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Historic PPI claim Nat West
About 7 years ago i contacted Nat West bank with a SARs request about a bank loan i had in the early 90s from a bank account i had closed in 1999. They replied with a letter requesting me to go into my branch with a passport to prove who i was. I did this then waited for a reply. They contacted me back with a vague letter…
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PPI V Discharged Bankruptcy
New to this lark so please bare with me. Through the banks / credit card people I had everything covered by PPI, I am self employed and after an accident which was going to put me off work for about 9 months I found out that none of the PPI's were going to honour the insurances so after advise l filed for bankruptcy. I…
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Barclaycard PPI SAR on Deceased
I'm trying to claim back PPI on behalf of my mother in relation to my deceased father. My mother was sole beneficiary and executor. I'm doing the paperwork for her (she's 90 and partially sighted), but all correspondence etc is to/from her as signatory. He had a number of accounts/cards, some but not necessarily all had…
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Debenhams PPI
Hi I've had a Debenhams card for many years. It was originally administered by GE Money, then by Santander and most recently by New Day. Do I need to complain to all 3 companies to ensure I get all the money back I'm due? Any thoughts welcome. Nigel
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Can I ask for intrest on Overpayment?
Hi all, this is not exactly a question of recovering bank charges per se but not sure where else this fits. Having just checked my credit file for the first time in a long while, I have found that new dat ( Debenhams) have held onto an overpayment of £680 on a store card which I thought closed in 2103!! I’ve naturally…
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Lloyds bank acc reclaim
I have reclaimed my bank account charges and have recieved a cheque for over 3k but Lloyds have sent me the cheque before i hve recieved a statement or breakdown of repaid charges, call me cynical but are tge trying to get me to take the cash before i recieve the breakdown letter supposed to be sent to myself several days…
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PPI claims firms - any recommendations
Hello, Firstly please don't shoot me, I know that the general guidance is that it is simple to do this yourself - but for various personal reasons I am realistic enough to know that i am not currently in a situation to be able to do this. I am aware that the deadline is looming, and to be honest i am currently thinking…
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how to fill in form if I don't have paperwork
Hi, I've ignored the PPI stuff because I didn't think I would be entitled, having not had anything for over 7 years. However, I keep seeing things saying you can do this with older stuff. I had several credit cards, and loans with Lloyds who have been my bank for about 20 years. I know that I will have had PPI at least…
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PPI and bankruptcy
Hi I'm new to this so here goes. I know the LAW says you can not re-claim PPI from before a bankruptcy. But if you had loans and mortgages that were payed off in full with PPI on them , then became bankrupt years later . If the PPI I payed was more than what I went bankrupt for to HSBC I should be able to find out the…
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Reclaiming bank charges - scam?
Hi all I entered some basic info on an advert I saw on FB regarding claiming back bank charges and fees. I got a call today saying I could get over £1k back...that part seems legit from the research I've done. However this company say they won't charge unless I win the claim, but then they'd take 30%... I feel like this is…
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Creation Finance are causing me issues
I have been waiting on Creation Finance who confirmed that PPI had been applied to my store card loan. This dated back to 1990 - pre FCA. They have said that as the loan/store card was sold in store they had no action in selling me PPI and that I should have read everything and that there were no rules about mis selling…
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Barclaycard claim from 93 - advice please
Hi, I spent most of the day reading the threads re a potential claim for PPI misselling on my (now) wife's Barclaycard.It shows on her statements from 93- 99. She has all the original statements, plus some renewal letters but can't remember for sure how she took it out - she *thinks* a phone conversation. I think the…
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Where to next with Barclays?
Hi all – looking for a bit of advice… In essence, Barclays have not upheld my complaint about mis-selling a Barclays Additions Plus Account back in 2007. This in itself is clearly not the result I was hoping for, but the reasons they have stated for the rejection is what actually irritates me. In their summary and reasons…
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Can I reopen old claim
I made a claim against Lloyd’s in 2014 for a platinum account which I was told I had to open in order to get an overdraft. At the time they refunded me £575 this was despite me actually paying a total of £1684 over the years I had the account. I vaguely remember them saying to me that I had used the breakdown cover once.…
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Ppb?
My partner was sold Payment Protection Benefits (paid to an insurance company) when taking out a pension policy, is this the same as PPI? Thank you in advance for any clarification.
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Credit card claim
Hi, I am aware that claims can be made for charges and interest on pay day loans, when proper credit checks have not been carried out, but I was wondering if you can make these claims in respect of credit cards? Barclays issued me with a credit card in 2000 without me requesting the same or applying for one. It was issued…
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reclaiming ppi abbyloan,cahoot,abby cc
i have already successfully claimed ppi from liverpool victoria about 2007 using martins template letters and i tried with abby national but they knocked me back . im wondering whether to have another go especially in the light of Plevin. Ive got a cahoot blank agreement from 2002 ive got a couple of old statements bank ,…
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Claiming back with Barclays, not sure how to word the letter.
Hi, So I am sending the template letter to barclays, however I am not sure how honest to be with the reasons I believe I was mis-sold; I think it may be better to give less info and let them decide. I will paste my exact letter with my information redacted, would someone be able to give me a little advice on the wording.…
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Nationwide - only consider last 12 months
I started the process of trying to reclaim charges from a Nationwide overdraft from several years ago (2010-2012) claiming hardship. They have responded saying they are only required to review the last 12 months of charges. Is this correct?
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Lloyds AVA Gold Account
Does anyone knowwhen Lloyds started there Gold Service AVA, i think kt was in the late 1990's but need a date if possible.
