Do Santander automatically check for Alliance & Leicester PPI claims?

edited 30 November -1 at 1:00AM in Reclaim Bank & Credit Card Charges
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pseudopensionerpseudopensioner Forumite
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I have requested confirmation from Santander re possible PPI on an Abbey CC and am awaiting results. I have since found paperwork relating to a loan from Alliance & Leicester which shows I did have PPI.

As Santander took over from A&L will they automatically include this or will I need to make a new request.

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  • NasqueronNasqueron Forumite
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    You will need to ask them about it as it depends when the loan was closed as to whether they had records moved over or archived or whatever. Provide any details you have
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  • pseudopensionerpseudopensioner Forumite
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    Santander do not check automatically, it has to be a separate application.

    Having further scrutinised my paperwork, I do not think the Loan Protection Policy I had is eligible for any claim. It was for Life cover only.

    Thank you for looking.
  • [Deleted User][Deleted User] Forumite
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    I do not think the Loan Protection Policy I had is eligible for any claim. It was for Life cover only.
    Life Insurance is not PPI of course.

    You need to understand that "eligibility " is not the issue, though.

    It's not somehow automatically wrong simply to have insurance.

    Even if you had PPI, you'd have to show that it was mis-sold to you-it's not a problem with the financial product itself.
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