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RBS Reward Silver Account Refund
After recently seeing my bank statement I noticed that I have been unknowingly paying £10 a month for my RBS account. I didn't know why I would be paying for my account and presumed it was charges for going overdrawn or something but I find that it is because I am using a "RBS Reward Silver Account" For £10 a month you get…
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Our PPI and packaged account claims.
I was sat the other week looking through the site and saw the claim thing for PPI and packaged accounts. So decided to fill in for the accounts that we had. After 2 days we got a call back from LLoyds about the packaged accounts, the call was about 20 minutes and he said he could see on our account we were already covered…
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PPI Storecard Offer
Hi - im looking for advice from more experienced forum members please. I had Burtons & Debenhams store cards as a student in 1995 with PPI. Both cards were cancelled by 1998. I have zero records or any real recollection of the charges incurred or sums spent at the time. In 2013, i wrote to Santander and claim was declined.…
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Barclays success :-)
I knew I paid PPI on a series of loans and a 'Platinum' packaged account with Barclays from 1998-2010 but towards the end, I got into trouble and entered into a DMP. After a while that failed also. The debts were sold on to a debt recovery company and eventually, after getting nowhere with me, they wrote to me saying that…
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Plevin payouts
Hi, I have just heard back from one of many PPI complaints that I have logged against various Credit Card companies. Egg refused my claim, but paid back £1,200+ under the Plevin ruling. In your experience is this a common outcome ? As I have many claims outstanding I am wondering if this will be a common theme! Thanks in…
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cfadvisory.co.uk
Has anyone used this company?
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Capital1 rejected but offered Pelvin
Hi, just claimed on Capital1 and was rejected but advised that under Pelvin they owe £570.95 and call this 'a redress payment' The cheque came same day as rejection letter. It does not say that accepting this means we can't go any further BUT if we cash this can we still go to the ombudsman to take the claim further?…
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complaint about bank charges
hi, just wanted to ask can a overdraft account be closed/sold off to debt agency if a complaint is open?
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RBS Claiming bank account fees
I have paid for a bank account with RBS for a number of years which I feel was misold, I have submitted the claim already and RBS claims department are phoning me in a few days regarding this, I gave every significant piece of information when I made the claim, does anyone have previous experience of what this phone call…
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Claiming PPI on cards where debt was sold on
Hi, I have recently complained about PPI charges on various credit cards (EGG, Capital One, MBNA and Co-Operative Bank) These were on cards that I held around 10 years ago. Around that time I got into financial difficulties and defaulted on some payments. The credit card debts weee then sold onto third party companies and…
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Ppi reclaim and benefits
Been advised today of over £16k ppi refund - still in shock !! Thanks martin lewis !! Anyway, as i claim esa in the contribution based support group due to illnes, does this have to be declared to dwp ??? They are taking 20% tax off the interest element - do i need to do anything with hmrc ??? Thanks in advance
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PPI gone all wrong :(
Hi from a newbie, I received a letter from Santander, offering me just over £5,700 So I phoned up the ppi company dealing with this case, only to be told I’m in arrears with Santander from a loan which was taken out many years back, I genuinely have no recollection of this old loan, I’ve been separated with the ex wife for…
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TopShop Success
Browsing resolver helping someone else I spotted topshop who I had a card with from 98-10 half of that paying off debt. So I sent off a letter. Got a letter from Santander saying they're looking into it, then a phone call where they wanted me to confirm why I was complaining, I have Epilepsy and didn't qualify, and all…
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Pending transaction disappeared (Halifax)
Good morning, first post and couldn't find what I was looking for so trying my luck here! I attempted to purchase a Plusnet broadband and phone deal online, twice, and once via telephone only to be declined at the direct debit setup stage. Upon further investigation, it turns out the previous tenants of the home I've just…
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Claiming back account fees (Halifax)
Hi, I hope someone is able to give me some advice. I have had an Ultimate Reward account with Halifax for a number of years. I was originally told I could not have an overdraft without upgrading my account. As a single parent my OD usage became higher and higher until I had gotten myself into a state with money. So i…
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Natwest Credit Zone
Does anyone know if you can file a claim for overdraft charges when they have been charged by Natwest to customers who use their Credit Zone? I set up credit zone with them years ago and pay a lower rate of charges on my overdraft, but also pay a fee to benefit from this. I am doubtful I will be able to claim back any…
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Plevin - is this right?
Hi Reading Martin Lewis articles on here he seems to be saying that virtually ALL PPI policies are subject to the Plevin ruling - meaning that a payout is virtually guaranteed - is this right in your reclaiming PPI experience?
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Barclays/Woolwich Mortgage PPI advice please
Hi Everyone, good morning. I have been informed that I had PPI on an old Woolwich/Barclays mortgage (taken out in 2002) I have sent back the complaint forms and I’m awaiting their decision. Just wondered if any of you guys have had any experience claiming back PPI on a Woolwich/Barclays Mortgage? Thanks in advance!
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Stolen debit card used with pin
The other day my card was stolen and as soon as I realised this it was reported, unfortunately there had been a number of transactions made by chip and pin (guessing I've been snooped on and pickpocketed). My limit of 300 and been used and after this the card has been used in the branch for 900 they have then traveled to…
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Advantage Gold/Select Silver
Many years ago I had some financial difficulties.Natwests adviser "helped" byallowing extra borrowing to my mortgage and said it would be beneficial to me to take out an "advantage gold" a/c as this would give me an approved overdraft and insurance benefits.Now a few years ago I was told because I don,t use the insurance…
