Reclaim bank & credit card charges

I applied for a PPI refund from Barclays on the eve of the deadline via the tool on this website and Barclays wrote back to inform me that I’d taken out two sets of PPI with them. They included a (small) cheque to cover one PPI policy and confirmed that I’d had a second PPI policy on another loan with them. They also…

Hi All, 10 years ago I was declared bankrupt. For a year after this I paid a bankruptcy order. Then was discharged. I have today received a letter from Barclays, saying they are refunding me some money because of an issue with the interest charge on a loan I had around 11 years ago (some of this was written off as part of…

Hey guys, So I made a PPI claim with Allay months ago and before the deadline had passed. I heard next to nothing back from Allay other than one request for further information. I did receive a few hits back from lenders, the likes of Welcome Finance for instance, but nothing that constituted any refund. Today I got a…

Good day all I am new to the group so thank you in advance for any feedback and advice given here. My query is about a situation with a company called The Fairtrade practice who deal with PPI claims. In February 2016 they submitted a claim to my bank regarding an advanced banking fee that i was paying for every month that…

Hello I hope that I am posting this in the right place and that somebody can give me some advice. Towards the end of last year I got a PPI payment of 3,071.20 for 2 separate loans. I have since tried to claim from the tax for the interest that was withheld. On one loan Gross compensatory interest is £654.10 tax withheld…

hi i had a Barclays PPi upheld by FOS in 2013. i am now claiming for my packaged Additions Account and have today been contacted by FOS to say Barclays want info on a "ex' who was on the account for a short time. i have evidenced the 2013 PPi claim which as for zero details of the 'ex' plus statements to show that from…

NatWest sent me a figure that I agreed with back in November, but nearly three months later they are yet to pay me. (Due to high number of claims.) Surely I am now owed additional interest and they should eventually pay me more than originally agreed?

Hi I have claimed RBS for PPI and they have agreed settlement but say as I was in protected trust deed at the time they are going to withhold enough to cover what was owed but I know their appeal to do this was rejected in court in November I have spoken to them today and they have said yes this is correct but that was in…

Hi, has anyone got any experience with Creation in trying to ask for charges to be waived? were you successful and how did you go about it? thank you

Info on this account is very sparse! I’ve only found 1 article an MSE one where the claimant got nearly 20k back - her account was opened the same year as mine but I don’t know how long she had it for. However the account was only available for a few years. I’m wondering why her pay out seems high? I genuinely don’t…

Hi, everyone as the titles say I am after some advice please. I put a ppi claim in to Barclaycard, they have sent me a cheque which I think must be under plevin. They are saying that I signed the paperwork in branch and are confident I would of been advised and given the correct information at the time. I put in my claim…

Soooo we lost any evidence of our ppi to support our claim. The bank we WERE with had nothing and blow me down up in the loft we found a sacred piece of a very old statement that is fully evident of the ppi indemnity from 1988 which we paid £1449 of a £20,000 loan. Would anyone be able to give us a rough indication of what…

I need help. Recently my mother complained she had a lot of outgoings so wanted me to check her bank statements. I found a load of charity and insurance she wanted cancelling; however we also discovered 2 direct debits she had in fact already contacted the companies to cancel some 3 years ago.One was personal insurance,…

I still have not received an answer to my PPI claim with Santander. They have sent two letters saying they are busy last year but nothing more. Should I escalate it now, and how, or continue waiting? Can you help? Thank you:)

Hello all. Before the August 2019 PPI deadline, I put in a complaint using MSE's Resolver tool to my old mortgage provider, for a "Total Mortgage Protection Plan" to cover a mortgage that I had with a large high street bank from 2003 to 2011, when I finally managed to pay the loan off fully. I received a letter from the…

I sent off templated letters just before the deadline for PPI but I had no account numbers or details as all my accounts were prior to 1993. However Lloyd's bank found my accounts as I provided all my previous addresses and the branch where the loans were taken out. They have already paid out on one account :beer:. They…

Afternoon, Does anybody have any success stories or advice on trying to reclaim excessive arranged overdraft fees? Ie. £10k in the last 5 years. Cheers.

Hi All, My sister has a direct debit to pay for her car but they have been taking the direct debit amounts out early rather than the day after the bank holiday/weekend. This means that she is being charged for going over her overdraft (twice now) and (more worryingly) will be affecting her credit rating. I thought that the…

Hi, I made an enquiry about miss sold ppi from Barclaycard through Barclays, and I've received a refund. I thought I had a case but was still amazed to have succeeded! My Barclaycard debt goes back to 2003 and despite paying back usually the minimum as often as I could, I still owe £1,340. The whole experience over the…

Morning – we have had several increases of available credit on various credit cards in the past – can we reclaim the amount of interest we have paid in the past on the basis of non-affordability. Although the majority have been paid we struggled at the time to do this - Thanks