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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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£25 Amazon gift card for opening a Santander current account (Starts 19/03/2026)
New £25 Amazon gift card offer launched. Can be withdrawn at any time. Links - each time you click on a link it generates a unique application URL for you with VoucherSent which applies only to your application (see the long key in the URL). These links are from MSE which is a referral partner for this offer. Other…
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Direct Debit change notification
I know there's a regulation that says that notification of a change to a regular DD payment needs to be made at least 10 working days before the payment is taken. But is that the organisation sending out the notification or the account holder receiving it? Problem is that our council tax has gone up by a substantial…
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MSE News: Banks and payment firms can now scrap the £100 contactless limit – here's what's happening
Banks and payment providers can set their own limits for contactless card payments from today (Thursday 19 March) under new rules from the financial regulator. In theory, it means you can spend more than £100 simply by tapping your contactless card – though in reality, most providers we spoke to won't be offering this from…
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Halifax/Lloyds closing my account in 60 Days!! Extremely worried about CIFAS
hi all, I’m in a very distressing situation right now. I made the mistake of transferring my wages and savings to Halifax as I wanted to start fresh from my other bank account with HSBC as they aren’t the best in my opinion. I made the mistake of transferring money to my Monzo to pay off my Monzo flex and then decided I…
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Tsb final reward
I got my last reward for the switch. It is £120 towards a hotel stay or some undisclosed attractions. No info on either. From what I read the hotel is the safer bet, even though they are likely to be overpriced. Has anyone tried it? (Their "help" line must be manned by cheap robots). Now I need a new switch ;)
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Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Hsbc online login
Hi Usually when you go on their website to login to online banking it asks you to generate a code from your mobile app. But now it asks you to login to the app and scan a QR code that appears on the website. I have tried scanning the QR code several times but nothing happens... Anyone else had this issue?
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Stop using Edge Current Account but keep Edge Saver Account?
I have been cutting back on what I spend on direct debits from my Santander Edge Current Account and because they no longer give cashback from shopping I now have less than £3.00 cashback which no longer covers the £3.00 fee so I am thinking of closing my edge current account ( maybe switching to get a switching bonus)…
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Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
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Zopa Biscuit account cashback offer for Android users
Does anyone have a working link to the MSE £15 cashback offer for downloading the Zopa app on an android phone? The link on the main site only seems to work with iphones even when trying the Google playstore link it takes you the the apple app store!
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Tesco Clubcard Pay+ altertnative
It's no surprise that after the Barclays takeover, TescoBank have announced that they are withdrawing this card from April 2026. I have found this card invaluable in places that won't accept cash but can be risky carrying your usual debit card ie. swimming pool, where you leave valuables in a locker. I would like open a…
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Starling Bank Criteria - Even the staff do not know
Hi, I thought I would write a brief advise for people looking for a new Bank to use. Do NOT waste your time applying for a Starling Bank Account. Here goes: My brother and I had discussed getting a joint account for us to manage the monies from the death of my mother. We have agreed to open a joint account to keep all…
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PayPal+
The benifits of the gold level are pretty good but it requires you to spend 25k which is out of reach for me as normal spending even over a few years. Is there some hack to it? Is there a way to pay yourself and it be eligable spending? I have the money available in savings to do it but it's just if paying by the linked…
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Nationwide Flexdirect Account
I have a Nationwide Bank account, which I am mostly happy with, however one small gripe is whenever I or someone transfers money to another Nationwide account it only shows the sort code and account number. I phoned them up to see if I was doing something wrong and they stated that I wasn't. So I guess I just have to put…
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Transfer from HSBC foreign currency account to HSBC Global Money account
Hi, I have a US dollars HSBC currency account, I wanted to transfer some dollars from that account into my HSBC Global currency account, for some strange reason I don't get the option to transfer between these two accounts, I tried both on the app and online and nothing, I thought you could easily transfer between these…
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Direct Debit returned
I had a senior moment yesterday where i didn’t have enough funds to pay my credit card direct debt. And the payment had been returned. I did top up my account before the end of day but it’s not been taken yet. On the credit card app it is still shown as processing. Does that mean it will be taken in due course? In the mean…
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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£25 Amazon gift card for opening a Santander current account (27/11/2025 to 09/12/2025)
New £25 Amazon gift card offer launched today. Can be withdrawn at any time. LINK (taken from MSE, there are other participants whose links you can use). THIS OFFER HAS NOW ENDED. Requirements: - Register with VoucherSent and in the same session successfully open a new Santander Edge, Edge Up, Edge Explorer or Everyday…
