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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Strange email from Santander (Business account).
I am a sole trader and have had a Santander business account for a long time. Today I received an email from Santander saying:- "We've been told by Companies House that an objection has been raised to your company dissolving. You have an outstanding balance on account number ending xxxx. This needs to be paid before your…
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Zopa Biscuit account cashback offer for Android users
Does anyone have a working link to the MSE £15 cashback offer for downloading the Zopa app on an android phone? The link on the main site only seems to work with iphones even when trying the Google playstore link it takes you the the apple app store!
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Banking account without debit card
Hi To help (force!) Me to budget, I'm thinking about paying my salary into a bank account and using that account to just pay direct debits and standing orders. Then transferring a set amount weekly to a separate account which has a debit card attached, to use for day to day spending. Does anyone know of a current account…
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First Direct Perks
Seems like a new reward scheme incoming?
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Where to keep your card?
My debit card dropped out of my phone case and I didnt notice, so I needed to cancel and order a new card. Do you just use your mobile banking app for money/cash or do you use a bank card and keep it in your phone case or wallet? I am thinking about turning back the clock and buying a small wallet.
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Unauthorised direct debit query
Family member has a credit card. No direct debit set up because it’s 0% and they manually pay the payment each month with the aim of clearing it by the time the bought percent period ends. (Yes, I know) The bank unilaterally set up a direct debit and took the full amount leaving the current account empty bar £50. Bank has…
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Apps to manage savings across multiple current accounts
Hi I've recently received some inheritance and I'm looking at options for getting best low/no risk return on savings. I'm looking to spread savings around to try and maximise returns and I've been looking at ISA's and savings accounts but also considering opening multiple interest paying savings accounts to benefit from…
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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Suspicious call purportedly from my bank . .
I received a call earlier purportedly from my bank, Triodos. The caller said that a transaction had been attempted which had been flagged as fraud and had been blocked. I said I wasn’t convinced the call was genuine, but was told they were not going to ask me for any personal information. The caller said my card would be…
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Unable to verify bank acc details Chase
I've just opened a chase savings account, via the app. I went to transfer some money from an hsbc account to my chase account. HSBC was unable to verify the chase bank acc details matched. Chase assure me this is a common problem. I'm wary of transferring money from HSBC acc into an unverified chase account. How do I know…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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£50 in Amazon gift cards for opening an Amazon Barclaycard credit card (ends 09/04/2026)
This seems like a fairly simple offer. Apply for an Amazon Barclaycard through your Amazon account and if accepted you get a £40 Amazon gift card. Activate your card in the app and get a £10 Amazon gift card. Ends 9th April 2026. You can check your eligibility before submitting your application, which involves a soft…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Barclays bank £200 switch offer ended?
Yesterday Barclay's helpline told my wife the £200/£2k deposit switch deal has ended. Is that true? She had already setup a new account and had tried completing the switch process, but it failed? Anyone else heard this or has same problem? Did think we could try the £400 switch / £4k deposit deal, but dont have the…
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Santander switch warning
I applied to Santander on 9th December for their edge explorer account. On 19th January the account was opened. To get the £200 incentive, you must pay in £1500 twice within 60 days. The 60 days starts when you apply, not when the account is open. How can you pay in when you have no details? Like most people, i am paid…
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Lloyds Bank online log in query
Hi, I went to log in to my Lloyds account earlier today online (don't have the App) and it was saying that they had made logging in easier - password no longer required, just your ID name and some other details. I put the ID name in and got the usual 2FA verification code from Lloyds but decided not to proceed, in light of…
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Fraud question
Someone tried to open or opened a bank account or credit card in my name. I made the bank aware it was not me and it doesn’t show on my credit report. Today I’ve had a letter saying that a Totally Money (some kind of credit report service) account was fraudulently opened in my name. Obviously I will email them to confirm…
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Barclays £400 switch offer for opening a Premier Account (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier Account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
