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Advice required please
Hi, everyone as the titles say I am after some advice please. I put a ppi claim in to Barclaycard, they have sent me a cheque which I think must be under plevin. They are saying that I signed the paperwork in branch and are confident I would of been advised and given the correct information at the time. I put in my claim…
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PPI miracle!!!
Soooo we lost any evidence of our ppi to support our claim. The bank we WERE with had nothing and blow me down up in the loft we found a sacred piece of a very old statement that is fully evident of the ppi indemnity from 1988 which we paid £1449 of a £20,000 loan. Would anyone be able to give us a rough indication of what…
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Lloyds Home Insurance cancelled but they kept taking the contents insurance
I need help. Recently my mother complained she had a lot of outgoings so wanted me to check her bank statements. I found a load of charity and insurance she wanted cancelling; however we also discovered 2 direct debits she had in fact already contacted the companies to cancel some 3 years ago.One was personal insurance,…
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PPI Claim still waiting for an answer from Santandt
I still have not received an answer to my PPI claim with Santander. They have sent two letters saying they are busy last year but nothing more. Should I escalate it now, and how, or continue waiting? Can you help? Thank you:)
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Contact from a PPI advisor...
Hello all. Before the August 2019 PPI deadline, I put in a complaint using MSE's Resolver tool to my old mortgage provider, for a "Total Mortgage Protection Plan" to cover a mortgage that I had with a large high street bank from 2003 to 2011, when I finally managed to pay the loan off fully. I received a letter from the…
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Bank Requesting further details for PPI (COR BLRI)
I sent off templated letters just before the deadline for PPI but I had no account numbers or details as all my accounts were prior to 1993. However Lloyd's bank found my accounts as I provided all my previous addresses and the branch where the loans were taken out. They have already paid out on one account :beer:. They…
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Reclaiming arranged overdraft charges
Afternoon, Does anybody have any success stories or advice on trying to reclaim excessive arranged overdraft fees? Ie. £10k in the last 5 years. Cheers.
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Early Direct Debit payments causing bank charges!!!
Hi All, My sister has a direct debit to pay for her car but they have been taking the direct debit amounts out early rather than the day after the bank holiday/weekend. This means that she is being charged for going over her overdraft (twice now) and (more worryingly) will be affecting her credit rating. I thought that the…
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Barclaycard still want payment after ppi refund
Hi, I made an enquiry about miss sold ppi from Barclaycard through Barclays, and I've received a refund. I thought I had a case but was still amazed to have succeeded! My Barclaycard debt goes back to 2003 and despite paying back usually the minimum as often as I could, I still owe £1,340. The whole experience over the…
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Credit card increases
Morning – we have had several increases of available credit on various credit cards in the past – can we reclaim the amount of interest we have paid in the past on the basis of non-affordability. Although the majority have been paid we struggled at the time to do this - Thanks
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Am I entitled to reclaim packaged account charges?
I'll be the first to admit this may come across as opportunist, and in all honesty having only just read the MSE Reclaim Packaged Account charges, that's exactly what it is. I had a (free) Natwest Advantage Gold account since 1992. In 2003 the company I worked for was taken over by RBS and one of the T&Cs were that staff…
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Moral advice required :)
Evening ! I left it too late and engaged a claims company to look into any PPI I might have had (I know, I know) I gave all previous addresses etc and all but 2x institutions came back negative So. My quandary is now that I know which institutions they are, is there any reason (aside from being morally suspect) why I…
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Call from "UK Claims" - possible scam
Just took a call from an outfit describing themselves as "UK Claims" reckoning to be able to get you your banking charges back. They refused to give full company details/address when repeatedly challenged so its probably dodgy (calling line ID came up as 0123) and I put the phone down on them. This site is the only help…
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Does the bank owe me compensation?
Around 18 months ago, I entered an IVA due to mounting credit card and loan debt. I was missing payments, incurring charges and interest etc I have recently been contacted by Halifax and Lloyds who have a company currently checking how they’ve dealt with accounts in the past and they’ve decided to reduce my Halifax credit…
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PPI Statutory compensation taken off previous claim
I have been claiming a refund of PPI from Barclays Bank for a mortgage back in 2004. I have received a refund of £744 for the mis-selling of all the insurance premiums paid as was given the impression that I wouldn't get the mortgage without it. There was no interest charged on the premiums (and thus none refunded). The…
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HSBC Charges for Non-Sterling transactions/cash in Gibraltar
HSBC charges in Gibraltar for Non-sterling cash and non-sterling transactions I have been visiting Gibraltar for nearly ten years now since my daughter moved there with her job. I noticed that my HSBC flexi-saver account have been charging me 'non-sterling cash charge' for withdrawing sterling from ATM machines. I am also…
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Reclaiming tax on PPI payout
Hi There I recently got very excited when I saw Martin’s article about reclaiming the tax on your PPI payout. I completed the R40 form as described and I’ve come home today to a letter from the HMRC saying that I now owe them over £3,400.00! I’m in shock and I’m not in a position financially to pay out that sort of money &…
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Help with locating my PPI compensation
Hi all, i'm highly doubtful of being able to resolve this but I thought it might be worth a try seeking advice here so here goes - Today I went to my previous address to collect mail. The lady who now lives there told me she recieved a letter for me she accidentally opened (about 6 months ago). Inside was a cheque for over…
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FirstPlus PPI
We submitted a PPI claim to Barclays regarding a loan we had through FirstPlus, after a couple of letters saying it is being investigated we have had a letter from CapitalOne saying they took over HFS loans who were the broker for our loan. The letter states that we ticked the box and were also advised over the phone that…
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RBS phone interview?
Hi there, RBS rang me a couple of weeks to say they needed a “phone interview” with me, on the subject of a PPI claim I made back in July (I have evidence of PPI payments on a NatWest loan). Has anyone else had this? The call’s tomorrow; booked in for a disconcertingly long 45 minutes! Apparently I don’t need to prepare…
