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Lloyd's debit card fee?

I have just had my statement through and it shows 'debit card fee', quantity 4, total £22.44.
Anybody ever has these fees? I have never been overdrawn and never used card abroad. I don't understand what these fees are. Any help appreciated.
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Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    I don't understand what these fees are.
    Contact the Bank and ask. It's very unlikely to be anything you can avoid paying.
  • I will go into bank on Monday, was just seeing if anyone had these fees with their Lloyds account. The fees have not been deducted from my balance, and as stated I have never been overdrawn or used the card abroad. I am just wondering what charge is £5.61? I can possibly understand credit card fees, but I have never known any debit card fees with any bank I have previously banked with? Strange and confused
  • Nasqueron
    Nasqueron Posts: 10,796 Forumite
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    Why not just ring up and ask, why wait until Monday?

    https://www.lloydsbank.com/rates-and-charges.asp

    0845 300 0032

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    I will go into bank on Monday
    Alternatively, you could re-post your query on the Budgeting and Banking forum:
    https://forums.moneysavingexpert.com/forumdisplay.php?f=20

    You will be more likely to get an immediate answer there and it will save you a visit to the Branch...
  • Robin9
    Robin9 Posts: 12,808 Forumite
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    I will go into bank on Monday,.........................


    I doubt that a branch will help. They will probably only give you a phone number to ring. You might as well do that now.
    Never pay on an estimated bill. Always read and understand your bill
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    I guess the OP will check with the branch on Monday and is unlikely to return and update the thread..... :(
  • Ian011
    Ian011 Posts: 2,432 Forumite
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    Nasqueron wrote: »
    Why not just ring up and ask, why wait until Monday?

    https://www.lloydsbank.com/rates-and-charges.asp

    0845 300 0032
    Offering a premium rate 084, 087 or 09 number for contact by existing customers has been a breach of FCA regulations since 26 October 2015.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    Ian011 wrote: »
    Offering a premium rate 084, 087 or 09 number for contact by existing customers has been a breach of FCA regulations since 26 October 2015.
    Indeed, but the old telephone numbers (as earlier provided here) will now simply offer a re-direction to the correct number and so won't cost extra.

    I doubt the OP will care anyhow as he seems intent on going into his local branch on Monday...
  • On their own the charges mean nothing -- but I bet they will be attached to a transaction for either goods domiciled abroad (even Jersey) or cash related - perhaps currency or betting ie quasi money transactions.
  • Nasqueron
    Nasqueron Posts: 10,796 Forumite
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    Ian011 wrote: »
    Offering a premium rate 084, 087 or 09 number for contact by existing customers has been a breach of FCA regulations since 26 October 2015.
    .


    I looked today and although the page shows the correct number 0345 300 0000, when I did a copy paste of the link it brings up the 0845 300 0032 number so I don't know tbh

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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