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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Direct debits for banks switching
I have 5 bank accounts, which I want to switch, however no direct debits in them, is there a list I can chose from, I want 15 if possible (3 for each account). Not looking for anything like gas electricity water direct debits. Any suggestions please?
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Halifax to vanish?
GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand
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MSE News: Halifax bank brand to be replaced by Lloyds – what it means for you
If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…
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Co-operative Bank up to £300 switch and stay offer with loyalty bonus (06/07/2026 to TBC)
The Co-operative Bank has launched a new switch and stay offer of up to £300 which also offers a loyalty bonus. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive your £125 switch payment), 3: £100 loyalty bonus. What you need to do: Other information: +…
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How long does Starling take to set up?
I applied on Saturday, scanned my driving licence and sent a video of myself as requested and it said I would get a notification when it's processed. However, the app is still saying 'thanks we have everything we need, make sure notifications are turned on'. I assumed because it's a digital bank it would be more or less…
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Do spouses need POA for each other?
I am currently filling out the forms so I can be POA for Property and Finance for my mum and my step dad. They are married. Do they also need to have POA for each other as they have separate bank accounts etc? We have worries that my step dad may have some form of mental decline. Thank you
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Lloyds bank premier account and debit card cash back
Anyway to get cash back by paying money into a savings account with another bank / building society like Yorkshire for example via the debit card or would these be excluded from the cash backs? What would the MCC be?
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MSE News: First Direct to axe 'First Directory' insurance add-on this month – what it means for you
If you're one of 10,000s of First Direct customers paying for its 'First Directory' insurance bundle, you'll need to find a suitable alternative soon, as this bank account add-on is being closed for good on 31 July 2026. Here's what you need to know… Read the full story:…
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Co-op Bank online issue.
Most of the time I don't have an issue with this bank where I've been a customer for over 15 years. But recently once logged in I can't access my current account. I just get the spinning circle for about 60 seconds, followed by 'there has been an error, please try again'. So I can't access my latest transactions or…
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Barclays £200 switch offer for opening a Bank Account (09/06/2026 to 27/08/2026)
Barclays have launched a new switch offer for their Bank Account. T&Cs. Conditions: + Download the Barclays app to open a Barclays Bank Account. You must use the app to open your account. + Pay at least £2,000 into the Barclays Bank Account you’re switching to within 30 days of opening the account, + Start your application…
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Prepayment cards for adults with additional needs.
My adult daughter has additional needs. She has no understanding of the value of items or money but wants to be independent and pay for things herself. She never goes out on her own, so I'm not concerned about her buying things willy-nilly bury I never know how much cash to give her when she goes out with her PA, just in…
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HSBC £220 switch offer for opening a Bank Account (15/06/2026 to TBC)
New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…
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Child & Co RBS Branch to close
Just received notification that the Child & Co RBS branch will be closing on 29/06/2022. Not clear if the brand will continue (branded Debit Cards) or not, but it is a shame nevertheless (renovated in 2015-16 I Believe, beautiful branch and nice service, where you were often offered a drink whilst waiting).
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Opening A Revolut Bank Account
Is anyone else having issues opening a Revolut bank account? My husband and I have both been trying since last week after seeing the link on the MSE page. My husband has managed to get a bit further than me, but we're both stuck. In my case, the app won't read the NFC chip in my passport, even though I've confirmed the…
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Virgin Money app asking to register
My wife just tried to use the VM app and it asked her to register as if she doesn't have an account. She has had it for years as her main bank and also has RS. Mine is fine. Anybody else got this?
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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Bank account switch - LLoyds - Bank of Scotland
I recently did a switch from LLoyds to bank of Scotland, want ting to get the £175 reward, only after switching did Bank of Scotland tell me i don't qualify for the reward because both BoS and LLoyds are owned by the same group. they could have put a notice on their website making this clear at the time of switching and…
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Ulster Bank £200 switch offer for opening a Select Account (26/05/2026 to TBC)
New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…
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Does anyone know the estimated finish time for Barclay's making their improvements?
Wife wants to close her Barclaycard. Google the options - in the app via chat or over the phone. She hates talking to businesses over the phone. Try the app - sorry we're unavailable as we're making improvements. This has been the case for over 12 months now. Do you guys also get this error when trying live chat?
