Potential santander PPI claim

Hi,

I have always not really paid any attention to stuff in the press about PPI as I felt sure I didn't have any. However I read the advice on MSE and decided to enquire about it and to do it myself rather than through a claims company.

So I found out I had 2 lots of ppi with Santander (I enquired with them about 3 store cards I had in my early twenties).

The next step is to raise a complaint but I have two options - a standard complaint or Plevin and now I'm not sure what to do. As I said I felt sure I didn't have any ppi as I always avoid insurances etc being added onto things. Any advice/insight, especially into the differences in the claims (amounts/chances of success etc) would be appreciated.

Thanks

Tanya

Comments

  • Nasqueron
    Nasqueron Posts: 10,491 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    You complain about PPI, if they reject it, they will consider if Plevin applies automatically

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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