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Lloyds Bank Reclaim package
Hi everyone, I recently did a claim for a bank account package as when i got this account i was 18 (33 now) and got pressured into getting the account. i help this account and upgraded it due to being talked into it. I never used any of the benefits. So i cancelled the account 3 years and 1 month ago. Lloyds called me we…
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Lloyd’s bank package account
Hi I’m after some advice I had a gold package account around 2007 which I downgraded to silver in 2014. I put in a claim for it being miss sold to be told when I downagraded it because I did it online then it wasn’t Miss sold to me. The issue I’ve got though Is I contacted Lloyd’s to ask them what about all the previous…
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late payment fees
can anyone tell me if I can reclaim late payment fees from a catologue enen tho my account is closed
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In financial difficulty & recovering from cancer
Hello, I have a dmp with stepchange & I am recovering from cancer & now on benefits. I have read the page on this site about reclaiming for bank charges due to my circumstances, but also wondering if I could try to reclaim charges applied to the credit cards I had? Obviously the vicious cycle of being debt meant i was…
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Mortgage PPI Claim Refused - Halifax
Hi, I need some help for my mother in law who has recently been refused her claim for PPI on her old mortgage she had with the Halifax, 4 in total with them as she always stayed with the Halifax up until right at the end. I have been going on at her about reclaiming PPI and she finally took the plunge in the last month or…
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Amex
Just wondering if anyone else is suffering in the same way as I am with an Amex "Plevin" complaint? They wrote to me in October last year to advise me I was potentially affected by Plevin and suggesting I opened a complaint, which I duly did. However, after 8 weeks had passed I'd heard nothing so called them up to see what…
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PPI MIs-sale: Revealing A Secret
Hi Guys, My husband had a credit card and we are pursuing the issuers for PPI Mis-sale. They wrote back (several letters and a final one) and the upshot is that they wrote to him in 2013 (do not believe we ever received this) and gave him 3 years to MAKE a PPI complaint. Well that did not happen. The credit card issuers…
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Barclaycard/Egg - Plevin
Hi, I had a couple of Barclaycards and an Egg card back in the 90s. I tried claiming for it and got turned down as they claimed it wasn't mis-sold. At the time I requested they look at Plevin too and they said they were waiting for the FCA to rule on it. I did this via Resolver and I think I escalated it correctly to the…
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Hacked, money stolen, nothing more can be done
Hi, A few months ago we started work on our house. We had one set of builders who we had to get rid of and so started working with a different group of builders. They had been emailing us and visa versa, no problems. They sent us the account number and sort code and we sent the initial payment. A week later (they had done…
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PPI claim company agreement to act.
Hi all a couple of months back I completed an online uclaim4me query. In the meantime I discovered the which claim form. Uclaim4me have not sent me any details of any searches they have received regarding any PPI I have. Are they required to do this prior to making a claim so I can decide whether to let them act on my…
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I've been advised I've had PPI
Hi, thanks to this great site and template I finally got around to sending letters of to any bank, building society and cc company I can remember dealing with over the past 25 years... To be fair the response had been quick and efficient and a few have now come back to me and said i did in fact have PPI, I've always been a…
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Halifax ulitmate reward - any sucess stories?
Hi all, I opened a Halifax Ultimate Reward card in Dec 2003 - a mere 18yr university student who wanted a debit card to withdraw money/pay for things instead of using my Halifax Savers card and going into branch each time. I was sold the Ultimate rewards and this was the only option I was given (as I was having a student…
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CMC company trying to claim payment on plevin award
I'll give you a little background first. Two years ago I used a cmc to make a claim for ppi refund that was successful. Since then I have had no contact with them. About 2 months ago I received a letter direct from the bank. Telling me that i could make a claim against them. (Plevin ruling). This i did directly with the…
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Potential santander PPI claim
Hi, I have always not really paid any attention to stuff in the press about PPI as I felt sure I didn't have any. However I read the advice on MSE and decided to enquire about it and to do it myself rather than through a claims company. So I found out I had 2 lots of ppi with Santander (I enquired with them about 3 store…
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Do I have to pay them ??
Hi. I have used a ppi claims company for various ppi claims. The first ones were successful straight away and i had no issue paying the charges. Then there was the last one. They did the search, we filled in the paper work and the bank came back and said NO! I wasnt happy with that so contacted them and went through more…
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PPI Upheld but cannot get the money released what can I do?
My ex partner applied for a PPI check with several banks and the Halifax came back with PPI on a loan and mortgage which we took out together. The decision was upheld and redress was £5660.00. My ex partner received a letter from Halifax with all the information but it stated as the mortgage and loan were taken out jointly…
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I know I had PPI but so long ago...
Hi When I was a student (circa 2000) I took any "free money" I could get, I had a number of loans and credit cards, banks were throwing them at me. I know I had PPI on most of them because I had looked into doing PPI claims a long time ago but gave up due to the weight of the admin. I was contacted by my bank who just sent…
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Natwest - Platinum Account Charges Rejected
I have just had a rejection letter from Natwest. They say that their is no evidence that I was mis-sold and am out of time. Is it worth appealing to the Ombudsman.
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egg credit cardhi
I cancelled a card and by misrake and withpout knowing my joint holder made 1 more transaction, egg never told me and allowed this to happen even though I had cancelled the card and said they only cancelled the primary card, I found this out round 2 years later and had been getting no payment and interest charges evry…
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EGG claim they wrote to me about PPI
Hi All, EGG have rejected my PPI claim as they said they wrote to me over 3 years ago and I never responded. However, I didn't receive any letter? If I did I certainly wouldn't have ignored it. I will now raise the complaint to the FOS but wanted to know if anyone else has had a similar experience and what the outcome was?…
