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Urban myth overdaft charge limt
I have a friend who is forever telling people that banks can only charge £90 for going overdrawn with your bank account in any one year When asked to direct poeple to where and when this was written into statutory law they just repeat that it is true. Sounds like a typical urban myth to me, is there such a law and if there…
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House Of Fraser/Laura Ashley PPi
Hi I have claimed PPI on House of Fraser and Laura Ashley store cards, I spoke to Santander today and they have told me that my claim has been upheld and an offer letter is being sent to me, my query is I took these store cards out in the late 80s but Santander has stated I took them out in 2001, I queried this with them…
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Mortgage PPI - any success stories?
Hi All, Im currently claiming back mis sold mortgage PPI from Barclays (ex Woolwich) Mortgage. Im told mortgage PPI is rarely paid out - have you guys had any success? Thanks!
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False indemnity claims
Can anyone offer any advice... I was renting a property for 12 months with a family member. We have since parted ways and all utilitiy bills have been paid and accounts closed. I have since has a bill from the gas and electric company as my housemate has done an indemnity claim against payments for this account. The…
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PPI: Capital One no longer have my records
I had a credit card with Capital One in 2005. I have written to them via the MSE Tesolver programme and I have had a response from Capital One saying that they are unable to locate my account because they do not retain customer records going back so far. I unfortunately do not have any records my side. Do I have any…
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Halifax Packaged Bank Account Complaint
Hi I wonder if anyone can advise please. I put in a complaint against Halifax through Resolver regarding the mis-selling on the packaged bank account I held with them I think up until 2011. They have decided to not uphold my complaint and also say its out of the time frame. My reason for claiming it was mis-sold is because…
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Paragon Personal Finance PPI Claim
HI, does anyone have any experience making a PPI claim against Paragon Personal Finance? My loan was originally with Universal Credit and was sold to Paragon. I have submitted my Claim including a copy of the letter about the loan moving, letter saying loan was approved, the agreement form showing the PPI, letter to…
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Halifax PBA Success
Tried the BPA claim after reading the guide on here and thought I’d give it a shot on a Halifax Ultimate Reward account I held with them (I still bank with them but have a different account). I used the online tool on here 2 weeks ago and on Friday got my refund :beer: I held the URA account with them between 2008 - 2011…
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Egg card PPI Plevin claim
I just wanted to say a huge thanks to Martin Lewis and his Resolver tool. Several years ago I claimed back PPI from credit card companies and catalogue accounts successfully. However, I was rejected by my Egg card because it was an online application. I had the card from 2000-2008. I didn’t take it to FOS. I recently read…
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Is visa breaking the law?
Recently had an issue with my Halifax visa debit card. What I thought was a one off payment was being taken out monthly. I asked my branch to stop the payment and was told that has I had just received a new card it would automatically be stopped. Alas that didn't work and deductions continued. I asked why and was told visa…
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Originally Plevin only now ruled in my favour
Hi all, I recently made a PPI claim against Egg Banking for an old credit card that I had with them. They refused my claim, but paid out over £1,200.00under the Plevin ruling. I took this to the Financial Ombudsman and they have today ruled in my favour! This will mean that Egg Banking will now have to refund all of…
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Is it worth it.
I have had a packaged bank account for years with RBS gone from silver to gold on advice from adviser. Remember being told mortgage rate would be better if upgraded. Still have mortgage with RBS. Also have loan and worried if I cancel package account I will lose loan rate and or it will affect mortgage. Current charges are…
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Anxious about claiming PPI
Hello Group! I have been contemplating submitting a PPI claim for quite some time and have always talked myself out of it because for part of my mortgage term I let out my property without updating my lender. Fully appreciate this was not the best way to handle the after affects of a bad breakup and working overseas but…
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Bank agrees PPI
I had a letter today from HSBC informing me that they have upheld my complaint and they intend to refund me the PPI that I had paid with interest. However they have also informed me that I have an outstanding debt with them dating back ten years. This is the first that I have heard of this debt. In the the letter they…
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Monument Payment Break Plan Reclaim
Hello, Barclays have written to me to inform me that I can potentialy claim a refund on the payment break plan I apparently had in the past. The trouble is I have to call them to get my address verified, even though they've written to me. I simply CANNOT get through on the phone line: 0800 161 5313. Anyone else had trouble…
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Halifax email address - ??????
can anyone provide me with any working email addresses for the halifax that will get a response regarding a complaint and various things!! i've tried a few but they've either not worked or i haven't received any reply. many thanks in advance:beer:
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Barclays ppi questionnaire
Hi I had a monument card some years go and last week Barclays sent me a letter with a questionnaire to fill in as i cant remember most of the questions do i have to fill it in surely if thy have sent this letter thy must know all the answers asked I do hope some one can help its my first time on hear and my age is not…
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Claim commission from Claims Management Companies
I’ve just been reading an article which says that people can claim back Commission charged by companies such as Gladstone Brookes for handling PPI claims. Does anyone have any knowledge or experience of this?
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Advice on PPi from 2002
I was with Lloyds bank around the year 2000-2002 and had a couple of loans and a gold credit card, To cut it short I became ill and could no longer work and struggled to pay bills. It took many years to diagnose and was a worry with finances. I had some loans wrote off , but I am still paying one from Lloyds bank to a debt…
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Old Credit Card charges (10 years ago)
HI, I had a lot of credit card charges applied to my account during 2009, 10 years ago, a year during which I lost 2 jobs and was unemployed for a few months. My understanding is that banks used to charge excessive charges, for overdrawn / late payment etc.. Is it worth me complaining ? or will these have a time bar,…