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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Where to keep your card?
My debit card dropped out of my phone case and I didnt notice, so I needed to cancel and order a new card. Do you just use your mobile banking app for money/cash or do you use a bank card and keep it in your phone case or wallet? I am thinking about turning back the clock and buying a small wallet.
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HSBC £250 switch offer for opening a Premier Account (23/03/2026 to TBC)
New HSBC switch offer starts today. While it's marketed at high earners, don't let that put you off. T&Cs. They use the word "salary" but can't find anything yet to define whether this means that self employed people or freelancers (i.e. non-salaried people) are excluded, unless they have £100k+ to deposit in savings or…
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Identify theft bank fraud responsibilities
need help with a situation of identity theft and subsequent money transfers across my accounts. Money was moved from a Lloyds account in my name to a Wise account, also in my name, before being transferred on via western union. Which party is responsible for the failure of anti fraud systems, Lloyds or Wise? Lloyds were…
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How to get a Santander Edge Saver without using the current account
Hi All, I'm looking to get the Santander Edge Saver and adding 4k for the 6%. I see that I need an Edge current account do it. But I already have a Santander 123 Lite account and think I am better off keeping that for the cashback. Can I open an Edge current account, get the £30 Amazon voucher via the MSE link, and then…
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Blocked by Santander
I’ve been really let down by my bank of more than 10 years, Santander. I have always banked online with them, and I’ve never lived near a branch. But for the past 22 hours, since 1430 on 6 Nov 2020, my account has been blocked “for security reasons”. Briefly, I had closed my NS&I Income Bond account, because of their…
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Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
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Best bank for a Trustee account
Following the death of my uncle, my brother and I are joint trustees for funds that benefit our disabled cousin. The trust is registered with HMRC and we now need a bank account. I'm working on the assumption that it needs to be a designated Trust account, rather than a straightforward joint account. We both bank with HSBC…
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MSE News: Banks and payment firms can now scrap the £100 contactless limit – here's what's happening
Banks and payment providers can set their own limits for contactless card payments from today (Thursday 19 March) under new rules from the financial regulator. In theory, it means you can spend more than £100 simply by tapping your contactless card – though in reality, most providers we spoke to won't be offering this from…
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Santander Edge Switching Nightmare
I switched from my First Direct account to Sandander Edge so I could take advantage of the linked saver account. All seemed to be going well for a week. Payments on card and mobile were fine. I could transfer money and all of my direct debits and standing orders were switched. However, on Friday lunchtime I went to…
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Barclays Premier account £400 switch offer (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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Pending transactions on current account listings
Hi, I have seen several posts along these lines but mostly a few years ago, so hoping for some up to date info. When I’ve previously had a current account with Starling, HSBC and First Direct, the last working day before any Direct Debits / credits / transactions were made they were listed as ‘pending’ in my account. I…
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). OFFER HAS ENDED. 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will…
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Current account switch to Nationwide Flex-account , from Chase, help please
HI there, I have wanted a Nationwide FLex accoutn for some time as I have heard that the Nationwide is fairly ethical and that they give out £100 bonuses each year (though I'm not sure if these are for savings accoutn or current accoutn I still would like one of their current accounts. I have seen the £175 incentive for…
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Help regarding bank account for a sole trader
A friend of mine is going to start up as a sole trader alongside their main job, but is wondering whether they need a business account or if they can use a personal account for this. I gather some banks allow a small side hustle to be managed through a personal account but some don’t Has anyone get info about which banks…
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Barclays Bank account £200 switch offer (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Halifax messed up
I'm really annoyed at Halifax. I've had a current account with them for 30 odd years. Out of the blue I got an email from them telling me that my new debit card should have arrived, and I could start using it straight away. Strange because my existing card is valid till 2029. The new card didn't arrive, so after a week I…
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Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
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Activating new HSBC physical secure key - no activation prompt when try to login?
My old HSBC physical secure key stopped working two weeks ago - battery stopped working and it wouldn't switch on. Requested a new one by phone - after informing them - and my old one should therefore have been deactivated? Received my new key yesterday. The unhelpful instructions just tell you go to hsbc.co.uk to activate…
