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Bank account charges
I have put a claim in with Lloyds for paying for a bank account every month for a long time. They have rang me but I was work to ask me some questions. I know I have used the phone insurance once or twice years ago and I rang jpnabout aa cover but ended up buying it through the company themselves. My question is has anyone…
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Tax query on PPI refund tax
I have successfully reclaimed PPI on several old cards, I am a non taxpayer so decided to reclaim the tax I paid on the refund, the total tax paid on the refunds (£2500) will take me over the income tax threshold. I am assuming that I will only pay tax on the difference between the tax threshold and the final amount, so it…
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Chargeback help
Hello This is my first post so sorry if this isn't right. I recent purchased tickets from stubhub and they debited my account for the money and then a few days later said the order had been cancelled. But I received no refund. When I queried this they said that I had ordered a chargeback on a previous order and therefore…
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The Claims Guys and Barclaycard
Hi Bit of an interesting one (maybe)! My brother has recently started a process with The Claims Guys and has been told he had PPI on 2 credit cards he had in the past with Barclaycard (a student card which got turned into a regular card). He has completed the stuff and sent it back. His concern is that at present he has a…
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MBNA PPI question
Hi, I have two separate PPI complaint cases out with MBNA Credit Cards. I had two letters yesterday, one saying saying one of my claims had been upheld and they are paying me £500.00+ The other letter stated they required ‘further information’ on the other claim, so I called the telephone number and they asked what my…
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Claim Companies and Charges
Hi 1st time posting so hopefully someone will have the answer. I have made a couple of 'soft' online enquiries online to a couple of PPI reclaim companies. That is I have got as far as listing where I have previously had bank accounts / credit cards and these 2 Companies have got as far as sending me their packs listing…
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Responsible lending.
Hi all, I was invited to my local branch of Lloyds for an account review in 2011. I was maxed out on my overdraft at £4000, and at my MBNA credit card limit of approx £11000 at the time of my interview. I asked for a loan to clear my credit card balance and was refused. I was however accepted for another credit card from…
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RBS Reward Silver Account Refund
After recently seeing my bank statement I noticed that I have been unknowingly paying £10 a month for my RBS account. I didn't know why I would be paying for my account and presumed it was charges for going overdrawn or something but I find that it is because I am using a "RBS Reward Silver Account" For £10 a month you get…
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Our PPI and packaged account claims.
I was sat the other week looking through the site and saw the claim thing for PPI and packaged accounts. So decided to fill in for the accounts that we had. After 2 days we got a call back from LLoyds about the packaged accounts, the call was about 20 minutes and he said he could see on our account we were already covered…
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PPI Storecard Offer
Hi - im looking for advice from more experienced forum members please. I had Burtons & Debenhams store cards as a student in 1995 with PPI. Both cards were cancelled by 1998. I have zero records or any real recollection of the charges incurred or sums spent at the time. In 2013, i wrote to Santander and claim was declined.…
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Barclays success :-)
I knew I paid PPI on a series of loans and a 'Platinum' packaged account with Barclays from 1998-2010 but towards the end, I got into trouble and entered into a DMP. After a while that failed also. The debts were sold on to a debt recovery company and eventually, after getting nowhere with me, they wrote to me saying that…
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Plevin payouts
Hi, I have just heard back from one of many PPI complaints that I have logged against various Credit Card companies. Egg refused my claim, but paid back £1,200+ under the Plevin ruling. In your experience is this a common outcome ? As I have many claims outstanding I am wondering if this will be a common theme! Thanks in…
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cfadvisory.co.uk
Has anyone used this company?
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Capital1 rejected but offered Pelvin
Hi, just claimed on Capital1 and was rejected but advised that under Pelvin they owe £570.95 and call this 'a redress payment' The cheque came same day as rejection letter. It does not say that accepting this means we can't go any further BUT if we cash this can we still go to the ombudsman to take the claim further?…
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complaint about bank charges
hi, just wanted to ask can a overdraft account be closed/sold off to debt agency if a complaint is open?
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RBS Claiming bank account fees
I have paid for a bank account with RBS for a number of years which I feel was misold, I have submitted the claim already and RBS claims department are phoning me in a few days regarding this, I gave every significant piece of information when I made the claim, does anyone have previous experience of what this phone call…
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Claiming PPI on cards where debt was sold on
Hi, I have recently complained about PPI charges on various credit cards (EGG, Capital One, MBNA and Co-Operative Bank) These were on cards that I held around 10 years ago. Around that time I got into financial difficulties and defaulted on some payments. The credit card debts weee then sold onto third party companies and…
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Ppi reclaim and benefits
Been advised today of over £16k ppi refund - still in shock !! Thanks martin lewis !! Anyway, as i claim esa in the contribution based support group due to illnes, does this have to be declared to dwp ??? They are taking 20% tax off the interest element - do i need to do anything with hmrc ??? Thanks in advance
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PPI gone all wrong :(
Hi from a newbie, I received a letter from Santander, offering me just over £5,700 So I phoned up the ppi company dealing with this case, only to be told I’m in arrears with Santander from a loan which was taken out many years back, I genuinely have no recollection of this old loan, I’ve been separated with the ex wife for…
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TopShop Success
Browsing resolver helping someone else I spotted topshop who I had a card with from 98-10 half of that paying off debt. So I sent off a letter. Got a letter from Santander saying they're looking into it, then a phone call where they wanted me to confirm why I was complaining, I have Epilepsy and didn't qualify, and all…
