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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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£50 in Amazon gift cards for opening an Amazon Barclaycard Credit Card (ends 09/04/2026)
This seems like a fairly simple offer. Apply for an Amazon Barclaycard through your Amazon account and if accepted you get a £40 Amazon gift card. Activate your card in the app and get a £10 Amazon gift card. Ends 9th April 2026. You can check your eligibility before submitting your application, which involves a soft…
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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Unauthorised direct debit query
Family member has a credit card. No direct debit set up because it’s 0% and they manually pay the payment each month with the aim of clearing it by the time the bought percent period ends. (Yes, I know) The bank unilaterally set up a direct debit and took the full amount leaving the current account empty bar £50. Bank has…
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Community Bank for Sheltered Housing Committee
Hello all, We are in the process of setting up a new Committee at our Sheltered Housing complex and we are going to need a Bank Account with no fees etc. Basically a Community Bank, does anyone have any ideas please?
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Pending transactions on current account listings
Hi, I have seen several posts along these lines but mostly a few years ago, so hoping for some up to date info. When I’ve previously had a current account with Starling, HSBC and First Direct, the last working day before any Direct Debits / credits / transactions were made they were listed as ‘pending’ in my account. I…
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Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
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Barclays Premier account £400 switch offer (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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£175 Coop Bank switch offer from 28th Jan 2026
New up to £175 switch from Coop Bank. (excludes anyone who has had a Coop switch bonus since 01/11/2022) "Get £100 for switching to us, plus £25 a month for up to three months. Available to new and existing current account customers." https://www.co-operativebank.co.uk/products/bank-accounts/switch-offer/ Initial £100 for…
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Barclays Bank account £200 switch offer (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Lloyds Verification OTP System Failure
I've been unable to login to the Lloyds website to do my online banking for over a week. Lloyds are no longer sending out a passcode to my mobile, so I cannot complete the last stage of the login. I am also unable to use my Lloyds credit card online because the transaction verification OTP is not being sent to my mobile.…
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About my account
my account was closed due to money they was paid into my account which they classified as fraud money the money was returned back and still my account was close try to open new account in other bank was rejected because I have been red flag
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Santander Edge application
My wife wants to switch to Santander will they accept her application she only has 2 direct debits one to a charity and one for a TV licence., If not will any other bank accept her.so she can collect switching bonus, Many thanks
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Where to keep your card?
My debit card dropped out of my phone case and I didnt notice, so I needed to cancel and order a new card. Do you just use your mobile banking app for money/cash or do you use a bank card and keep it in your phone case or wallet? I am thinking about turning back the clock and buying a small wallet.
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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Zopa Biscuit account cashback offer for Android users
Does anyone have a working link to the MSE £15 cashback offer for downloading the Zopa app on an android phone? The link on the main site only seems to work with iphones even when trying the Google playstore link it takes you the the apple app store!
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Santander Edge Switching Nightmare
I switched from my First Direct account to Sandander Edge so I could take advantage of the linked saver account. All seemed to be going well for a week. Payments on card and mobile were fine. I could transfer money and all of my direct debits and standing orders were switched. However, on Friday lunchtime I went to…
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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MSE News: Banks and payment firms can now scrap the £100 contactless limit – here's what's happening
Banks and payment providers can set their own limits for contactless card payments from today (Thursday 19 March) under new rules from the financial regulator. In theory, it means you can spend more than £100 simply by tapping your contactless card – though in reality, most providers we spoke to won't be offering this from…
