid. With regard to Quickquid I have taken out over 80 loans. In early January I used a website which advertised a company willing to reclaim…
-
Ppi on hp car
Hi all My husband bought a car in 2005 on hp we specifically told the sales man we didn’t need payment protection due to my husband being in the marines so would get paid regardless The sales man insisted we needed it We have since tried to claim the ppi back but unable to find our agreement number we’ve sent a claim form…
-
Lloyd’s and Barclaycard fees, interest refunded
Hi all, First time poster here so I hope I’ve put this in the right place to discuss... Friday and Saturday post arrived with letters from Lloyds and Barclaycard with details of a refund of fees, charges and interest. They have review some operating practices and felt they weren’t always being helpful to those in sticky…
-
credit card ppi
Thank you Martin, i used your template letter to claim charges from Barclays on all previous credit cards or loans i have had from them and also an EGG account i had which Barclays had taken over in the past and i had forgotten about. As i was at a loose end one evening between Christmas and New year 2018 i read your…
-
Beneficiary of fraudulent funds
I was paid for goods from an account using the faster payments service. I sent the goods out. The bank say the funds were taken from an account without the account holders knowledge so they have frozen my account and now recalling the funds. The problem is, I have sent out the goods and have proof so am left at a…
-
Confused about claiming for deceased releative
Morning I am the Administrator for my sisters estate. At the time of her death I was told that I could claim PPI for her loans/cards but did not have the headspace to do so. Its been a few years now and am wondering if I have left it too late? And where do I start? The guide on the forum briefly covers it but would love to…
-
can you refund and then ask for the money back???
Hi, So with a little help from a friend last month I managed to completely pay off my 'Very' account balance. Upon doing so I was told I was due a refund of £xxx, this would be refunded and in 3 working days my account would be closed as requested.:T Today I attempted to log on to the account to check it had closed. What I…
-
Request for information, confused by reply
Hello everyone, I’ve decided to bite the bullet and see if I can reclaim some old bank charges. They’re from 2006, so I realise I may be too late, but I think it’s worth a try. I’ve sent the template request for information letter to the bank and received an email today, however I know that all the charges I paid during…
-
Plevin Success, But Changed Address Since Other PPI Claims
Good afternoon, I'd lost touch with all this PPI stuff having submitted, and in most cases been successful in claiming back PPI on a number of long-closed accounts. Today, I received a letter from Santander offering me £175 for a refund in relation to commission on an old Dorothy Perkins storecard. This has obviously…
-
MSE Resolver Tool. Can I add new info before sending the case to the Ombudsman?
I am currently in the middle of a case against Halifax to reclaim packaged bank charges. Since I made the official resolver complaint new information has been discovered which significantly helps me. Halifax are aware of this new information but I am worried that I won't be able to pass this information to the banking…
-
Chriskent
Has anyone had this happen? We applied for PPI through resolver in Feb/march. We received a letter from Barclays on 25/3 upholding our claim along with a £5k+ cheque. We banked this cheque on 26/3 through our Nationwide branch. On 28/3 I checked online for my pension payment, only to notice that the Barclays PPI check had…
-
Time limit for reclaiming Packaged Bank A/C charges
What is the time limit for reclaiming on Lloyds packaged bank a/c charges please. I have just been refused a refund by Lloyds as they said it was out of date.
-
Ppi hyc
HYC Help your claim does anybody know this PPI Company I have been contacted and would like to know if they are legitatmate
-
Over Charged moneys for not paying enuff
Hi, I need some Advice:- I have apply to a PPI company and they said that Halifax had said that they had sold me PPI they let me claim on my own. I have applied to Halifax three times claiming every thing one could think of and they say that I did not have any PPI or any thing els!!! The reason I am on here today is…
-
Deceased PPI Offer
Hi. My Mum made a PPI claim through a 3rd party, prior to passing away. 4 weeks after her death, an offer was made to her for quite a large amount of money which they were offering to send by cheque upon receipt of a new ‘letter of authority’ as the one she had signed was older than 6 months! I believed bank, etc only had…
-
Is It Worth The Hassle?
Hello folks. I have tried to find a similar thread without suçcess. In short: 1. Loan of £1000 with PPI with Black Horse in 2003. Paid with £0 balance in 2005. 2. Loan of £1500 with PPI with BH in 2006 settled in 2008 with £0 balance. 3. Loan of £3000 with no PPI with BH taken in 2009. In 2010 I entered into a trust deed…
-
Low balance charge (building society fee)
Just wondered if you can reclaim low balance charges? Was a few years back now but seemed unfair to be charged 50p for a low account balance.
-
Santander car loan
Hi A couple of years ago I had a Santander car loan through a garage that, when I was filing the papers, I noticed included ‘car insurance’ which worked out about 10%. This wasn’t for on the road car insurance (I already had a policy in place) I now wonder if this was some form of hidden PPI I’d be great full for any help…
-
taking the mick
I have a question! I have a friend who is an older gentleman in his seventies. He has been with the same bank for years, he innocently asked me about some amazon prime taking money from his account so I sorted it for him. To discover that he was overdrawn in his current account, had plenty in the savings and was paying a…