We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Reclaim bank & credit card charges

Share your experiences of reclaiming fees from banks and credit card providers.

Life Insurance
Hi Everyone Many years ago unbeknown to me and without my permission my wife took out a life policy, she had changed all the bank logging on details and so I could never see that this policy was being paid from my account which over the years came to over £12,000 I had paid, this all came to light after she had run off…
Lloyds penalising me after bank charges claim
Hi there, I recently received a sum of money for claiming back bank charges from Lloyds Bank. They have now written to me telling me that following their recent decision to uphold my complaint they are changing my account to a Club Lloyds. This means I'll lose all the Value Added Benefits (various insurances, overdraft fee…
My first ever claim, for charges dating back 18 years
Hi everyone, this may be a rediculous endeavor but I have made a claim nonetheless. Lloyd's have been in touch and have appointed a claim manager. I want to share a few general experiences, to see what you think. I joined the British Army when I was 17. Whilst in basic training, on the camp, it was common practice to be…
Gateway Plc Desktop computer purchase via HP. . . . .
Hello one and all i have a question regarding purchase of a Desktop Computer package from a company called Gateway i purchased this item in 1999 and and paid off the computer via HP instalments I have no paperwork but I believe I can request info via a subject access data request so that I can claim back the PPI costs.I…
Lloyds Bank Reclaim package
Hi everyone, I recently did a claim for a bank account package as when i got this account i was 18 (33 now) and got pressured into getting the account. i help this account and upgraded it due to being talked into it. I never used any of the benefits. So i cancelled the account 3 years and 1 month ago. Lloyds called me we…
Lloyd’s bank package account
Hi I’m after some advice I had a gold package account around 2007 which I downgraded to silver in 2014. I put in a claim for it being miss sold to be told when I downagraded it because I did it online then it wasn’t Miss sold to me. The issue I’ve got though Is I contacted Lloyd’s to ask them what about all the previous…
late payment fees
can anyone tell me if I can reclaim late payment fees from a catologue enen tho my account is closed
In financial difficulty & recovering from cancer
Hello, I have a dmp with stepchange & I am recovering from cancer & now on benefits. I have read the page on this site about reclaiming for bank charges due to my circumstances, but also wondering if I could try to reclaim charges applied to the credit cards I had? Obviously the vicious cycle of being debt meant i was…
Mortgage PPI Claim Refused - Halifax
Hi, I need some help for my mother in law who has recently been refused her claim for PPI on her old mortgage she had with the Halifax, 4 in total with them as she always stayed with the Halifax up until right at the end. I have been going on at her about reclaiming PPI and she finally took the plunge in the last month or…
Amex
Just wondering if anyone else is suffering in the same way as I am with an Amex "Plevin" complaint? They wrote to me in October last year to advise me I was potentially affected by Plevin and suggesting I opened a complaint, which I duly did. However, after 8 weeks had passed I'd heard nothing so called them up to see what…
PPI MIs-sale: Revealing A Secret
Hi Guys, My husband had a credit card and we are pursuing the issuers for PPI Mis-sale. They wrote back (several letters and a final one) and the upshot is that they wrote to him in 2013 (do not believe we ever received this) and gave him 3 years to MAKE a PPI complaint. Well that did not happen. The credit card issuers…
Barclaycard/Egg - Plevin
Hi, I had a couple of Barclaycards and an Egg card back in the 90s. I tried claiming for it and got turned down as they claimed it wasn't mis-sold. At the time I requested they look at Plevin too and they said they were waiting for the FCA to rule on it. I did this via Resolver and I think I escalated it correctly to the…
Hacked, money stolen, nothing more can be done
Hi, A few months ago we started work on our house. We had one set of builders who we had to get rid of and so started working with a different group of builders. They had been emailing us and visa versa, no problems. They sent us the account number and sort code and we sent the initial payment. A week later (they had done…
PPI claim company agreement to act.
Hi all a couple of months back I completed an online uclaim4me query. In the meantime I discovered the which claim form. Uclaim4me have not sent me any details of any searches they have received regarding any PPI I have. Are they required to do this prior to making a claim so I can decide whether to let them act on my…
I've been advised I've had PPI
Hi, thanks to this great site and template I finally got around to sending letters of to any bank, building society and cc company I can remember dealing with over the past 25 years... To be fair the response had been quick and efficient and a few have now come back to me and said i did in fact have PPI, I've always been a…
Halifax ulitmate reward - any sucess stories?
Hi all, I opened a Halifax Ultimate Reward card in Dec 2003 - a mere 18yr university student who wanted a debit card to withdraw money/pay for things instead of using my Halifax Savers card and going into branch each time. I was sold the Ultimate rewards and this was the only option I was given (as I was having a student…
CMC company trying to claim payment on plevin award
I'll give you a little background first. Two years ago I used a cmc to make a claim for ppi refund that was successful. Since then I have had no contact with them. About 2 months ago I received a letter direct from the bank. Telling me that i could make a claim against them. (Plevin ruling). This i did directly with the…
Potential santander PPI claim
Hi, I have always not really paid any attention to stuff in the press about PPI as I felt sure I didn't have any. However I read the advice on MSE and decided to enquire about it and to do it myself rather than through a claims company. So I found out I had 2 lots of ppi with Santander (I enquired with them about 3 store…
Do I have to pay them ??
Hi. I have used a ppi claims company for various ppi claims. The first ones were successful straight away and i had no issue paying the charges. Then there was the last one. They did the search, we filled in the paper work and the bank came back and said NO! I wasnt happy with that so contacted them and went through more…
PPI Upheld but cannot get the money released what can I do?
My ex partner applied for a PPI check with several banks and the Halifax came back with PPI on a loan and mortgage which we took out together. The decision was upheld and redress was £5660.00. My ex partner received a letter from Halifax with all the information but it stated as the mortgage and loan were taken out jointly…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Martin Lewis: How to call your bank by dialling just three numbers – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.

View All

Reclaim bank & credit card charges

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Reclaim bank & credit card charges

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free