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Bank charges
I was just wondering if it was worth contacting my bank in re to claiming back bank charges, I would say up until 2010 I received 150 per month in bank charges for going over drawn this could have been anything from £5-£15, these bank charges were taken from income support benefits (im not sure if that's allowed when…
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Overdraft
I wonder if anyone can advise, I currently bank with Nationwide, I have an overdraft of £850 I get paid monthly which is more than the overdraft amount, my Internet banking does not allow or give me the option to reduce my overdraft, so I went to the branch they don't have the option either and advised me to ring…
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Bank transfer refunds
Made a bank transfer to a scammer, bank refusing to refund is there anything I can do?
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tax on reclaim offer
hello i am new to this. can any one help with PPI reclaim. I have received an offer from my bank, they have taken off a tax payment. Can anyone tell me if benefits are taxable. i receive Carers allowance and income support and my husband gets PIP we have no other income at all, so can i claim tax back from HMRC and if so…
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HMRC one claim or three
I have been lucky enough to have 3 ppi claims upheld. Not big amounts but great to get something back. I want to try to claim tax back from HMRC but not sure whether to add them together or do a separate claim for each. They are all in the same tax year. Thanks for any help
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Moorcroft
Hi All, I've had the dreaded letter from Moorcroft about a debt I owe to Barclays. Its from a domant current account from 12 years ago. I lost my job and house during the financial crisis of 2008 and this account which was overdrawn by £30 dropped off the radar. Barclays have been sending letters to the old address for the…
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packaged bank account fee refund
Hi, Just tried getting my packaged bank account fees back with halifax which was miss-sold in order to get a mortgage. Followed the resolver template. They havent said that they disagree with the miss-selling but im out of time as I should have cancelled within 6 years of taking out the account. Also they say they sent an…
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Claims management company
so i feel like I'm in a really bad situation right now and I don't know what to do. I used a claims management company to claim pack on payday loans it was all going great until I wasn't happy in the way they were dealing with one particular complaint I did quite alot of the leg work and was asked to make phone calls. I…
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MPPI settlement question.
Hi, A little query regarding a mis-sold mortgage payment protection policy. Years ago myself and my ex partner got obliged for want of a better description to purchase payment protection insurance to accompany a new RBS mortgage. We paid into this policy for years until we separated and went our separate ways. This is…
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Ryanair cancellation.
Ryanair cancelled our flight for the 21 May due to the pandemic and have not as yet refunded. I now am paying interest in the flights as my parties flights were all out on my card. It equates to around £60/70 interest a month! I called Tesco they said they couldn’t freeze the interest until this was paid. We have applied…
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Reclaim bank transfer
Hi, just a quick question. My company has made a bank payment to a different bank and have found the bank account number and sort code which is great. But the person who made the payment can't find the necessary paperwork to back up the payment. If the bank goes to recall the payment and hopefully it's accepted, does my…
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Returned transfer fee
Hi. I have an account with Fineco Bank UK, that I use for buying shares. I transferred some money from this account to my Santander 123 lite account. It never arrived. Three days later it arrived back in my Fineco account, less £25. I spoke with Santander and they said they do not charge a fee for returned or rejected…
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PBA with Lloyd’s from 2010!
Hello, I’m hoping that somebody May be able to give me advice on what steps to take next regarding my complaint to Lloyd’s regarding a package bank account that was miss sold to me in 2010. To explain briefly, I was 19 at the time I wanted some quick cash so made an appointment with Lloyd’s to request a overdraft account..…
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Demanding Letter from Claims Company
PLEASE HELP! I originally signed up with a couple of Claims companies and selected all the banks that I have dealt with over the years as I didn't receive a conformation straight away from the first one. Due to some confusion I have signed two authority forms for the same claim - Barclaycard. (Having read this forum I see…
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Bank Refunds
Hi I keep seeing Bank refund for 'packaged' accounts on Facebook. Is it legit? Thanks
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Bank refunds
Hi I keep getting Facebook ads for bank refunds for 'packaged' account charges. Wondering if it's legit? Any info gratefully received. Thanks
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Packaged Bank Account Charges during Coronavirus Lockdown
Do banks have a legal obligation to refund a portion of the packaged bank account charges for services offered (such as travel insurance, airport lounge access, theatre booking service) that are not available during the Coronavirus lockdown?
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Sudden PPI queries from Bank
I have been trying to complain about charges generally with Lloyd's inc PPI. When the deadline came Aug 19 I submitted a claim via Resolver hoping to at last get a response. Suddenly this week they have made contact only about PPI with a load of questions regarding 2 of the 5 incidents listed. What are they after. As their…
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Reclaiming Bank Charges (RBS)
Hi not been on here for a while, but been helped out many times by people on here. My girlfriend is trying to claim my bank charges back from RBS and we've being doing some research on the internet. Drafted this letter below and going to send tomorrow to our local branch (unless someone can suggest a better address?). Not…
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PayPal taking money for nothing
I thought I was buying a freezer from Curry's, as their web site led me to assume they had the model I wanted. I processed the payment via PayPal, I know I shouldn't have now. But curry's responded that they would contact me when/if the product became available, to arrange delivery. Is it legal for PayPal to charge my…