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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Royal Bank of Scotland new pots
I have received an updated app today they now allow pots which are quite good. Yhe only downside compared to Kroo and TSB is that they don't pay interest on the balances in the pots but good if you want to divide your money. I did notice that they haven't updated the NatWest app yet and is still the old version.
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Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
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Nov 25 Santander £100 Amazon voucher offer
Hello, newbie here I opened my Santander account (via mse link) and account opened on 11 Nov 2025 and used my debit card for more than. 30 transactions by 25 Nov 2025 I’ve had no communication at all and no Amazon voucher I’ve messaged VoucherSent TWICE recently and again today … receiving no replies ?! I check my spam…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Bank account for charity ball
Myself and a friend are looking to host a charity ball. Does anyone have any good recommendations of a bank account or even any other better way of holding the ticket funds and to pay suppliers?
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Using Chase as donor/dummy accounts for Current Account Switching
Small trick I discovered if you want to create some dummy accounts for Current Account Switching to get the switch premiums. 1. Open a bank account with Chase through their app2. In the app, open a second account3. Link the debit card with the second account4. Use that second account as a donor account for your Current…
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Euro cheque
The French Tax Man is going to send me a Euro cheque. How can I cash this in the UK please, NB tax man will not pay the money any other way. Thanks Allen
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Anti-fraud education
Does anyone know what sort of anti-fraud education is provided by a bank after someone has been scammed ?
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Co-operative bank Base Rate Tracker - too good to be true?
I'm looking for somewhere to put some money for say 6 months with good interest and I've found this account. Problem I have, is none of the bank review sites ever promote it? So my question is why not?
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My bank wants me to use the app (HSBC) I do not want it
Anyone else infuriated by the likes of the HSBC giving the only options of using an app or going to a branch, which are as rare as hen's teeth these days when things need doing. So a long and sometimes expense trek to get to a branch. The CEO earns millions of £'s, and yet branches are literally culled. Been with them…
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A regularly updated list of accounts that allow direct debit and/or debit card deposits
As you may already know, Bridlington1 has asked me to take over the maintenance of this thread. The aim is to keep these tables as up to date and accurate as possible on an ongoing basis. So if there is an account listed that has incorrect information, or needs updating, or removing please leave a comment or drop me a DM.…
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Online only Banks
Does anyone know if I can open an online only bank account and fund it, then use it as a donor switch right away? :-) Thanks in advance
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Nationwide FlexPlus monthly fee
Hi, I'm considering opening a FlexPlus account but I have a question about the timing and monthly fee. Recall reading (somewhere on this forum) that the fee is taken at the end of the month for that month, irrespective of when you open it. However, if I were to open the account on the 27th February, does that essentially…
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Activating new HSBC physical secure key - no activation prompt when try to login?
My old HSBC physical secure key stopped working two weeks ago - battery stopped working and it wouldn't switch on. Requested a new one by phone - after informing them - and my old one should therefore have been deactivated? Received my new key yesterday. The unhelpful instructions just tell you go to hsbc.co.uk to activate…
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Halifax app showing Lloyds accounts and vice versa
Hi, Just logged into my accounts and now can see all accounts in either app so my Lloyds accounts show in the Halifax app and my Halifax accounts in Lloyds. I don't have accounts with BOS so can't check but I know that BOS and Halifax were able to be serviced in BOS branches. Is that something new or just an IT glitch?
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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Hsbc online login
Hi Usually when you go on their website to login to online banking it asks you to generate a code from your mobile app. But now it asks you to login to the app and scan a QR code that appears on the website. I have tried scanning the QR code several times but nothing happens... Anyone else had this issue?
