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PPI
I took a loan out with my ex 20 years ago shortly after that he left. I was the main account holder I added him when he got a job. I found out from our daughter last year that he had taken out a ppi claim on the loan and was Intending to try and keep it himself. Obviously gladstone Brooks found out it was a joint account…
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Reclaiming Bank Account Charges
Looking for some advice, I have tried reclaiming the fees that I pay for my NatWest Platinum bank account, I’ve had the account for over 10years, however when the account was opened approx a year before and it was opened by my cousin, who added me to the account. I was never informed that there other options and that I…
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Historic Bank Charges - 50% Reclaimed
Hi. I used this Forum many years ago during the time of the original bank charges scandal. I successfully got Lloyds TSB (as they were then) to offer a refund. They offered to refund half of the charges as a goodwill gesture. Before I had chance to refuse this offer in order to pursue the full amount, they credit my…
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Natwest Advantage Gold - Refund - £2256 !!!
Martin - Just want to say a massive thanks for your post on reclaiming packaged account fees. I was mis-sold the account in 1997 having being told i needed it to apply for an extended overdraft. I used your template and within one week they refunded £1349.15 in charges and £907.42 in back dated Interest. So in total i got…
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Reclaim money debited ?
Hi, I’m a compulsive gambler and this week deposited 3x £200 into a online casino. I’m been really struggling lattt etch with stress and anxiety leading to panic attacks and depression. I’ve since found out this casino is fake with no chance of winning! Today I looked at my online banking and they have taking £229 twice…
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Claiming as an executor
My mum has very sadly recently passed away. In her final few weeks, I helped her with her finances and noticed that she had been paying £25 a month for a packaged account, even though she wasn’t eligible for any of the benefits. With her permission, I contacted her bank to ask for the fees to be refunded and for advice on…
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How far back?
How far back can you go to complain about a packaged bank account? My Kim has an account with Lloyds since 1992 but they've said they can only go back to 2001. Does that sound about right?
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Wife's CC charge refund
My wife recieved a letter from Barclays this morning about a £2k refund but it has been applied to her outstanding balance. Is this right or should she have been given the option for a refund to her bank account, is Barclays under obligation to atleast offer her the option? In my mind if its money she's already paid out of…
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Natwest business loan overcharged interest rates
Received a letter from natwest today after me asking to investigate my account they come back whith there finding I been overcharged on interest rates to the sum of £ 35000 since 2012 thay offered me 1000 compensation advice please
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Time limit
Could some please tell me what the time limit is from asking you bank about a packed account to then going to the ombudsman ?
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Packaged Bank Charges
Hi, we are trying to claim back charges on a packaged bank account my husband had. Halifax has now come back to say that it's too late as after 6 years since he had account. I think we closed it around 7 years ago. Is this worth pursuing? Would really appreciate some help as I am paying off debt and looking at every option…
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Using revolver to make a claim help needed!
Hi, I am just looking to put in claims through revolver for pay day loans. The problem I have is over the years I took out dozens. There's no way I will be able to remember all the dates and account numbers. Just too many. I can remember the company names. Is there anything I can do about this? Thanks in advance.
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reclaiming charges, never been able to
Hi I keep seeing these claims for bank overdraft charges. I had an accidental overdraft of £12 some years ago and had to pay back over £400 even though I was out of work at the time. The back refused to let me off any sort of amount so had to pay back over £400 for a £12 mistake. How is it possible to claim this money…
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Bitcoin scam
Hi, I’ve been scammed with a Bitcoin investment, anybody had this experience? I’ve been told there is a possibility I could get 95% of my money back, not sure if they are genuine, could anybody recommend a company please? Funds-recovery.com are the ones that say they can help. Many Thanks
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Bank smart trying to charge me!
Some advice needed please, A company called Bank Smart looked into some PPI claims for me back in 2013 and sent me paperwork for this which resulted in no valid PPI Claims. However I was then bombarded with paperwork asking if they can look into bank account charges etc which I was not happy to do. I left it as I had no…
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Refund Letter
I have received a refund letter from Opus can anyone advise if these are legit and not a scam
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Bank Charges Reclaiming Guide discussion
This thread is specifically to discuss the content of the new updated Bank Charges Reclaiming guide To discuss or ask a question about this article: click reply Please note if you want to discuss 'the rights and wrongs of reclaiming charges' this isn't the place - this is a practical thread instead do it here If you have a…
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Why am I receiving a cheque from my bank inline with past bank charges?
Can anyone please shed any light on why I have received a cheque for unfair past bank charges? I recently received a letter from HSBC informing me things had changed inline with past bank charges and although they were informing me it didn't affect my original claim back in 2017 so I wouldn't be entitled to any refunds…
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Had a letter from provident
Is this a scam
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Electronic Banking
Please can anyone help this OAP to understand electronic online banking? I recently switched to an 'ethical' bank which has proved to be a nightmare over making an International Payment to an EU country in euros. 22nd March tried to make an online payment but the website is not clear about the input of data so after three…
