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Refund Dispute
Hi All, Niche case looking for advice on. I booked a conference abroad in January on Visa credit at approx 1,000 British pounds (foreign currency). it was cancelled in March due to COVID & the organiser said they could not refund my Visa, but would send me a refund to my current account. I appealed that with my bank, but…
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storage insurance
Not sure if this is PPI. Please note if you are using storage. If the company say 'you must take out insurance with them because The Storage Association insist upon it'. This is not the case. It is recommended by them but it is not mandatory.
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Reclaim but using overdraft
Hi all, quick question...I think i may be eligible for reclaiming my packaged bank account charges. I am currently using an overdraft on that account though, will I be able to cancel the packaged bank account and claim back the charges if I am still using the overdraft? Thank you
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Credit Card Reclaiming Discussion
This thread is to specifically discuss the new CREDIT CARD RECLAIMING article. To discuss or ask a question about this article: click reply To report your credit card success: use this thread To discuss original bank charges reclaiming: use this thread
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Tax reclaim
I have become aware you can claim tax back which was deducted from a PPI refund, does this apply to refund claimed on packaged bank account as well ?
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Amigo Loans
Hi, I'm not sure this message is in the right place but hopefully someone will be able to help. I took out a loan with Amigo in October 2014 and paid it off in June 2015 with some help from my parents. I put in a claim because on the off chance I might get something back from them. To cut a long story short they have come…
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Society or Trustee Bank Accounts
Hi Just looking for advice, I have taken over as the Treasurer of our local green bowls club. Our bank account is in the name of “ the trustees of .....” The type of account we have is a business bank account and not a society or community club account. Obviously our charges have been excessive, just over £1000 per year,…
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Travel Tech pack on Barclays Bank Account
Hi people. I was just trying to find some info on the web about reclaiming certain bank fee packages through the coronavirus. My partner "heard" something so I'm just trying to get the facts! He pays a Tech and Travel pack on his personal Barclays Bank Account. Could the travel pack fees be reclaimed by any chance having…
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Been scammed on debit card when making ourchase
Long story short, I made a purchase on my debit card tonight for 15.00 They then asked me if I wanted to add on a special priced discounted extra - to which I clearly clicked no - they then sent me two confirmation order emails. One for 15.00 and one for 29.90. I did not consent to the 29.90 and stupidly, I read the…
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PPI refunds on defaulted cards - NatWest
Hi all Apologies if this is in the wrong place. I wasn't sure whether to post under PPI discussion or credit card discussion The incident I'm about to describe however relates entirely to a successful PPI complaint for a NatWest credit card I had several PPI complaints, only 1 of which was unsuccessful as it was so long…
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Santander bank charges
Hi, I am a newbie to the forum and would appreciate some advice. I have a current account with them, and the monthly fee for this account is £5. Of course now that the interest has gone down to 0.6%, the monthly fee takes most of the interest. I can't benefit from the direct debits because I live on a boat so don't have…
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Northern Bank
Just wondering does anyone know if this is right I've asked Northern Bank for my statements for 6 yrs (for bank charges) and they are telling me they will get me the 1st 2 yrs for £10 and will then charge me £6 per sheet after that, is this right or is it not £10 for the whole lot under the data protection act TIA Cath
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Making a small claims court against a bank for hosting a fraudulent cloned company account
To Money Saving Experts, I came across your website online due to becoming a victim of a cloned company that hosted a business account at a Bank of YYY. At the time it was unknown to the law and online that this was a cloned company. My own bank XXX and I tried to contact XXX but checked the details of the account and it…
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Barclays Addition Account
I opened a Barclays Addition account back in 2003 and i was paying £25 a month for things like mobile phone insurance and car breakdown cover. I never once claimed on it and i cancelled the £25 fee in March 2014 although i still have and use the account. I have tried to claim this back from Barclays and they sent me a…
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Multiple unauthorised transfers from PayPal by 16 year old daughter
I’m asking this for my friend who’s 16 old daughter somehow was allowed to open her own PayPal account without getting her age verified.She then without permission was able to log in to her mothers PayPal account and over a period of several weeks made multiple transfers to her own account and was then able to withdraw…
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PPI cheque sent to okd address and thus not claimed
Hi please help ..my father recently passed away and had vascular dementia for some time ..After going through old paperwork I found a couple of letters addressed to myself from CCP Group UK, the latter had a cheque in dated 2014 ! I contacted the company to see if they would re-issue cheque and they declined saying it…
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HSBC Duplicate International Transfer
HSBC Duplicate International Transfer Hey everyone- my first post so please be gentle THE FACTS: I wanted to transfer some money from HSBC to a bank in Australia. Its a family thing. It was about £100,000. HSBC has a maximum daily allowannce limit of £50,000 THE PROCESS: Because of the daily allowance I split the transfer…
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Safety net credit Fos
I made a complaint against safety net credit for miss selling me a loan I couldn't afford. They offered to write off my balance and give Me £2500 back. They didn't at the time tell me how they had worked this out and dint Give me the figures for how much interest I had paid and didnt Give me an 8% interest figure. At the…
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Wrong incompatible online purchase damaged on return delivery and client unwilling to issue a refund
Hi there people, not sure if the category is right for this post. I have an interesting query to make. I bought some tail lights for my car from an online car parts store in Italy, and after lengthy correspondence between myself and the seller trying to ascertain whether or not the items would be compatible with my car, I…
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Refunded bank charges/fees
Hi, I received a letter confirming Bank of Scotland did not take appropriate action in dealing with my account & I am due £1300 refund in overpaid charges/fees dating back to 2012/2015. At the time I was continually living in overdrafts with daily fees added putting me into financial hardship. I was advised to setup debt…