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PPI refund and tax
I’ve just had a PPI refund off a credit card. However on the breakdown of the claim x amount has been paid for tax. I’m a little confused as to why I’ve had to pay tax? I was mis sold the PPI, got in debt because of the credit card and payments and just wondering why I should be paying tax on compensation that I deserve?…
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Aged credit report for PPI check.
Hi. I am in the process of checking any possible PPI claims but my credit history only goes back to 2013. Is there a way I can get older credit history reports? Thanks. Mrsmuckypaws.
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Kay's and Littlewoods Catalogues
Hi Can anyone tell me how to claim mis sold ppl from Kay's and Littlewoods Catalogues. I thought they were under Shop Direct Financial services but there claiming no. I need to know who to contact to claim mis sold ppl Thank you
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Scam masquerading as UK Dept of Finance
I've just had a phone call from the "UK Department of Finance"! The man with an indian accent preceded to tell me that I could claim back all the bank charges I have paid, so would I like the money back in a cheque or straight to my account? :eek: Alarm Bells! I asked which company he was calling from several times. He…
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Reclaining monthly fees for Halifax Reward Current Account
I am hoping you can help me. I received a phone call from one of the scamming agencies claiming that I could reclaim the £15 monthly fees from my Halifax Reward Current Account as it was "missold" to me. Now, I know that they would grossly exaggerate the definition of "missold", but thinking back to when I was upgraded the…
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Bank says I never had advantage gold
Has anyone come across this one from Natwest, we are trying to claim back for a mis sold advantage gold account and got no reply from Natwest so we passed to fso, they've come back and said they can't do anything as Natwest are saying they've got no record of us ever having an advantage gold account, even thought it's…
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Packaged Bank Account query!
Morning all It has come to light I had a packaged bank account with Lloyd’s from a long time ago . I was also in a DMP and they continued to put this charge on every month also during me paying this off . I don’t have the account number any more Cani still claim all charges back and any interest and how do I go about it…
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Claim line direct ?
Hello I had a phone call off this company and was told I had over 5000 pounds in ppi to claim back they just needed 500 pound to get the ball rolling so I paid it on my credit card, so my question is is the company legit or have I just been conned out of 500 quid ?
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Is this a legitimate number
I had a call about 20 minutes ago from 08001697762 and they said they were from Halifax and wanted to confirm my details. Alarm bells went off so asked if I called Halifax back I would then be able to confirm who they were. They said they'd send a text and email with details to call back on but I haven't called back.…
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Unauthorised Overdraft
Hello :) (FIRST TIME POST!) Long story short, past couple of years I suffered with mental health & was diagnosed with a brain condition. As a result I was in/out of work & this affected my finances & ability to process information. I've been using the forums to look into ways I can improve my debt, using the tools on here.…
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Out of pocket expenses due to card being declined
In a nutshell, my HSBC Credit Card got declined when I tried to purchase a new annual season ticket. To get it unblocked is going to take a minimum of 24 hours so I have to spend about 60 quid on tickets to get to and from work while they sort this !!!!!!!! out. My question is, how likely is it that I will succeed in my…
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Banks request for further info
I made a claim for PPI and received a response from the bank. Basically, they want all my personal information about work, holiday pay, sick pay, redundancy, insurance and savings or any other personal monies which might have been imminently available in the event of not clearing any outstanding debt. This info will…
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Barclaycard success - should I hold out for more?
Hi all. I used the template from this site and asked about credit cards I took out in 2003. Barclaycard admitted the mis-sold me 2 PPI premiums worth a total of £18.60 (Wish I'd kept the policy for longer now!). They've offered me £118 which breaks down as shown below. Do you think that is a reasonable offer? Of course I'm…
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gas safe installer
Just had a bad experience with gas engineer. He installed Boiler and modern day tank."Therma Q - Unicyl". We were recommended to get Gas safe in by another engineer. Turned out 14 faults (7 directly attributable to the original engineer). Trouble is, few were related to gas, more the electrical side. so, gas safe walks…
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Natwest/Rbs debt
Hi, I have just found out I have PPI from some old Natwest loans I had. They were closed back in 2003. However I have an outstanding debt with RBS can they use any refund I may get to pay off this debt? Even though at the time they were separate companies??
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Style Card PPI
Hi, I wanted to check PPI information regarding a credit card I had years ago but can not find much information online about the company. The credit card was obtained via JD Sports who, at the time, used 'The Style Card.' I remember it being carried by many stores and I also remember paying on to this card for quite…
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Do Santander automatically check for Alliance & Leicester PPI claims?
I have requested confirmation from Santander re possible PPI on an Abbey CC and am awaiting results. I have since found paperwork relating to a loan from Alliance & Leicester which shows I did have PPI. As Santander took over from A&L will they automatically include this or will I need to make a new request.
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Help!!! Bank charges!!!
Can anyone help I am really struggling and each month I am getting charged from my bank these fees: UNARRNGED OD USAGE, 31AUG A/C Type: Charges - £24.00 ARRANGED OD USAGE ARRANGED OD USAGE , 31AUG A/C Type: Charges - £6.00 -£3,591.2 21 September 2018 CHG 31AUG A/C Type: Charges - £17.00 -£3,585.23 21 September 2018 INT…
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Any ideas for PPI legal challenges?
Hi all - I've been trying without success, to get a full reimbursement on PPI from Barclaycard, which would include interest from 1997 to 2003 and reimbursement of fees since the complaint was first filed in 2015. Ombudsman have done their bit and I have been offered a paltry amount which is a percentage of the PPI…
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GE Money
Has anyone had any dealings with GE Money? I have all of the original paperwork and sent copies with the letter which I downloaded from MSE. Finally they have written back saying that they are unable to uphold the complaint because although GE Money provided the finance for the PPI, they did not sell it to us. It was taken…
