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Amex
Just wondering if anyone else is suffering in the same way as I am with an Amex "Plevin" complaint? They wrote to me in October last year to advise me I was potentially affected by Plevin and suggesting I opened a complaint, which I duly did. However, after 8 weeks had passed I'd heard nothing so called them up to see what…
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PPI MIs-sale: Revealing A Secret
Hi Guys, My husband had a credit card and we are pursuing the issuers for PPI Mis-sale. They wrote back (several letters and a final one) and the upshot is that they wrote to him in 2013 (do not believe we ever received this) and gave him 3 years to MAKE a PPI complaint. Well that did not happen. The credit card issuers…
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Barclaycard/Egg - Plevin
Hi, I had a couple of Barclaycards and an Egg card back in the 90s. I tried claiming for it and got turned down as they claimed it wasn't mis-sold. At the time I requested they look at Plevin too and they said they were waiting for the FCA to rule on it. I did this via Resolver and I think I escalated it correctly to the…
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Hacked, money stolen, nothing more can be done
Hi, A few months ago we started work on our house. We had one set of builders who we had to get rid of and so started working with a different group of builders. They had been emailing us and visa versa, no problems. They sent us the account number and sort code and we sent the initial payment. A week later (they had done…
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PPI claim company agreement to act.
Hi all a couple of months back I completed an online uclaim4me query. In the meantime I discovered the which claim form. Uclaim4me have not sent me any details of any searches they have received regarding any PPI I have. Are they required to do this prior to making a claim so I can decide whether to let them act on my…
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I've been advised I've had PPI
Hi, thanks to this great site and template I finally got around to sending letters of to any bank, building society and cc company I can remember dealing with over the past 25 years... To be fair the response had been quick and efficient and a few have now come back to me and said i did in fact have PPI, I've always been a…
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Halifax ulitmate reward - any sucess stories?
Hi all, I opened a Halifax Ultimate Reward card in Dec 2003 - a mere 18yr university student who wanted a debit card to withdraw money/pay for things instead of using my Halifax Savers card and going into branch each time. I was sold the Ultimate rewards and this was the only option I was given (as I was having a student…
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CMC company trying to claim payment on plevin award
I'll give you a little background first. Two years ago I used a cmc to make a claim for ppi refund that was successful. Since then I have had no contact with them. About 2 months ago I received a letter direct from the bank. Telling me that i could make a claim against them. (Plevin ruling). This i did directly with the…
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Potential santander PPI claim
Hi, I have always not really paid any attention to stuff in the press about PPI as I felt sure I didn't have any. However I read the advice on MSE and decided to enquire about it and to do it myself rather than through a claims company. So I found out I had 2 lots of ppi with Santander (I enquired with them about 3 store…
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Do I have to pay them ??
Hi. I have used a ppi claims company for various ppi claims. The first ones were successful straight away and i had no issue paying the charges. Then there was the last one. They did the search, we filled in the paper work and the bank came back and said NO! I wasnt happy with that so contacted them and went through more…
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PPI Upheld but cannot get the money released what can I do?
My ex partner applied for a PPI check with several banks and the Halifax came back with PPI on a loan and mortgage which we took out together. The decision was upheld and redress was £5660.00. My ex partner received a letter from Halifax with all the information but it stated as the mortgage and loan were taken out jointly…
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I know I had PPI but so long ago...
Hi When I was a student (circa 2000) I took any "free money" I could get, I had a number of loans and credit cards, banks were throwing them at me. I know I had PPI on most of them because I had looked into doing PPI claims a long time ago but gave up due to the weight of the admin. I was contacted by my bank who just sent…
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Natwest - Platinum Account Charges Rejected
I have just had a rejection letter from Natwest. They say that their is no evidence that I was mis-sold and am out of time. Is it worth appealing to the Ombudsman.
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egg credit cardhi
I cancelled a card and by misrake and withpout knowing my joint holder made 1 more transaction, egg never told me and allowed this to happen even though I had cancelled the card and said they only cancelled the primary card, I found this out round 2 years later and had been getting no payment and interest charges evry…
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EGG claim they wrote to me about PPI
Hi All, EGG have rejected my PPI claim as they said they wrote to me over 3 years ago and I never responded. However, I didn't receive any letter? If I did I certainly wouldn't have ignored it. I will now raise the complaint to the FOS but wanted to know if anyone else has had a similar experience and what the outcome was?…
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Notice of sums in arrears(NOSIA) refund Natwest
Good evening all I was in a DMP from 2008 to 2015. I finally cleared my debts with a full and final offer to all of my creditors. Natwest was my largest creditor who added so much interest and charges that by the time they agreed my full and final offer, I had paid more than the original loan + interest but this left a…
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Loan Statements Not Received
Hi Today I received a letter from RBS saying they hadn't sent me loan statements and notice of sums in arrears notices for the last 4 years but they were now rectifying this by sending me them now. They have enclosed them all. However they did say in the letter they didn't fully meet the requirements of the consumer credit…
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When is an account a packaged account?
First ever post, be kind! Barclays are saying that their Premier Account is not a packaged account and therefore they have closed the complaint I sent via Resolver. It was a fee-paying account that they told me I had to open in order to get a mortgage with them. It may have had benefits but I can't remember any of them.…
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TSB 3 weeks on
I am now getting desperate! My father in law had his ISA, savings and current accounts all stolen on 1st May, he went straight in to his local branch of TSB to report the fraud on his account. He was told not to worry and that the money would be back in his account within 48 hours. He was then taken to an empty office and…
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PPI claim help
Hi, I took out a Debenhams store card in 2003, I was very young at the time and when the assistant asked me I wanted to spread the cost and get money off, I thought it sounded like a great idea. When we did the form she asked me if I was working and I said no (my son was very young and I hadn’t gone back to work yet) she…
