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PPI Deadline
Hi, Looking for some advice regarding a PPI that I had with Harveys furniture store some years ago. I got one of these solicitors who specialise in ppi to look into it however they came up blank. I have now located some old paperwork that shows that the ppi was with First National, and they are now GE Money. Question I…
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Bank of Ireland - Cross Border Transaction Charges
Hi There I am new to the forum so any pointers in the right direction with this enquiry would be gratefully received! I'm writing on behalf of a neighbour (his father is the object of the potential claim) as he doesn't have frequent access to the internet / email. My Neighbours father has a Bank Of Ireland account…
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Business Acc overdraft.
I set up a business overdraft 18 years ago for £10k. I had 8 people working for me back then and it was to ensure cash flow was good. I set it up on the advice of my in branch business manager. Things didn’t work out when I got caught out by a VAT error. I restructured and went back on my own in order to not have more…
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How do I claim back bank charges
How do I claim back bank charges.
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Bank Call charges
Hi, i have been helping my 93 year old Auntie get a new cheque book. As her local Shipley Branch has shut, not sure if this is permanent or just due to staff shortages, and i didnt want to risk their staff by visiting another branch, i contacted customer services, i was on hold for two hours. At that point i hung up. I…
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NORTHERN ROCK - NRAM
Can anyone advise please? PPI claim rejected by NRAM who took over Northern Rock. I had a personal unsecured loan with Northern Rock in or about 2003, but i was told that my account at that time, doesn't fall into the category for reclaiming PPI. They did acknowledge my claim, asked for ID etc, but then refused as stated.…
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Amazon pending amount disappeared from current account
Bit of a strange one. I've been using Amazon for over a decade. Last week I ordered one of their gadgets for 50 quid. It arrived on Thursday. My bank account showed the payment as pending along with a couple of other items. All quite normal. But having looked over the weekend the pending amount has disappeared, the bank…
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RBS bank charges on business account
Has anyone had any luck in getting a hold on business bank account charges with RBS? I literally had to close my business like so many others on 17-3 and haven’t used my account etc but they’re still charging me £11-19 a month. I’ve contacted them but I’m not holding my breath.... I just wondered if anyone had any luck…
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Being messed over by ArgosCard - Home Retail Group [50 points lost on credit score for silly £5]
Let me explain. The app gives a you a false positive while
processing the payment. SO, when you are paying them, you add your card details
after choosing the amount you want to pay (I pay whatever is asked for that
month) then you click the pay button. After that it shows you a success message
that ‘You have paid £xx’ –…
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HSBC paid PPI amount but I don't how they calculated it
I filled in a quick PPI claim just beforethe deadline just in case. I got a call a while later asking for a couple of details - all I could say was quite vague and from the past. I was told to expect to hear again later. Last month there was a payment into my account from HSBC PPI REDESS ACCOUNT. I've asked what it was and…
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Being Charged twice on debit card- what to do?
Hi I went shopping in Sainsburys and paid with my debit card. The transaction did not go through according to the lady at the till. I was asked to pay again. I did this and it went through and I have the receipt. When I checked my Barclays online banking the payment had been debited from my available balance twice. This…
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MBNA PPI - Pls can anybody help.
Please could anybody help with MBNA PPI query ? I had Credit Card 1997-2016, I wrote to MBna in 2016 to see if the account had PPi they advised it did and had £1000 worth of ppi charges. Nothing further. There was nothing about it being mis sold or that I could reclaim so I didn’t think I was eligible. In July last year I…
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Can't get Direct Debit refund
I had a storage unit but due to drop in income due to covid-19 I had to give it up. I gave the appropriate notice (slightly more in fact) and moved out four days earlier than necessary. However they took the following month's payment (£141.20). Contacted the company who acknowledge I should be refunded, told it would be on…
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Complaint against conversion charge for transfer between two UK USD accounts
We have current accounts and currency accounts (USD and EUR) with Barclays and Lloyds. Recently we transferred USD and EUR from Barclays to Lloyds. To keep it simple, we were assuming that the currency amounts would be transferred in currency without conversion into GBP, so we only asked to move monies from Bacrlays USD to…
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Payment being held by card issuer because it is allocated for an order but vendor was declined when
Hi, I have never heard of this before and have been going back and forth for nearly a week between PayPal and Amazon with both blaming the other for the issue so I'm here in the hope that somebody can help me. I made an order on Amazon using a PayPal debit card with the funds available in the account, Amazon tried to…
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RBS -PPI claim
I received letter from RBS last September to say that I was due £5000 refund for mis sold PPI on a Credit card that I no longer have I duly returned acceptance form but heard nothing from Bank until a month ago when they sent me a letter to say my claim had been sent to their DRO as I owed money on credit card now since…
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Laura Ashley Purchase - not accepting refunds
I ordered some items from Laura Ashley on 17th March (totalling £150). Half the order hasn’t arrived and I am chasing this up. Of the items that did arrive, they only arrived late last week and I’ve realised that I’ve ordered slightly the wrong item. Normally this would be fine as I think I would legally be allowed to ask…
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unauthorised money taken
I would love some advice. I was with car insurance company (right choice insurance brokers) yet cancelled within a month of starting the policy due to poor service with then constantly threatening to cancel my policy ( due to apparently not providing the documentation even though i had numerous times) Today I noticed. I…
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My claim has been struck out of Court - What do I do now?
Hello All. I have been in the process of following Martin's instructions to reclaim the charges over the last 6 years. The RBS appointed a solicitor to defend their case. In a letter they stated the following: "In your claim you state that the charges are: "an unfair penalty under the Unfair Terms in Consumer Contracts…
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Nationwide Building Society Will not Let Me Close My Account and Are Charging Monthly Fees.
I have had a Nationwide Flex Plus account since 2015. For a
fee of £13/month it used to give 3% interest on sums up to £2500, free travel
insurance and free vehicle recovery as long as I paid in £1000/month. In mid February I checked the account to find that the 3%
interest had been stopped last October even though I found…
