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Halifax ulitmate reward - any sucess stories?
Hi all, I opened a Halifax Ultimate Reward card in Dec 2003 - a mere 18yr university student who wanted a debit card to withdraw money/pay for things instead of using my Halifax Savers card and going into branch each time. I was sold the Ultimate rewards and this was the only option I was given (as I was having a student…
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CMC company trying to claim payment on plevin award
I'll give you a little background first. Two years ago I used a cmc to make a claim for ppi refund that was successful. Since then I have had no contact with them. About 2 months ago I received a letter direct from the bank. Telling me that i could make a claim against them. (Plevin ruling). This i did directly with the…
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Potential santander PPI claim
Hi, I have always not really paid any attention to stuff in the press about PPI as I felt sure I didn't have any. However I read the advice on MSE and decided to enquire about it and to do it myself rather than through a claims company. So I found out I had 2 lots of ppi with Santander (I enquired with them about 3 store…
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Do I have to pay them ??
Hi. I have used a ppi claims company for various ppi claims. The first ones were successful straight away and i had no issue paying the charges. Then there was the last one. They did the search, we filled in the paper work and the bank came back and said NO! I wasnt happy with that so contacted them and went through more…
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PPI Upheld but cannot get the money released what can I do?
My ex partner applied for a PPI check with several banks and the Halifax came back with PPI on a loan and mortgage which we took out together. The decision was upheld and redress was £5660.00. My ex partner received a letter from Halifax with all the information but it stated as the mortgage and loan were taken out jointly…
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I know I had PPI but so long ago...
Hi When I was a student (circa 2000) I took any "free money" I could get, I had a number of loans and credit cards, banks were throwing them at me. I know I had PPI on most of them because I had looked into doing PPI claims a long time ago but gave up due to the weight of the admin. I was contacted by my bank who just sent…
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Natwest - Platinum Account Charges Rejected
I have just had a rejection letter from Natwest. They say that their is no evidence that I was mis-sold and am out of time. Is it worth appealing to the Ombudsman.
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egg credit cardhi
I cancelled a card and by misrake and withpout knowing my joint holder made 1 more transaction, egg never told me and allowed this to happen even though I had cancelled the card and said they only cancelled the primary card, I found this out round 2 years later and had been getting no payment and interest charges evry…
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EGG claim they wrote to me about PPI
Hi All, EGG have rejected my PPI claim as they said they wrote to me over 3 years ago and I never responded. However, I didn't receive any letter? If I did I certainly wouldn't have ignored it. I will now raise the complaint to the FOS but wanted to know if anyone else has had a similar experience and what the outcome was?…
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Notice of sums in arrears(NOSIA) refund Natwest
Good evening all I was in a DMP from 2008 to 2015. I finally cleared my debts with a full and final offer to all of my creditors. Natwest was my largest creditor who added so much interest and charges that by the time they agreed my full and final offer, I had paid more than the original loan + interest but this left a…
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Loan Statements Not Received
Hi Today I received a letter from RBS saying they hadn't sent me loan statements and notice of sums in arrears notices for the last 4 years but they were now rectifying this by sending me them now. They have enclosed them all. However they did say in the letter they didn't fully meet the requirements of the consumer credit…
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When is an account a packaged account?
First ever post, be kind! Barclays are saying that their Premier Account is not a packaged account and therefore they have closed the complaint I sent via Resolver. It was a fee-paying account that they told me I had to open in order to get a mortgage with them. It may have had benefits but I can't remember any of them.…
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TSB 3 weeks on
I am now getting desperate! My father in law had his ISA, savings and current accounts all stolen on 1st May, he went straight in to his local branch of TSB to report the fraud on his account. He was told not to worry and that the money would be back in his account within 48 hours. He was then taken to an empty office and…
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PPI claim help
Hi, I took out a Debenhams store card in 2003, I was very young at the time and when the assistant asked me I wanted to spread the cost and get money off, I thought it sounded like a great idea. When we did the form she asked me if I was working and I said no (my son was very young and I hadn’t gone back to work yet) she…
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PPI claims: linked cards
With the help of Resolver, last year I successfully reclaimed some money for PPI from Egg and Mint Cards. In the new tax year I am claiming for PPi from my longest standing credit card, Barclaycard [ at least 20 years ] I have just received a letter which states: "Our records show that you have had other cards linked to…
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Reoccurring payments
My son took out AA breakdown cover in November 2015 online and I paid using a debit card as it allowed us to go through Quidco. He believes he cancels before the next year but has no proof. It turns out a reoccurring payment was made in 2016 and 2017 totalling £450 from my card. I didn’t spot this payments before now. He…
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HALIFAX £2000 refund - but I think they owe me double...
So: For years. I mean years - at least from 2012 - I have followed the same ridiculous habit. And I always knew it was my fault so I swallowed the costs involved. By the 3/4th of every month I would reach my £1000 overdraft limit. I would then borrow cash off my mum / or have ciphoned maybe £200 to my saver account.…
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Financial Hardship, Then or Now?
Apologies if this question has been answered before but if I consider my circumstances 15/20 years ago then yes I would have been in financial hardship... but not currently, so is the term "in financial hardship" relating to the present day? Can I still make a claim for a period where I believe bank charges were…
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Help Your Claim - package account charges
Hi, first time poster here! I received a call earlier from a company named Help Your Claim. Now, I don't usually answer my phone to unknown numbers and if I do I've never been sucked in... before now. The chap was telling me how my bank (Lloyds) charge different account fees for offering the same services cheaper on…
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Can I reclaim packaged bank account fee since we have paid twice?
Both my wife and I have a packaged account with Halifax, paying £15/month for this. We both also have an "ordinary" joint account with the same bank. I have recently discovered that the benefits we are both paying for would have covered us both, had we just upgraded our joint account, and left our individual accounts as…
