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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Mettle business account fraudulent transactions
Today I received a series of notifications from my Mettle app, business account, for a series of transactions which I did not do. I clicked 'I do not authorise this transaction' and then I immediately cancelled the card, then I called the fraud number (which is the customer service number), reported the transaction and was…
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Access To Father's Accounts with LPOA
I think my issue may be a rare one, but I can't believe I'll be alone. A couple of years ago we lost my Mum. She dealt with all the home finances, so I agreed to take over for my Dad and take that stress off him. We had a Lasting Power of Attorney in place, so it was all easy enough to set up. He has a savings and current…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Chase packaged insurance
Apologies if already posted but a quick search didn't show anything. Just noticed on the app that Chase are now offering an Insurance package for £12.50 pm covering worldwide travel, mobile phones and breakdown cover. Haven't read in detail yet so can't comment on it personally.
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Halifax/Lloyds closing my account in 60 Days!! Extremely worried about CIFAS
hi all, I’m in a very distressing situation right now. I made the mistake of transferring my wages and savings to Halifax as I wanted to start fresh from my other bank account with HSBC as they aren’t the best in my opinion. I made the mistake of transferring money to my Monzo to pay off my Monzo flex and then decided I…
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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Revolut £20 sign up bonus
I recently opened a Revolut account via a link that offered £20 upon my first purchase using the debit card. I added some money to the account but without really thinking just used some of that money to top up my trading 212 account but then I realised this term from the T&C's of the offer: "This must be a genuine purchase…
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Chase £100 incentive
I've just got a message from Chase (who I already have current and savings accounts with, but the current account is not my main one). They're offering a £100 Amazon voucher if I make my Chase current account my main income account - i.e. pay my salary (min £1,500) in each month for two months. Either by using the…
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will validate that you have…
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HSBC Premier up to £750
Everything's Premier when you get up to £750 Open a Premier account by 23 Feb 2026, and by 30 Apr 2026 switch your bank account and salary of £100k+ using the Current Account Switch Service for £250; and / or transfer £100k+ of savings / investments, and maintain your balance for 3 months for £500. Offer ends 23 Feb 2026.…
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Chase - Refer a Friend for £50 each
I have held a Chase Account for around 10 months and like it as you can have multiple accounts which is ideal for switching as long as you retain the main account. It also has a 4.5% interest account which you can put in as much as you like. This week they sent an email out that you can invite up to 5 friends from the ap,…
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TSB switch - pulling teeth less aggro
Previously tried to start switch process with TSB (Nov, I think), and gave up because it kept disliking the ID I was trying to upload.Thought I'd try again today. Aggro again with the ID with the link saying my camera wasn't working on the phone (it was). So, I went down town and started again. Accepted ID. In the process…
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Santander Edgeup costing us money
My wife and I have a joint account. We had emails today saying You've paid £30 in monthly account fees and earned £14.67 cashback and interest on your Santander Edge Up current account in the last 6 months. This means you’re paying a monthly fee but aren’t getting all of the benefits of the account. Don’t forget to be…
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Phasing out of Scottish banknotes in Scotland
There seems to be a new thing in Scotland now since end if last year where the cash machines only issue Bank of England notes now. I can’t see anything online about it. Have they now finished and we are moving to just one type of note?
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Chase bank accounts on shared phone
My wife and I share our main mobile phone and have a really old one for emergencies or if I'm out by myself. Is it possible for both of us to set up and manage Chase bank accounts on one phone? We already have my wife's set up and I'd like to open an account myself. The old phone is not compatible and I don't really want…
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Danske £200 Switch Offer (Starts 29/01/2026) - NI only
A new Danske switch offer is now available. T&Cs. No end date announced yet. What you need to do: To open a new Danske Reward, Choice or Freedom current account you must be resident in NI.
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TSB Spend and Save reward offer - what to choose - hotel or activity pass?
Hi, I've been sent the code to choose my reward offer which is great but not sure what to go for. Can't find any information on the range of hotels on offer or the activities and don't want to make a wasted choice. For example, the voucher is for £120 and if the hotel rooms all cost more than that when I might be…
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Secure use of voice recognition for access?
Given the advent of voice cloning how secure are bank aaccounts which use voice recognition for access? I have lots of different accounts and several banks try to get me to use voice recogition to gain access. I have always resisted this but given my opening statement and the various news stories today should they not…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Mother deceased - I have no i.d. for banks
I am trying to retrieve funds from my recently deceased mother's bank accounts. My problem is I have no photo i.d. (passport/drivers licence). has anyone else had this issue, and how did they resolve it?
