📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Halifax help needed

I have a debt of over 2k that is due to be being over my overdraft and the charges that I have racked up since with Halifax, the bank account hasn't been touched for years now and a debt company have been sold the debt. In an attempt to try and reduce the debt I am wanting to claim the charges back for the overdraft, I don't even have the account number or the card of that I had for the account any more, is anyone able to point me in the right direction of how to start?

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    brettwales wrote: »
    I am wanting to claim the charges back for the overdraft,
    You can't.
    The Banks won their court case about charges almost a decade ago.
    On what basis do you think they should be refunded?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.