-
PPI Claim Made To The Clydesdale Bank
Good Morning, Thank you for taking the time to help me it is very much appreciated. The nature of my query relates to my father who had a mortgage loan agreement from June 1990 with Clydesdale Bank. This mortgage was duly settled in 2000. The paper loan agreement document that my father has in his possession confirms that…
-
Help with filling out PPI forms
Hi everyone, first post here so sorry about asking this but I have had a good search of the forum and my heads in a spin. I sent out a few letters a couple of weeks ago asking if I had PPI and have had 2 replies back about a Barclaycard and Shop DIrect (Littlewoods catalogue) saying did have PPI with them. I'm looking at…
-
PPI diy after agency
Hi, sorry if this is a repeat question, I had a look but there is so much in here.....I have filled in and returned an agencies paperwork for investigating if I have a claim for ppi, if it should come back as positive, am I then committed to using that agency or can I proceed and do it all myself? thanks
-
PPI claim success from IVA Creditors
Hi. I had an IVA that finished in 2011 with all terms met. I complained to all my creditors included in my IVA (5) and basically said that the high cost of primiums and commission rates paid added to my financial downfall. Also the fact that the PPI was not suitable etc etc. Anyway long story short they all paid out direct…
-
Success!
My 38 year old son has gone off dancing and singing to the bank with his cheque for £805. He was very sceptical that he had any claim but I insisted on doing a claim via the Money Saving Forum, because, well, I like saving money. I used the link and it was so easy. We only required the name of the bank a very rough date…
-
PPI claim with Lloyds - request to provide reason for claim??
Hi everyone Recently got round to completing on line claim forms with banks I've had accounts with just to start the ball rolling and Lloyds have written back asking me to complete a long questionnaire, detailing each account and why I believe I was mis-sold PPI. Is this the norm, that you have to prove to the bank why you…
-
PPI Advice needed - Claiming for deceased (also a company involved)
Hello, so long story short im in the middle of claims for my late father. I originally got a company involved who have quite frankly been rubbish! They closed the case on RBS so I pursued it myself I have today had a letter back offering around 10k over a few loans. I have previously told the company that if anything comes…
-
PPI: Got £3.5K+ Back But.....
Hi Guys, Chased the credit card issuer for PPI and we got £3.5K+ back but... basically we have to take it on trust that that is all there is. Not complaining but just making the point. There is no independent method of verifying how much is or was owed us, is there? Any and all help appreciated. Best wishes, Jennifur
-
Credit Card Charges reclaim
Hi, Im going to check if my old credit card had any charges, I will write to them in due course. My query is the time bar (6 years) my account was closed approx 5 years ago but was open 3 or 4 years previous. Can I claim for the duration the account was open or just the 1 year from the 6 year time bar until the account was…
-
Plevin Case with Aqua
Hi All, I'm hoping to get some advice from you all. I've had a PPI case outstanding with Aqua Credit Card (trading as NewDay Ltd) since 12 May 2017, and it still hasn't been resolved. I've run the case via Resolver, and even escalated it to the Financial Ombudsman Service (FOS), where they have gave their view - which…
-
Store cards
Following the excellent advice from Matin I claimed PPI from the various cards/ loans ive had and received almost 30k. Whilst pondering..I remembered that when my children were young I had a Boots store card and a Debenhams card.. I paid PPI on these. Whilst they are long gone..who do I contact to claim? I’ve noted a…
-
Life Insurance
Hi Everyone Many years ago unbeknown to me and without my permission my wife took out a life policy, she had changed all the bank logging on details and so I could never see that this policy was being paid from my account which over the years came to over £12,000 I had paid, this all came to light after she had run off…
-
Lloyds penalising me after bank charges claim
Hi there, I recently received a sum of money for claiming back bank charges from Lloyds Bank. They have now written to me telling me that following their recent decision to uphold my complaint they are changing my account to a Club Lloyds. This means I'll lose all the Value Added Benefits (various insurances, overdraft fee…
-
My first ever claim, for charges dating back 18 years
Hi everyone, this may be a rediculous endeavor but I have made a claim nonetheless. Lloyd's have been in touch and have appointed a claim manager. I want to share a few general experiences, to see what you think. I joined the British Army when I was 17. Whilst in basic training, on the camp, it was common practice to be…
-
Gateway Plc Desktop computer purchase via HP. . . . .
Hello one and all i have a question regarding purchase of a Desktop Computer package from a company called Gateway i purchased this item in 1999 and and paid off the computer via HP instalments I have no paperwork but I believe I can request info via a subject access data request so that I can claim back the PPI costs.I…
-
Lloyds Bank Reclaim package
Hi everyone, I recently did a claim for a bank account package as when i got this account i was 18 (33 now) and got pressured into getting the account. i help this account and upgraded it due to being talked into it. I never used any of the benefits. So i cancelled the account 3 years and 1 month ago. Lloyds called me we…
-
Lloyd’s bank package account
Hi I’m after some advice I had a gold package account around 2007 which I downgraded to silver in 2014. I put in a claim for it being miss sold to be told when I downagraded it because I did it online then it wasn’t Miss sold to me. The issue I’ve got though Is I contacted Lloyd’s to ask them what about all the previous…
-
late payment fees
can anyone tell me if I can reclaim late payment fees from a catologue enen tho my account is closed
-
In financial difficulty & recovering from cancer
Hello, I have a dmp with stepchange & I am recovering from cancer & now on benefits. I have read the page on this site about reclaiming for bank charges due to my circumstances, but also wondering if I could try to reclaim charges applied to the credit cards I had? Obviously the vicious cycle of being debt meant i was…
-
Mortgage PPI Claim Refused - Halifax
Hi, I need some help for my mother in law who has recently been refused her claim for PPI on her old mortgage she had with the Halifax, 4 in total with them as she always stayed with the Halifax up until right at the end. I have been going on at her about reclaiming PPI and she finally took the plunge in the last month or…