Lloyds bank premier account and debit card cash back

RoadToRiches

Anyway to get cash back by paying money into a savings account with another bank / building society like Yorkshire for example via the debit card or would these be excluded from the cash backs? What would the MCC be?

wmb194

RoadToRiches said:

Anyway to get cash back by paying money into a savings account with another bank / building society like Yorkshire for example via the debit card or would these be excluded from the cash backs? What would the MCC be?

No, all the bank debit card offers are wise to this: they know they're bank transfers and financial services transactions.

https://www.lloydsbank.com/current-accounts/all-accounts/lloyds-premier.html

keiran

Re Lloyds Premier 1% cashback -  where and when does the earned cashback show in the app? I upgraded 2 weeks ago and can't see the cashback due recorded anywhere.  Is it recorded only on the statement? Is it paid on a particular day of the month, or the statement date?  Thanks

wmb194

keiran said:

Re Lloyds Premier 1% cashback -  where and when does the earned cashback show in the app? I upgraded 2 weeks ago and can't see the cashback due recorded anywhere.  Is it recorded only on the statement? Is it paid on a particular day of the month, or the statement date?  Thanks

I don't think there is a tracking feature, in my limited experience my first cashback was credited on 28/07 re a debit card transaction on 30/06. 28/xx isn't my statement date.

PRAISETHESUN

Cashback earnt is meant to be paid by the end of the following month according to the T&Cs. ie. cashback due on a transaction from 01Jun could be as late as 31Jul to be paid.

I've tested a few of the usual savings accounts accepting debit cards and unsuprisingly nothing has paid cashback yet. It's all based on the MCC the merchant uses, but as far as I can tell Lloyds haven't published a list of exactly which ones are/aren't acceptable (nor do I expect they will).

Paul_01

Cashback seems to be working on a calendar monthly basis. My June debit card cash
back was paid into my account on the 28th July - 'Premier cashback' is the reference.

keiran

Does the 1% cashback on the Lloyds Premier debit card work when the card is used via Curve?