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Where to next with Barclays?
Hi all – looking for a bit of advice… In essence, Barclays have not upheld my complaint about mis-selling a Barclays Additions Plus Account back in 2007. This in itself is clearly not the result I was hoping for, but the reasons they have stated for the rejection is what actually irritates me. In their summary and reasons…
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Can I reopen old claim
I made a claim against Lloyd’s in 2014 for a platinum account which I was told I had to open in order to get an overdraft. At the time they refunded me £575 this was despite me actually paying a total of £1684 over the years I had the account. I vaguely remember them saying to me that I had used the breakdown cover once.…
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Ppb?
My partner was sold Payment Protection Benefits (paid to an insurance company) when taking out a pension policy, is this the same as PPI? Thank you in advance for any clarification.
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Credit card claim
Hi, I am aware that claims can be made for charges and interest on pay day loans, when proper credit checks have not been carried out, but I was wondering if you can make these claims in respect of credit cards? Barclays issued me with a credit card in 2000 without me requesting the same or applying for one. It was issued…
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reclaiming ppi abbyloan,cahoot,abby cc
i have already successfully claimed ppi from liverpool victoria about 2007 using martins template letters and i tried with abby national but they knocked me back . im wondering whether to have another go especially in the light of Plevin. Ive got a cahoot blank agreement from 2002 ive got a couple of old statements bank ,…
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Claiming back with Barclays, not sure how to word the letter.
Hi, So I am sending the template letter to barclays, however I am not sure how honest to be with the reasons I believe I was mis-sold; I think it may be better to give less info and let them decide. I will paste my exact letter with my information redacted, would someone be able to give me a little advice on the wording.…
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Nationwide - only consider last 12 months
I started the process of trying to reclaim charges from a Nationwide overdraft from several years ago (2010-2012) claiming hardship. They have responded saying they are only required to review the last 12 months of charges. Is this correct?
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Lloyds AVA Gold Account
Does anyone knowwhen Lloyds started there Gold Service AVA, i think kt was in the late 1990's but need a date if possible.
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Irresponsible lending? resulting in snowball bank charges effect?
Hi Been over to see my BIL who was diagnosed with paranoid schizophrenia in 2007. He doesn’t tell us much but whilst I was sorting out 6 years of unopened mail and documents we found he had been going overdrawn for at least the last 5 years (both an authorised and unauthorised). We asked h8m about it and he just told us he…
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Financial hardship online resources
A few sources have further guidance on financial hardship: http://www.financial-ombudsman.org.uk/publications/ombudsman-news/83/83-financial-difficulties.htm http://www.financial-ombudsman.org.uk/publications/ombudsman-news/39/financial-difficulty-debits-39.htm :starmod: If you find any more please post them below but…
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Halifax Automatically Refunding?
Hi all. My fiancee received an odd payment into her bank last Wednesday which only showed as "Charge Refund" for £45. Today she has had another £91 put in with the same description! She doesn't want to call in case it was a mistake as to be honest, we could be doing with the extra cash, but she hasn't made any sort of…
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Missed 6 month ppi deadline with Santander!
Hi, 5 yrs ago I tried to claim back PPI from my Santander mortgage. Never heard anything from them and forgot about it. I wrote to them again a few months ago to enquiry about this again, to be told they had responded to my original enquiry . (correspondence I didn’t receive) offering me £2000, seen as though I never…
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NatWest Advantage Gold: option to reclaim?
Hi there. Am new to this (fab!) site and this is my first post so please excuse my ignorance... I had a NatWest Advantage Gold account for quite a while but the trouble is I don’t remember the dates and I have no related paperwork or statements anymore. It would have been in the early 2000’s for at least 4-5yrs. I never…
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Lombard Tricity Finance
Hi all, I was bored last night and went through some paperwork... I have a Lombard Tricity Finance statement dating back to July 1991 which shows a balance of £9.13CR (I had bought carpets from Allied Maples Group). Now, I'm not sure if this had any PPI attached to it - but I am confident that I was never refunded the…
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Claiming
Hi all. Probably an old question... How do I check if I’m owed Credit Card, Bank Charges, PPI etc? I’ve been on the Resolver site but I’ve had so many Credit Cards, Bank Accounts and the like over the years, that I can’t remember who I’ve had stuff with, and who I havent.
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Associates Capital PPI
Has anybody had any success makimg a PPI claim against The Associates (capital corporation) I had a loan approx 24/25 years ago, two loans in fact. From their office in Leeds. I reme!ber the premiums being very onerous and certainly being told that I had to have it. I'm aware that they were bought by Citibank, but I have…
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Failed PPI claim declined by ombudsman
Hi all I hope someone may have some advice. I attempted to claim Back PPI on a Lloydstsb platinum credit card a few years ago.They said over the phone that I did have PPI and asked me what reason I had to claim. I said that I wasn’t aware I had PPI on the card. They said ok we will come back to you. They wrote to me to say…
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Lloyds CC PPI
Hi All, I'm currently dealing with a credit card ppi complaint on behalf of my parents with Lloyds. The initial 8 week period was up on Friday so I rang them as we had heard nothing since the initial acknowledgement. They confirmed that the investigation was ongoing but due to the complexity of the case they needed more…
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Find old Natwest Advantage Gold account start date
Hello, I was switched to a Natwest Advantage Gold account from a graduate account by Natwest in about 2003. Does anyone have any tips to find out an exact date when this occurred? They switched the account after a conversation and I don't ever remember receiving anything in writing about the account change. I don't have…
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Finding old Statements for PPI claim with MBNA
Hi There I have been told by MBNA following my claim that they have accounts in my name but as its prior to 2004 they no longer have the data on file and put it back to me to provide statements/proof of PPI. I no longer have any statements, is there anyway of getting these? Thanks Dean