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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Intelligence Finance migration to Bank of Scotland completely ballsed up.
Anyone else experiencing the pleasure of having offset savings and mortgage accounts migrated from Intelligence Finance to Bank of Scotland? The experience to date has been an appalling joke and inspired no confidence in this bank at all and I will be cutting ties and getting my money out ASAP. Here's a list of issues…
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Confused on why halifax closed down bank accounts
My brother has just returned top the UK after living abroad for around two years. In November his bank (Halifax) sent a letter stating they are closing down his current account and credit card with in X number of days. He was asked to clear his balance and pay any outstanding CC balance. The bank did not provide any reason…
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Online only Banks
Does anyone know if I can open an online only bank account and fund it, then use it as a donor switch right away? :-) Thanks in advance
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Paying in foreign cheques
are there any banks that will sell accept foreign cheques? Specifically USD?
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Convert to a Joint Account
I want to convert my current account to a joint account with my wife. I emailed the bank and the process requires a lot of rigmarole. Does anyone know if it would be less hassle to just create a new joint account and then transfer all into it? Can you do one of those handy account switches within the same bank?
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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Child & Co RBS Branch to close
Just received notification that the Child & Co RBS branch will be closing on 29/06/2022. Not clear if the brand will continue (branded Debit Cards) or not, but it is a shame nevertheless (renovated in 2015-16 I Believe, beautiful branch and nice service, where you were often offered a drink whilst waiting).
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). OFFER HAS ENDED. 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will…
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Special Bank Accounts - Probate
Hi, Can any one advise if there is a comparison for which Banks offer probate accounts & what the pro's & con's are? Costs? Charges? It seems very hard to get this info without having to call Banks and that seems a lot of time to waste to get information that should be publicly available. We are in the process of obtaining…
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UK banks plot Visa/Mastercard Alternative
Interesting article in the Guardian, UK bank bosses will hold their first meeting to establish a national alternative to Visa and Mastercard, amid growing fears over Donald Trump’s ability to turn off US-owned payment systems. The meeting, chaired by Barclays’ UK chief executive, Vim Maru, will take place this Thursday and…
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Starling bank gave details of my finances in an unsecure email
I have banked with Starling bank for about 3 years. Recently they sent me an email querying the high amounts of transfers into my bank account, as they indicated a higher income than I had disclosed to them. This email contained the details of the savings accounts that I had used for transferring into my Starling Bank…
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smile - no longer taking new applications
smile, the Co-operative Bank's online brand that has been running since 1999 and was the UK's first fully-featured online bank account, has finally this month stopped taking applications for current accounts and savings accounts. Credit cards applications have been on hold a while but the wording has changed from "not…
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Travel insurance with pre-existing med conditions
We have just changed our Nationwide Flex account to a FlexPlus account. It costs £216 a year but includes Worldwide travel Insurance. We have several medical conditions but the additional cover costs for that were £364 for full cover. Compared to regular Travel quotes this is very good - some insurers wouldn't look at us…
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First Direct perks Spin to Win
Started today. I was one of the unlucky 100,000 Prizes: • 100 x Free Cineworld adult cinema tickets • 100 x Free Cineworld regular popcorn • 100 x £10 Uber Eats Vouchers • 400 x Free Movie Download/Rental with Rakuten TV • 200 x £3 Greggs eGift Card • 200 x Sainsbury’s Treat (worth £2) • 1 x £100 Jet2holidays Voucher…
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Barclays Premier account £400 switch offer (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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Mettle business account fraudulent transactions
Today I received a series of notifications from my Mettle app, business account, for a series of transactions which I did not do. I clicked 'I do not authorise this transaction' and then I immediately cancelled the card, then I called the fraud number (which is the customer service number), reported the transaction and was…
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Santander £200 Switch Offer 10/11/25-TBC
Santander have launched a £200 switching offer. https://www.santander.co.uk/personal/support/current-accounts/switching Available to new and existing customers provided they did not hold a Santander current account on 1/1/25 or have received a switching offer from them previously. To qualify for the switcher offer you…
