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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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My bank wants me to use the app (HSBC) I do not want it
Anyone else infuriated by the likes of the HSBC giving the only options of using an app or going to a branch, which are as rare as hen's teeth these days when things need doing. So a long and sometimes expense trek to get to a branch. The CEO earns millions of £'s, and yet branches are literally culled. Been with them…
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Trouble getting rid of a subscription service
Hi, I subscribed to an online PT membership back in December, for what I thought was an introductory month however when they took another payment in January I raised it with my bank and got the money back whilst they investigated it. I had cancelled the service within the timescales so I don't know why they still took the…
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Barclays Switch - BE AWARE
I’ve just opened a Barclays premier account through the app to get their current switch bonus. A requirement is that you transfer in minimum £4000 either within the switch process or as a separate deposit. So I transferred £9000 on payday to meet the criteria. I then went to move some of this money into a joint account to…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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I want to switch banks but I feel I am locked in unfairly!
We currently have a fee-based Platinum account with NatWest that offers travel insurance etc via its membership services. In December when our policy renewed we took out medical upgrades, age upgrades and upgraded cancellation cover - almost £400 in total [on top of the monthly fee for the bank account]. I think we had…
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Co-operative bank Base Rate Tracker - too good to be true?
I'm looking for somewhere to put some money for say 6 months with good interest and I've found this account. Problem I have, is none of the bank review sites ever promote it? So my question is why not?
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Joint account switch
Hi all, Our Santander joint account is just a normal everyday current account since it was changed from the old 123. Therefore wanting to switch to a NatWest one for the switching bonus and the cashback. To open a NatWest joint account you must first open a sole account and then add the second person later on, however it…
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Santander payments query
I know from past experience that when my Santander Edge Up has failed payments due to insufficient funds they retry later in the day. Does anybody know off the top of their heads what time their final try to take the payments is? I have a slight cash flow problem tomorrow I'm trying to navigate round.
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Royal Bank of Scotland new pots
I have received an updated app today they now allow pots which are quite good. Yhe only downside compared to Kroo and TSB is that they don't pay interest on the balances in the pots but good if you want to divide your money. I did notice that they haven't updated the NatWest app yet and is still the old version.
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EUR CHARGE to receive money
Hi All, Receiving a euros payment and have a santander uk current account. What are the fees I will get charged to receive the euros. It is a medium amount so the fees would be material, I also have a chase account. Is there any advantage of using chase vs santander in terms of the fees charged? Happy to open another…
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Using Chase as donor/dummy accounts for Current Account Switching
Small trick I discovered if you want to create some dummy accounts for Current Account Switching to get the switch premiums. 1. Open a bank account with Chase through their app2. In the app, open a second account3. Link the debit card with the second account4. Use that second account as a donor account for your Current…
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Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
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Bank account for charity ball
Myself and a friend are looking to host a charity ball. Does anyone have any good recommendations of a bank account or even any other better way of holding the ticket funds and to pay suppliers?
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Euro cheque
The French Tax Man is going to send me a Euro cheque. How can I cash this in the UK please, NB tax man will not pay the money any other way. Thanks Allen
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Anti-fraud education
Does anyone know what sort of anti-fraud education is provided by a bank after someone has been scammed ?
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A regularly updated list of accounts that allow direct debit and/or debit card deposits
As you may already know, Bridlington1 has asked me to take over the maintenance of this thread. The aim is to keep these tables as up to date and accurate as possible on an ongoing basis. So if there is an account listed that has incorrect information, or needs updating, or removing please leave a comment or drop me a DM.…
