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PPI Compound Interest & Statutory Interest
I recently joined the forum and have
never posted before. I wonder if I could
ask the questions which follow below? I'd really appreciate anyone's thoughts. Background: I made a successful PPI claim (on a credit
card in 1989-2008). The bank’s offer included a refund of premiums, compound interest
and statutory interest,…
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RBS Credit Card PPI - Recent & new contact from the Bank out of nowhere...
9 years ago, I had lodged a claim against mis-selling of the PPI on my RBS credit card and the claim was rejected by the RBS. It ended up with me going to the Ombudsman but I apparently missed out on the appeal with it being time barred (letter to them arrived a day late to the 6 month appeal period) There's a chain of it…
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Disagreeing with a Financial Ombudsman ruling: Any further redress?
Hello, I was hoping for some help, opinions and comments regarding a recent situation, perhaps someone else on here has been in a similar scenario and can chime in. In summary I tried to claim for the fees I paid as a result of a packaged bank account that was mis-sold to me on the basis that I could get an overdraft. I…
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Reclaimed packaged Bank Account Charges
Thank you MSE ... I used your online template (Resolver) to contact Lloyds and within five days they had deposited £1653.02 back into my account. Result! I am delighted ...and no hassle or questions asked either!:T
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Irresponsible lending complaint
A little advice/insight, I made an irrresponsible lending complaint to Marble card (newday) in December 2021 relating to a credit limit increase back in 2017. I also applied for an Aqua card (also newday) in December 2021 - I'm trying to rebuild my credit as I'm due to apply for a mortgage soon. This week I recieved a…
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Vendor took annual subscription from a cancelled card
My previous Debit Card was replaced by my bank September 2019. Tofay a charged from a US vendor I no longer used (though I Never cancelled the subscription as in the past my bank informed me when a card in cancelled it is no longer valid!! So today, £150 was taken from my account with the last 4 digits of the card number…
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Premium bonds -cashing in after death
My mother ha recently passed away and myself and brother have decided to cash in the premium bonds and have sent off the necessary paperwork to them ie death certificate and notification form. They did not require probate(although we do have it if needed) They have returned the death certificate but have not stated how…
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Claiming PPI on behalf of deceased brother
Is it possible to claim PPI on behalf of a deceased brother. My younger brother and I inherited his estate several years ago and I have a number of documents relating to credit cards, bank accounts and card protection. It seems wrong to be claiming but I feel that it is only right that if there is money due it should not…
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Canada square solutions waiting for cheque.
Hi, I'm just wondering if there's anyone on here can offer any advice or had same kind of problem. I received a letter from Canada Square regarding Plevin back in December, returned all correspondence and got a letter mid January saying I was entitled to a refund of £2498.89 :j and would receive cheque within 20 working…
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Reclaiming Bank Charges within O/d limit
Hi All, Do you know if you are able to reclaim bank charges over the past 10 years if you were constantly within your overdraft limit? I was constantly using my overdraft to get through each month and had to pay £20-30 charges, however, I always stayed within the limit. Do you know if I can reclaim charges back? The banks…
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Natwest Reward account reclaiming?
Years ago I was on a standard (free) Natwest bank account. One day I got a phone call from Natwest saying the account I was on was old and no longer being offered and I HAD to change to their Advantage gold account (around £15 a month) as my old account would be closed down. I reluctantly agreed as I wanted to stay with…
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Santander Choice Account, Can I get a refund for the £10 per month account fee?
I've had a Santander Choice Account Since 2017 and have been charged £10.00 per month for this account. The Account offers Cashback from certain retailer purchases along with limited bank charges and other benefits too. However I have never used any of the account Benefits and was unaware that I was being charged this…
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Advantage gold account
Hi, I'm looking for some advice, I called natwest today and asked for the date my advantage gold account was opened, they gave me a date in 2004 which would have made me 17, and I know I opened this account after being persuaded and misled by a staff member, this was my first and only account I have ever opened, without my…
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can anyone help?
i want to obtain my bank statements for the last six years to check some irregularities on my account, i don't however want to pay for every individual months statement. i once used a data protection act subject access request template off this site to obtain them when i was pursuing a bank charge reclaim. does anyone know…
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Reclaiming charges for bank accounts
Hi, I've managed to end up with a Barclays additions account that I pay over the odds for, but have never used the products/benefits... - Can we claim back for these accounts? - Has anyone successfully claimed back? Thank you!
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Silver account lloyds charges
Hi all my son has a silver account with monthly fees of approx £12 and a £150 overdraft. He lost his job due to covid and fell behind with all bills after having to claim UC he had always worked from 18 yrs old now he is 30. He is struggling financially and asked to end the silver account which he has never benefitted from…
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Trust deed passing on ppi claim
I was formally discharged from trust deed in June 2019 but while on it any ppi I was due paid out and went to creditors. Last October I received more ppi paid straight to my bank and thought nothing more of it until I received an invoice on 23rd jan from a company called Red Star Financial Management, it turns out my trust…
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Old ING account
Hi I had an ING account (Belgium) in 2002 which I stopped using in 2005. I have now received a letter from a debt collection agency. There are charges totalling over £2000 and I can’t get any sense from them other than that most of this is for interest but they can’t tell me how the debt came about in the first place.…
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Amigo Loan
Hi, Has anyone had any luck with reclaiming from Amigo? Unfortunately I took out a loan in 2012, I can’t find any info on my account now i.e account number and my online account is closed. I didn’t think I could put in a claim as now over 6 years but it’s just been added to my ClearScore report because a lender had shared…
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Reclaiming money paid to a known conman
I recently put a car repair job on an online mechanics finder website (well reputed one) and accepted the offer from a mechanic who came to the house and see the car. He quoted me £382 plus £50 call out for the job. I transferred money to his account but after two months of lies and broken promises, I now know he’s a known…
