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Payment break plan
Hi I put in a claim for unsold payment break plan(pbp). I also wrote to a company that was taken over by this company which I also had pbp with. After 8 weeks I had no response so I wrote a chase letter and now have had a response. The response advises that it has failed to contact it's customers in regards to it's debts…
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PPI Confusion
Hi, Can anybody help please. I am new to this forum and looking for advice. I recently claimed for missold PPI from a Sainsbury's loan from may years ago. They have sent me a letter confirming that they have upheld the complaint, and apologised for any distress and inconvenience. However, they say that no redress is due,…
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Successful ppi claim
I signed up with a 3rd party to deal with my ppi claims back in april 18, progress was slow the company have been quite incompetent at times losing papers i signed etc etc and sending out new ones to then get lost again, phoning me for info when they have already been provided with it. Anyway i had 2 successful claims in…
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Capital One PPI Help
I have gone thru a PPI company to see if I had any ppi with cap one and had a email from the company that cap one had confirmed I did have ppi with them. I got the relevant forms from them and returned them, then last week I got an email with a letter attached from cap one saying I had paid ppi but I was not due any refund…
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question about claiming back unfair bank charges..
im just wondering.... can you claim back unfair bank charges even if the account are now closed?
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PPI refund and tax
I’ve just had a PPI refund off a credit card. However on the breakdown of the claim x amount has been paid for tax. I’m a little confused as to why I’ve had to pay tax? I was mis sold the PPI, got in debt because of the credit card and payments and just wondering why I should be paying tax on compensation that I deserve?…
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Aged credit report for PPI check.
Hi. I am in the process of checking any possible PPI claims but my credit history only goes back to 2013. Is there a way I can get older credit history reports? Thanks. Mrsmuckypaws.
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Kay's and Littlewoods Catalogues
Hi Can anyone tell me how to claim mis sold ppl from Kay's and Littlewoods Catalogues. I thought they were under Shop Direct Financial services but there claiming no. I need to know who to contact to claim mis sold ppl Thank you
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Scam masquerading as UK Dept of Finance
I've just had a phone call from the "UK Department of Finance"! The man with an indian accent preceded to tell me that I could claim back all the bank charges I have paid, so would I like the money back in a cheque or straight to my account? :eek: Alarm Bells! I asked which company he was calling from several times. He…
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Reclaining monthly fees for Halifax Reward Current Account
I am hoping you can help me. I received a phone call from one of the scamming agencies claiming that I could reclaim the £15 monthly fees from my Halifax Reward Current Account as it was "missold" to me. Now, I know that they would grossly exaggerate the definition of "missold", but thinking back to when I was upgraded the…
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Bank says I never had advantage gold
Has anyone come across this one from Natwest, we are trying to claim back for a mis sold advantage gold account and got no reply from Natwest so we passed to fso, they've come back and said they can't do anything as Natwest are saying they've got no record of us ever having an advantage gold account, even thought it's…
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Packaged Bank Account query!
Morning all It has come to light I had a packaged bank account with Lloyd’s from a long time ago . I was also in a DMP and they continued to put this charge on every month also during me paying this off . I don’t have the account number any more Cani still claim all charges back and any interest and how do I go about it…
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Claim line direct ?
Hello I had a phone call off this company and was told I had over 5000 pounds in ppi to claim back they just needed 500 pound to get the ball rolling so I paid it on my credit card, so my question is is the company legit or have I just been conned out of 500 quid ?
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Is this a legitimate number
I had a call about 20 minutes ago from 08001697762 and they said they were from Halifax and wanted to confirm my details. Alarm bells went off so asked if I called Halifax back I would then be able to confirm who they were. They said they'd send a text and email with details to call back on but I haven't called back.…
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Unauthorised Overdraft
Hello :) (FIRST TIME POST!) Long story short, past couple of years I suffered with mental health & was diagnosed with a brain condition. As a result I was in/out of work & this affected my finances & ability to process information. I've been using the forums to look into ways I can improve my debt, using the tools on here.…
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Out of pocket expenses due to card being declined
In a nutshell, my HSBC Credit Card got declined when I tried to purchase a new annual season ticket. To get it unblocked is going to take a minimum of 24 hours so I have to spend about 60 quid on tickets to get to and from work while they sort this !!!!!!!! out. My question is, how likely is it that I will succeed in my…
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Banks request for further info
I made a claim for PPI and received a response from the bank. Basically, they want all my personal information about work, holiday pay, sick pay, redundancy, insurance and savings or any other personal monies which might have been imminently available in the event of not clearing any outstanding debt. This info will…
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Barclaycard success - should I hold out for more?
Hi all. I used the template from this site and asked about credit cards I took out in 2003. Barclaycard admitted the mis-sold me 2 PPI premiums worth a total of £18.60 (Wish I'd kept the policy for longer now!). They've offered me £118 which breaks down as shown below. Do you think that is a reasonable offer? Of course I'm…
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gas safe installer
Just had a bad experience with gas engineer. He installed Boiler and modern day tank."Therma Q - Unicyl". We were recommended to get Gas safe in by another engineer. Turned out 14 faults (7 directly attributable to the original engineer). Trouble is, few were related to gas, more the electrical side. so, gas safe walks…
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Natwest/Rbs debt
Hi, I have just found out I have PPI from some old Natwest loans I had. They were closed back in 2003. However I have an outstanding debt with RBS can they use any refund I may get to pay off this debt? Even though at the time they were separate companies??
