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Pending transaction disappeared (Halifax)
Good morning, first post and couldn't find what I was looking for so trying my luck here! I attempted to purchase a Plusnet broadband and phone deal online, twice, and once via telephone only to be declined at the direct debit setup stage. Upon further investigation, it turns out the previous tenants of the home I've just…
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Claiming back account fees (Halifax)
Hi, I hope someone is able to give me some advice. I have had an Ultimate Reward account with Halifax for a number of years. I was originally told I could not have an overdraft without upgrading my account. As a single parent my OD usage became higher and higher until I had gotten myself into a state with money. So i…
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Natwest Credit Zone
Does anyone know if you can file a claim for overdraft charges when they have been charged by Natwest to customers who use their Credit Zone? I set up credit zone with them years ago and pay a lower rate of charges on my overdraft, but also pay a fee to benefit from this. I am doubtful I will be able to claim back any…
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Plevin - is this right?
Hi Reading Martin Lewis articles on here he seems to be saying that virtually ALL PPI policies are subject to the Plevin ruling - meaning that a payout is virtually guaranteed - is this right in your reclaiming PPI experience?
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Barclays/Woolwich Mortgage PPI advice please
Hi Everyone, good morning. I have been informed that I had PPI on an old Woolwich/Barclays mortgage (taken out in 2002) I have sent back the complaint forms and I’m awaiting their decision. Just wondered if any of you guys have had any experience claiming back PPI on a Woolwich/Barclays Mortgage? Thanks in advance!
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Stolen debit card used with pin
The other day my card was stolen and as soon as I realised this it was reported, unfortunately there had been a number of transactions made by chip and pin (guessing I've been snooped on and pickpocketed). My limit of 300 and been used and after this the card has been used in the branch for 900 they have then traveled to…
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Advantage Gold/Select Silver
Many years ago I had some financial difficulties.Natwests adviser "helped" byallowing extra borrowing to my mortgage and said it would be beneficial to me to take out an "advantage gold" a/c as this would give me an approved overdraft and insurance benefits.Now a few years ago I was told because I don,t use the insurance…
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MBNA - PPI/Plevin
Hi, I recently submitted a PPI claim with MBNA. They have writtne back to me to say they're not upholding my complaint as they wrote to me in 2013 regarding the PPI. However, they wrote to my old address. I have proof of address for the time up until I moved again in 2015 and I have been told to send it in to them to have…
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Nationwide PPI
Hi all, Ive submitted a PPI check with Nationwide and this is the reply they have come back with. Thank you for your enquiry about payment protection insurance with Nationwide or one of our subsidiaries. Ive checked our records based on the information provided (account number for mortgage) and can confirm we have no…
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Ppi
Mis-sold, (To engage in fraudulent sales practices). If I was to do this I would have a criminal record. The banks got found out, fined and told to repay there customers. So why when I make my claim they get to make me an offer, I don't want a offer, If the bank owes me £50 why is it allow to offer me say £1, surely this…
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Advice needed about PPi
I have recently received a letter off black horse telling me that although they sold me my finance for my new motorbike it was the motorbike shop that sold me the PPI and not them. I have a copy of my finance agreement with black horse and on the agreement it clearly states in a section for PPI how much I am paying in PPI…
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Natwest student overdraft account
Hi after I graduated in 2005 my natwest student overdraft account had a sudden fee attached. I was unaware that this would happen. Do I have a case for reclaiming the fee? I'm not sure of any of the details of fees or dates...
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Can I claim (Halifax Ultimate Reward Current account)
Apologies if anyone has posted about something similar to this in the past however I couldn't find anything in this forum with a similar situation. I've had an ultimate reward current account with Halifax for many years now, my statements online only go as far back as 7 years which is approx July 2011. The furthest back I…
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Virgin Money Credit Card Plevin claim
Hi All, I have used the Resolver to make a Plevin claim on an old Virgin Money Credit Card I used to have. Virgin Money responded to me to say that it is actually MBNA that I need to make the claim with. They have forwarded my claim onto them and gave me MBNA's address / phone number should I need to write to them or phone…
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Historic Bank Charges Defaulted Accounts Help
Hi I'm looking for some help regarding reclaiming bank charges dating back to around 2007. I realise the new court case in 2009 has changed things but I wanted to check if there is still any possibility or worth in attempting to claim charges back which had a massive effect on me between 2007 and 2014. At 17 I was living…
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PPI credit card help
Hi there I’m new to thinking about PPI, as recently remembered I had a nationwide credit card some years ago possibly with PPI. The Nationwide have confirmed that I did have a credit card with PPI but have not given me any dates. I believe I may have had this card as a student which I assume would be a valid reason to…
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Friends Provident loan
Hi we had a loan from Friends Provident raised against our mortgage endowment policies but as they have now been bought out how do we go about finding out if we had PPI on the loan, I'm fairly sure we did but who is now responsible?
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PPI payment query
I've been told by Ombudsman/bank that my complaint on Bank of Scotland credit card will be upheld. When using on-line calculator to see what I'll roughly get back, it says they make "assumptions", one of them being that I haven't used my card for cash withdrawals.... which I foolishly did. Can anyone tell my why this would…
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RBS claim put on hold
Hi Guys, I have made a complaint to RBS about miss sold PPI and the 8 week window that they had ran out on 18/07/18. I received a letter from them on 23/07/18 stating " We are currently unable to provide a final decision as the FCA released a paper on 04/07/18 confirming that it intends to consult on proposed rules and…
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Advice required for a complex claim!
Hello, first time posting but I think it's going to be a long one. It's advice I need regarding a claim that was made and paid out on (sort of) so I'll start at the beginning which is where I was made bankrupt just over 10 years ago. This was due to redundancy and a marriage break-up. Since then I have an exemplary credit…
