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Can I reclaim packaged bank account fee since we have paid twice?
jaukett
Posts: 1 Newbie
Both my wife and I have a packaged account with Halifax, paying £15/month for this. We both also have an "ordinary" joint account with the same bank. I have recently discovered that the benefits we are both paying for would have covered us both, had we just upgraded our joint account, and left our individual accounts as the 'free' ones. We have essentially been paying twice as much as we should have for several years. Does this count as miss-selling?
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Comments
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No it's not miss-selling unless you were sold it by the bank together but you can complain and see what they say
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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