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PPI Advice needed - Claiming for deceased (also a company involved)
Hello, so long story short im in the middle of claims for my late father. I originally got a company involved who have quite frankly been rubbish! They closed the case on RBS so I pursued it myself I have today had a letter back offering around 10k over a few loans. I have previously told the company that if anything comes…
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PPI: Got £3.5K+ Back But.....
Hi Guys, Chased the credit card issuer for PPI and we got £3.5K+ back but... basically we have to take it on trust that that is all there is. Not complaining but just making the point. There is no independent method of verifying how much is or was owed us, is there? Any and all help appreciated. Best wishes, Jennifur
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Credit Card Charges reclaim
Hi, Im going to check if my old credit card had any charges, I will write to them in due course. My query is the time bar (6 years) my account was closed approx 5 years ago but was open 3 or 4 years previous. Can I claim for the duration the account was open or just the 1 year from the 6 year time bar until the account was…
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Plevin Case with Aqua
Hi All, I'm hoping to get some advice from you all. I've had a PPI case outstanding with Aqua Credit Card (trading as NewDay Ltd) since 12 May 2017, and it still hasn't been resolved. I've run the case via Resolver, and even escalated it to the Financial Ombudsman Service (FOS), where they have gave their view - which…
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Store cards
Following the excellent advice from Matin I claimed PPI from the various cards/ loans ive had and received almost 30k. Whilst pondering..I remembered that when my children were young I had a Boots store card and a Debenhams card.. I paid PPI on these. Whilst they are long gone..who do I contact to claim? I’ve noted a…
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Life Insurance
Hi Everyone Many years ago unbeknown to me and without my permission my wife took out a life policy, she had changed all the bank logging on details and so I could never see that this policy was being paid from my account which over the years came to over £12,000 I had paid, this all came to light after she had run off…
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Lloyds penalising me after bank charges claim
Hi there, I recently received a sum of money for claiming back bank charges from Lloyds Bank. They have now written to me telling me that following their recent decision to uphold my complaint they are changing my account to a Club Lloyds. This means I'll lose all the Value Added Benefits (various insurances, overdraft fee…
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My first ever claim, for charges dating back 18 years
Hi everyone, this may be a rediculous endeavor but I have made a claim nonetheless. Lloyd's have been in touch and have appointed a claim manager. I want to share a few general experiences, to see what you think. I joined the British Army when I was 17. Whilst in basic training, on the camp, it was common practice to be…
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Gateway Plc Desktop computer purchase via HP. . . . .
Hello one and all i have a question regarding purchase of a Desktop Computer package from a company called Gateway i purchased this item in 1999 and and paid off the computer via HP instalments I have no paperwork but I believe I can request info via a subject access data request so that I can claim back the PPI costs.I…
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Lloyds Bank Reclaim package
Hi everyone, I recently did a claim for a bank account package as when i got this account i was 18 (33 now) and got pressured into getting the account. i help this account and upgraded it due to being talked into it. I never used any of the benefits. So i cancelled the account 3 years and 1 month ago. Lloyds called me we…
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Lloyd’s bank package account
Hi I’m after some advice I had a gold package account around 2007 which I downgraded to silver in 2014. I put in a claim for it being miss sold to be told when I downagraded it because I did it online then it wasn’t Miss sold to me. The issue I’ve got though Is I contacted Lloyd’s to ask them what about all the previous…
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late payment fees
can anyone tell me if I can reclaim late payment fees from a catologue enen tho my account is closed
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In financial difficulty & recovering from cancer
Hello, I have a dmp with stepchange & I am recovering from cancer & now on benefits. I have read the page on this site about reclaiming for bank charges due to my circumstances, but also wondering if I could try to reclaim charges applied to the credit cards I had? Obviously the vicious cycle of being debt meant i was…
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Mortgage PPI Claim Refused - Halifax
Hi, I need some help for my mother in law who has recently been refused her claim for PPI on her old mortgage she had with the Halifax, 4 in total with them as she always stayed with the Halifax up until right at the end. I have been going on at her about reclaiming PPI and she finally took the plunge in the last month or…
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Amex
Just wondering if anyone else is suffering in the same way as I am with an Amex "Plevin" complaint? They wrote to me in October last year to advise me I was potentially affected by Plevin and suggesting I opened a complaint, which I duly did. However, after 8 weeks had passed I'd heard nothing so called them up to see what…
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PPI MIs-sale: Revealing A Secret
Hi Guys, My husband had a credit card and we are pursuing the issuers for PPI Mis-sale. They wrote back (several letters and a final one) and the upshot is that they wrote to him in 2013 (do not believe we ever received this) and gave him 3 years to MAKE a PPI complaint. Well that did not happen. The credit card issuers…
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Barclaycard/Egg - Plevin
Hi, I had a couple of Barclaycards and an Egg card back in the 90s. I tried claiming for it and got turned down as they claimed it wasn't mis-sold. At the time I requested they look at Plevin too and they said they were waiting for the FCA to rule on it. I did this via Resolver and I think I escalated it correctly to the…
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Hacked, money stolen, nothing more can be done
Hi, A few months ago we started work on our house. We had one set of builders who we had to get rid of and so started working with a different group of builders. They had been emailing us and visa versa, no problems. They sent us the account number and sort code and we sent the initial payment. A week later (they had done…
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PPI claim company agreement to act.
Hi all a couple of months back I completed an online uclaim4me query. In the meantime I discovered the which claim form. Uclaim4me have not sent me any details of any searches they have received regarding any PPI I have. Are they required to do this prior to making a claim so I can decide whether to let them act on my…
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I've been advised I've had PPI
Hi, thanks to this great site and template I finally got around to sending letters of to any bank, building society and cc company I can remember dealing with over the past 25 years... To be fair the response had been quick and efficient and a few have now come back to me and said i did in fact have PPI, I've always been a…
