-
reclaiming charges, never been able to
Hi I keep seeing these claims for bank overdraft charges. I had an accidental overdraft of £12 some years ago and had to pay back over £400 even though I was out of work at the time. The back refused to let me off any sort of amount so had to pay back over £400 for a £12 mistake. How is it possible to claim this money…
-
Bitcoin scam
Hi, I’ve been scammed with a Bitcoin investment, anybody had this experience? I’ve been told there is a possibility I could get 95% of my money back, not sure if they are genuine, could anybody recommend a company please? Funds-recovery.com are the ones that say they can help. Many Thanks
-
Bank smart trying to charge me!
Some advice needed please, A company called Bank Smart looked into some PPI claims for me back in 2013 and sent me paperwork for this which resulted in no valid PPI Claims. However I was then bombarded with paperwork asking if they can look into bank account charges etc which I was not happy to do. I left it as I had no…
-
Refund Letter
I have received a refund letter from Opus can anyone advise if these are legit and not a scam
-
Bank Charges Reclaiming Guide discussion
This thread is specifically to discuss the content of the new updated Bank Charges Reclaiming guide To discuss or ask a question about this article: click reply Please note if you want to discuss 'the rights and wrongs of reclaiming charges' this isn't the place - this is a practical thread instead do it here If you have a…
-
Why am I receiving a cheque from my bank inline with past bank charges?
Can anyone please shed any light on why I have received a cheque for unfair past bank charges? I recently received a letter from HSBC informing me things had changed inline with past bank charges and although they were informing me it didn't affect my original claim back in 2017 so I wouldn't be entitled to any refunds…
-
Had a letter from provident
Is this a scam
-
Electronic Banking
Please can anyone help this OAP to understand electronic online banking? I recently switched to an 'ethical' bank which has proved to be a nightmare over making an International Payment to an EU country in euros. 22nd March tried to make an online payment but the website is not clear about the input of data so after three…
-
I have had a refund twice for my holiday that was cancelled from travel company and credit card
Please read all of this because I find myself in a very unique situation. In 2019 I booked a 2020 holiday my flights where cancelled due to Covid19. I went to the travel provider to try to obtain my money back and they refused to give me a refund and only offered a voucher for 1 of 2 hotels I had booked. (I did get a…
-
PPI Compound Interest & Statutory Interest
I recently joined the forum and have
never posted before. I wonder if I could
ask the questions which follow below? I'd really appreciate anyone's thoughts. Background: I made a successful PPI claim (on a credit
card in 1989-2008). The bank’s offer included a refund of premiums, compound interest
and statutory interest,…
-
RBS Credit Card PPI - Recent & new contact from the Bank out of nowhere...
9 years ago, I had lodged a claim against mis-selling of the PPI on my RBS credit card and the claim was rejected by the RBS. It ended up with me going to the Ombudsman but I apparently missed out on the appeal with it being time barred (letter to them arrived a day late to the 6 month appeal period) There's a chain of it…
-
Disagreeing with a Financial Ombudsman ruling: Any further redress?
Hello, I was hoping for some help, opinions and comments regarding a recent situation, perhaps someone else on here has been in a similar scenario and can chime in. In summary I tried to claim for the fees I paid as a result of a packaged bank account that was mis-sold to me on the basis that I could get an overdraft. I…
-
Reclaimed packaged Bank Account Charges
Thank you MSE ... I used your online template (Resolver) to contact Lloyds and within five days they had deposited £1653.02 back into my account. Result! I am delighted ...and no hassle or questions asked either!:T
-
Irresponsible lending complaint
A little advice/insight, I made an irrresponsible lending complaint to Marble card (newday) in December 2021 relating to a credit limit increase back in 2017. I also applied for an Aqua card (also newday) in December 2021 - I'm trying to rebuild my credit as I'm due to apply for a mortgage soon. This week I recieved a…
-
Vendor took annual subscription from a cancelled card
My previous Debit Card was replaced by my bank September 2019. Tofay a charged from a US vendor I no longer used (though I Never cancelled the subscription as in the past my bank informed me when a card in cancelled it is no longer valid!! So today, £150 was taken from my account with the last 4 digits of the card number…
-
Premium bonds -cashing in after death
My mother ha recently passed away and myself and brother have decided to cash in the premium bonds and have sent off the necessary paperwork to them ie death certificate and notification form. They did not require probate(although we do have it if needed) They have returned the death certificate but have not stated how…
-
Claiming PPI on behalf of deceased brother
Is it possible to claim PPI on behalf of a deceased brother. My younger brother and I inherited his estate several years ago and I have a number of documents relating to credit cards, bank accounts and card protection. It seems wrong to be claiming but I feel that it is only right that if there is money due it should not…
-
Canada square solutions waiting for cheque.
Hi, I'm just wondering if there's anyone on here can offer any advice or had same kind of problem. I received a letter from Canada Square regarding Plevin back in December, returned all correspondence and got a letter mid January saying I was entitled to a refund of £2498.89 :j and would receive cheque within 20 working…
-
Reclaiming Bank Charges within O/d limit
Hi All, Do you know if you are able to reclaim bank charges over the past 10 years if you were constantly within your overdraft limit? I was constantly using my overdraft to get through each month and had to pay £20-30 charges, however, I always stayed within the limit. Do you know if I can reclaim charges back? The banks…
-
Natwest Reward account reclaiming?
Years ago I was on a standard (free) Natwest bank account. One day I got a phone call from Natwest saying the account I was on was old and no longer being offered and I HAD to change to their Advantage gold account (around £15 a month) as my old account would be closed down. I reluctantly agreed as I wanted to stay with…
