Reclaim bank & credit card charges

My ex partner applied for a PPI check with several banks and the Halifax came back with PPI on a loan and mortgage which we took out together. The decision was upheld and redress was £5660.00. My ex partner received a letter from Halifax with all the information but it stated as the mortgage and loan were taken out jointly…

Hi When I was a student (circa 2000) I took any "free money" I could get, I had a number of loans and credit cards, banks were throwing them at me. I know I had PPI on most of them because I had looked into doing PPI claims a long time ago but gave up due to the weight of the admin. I was contacted by my bank who just sent…

I have just had a rejection letter from Natwest. They say that their is no evidence that I was mis-sold and am out of time. Is it worth appealing to the Ombudsman.

I cancelled a card and by misrake and withpout knowing my joint holder made 1 more transaction, egg never told me and allowed this to happen even though I had cancelled the card and said they only cancelled the primary card, I found this out round 2 years later and had been getting no payment and interest charges evry…

Hi All, EGG have rejected my PPI claim as they said they wrote to me over 3 years ago and I never responded. However, I didn't receive any letter? If I did I certainly wouldn't have ignored it. I will now raise the complaint to the FOS but wanted to know if anyone else has had a similar experience and what the outcome was?…

Good evening all I was in a DMP from 2008 to 2015. I finally cleared my debts with a full and final offer to all of my creditors. Natwest was my largest creditor who added so much interest and charges that by the time they agreed my full and final offer, I had paid more than the original loan + interest but this left a…

Hi Today I received a letter from RBS saying they hadn't sent me loan statements and notice of sums in arrears notices for the last 4 years but they were now rectifying this by sending me them now. They have enclosed them all. However they did say in the letter they didn't fully meet the requirements of the consumer credit…

First ever post, be kind! Barclays are saying that their Premier Account is not a packaged account and therefore they have closed the complaint I sent via Resolver. It was a fee-paying account that they told me I had to open in order to get a mortgage with them. It may have had benefits but I can't remember any of them.…

I am now getting desperate! My father in law had his ISA, savings and current accounts all stolen on 1st May, he went straight in to his local branch of TSB to report the fraud on his account. He was told not to worry and that the money would be back in his account within 48 hours. He was then taken to an empty office and…

Hi, I took out a Debenhams store card in 2003, I was very young at the time and when the assistant asked me I wanted to spread the cost and get money off, I thought it sounded like a great idea. When we did the form she asked me if I was working and I said no (my son was very young and I hadn’t gone back to work yet) she…

With the help of Resolver, last year I successfully reclaimed some money for PPI from Egg and Mint Cards. In the new tax year I am claiming for PPi from my longest standing credit card, Barclaycard [ at least 20 years ] I have just received a letter which states: "Our records show that you have had other cards linked to…

My son took out AA breakdown cover in November 2015 online and I paid using a debit card as it allowed us to go through Quidco. He believes he cancels before the next year but has no proof. It turns out a reoccurring payment was made in 2016 and 2017 totalling £450 from my card. I didn’t spot this payments before now. He…

So: For years. I mean years - at least from 2012 - I have followed the same ridiculous habit. And I always knew it was my fault so I swallowed the costs involved. By the 3/4th of every month I would reach my £1000 overdraft limit. I would then borrow cash off my mum / or have ciphoned maybe £200 to my saver account.…

Apologies if this question has been answered before but if I consider my circumstances 15/20 years ago then yes I would have been in financial hardship... but not currently, so is the term "in financial hardship" relating to the present day? Can I still make a claim for a period where I believe bank charges were…

Hi, first time poster here! I received a call earlier from a company named Help Your Claim. Now, I don't usually answer my phone to unknown numbers and if I do I've never been sucked in... before now. The chap was telling me how my bank (Lloyds) charge different account fees for offering the same services cheaper on…

Both my wife and I have a packaged account with Halifax, paying £15/month for this. We both also have an "ordinary" joint account with the same bank. I have recently discovered that the benefits we are both paying for would have covered us both, had we just upgraded our joint account, and left our individual accounts as…

I used Resolver to lodge a PPI claim with my old bank which i left years ago. Turns out i had PPI on a credit card with them for a while and had a payment of around £200. Not earth shattering, but was money I was entitled to. :T

hello guys this my first post and its probably been covered before. In 2002 i bought a motorbike ,the company i got it from went bust i think or changed name . is it possible for me to find out who the finance company was at the time or is 15 years too far to go back .i have no documents from back then

Just after a bit of advice please. I have a lot of unfair credit card charges which are on a card over 6 years old with MBNA. Is it worth trying for a claim with them or will they just shoot me down as they are over 6 years old? Has anyone had any success with claiming back fees which are 6+ years old?

Hi, I realise this is going to sound bizarre, but I wasn't in a good way for a number of years. With time running out to claim for PPI, I thought I might as well give it a try. I filled in the basic claim form on Bank of Scotland website, and they've written to me with a standard reply, and the five loan numbers added.…