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Midland/HSBC overdraft

In my poorer days (not much better now!) for about ten years I had an overdraft of about £7,000 which obviously cost me a fortune to maintain on a monthly basis. I have no argument with the interest I was having to pay but wondered if there might have been an element of credit insurance (i.e similar to PPI) that I was being charged? Anybody got experience of trying to claim this back?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    Highly unlikely, on a current account.
  • dunstonh
    dunstonh Posts: 118,461 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Most banks didn't offer PPI on their personal accounts. Although a few did. Barclays being the most noteable. However, I don't recall anyone ever mentioning that Midland/HSBC offered PPI on their current accounts.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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