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RBS Claiming bank account fees
I have paid for a bank account with RBS for a number of years which I feel was misold, I have submitted the claim already and RBS claims department are phoning me in a few days regarding this, I gave every significant piece of information when I made the claim, does anyone have previous experience of what this phone call…
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Claiming PPI on cards where debt was sold on
Hi, I have recently complained about PPI charges on various credit cards (EGG, Capital One, MBNA and Co-Operative Bank) These were on cards that I held around 10 years ago. Around that time I got into financial difficulties and defaulted on some payments. The credit card debts weee then sold onto third party companies and…
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Ppi reclaim and benefits
Been advised today of over £16k ppi refund - still in shock !! Thanks martin lewis !! Anyway, as i claim esa in the contribution based support group due to illnes, does this have to be declared to dwp ??? They are taking 20% tax off the interest element - do i need to do anything with hmrc ??? Thanks in advance
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PPI gone all wrong :(
Hi from a newbie, I received a letter from Santander, offering me just over £5,700 So I phoned up the ppi company dealing with this case, only to be told I’m in arrears with Santander from a loan which was taken out many years back, I genuinely have no recollection of this old loan, I’ve been separated with the ex wife for…
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TopShop Success
Browsing resolver helping someone else I spotted topshop who I had a card with from 98-10 half of that paying off debt. So I sent off a letter. Got a letter from Santander saying they're looking into it, then a phone call where they wanted me to confirm why I was complaining, I have Epilepsy and didn't qualify, and all…
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Pending transaction disappeared (Halifax)
Good morning, first post and couldn't find what I was looking for so trying my luck here! I attempted to purchase a Plusnet broadband and phone deal online, twice, and once via telephone only to be declined at the direct debit setup stage. Upon further investigation, it turns out the previous tenants of the home I've just…
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Claiming back account fees (Halifax)
Hi, I hope someone is able to give me some advice. I have had an Ultimate Reward account with Halifax for a number of years. I was originally told I could not have an overdraft without upgrading my account. As a single parent my OD usage became higher and higher until I had gotten myself into a state with money. So i…
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Natwest Credit Zone
Does anyone know if you can file a claim for overdraft charges when they have been charged by Natwest to customers who use their Credit Zone? I set up credit zone with them years ago and pay a lower rate of charges on my overdraft, but also pay a fee to benefit from this. I am doubtful I will be able to claim back any…
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Plevin - is this right?
Hi Reading Martin Lewis articles on here he seems to be saying that virtually ALL PPI policies are subject to the Plevin ruling - meaning that a payout is virtually guaranteed - is this right in your reclaiming PPI experience?
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Barclays/Woolwich Mortgage PPI advice please
Hi Everyone, good morning. I have been informed that I had PPI on an old Woolwich/Barclays mortgage (taken out in 2002) I have sent back the complaint forms and I’m awaiting their decision. Just wondered if any of you guys have had any experience claiming back PPI on a Woolwich/Barclays Mortgage? Thanks in advance!
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Stolen debit card used with pin
The other day my card was stolen and as soon as I realised this it was reported, unfortunately there had been a number of transactions made by chip and pin (guessing I've been snooped on and pickpocketed). My limit of 300 and been used and after this the card has been used in the branch for 900 they have then traveled to…
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Advantage Gold/Select Silver
Many years ago I had some financial difficulties.Natwests adviser "helped" byallowing extra borrowing to my mortgage and said it would be beneficial to me to take out an "advantage gold" a/c as this would give me an approved overdraft and insurance benefits.Now a few years ago I was told because I don,t use the insurance…
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MBNA - PPI/Plevin
Hi, I recently submitted a PPI claim with MBNA. They have writtne back to me to say they're not upholding my complaint as they wrote to me in 2013 regarding the PPI. However, they wrote to my old address. I have proof of address for the time up until I moved again in 2015 and I have been told to send it in to them to have…
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Nationwide PPI
Hi all, Ive submitted a PPI check with Nationwide and this is the reply they have come back with. Thank you for your enquiry about payment protection insurance with Nationwide or one of our subsidiaries. Ive checked our records based on the information provided (account number for mortgage) and can confirm we have no…
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Ppi
Mis-sold, (To engage in fraudulent sales practices). If I was to do this I would have a criminal record. The banks got found out, fined and told to repay there customers. So why when I make my claim they get to make me an offer, I don't want a offer, If the bank owes me £50 why is it allow to offer me say £1, surely this…
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Advice needed about PPi
I have recently received a letter off black horse telling me that although they sold me my finance for my new motorbike it was the motorbike shop that sold me the PPI and not them. I have a copy of my finance agreement with black horse and on the agreement it clearly states in a section for PPI how much I am paying in PPI…
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Natwest student overdraft account
Hi after I graduated in 2005 my natwest student overdraft account had a sudden fee attached. I was unaware that this would happen. Do I have a case for reclaiming the fee? I'm not sure of any of the details of fees or dates...
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Can I claim (Halifax Ultimate Reward Current account)
Apologies if anyone has posted about something similar to this in the past however I couldn't find anything in this forum with a similar situation. I've had an ultimate reward current account with Halifax for many years now, my statements online only go as far back as 7 years which is approx July 2011. The furthest back I…
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Virgin Money Credit Card Plevin claim
Hi All, I have used the Resolver to make a Plevin claim on an old Virgin Money Credit Card I used to have. Virgin Money responded to me to say that it is actually MBNA that I need to make the claim with. They have forwarded my claim onto them and gave me MBNA's address / phone number should I need to write to them or phone…
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Historic Bank Charges Defaulted Accounts Help
Hi I'm looking for some help regarding reclaiming bank charges dating back to around 2007. I realise the new court case in 2009 has changed things but I wanted to check if there is still any possibility or worth in attempting to claim charges back which had a massive effect on me between 2007 and 2014. At 17 I was living…
