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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Starling “ spaces” and similar
I’m hoping to start to learn to budget better. I find paperwork very overwhelming ( mental health ) I’m now feeling ok enough to start tightening up to look at what I’m spending. It’s not my main bank account t but I’ve got Starling and am trying to get my head around the “ spaces” part of tne app. Will this be useful, can…
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Barclays Premier
I set up a Barclays Premier account in November, largely because of their £400 switch offer. I've not actually been using the account, other than to put an amount in and take it out almost immediately, and have no plans to use it significantly. Looking at their benefits it is clear that I will never use most of them,…
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HSBC Premier Acct benefit removed from 11/2/26
The useful free extended appliance warranty via Domestic & General stops Feb 11%%• a very useful benefit. However D+G shows it's already STOPPED👎😡
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NYX Tesco £1 payments from my bank account
Anyone else seen this recently?Just noticed an NYX Tesco payment of £1.00 twice when I shopped and filled up with fuel at the superstore and garage four days ago but not when I shopped at the Tesco Express near home. Both times I paid using my iPhone. I've looked back to last month, and NYX Tesco does not occur.
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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Many accounts
Hi all. I was planning to type a thread about how I feel my setup is over complicated as it comprises of many accounts but I’ve just had a read through the pinned post about people’s setups. Very interesting and makes me feel my setup isn’t actually bad at all. I currently have a NatWest account that I've had for decades…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Trying to get my Dad out of care home but bank account frozen - a real mess
Hi all, Wonder if anyone has advice on the horrible situation we find out selves in. A few weeks ago my Dad fractured his ankle at home and had surgery. All went well. Before discharge we were persuaded that rehab care would be better than going straight home. So my mum and I agreed to that. A few days ago in the care home…
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Savings/investment DDs and debit card deposits- An updated list
Welcome to this thread. I have decided to create this thread to provide a regularly updated list of savings and investment accounts that can be paid into by direct debit and/or debit card for the purposes of satisfying the various bank switching offers and reward accounts that are available. This thread is intended to be a…
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Using Santander App for Cahoot only (Android)
Good morning, So, I've just discovered through here you can use the Santander App to log in with your Cahoot details, even if your don't have a Santander account... I already set up a nominated bank account for transfers (back to one of my other bank accounts) However, I just tried to do a test £1 payment transfer out into…
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Packaged bank accounts from 10+ years ago.
Hi All, I’m pretty sure that I was pressured into ( and inevitably ) mis sold a bank account with TSB many years ago. I unfortunately do not have the account details for this but I specifically remember feeling under pressure and not understanding aspects of the conversation in branch regarding opening up my first bank…
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Website/app to track my accounts
Hi lovelies I can see a few threads on my question but quite old now. I apologise in advance for the silly question. Q - is there a website/app where I can enter all my bank & building society accounts to keep track? Or even a SIMPLE spreadsheet I can d/l & change in real time? I'm not bothered about a budgeting tool or…
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Physical secure key
In the process of activating my new key, i am asked to enter the serial number on the back of the keypad, do i omit the dashes ? or enter it all ?
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UK bank account for depositing Euro notes (cash) - without converting to GBP
Hi, I would like you to advise a UK bank account that allows me to deposit Euro notes (read: cash) in UK bank account without having to convert them into GBP
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Intelligence Finance migration to Bank of Scotland completely ballsed up.
Anyone else experiencing the pleasure of having offset savings and mortgage accounts migrated from Intelligence Finance to Bank of Scotland? The experience to date has been an appalling joke and inspired no confidence in this bank at all and I will be cutting ties and getting my money out ASAP. Here's a list of issues…
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Spanish pensions
I live back in the UK I have a small Spanish pension come direct to my bank account but have to send a proof of living certificate every year to spain. Now they are requesting one more often and because I rent my UK house out and travel around I have bern paying a notary. Where can I get one done for free. As now spain are…
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Nationwide switch failed - anything I can do?
I did my joint account switch (previously been on to ask if the DD's were OK) from Co-op to Nationwide and the Co-op account hasn't closed on completion. I know why - first of all, the new account didn't show in my Nationwide app, but did straight away on my husbands. when I phoned they said there had been an error on my…
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Virgin Money Club M Packaged Account - £14/month from Feb 26
Apologies if this is mentioned elsewhere. I just spotted: https://uk.virginmoney.com/current-accounts/club-m-account/ "a monthly fee of £12.50 (increasing to £14.00 from 1 February 2026)". Looks like this is the last month a £12.50 fee will be charged, and the fee payable at the end of February will be £14. I haven't yet…
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Does this count as 2 DD's? for Nationwide switch
Looking to do a joint account Switch from Co op to Nationwide for the £175. Looks like a good account as we will get cash back on our spending. But does this count as 2 active Direct debits? Obviously papal is active, so that counts. The TV license comes out on the 1st Dec, but hasn't yet. The parent pay one I was going to…
