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Barclaycard PPI
Hi I wonder if anyone can help. Several years ago I used a management company to check if I had PPI and all searches came back as unsuccessful. Today I’ve had a letter and cheque through the post from Barclaycard saying previous correspondence had been answered in error and I was due PPI. They say in the letter they have…
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Money from Bank ATM
Has anyone else experience this - Recently £20 had been taken from current bank account and after it was noted the bank branch was notified. The local branch told me to ring up the number on back of the card and also said it probably be put back into my account. Rang the bank the money was put back into the account. Sent a…
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Im reclaiming my charges back
Good afternoon all, id like to say hello to everyone here and explain why i'm looking in to reclaiming the charges that have been applied to my account over the years. What bought me to this decision. It was a simple closing of an account i had with TSB and their inability to carryout a simple request from a loyal customer…
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Income Protection Insurance
Can anyone tell me if there's a difference between Payment Protection Insurance and Income Protection Insurance please?
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Out of the blue Barclaycard offer £75 for taking money from bank
Hi all, i’m Looking for some advice please. I have just received a letter out of the blue from Barclaycard offering me £75 as a gesture of goodwill. It is apparently because they took payments automatically out of my bank account without considering my hardship considerations. Sounds a bit fishy to me, when does a bank /…
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NatWest Charges history
Good morning MSE forums. Firstly I will apologise if this has been answered previously, I couldn’t see from a search. I used resolver to check for unfair charges on my account with NatWest, I have had the account almost 20years. They have replied and said they can only check up to 6 years (2013) and my main issues arose…
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Shop Direct Delay
Has anyone had any problems with Shop Direct (Littlewoods, Very, etc) ? I was told I would receive aPPI redress by cheque in August but it has not come. I phoned them again today and was told they have stopped issuing payments from July / August and don't know when they will send them out. Any ideas on what to do?
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Phone call from Lloyds
Hello, I have recently put in a claim worth my bank (Lloyds) for PPI on a previous loan and credit card, and also for my packaged bank account. I just received a text saying they wanted further information and they would call me. They did attempt to call but I was working. He has left details for me to get back to him and…
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Bank charges
Hello, Years ago when everyone was reclaiming bank charges, we started the process. We received a letter from the bank asking for £10 for a list of charges received. I got really poorly the years have bled into one and am now disabled, so we never got around to doing it. I'm not sure of the year, but presume it was around…
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PPI claim without documents and account numbers
So here's my journey so far.. I'm 100% sure i had a loan which i was misold ppi. I'm pretty sure (have no recollection of being with any other banks) it was with Yorkshire Bank as they were the nearest to me at the time and when that branch closed i went with Lloyds Tsb who were the next bank nearest to me. I was with…
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No PPI form email acknowledgement from Halifax, Lloyd's
Hi I've completed PPI forms for a number of the main banks, yet have not had any response acknowledging receipt other than the submitted Web page at the end of completing the online forms. Had nothing yet after 2 weeks from Halifax Lloyd's Natwest Is the submitted page at the end of their online forms good enough that it's…
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Natwest PPI checker DOWN
Have twice filled in the Olaf ppi checker request in stage 1, then submit takes you through to stage 2 confirmation the clicking OK takes you to " cannot process application as online banking down" try again later What can you do if no confirmation query has been submitted?
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Reclaim with Ombudsman but got no further worried
I am well aware of the deadline for PPI reclaims but I already started a few claims via Resolver months ago and after much communication back and forth I ended up escalating them to the Ombudsmen where once again I supplied their requested evidence and so far have heard nothing since June on both cases. I have tried…
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If your provider was merged/taken over multiple times?
We had a mortgage with the original Leeds BS in 1992 (Leeds Permanent BS). Leeds PBS was subsequently taken over by Halifax BS (which became Halifax plc) which then merged with the Bank of Scotland to form HBOS in 2001, which in turn became part of Lloyds Banking Group in 2009. So, my question is - who the heck do I send a…
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Can I claim back overdraft charges?
Hi, totally new to posting on forums but here goes. I have been continually using my arranged overdraft for just over 2 years and have been charged daily fees for the whole time. My wages are not enough to get me back in the black and I feel trapped. I have 3 young children that I need to support and feel these charges…
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Anyone had Mortgage PPI success for Yorkshire
I have 3 different PPI for mortgages with the Yorkshire BS I have read that its difficult to get a refund on PPI for mortgages but figure Ive got nothing to loose by submitting the paper work in, I have the account details etc for all 3 over the last 32 years. Is there a link to any success stories awarded via ombudsman to…
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Ciro Citterio
I should have thought of coming here a long time ago: has anybody come across these people in their PPI travels ? They used to be a High Street clothes retailer for men and have long since gone bust. I have spent much of August trying to find who may have been responsible for financing the store card that I had with them…
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Claims company did not have my authorisation
I just tried to post this and it disappeared. I’m sorry if it’s posted twice. A while ago, I ended up giving a CMC my details as they were calling me all the time and I just gave in. However, I then didn’t bother signing and returning the forms they sent me. The form was to confirm details were correct and to give them…
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Quick PPI question
When I was a student, I took out a Barclaycard (with a PPI policy attached to it) which I used very occasionally. I've now been awarded a refund of £2.28 as I apparently between May 2006 and January 2009 only paid two insurance premiums totalling £1.61. I guess this is it then?
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G E Money and British Gas
I put in claim to British Gas last Friday 16th August, for when I had a boiler installation in I believe around 2005/6. The salesman came to my house, went through what they could do and applied for the loan using his phone. After a few minutes it was approved and the installation went ahead as an emergency as we didn't…