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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Direct Debit returned
I had a senior moment yesterday where i didn’t have enough funds to pay my credit card direct debt. And the payment had been returned. I did top up my account before the end of day but it’s not been taken yet. On the credit card app it is still shown as processing. Does that mean it will be taken in due course? In the mean…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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How do you separate personal and business spending from one account?
I’ve been helping look through finances for a small business where the owner has used the same account for both personal and business spending. It’s making things quite time-consuming to go through, as everything is mixed together and needs to be separated manually. I’m just wondering how people usually deal with this…
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PayPal+
The benifits of the gold level are pretty good but it requires you to spend 25k which is out of reach for me as normal spending even over a few years. Is there some hack to it? Is there a way to pay yourself and it be eligable spending? I have the money available in savings to do it but it's just if paying by the linked…
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Hsbc online login
Hi Usually when you go on their website to login to online banking it asks you to generate a code from your mobile app. But now it asks you to login to the app and scan a QR code that appears on the website. I have tried scanning the QR code several times but nothing happens... Anyone else had this issue?
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Starling Bank Criteria - Even the staff do not know
Hi, I thought I would write a brief advise for people looking for a new Bank to use. Do NOT waste your time applying for a Starling Bank Account. Here goes: My brother and I had discussed getting a joint account for us to manage the monies from the death of my mother. We have agreed to open a joint account to keep all…
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£25 Amazon gift card for opening a Santander current account (27/11/2025 to 09/12/2025)
New £25 Amazon gift card offer launched today. Can be withdrawn at any time. LINK (taken from MSE, there are other participants whose links you can use). THIS OFFER HAS NOW ENDED. Requirements: - Register with VoucherSent and in the same session successfully open a new Santander Edge, Edge Up, Edge Explorer or Everyday…
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Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
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Barclays Bank account £200 switch offer (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Santander: some Direct Debits deemed ineligible for switch incentives
This discussion was created from comments split from: Incentive Bank Account Switching - cancelling DD after switching.
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Lloyds/Halifax/BoS Apps/Website Showing Other Transactions
Surprised there hasn't been any mention of this happening to anyone on the board here so maybe it's not as widespread as suggested. I didn't see any other accounts in my app when I logged in yesterday but I have quite a few of my own accounts showing anyway. https://www.bbc.co.uk/news/articles/c4g23npxpwgo Anyone here…
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Using Chase as donor/dummy accounts for Current Account Switching
Small trick I discovered if you want to create some dummy accounts for Current Account Switching to get the switch premiums. 1. Open a bank account with Chase through their app2. In the app, open a second account3. Link the debit card with the second account4. Use that second account as a donor account for your Current…
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No show for cheque book.
Hello. I need some advice. please.l ordered a cheque book on the 17th of Feb and was informed via the online information that it would take 7-10 working days, but so far, no cheque book. I've informed the bank via secure message, and all they said was send us your address detail and how you want your name on the book. And…
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£0.01 transaction attempted by company
I had a notification on my banking app of a £0.01 transaction at TK Maxx, where I hadn't shopped for a while. My bank told me "we see this a lot, where the company tests your card to see if it is still active", and mentioned GDPR. I was unhappy about this, so I checked with TK Maxx who denied it. The money never left my…
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Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
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Cifas marker help
Good afternoon , I was made aware I had a cifas marker placed on me a month back by Barclays I got my subject access returned data form back and the reason I’ve got one placed is Misuse of facility the case type is falsely reporting a loss and the role within case is falsely disclaiming transaction. So I opened 6 Barclays…
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Transfer from HSBC foreign currency account to HSBC Global Money account
Hi, I have a US dollars HSBC currency account, I wanted to transfer some dollars from that account into my HSBC Global currency account, for some strange reason I don't get the option to transfer between these two accounts, I tried both on the app and online and nothing, I thought you could easily transfer between these…
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TSB £190 + Freebie Switching Offer 21/7/25-8/9/25
TSB have launched a new switching offer (thanks @lon_don for bringing this to my attention in another thread). Offer consists of 3 parts: £100 for switching in: * Open a Spend & Save account and complete a full switch * Log into the TSB Mobile Banking App * Make at least 5 payments using the debit card on your new account…
