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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Scottish Halifax Accounts Changing
Just a heads up, it looks like LBG are doing some housekeeping with regards to Scottish Halifax accounts. I received a letter today informing me that , because my Halifax Reward Current Account was originally opened in Scotland (about 30 years ago, and has been my main account ever since), it's changing to a BoS vantage…
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Which bank is best right now?
Hi, I am thinking of switching banks. Which bank is best right now in the UK? I just want something easy to use with no fees.
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Best Bank Account for Business in 2026
Hi there, I have been using Revolut Business for our limited company, when trying to open with Barclays they just delayed the process and we needed the account, at the moment I have a appointment with Metro bank, but was wondering if you could suggest other banks ideal for business. Financing is not easy with Revolut in…
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Natwest Pots - money transferred to accounts disappeared
Hi all So I have two pots set up on Natwest mobile banking and I put £1k in one and £150 in the other a week ago to keep aside for the rent. On Sunday I transferred this back to the relevant accounts and sent my rent payment to my LL, which left my account no problem. I could also see in the transactions the deposits from…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Easier way to send multiple bank transfers at once?
I was wondering how businesses handle situations where they need to send multiple payments from one pot of money at the same time. For example, if a firm needs to pay out to a large number of people from a single amount, is it usually done as lots of individual bank transfers, or is there a simpler way to handle it in one…
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First Direct £175 switching offer 09/09/2024
https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…
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HSBC £250 switch offer for opening a Premier Account (23/03/2026 to TBC)
New HSBC switch offer starts today. While it's marketed at high earners, don't let that put you off. T&Cs. They use the word "salary" but can't find anything yet to define whether this means that self employed people or freelancers (i.e. non-salaried people) are excluded, unless they have £100k+ to deposit in savings or…
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MSE News: Use Tesco's Clubcard Pay+ prepaid card? Take your money out now
Tesco Bank will shut down its Clubcard Pay+ prepaid card – and its linked 'round up' savings accounts – on Sunday 26 April. If you use these services, you should withdraw your money as soon as possible. Read the full story: https://www.moneysavingexpert.com/news/2026/04/tesco-closing-clubcard-pay-plus/ If you haven’t…
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). OFFER HAS ENDED. 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will…
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Chase - Refer a Friend for £50 each
I have held a Chase Account for around 10 months and like it as you can have multiple accounts which is ideal for switching as long as you retain the main account. It also has a 4.5% interest account which you can put in as much as you like. This week they sent an email out that you can invite up to 5 friends from the ap,…
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Lloyds Bank online log in query
Hi, I went to log in to my Lloyds account earlier today online (don't have the App) and it was saying that they had made logging in easier - password no longer required, just your ID name and some other details. I put the ID name in and got the usual 2FA verification code from Lloyds but decided not to proceed, in light of…
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Best way to work out what you have left each month?
Bit of a reality check recently, I always thought I was doing fairly well salary wise, but when I actually broke everything down monthly, it didn’t feel like it stretched that far. Between tax, pension and general living costs, I feel like a big chunk disappears before I get to enjoy it. Do most people here actually track…
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AIB £200 Switch and Save offer (13/04/2026 to TBC) - NI only
AIB (NI) have today launched a new switch and save offer. T&Cs. Switch (£100): Open a new Classic Account and switch an account into it using the Current Account Switch Service, deposit £1,500 into the account and set up 2 active direct debits on it within 30 days of opening the account. Save (£100): Open a new Regular…
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£35 supermarket gift card for opening a first direct 1st account (13/04/2026 to 06/05/2026)
Open a new first direct 1st account (their lack of capitals!) using one of these affiliate links: 1: The MoneySupermarket link. This takes you to MoneySupermarket where you can sign in to your SuperSaveClub account. Scroll down to the first direct option on the list and click "Go to Site". This option allows you to get the…
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Paypal dispute - advice needed
I regrettably ordered a guitar from China and paid using Paypal (linked to my Debit Card). 20 items were show in stock with a promised delivery time of 4 weeks. I placed the order and the stock level dropped to 19. After a few weeks the guitar was still shown as 'awaiting shipping' on my order status. After repeatedly…
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First Direct - what are the security questions?
I forgot whatever security answers I gave when I set my First Direct account up a few years back. Recently when I called up to speak to an FD agent this became apparent (the scrap of paper that I thought held obscure reminders to the answers was of no help!) - so after passing through security using other methods, the…
