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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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Santander £200 Switch Offer 10/11/25-TBC
Santander have launched a £200 switching offer. https://www.santander.co.uk/personal/support/current-accounts/switching Available to new and existing customers provided they did not hold a Santander current account on 1/1/25 or have received a switching offer from them previously. To qualify for the switcher offer you…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Bank Switching - How Blatant?
I've recently jumped on the bandwagon of switching banks on the grounds that if they are quite happy to give me free money then who am I to say no. I'm just wondering how blatant about taking the switch bonus you can be - in other words, does anybody do a switch from BankA to BankB, fulfill BankB's conditions, take the…
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Finance aggregators
What's a good free app to auto track savings, investments, current accounts, mortgages/loans & credit cards and display the whole picture in one app
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Barclays/HSBC Switching bonuses for higher earners.
Does anybody know whether the Barclays/HSBC switches count pensions in the earnings class, I am close to taking my private and state pension, and I love my job, so if I take these pensions and keep my job for another year the total will take me above the limit needed for the switches. So is it just wage or total coming in…
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UK banks plot Visa/Mastercard Alternative
Interesting article in the Guardian, UK bank bosses will hold their first meeting to establish a national alternative to Visa and Mastercard, amid growing fears over Donald Trump’s ability to turn off US-owned payment systems. The meeting, chaired by Barclays’ UK chief executive, Vim Maru, will take place this Thursday and…
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Current account switch to Nationwide Flex-account , from Chase, help please
HI there, I have wanted a Nationwide FLex accoutn for some time as I have heard that the Nationwide is fairly ethical and that they give out £100 bonuses each year (though I'm not sure if these are for savings accoutn or current accoutn I still would like one of their current accounts. I have seen the £175 incentive for…
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Savings/investment DDs and debit card deposits- An updated list
Welcome to this thread. I have decided to create this thread to provide a regularly updated list of savings and investment accounts that can be paid into by direct debit and/or debit card for the purposes of satisfying the various bank switching offers and reward accounts that are available. This thread is intended to be a…
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Confused on why halifax closed down bank accounts
My brother has just returned top the UK after living abroad for around two years. In November his bank (Halifax) sent a letter stating they are closing down his current account and credit card with in X number of days. He was asked to clear his balance and pay any outstanding CC balance. The bank did not provide any reason…
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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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Starling bank gave details of my finances in an unsecure email
I have banked with Starling bank for about 3 years. Recently they sent me an email querying the high amounts of transfers into my bank account, as they indicated a higher income than I had disclosed to them. This email contained the details of the savings accounts that I had used for transferring into my Starling Bank…
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Special Bank Accounts - Probate
Hi, Can any one advise if there is a comparison for which Banks offer probate accounts & what the pro's & con's are? Costs? Charges? It seems very hard to get this info without having to call Banks and that seems a lot of time to waste to get information that should be publicly available. We are in the process of obtaining…
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Convert to a Joint Account
I want to convert my current account to a joint account with my wife. I emailed the bank and the process requires a lot of rigmarole. Does anyone know if it would be less hassle to just create a new joint account and then transfer all into it? Can you do one of those handy account switches within the same bank?
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Mettle business account fraudulent transactions
Today I received a series of notifications from my Mettle app, business account, for a series of transactions which I did not do. I clicked 'I do not authorise this transaction' and then I immediately cancelled the card, then I called the fraud number (which is the customer service number), reported the transaction and was…
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Paying in foreign cheques
are there any banks that will sell accept foreign cheques? Specifically USD?
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Online only Banks
Does anyone know if I can open an online only bank account and fund it, then use it as a donor switch right away? :-) Thanks in advance
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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First Direct perks Spin to Win
Started today. I was one of the unlucky 100,000 Prizes: • 100 x Free Cineworld adult cinema tickets • 100 x Free Cineworld regular popcorn • 100 x £10 Uber Eats Vouchers • 400 x Free Movie Download/Rental with Rakuten TV • 200 x £3 Greggs eGift Card • 200 x Sainsbury’s Treat (worth £2) • 1 x £100 Jet2holidays Voucher…
