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Current account fees refund
Ever since I came to work and live in the UK in 2001, I have banked with Lloyds and have always had a fee paying current account. Until recently I thought you HAD to pay a fee in order to have a current account. Can I claim these fees back from my bank and request they provide me with a current account with no fees?
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Delete function needed
Delete function needed
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Chargeback
We recently commissioned a company to fit a log burner in our home and paid upfront for materials. We chose the service provider as he said he could meet our deadlines of pre-30th September when our plasterers were due to start. We were told it would take 5-10 days for his supplier to deliver the goods - it has now…
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Will reclaiming bank charges affect applying for mortgage?
I’ve been considering claiming back bank charges from years ago but I’m hesitant as I’d like to apply for a mortgage in the next two years. Im concerned that if I’m successful at reclaiming, this have a negative impact when I come to make a mortgage application. I have been in a much better financial situation recently…
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** please delete posted in wrong forum sorry ** Refund to Halifax credit card with zero balance
**Sorry Posted in wrong forum please delete** HiBought a cooker payment on Halifax clarity credit card Unfortunately cooker needed to be returned as did not fit I have already paid the Halifax Credit Card off , so is at a zero balance I have requested refund for cooker that will go back on Halifax credit card , will this…
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Can anyone Help with Inheritance transfers from UK to Euros then to Swedish Kronor?
Hi All, My Late Mothers executors (My eldest Sister and her Husband) sent my inheritance from the UK to Sweden where I have lived for over 10 years. During that transfer from GBP to Euros I lost over £900. They used Barclays Bank to hold the Estates money and automatically transferred the money from that account to mine in…
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PCP Claims
Lots of these at the moment. How legit are they and anyone had success or recommendations for solicitors? not sure if qualify, but persuaded to go PCP to get discount and refused ability to purchase cash at same price? also, not informed by dealer of any incentives they got in signing me up. have all the paperwork where it…
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Dodgy disappearing DD
Hello! I am currently trying to get £852 of charges that NatWest made on my account - I am trying to get them back from British Gas however - as it was 2 unauthorised direct debits which caused all the charges (I cancelled the 2 DDs of £40 each to British Gas in March as I was moving to EON, but they created new ones in…
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Credot card repayment
Hi im after advice, as i find myself in a strange situation. I put money away to clear a credit card debt, over 2k and i rang the company i owed, to pay my bill. I went all the way through the automated service, put my details in and came to thr final part to get my refrence number and the system blipped and put me through…
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Is PPI and PBA the same ?
I have just tried to reclaim my fees for a mis sold PBA but it has been rejected as I tried to reclaim my PPI in 2017. The financial ombudsman is saying they can’t help as I received my final decision letter more than 6 months ago but this was for PPI not PBA ???
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Packaged Account
Hi there ... I was wondering if someone more au fair with this stuff might be able to help me. I recently filled out a resolver form to reclaim money on a rather expensive packaged account from NatWest. Turns out I’d had it YEARS and tbh I didn’t realise it was costing me so much until 2016 when I switched. The bank is…
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Mis sold Package by Halifax rejected due to account being opened for more than 6 yrs
Raised a complaint to Halifax via Resolver for being mis sold a package bank account back in 2010. Halifax states as the account is more than 6 years old the Financial Services authority advise that these claims don't need to be considered as they are too old and I've left it to long. Anyone else aware of this, I can't see…
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MoneyClaimOnline - Purchase in UK from Ireland
I'm trying to help a friend out. They live in Dublin and made an online purchase from a Nottingham company using PayPal. The purchase was made in March 2021, and she was notified a few weeks later that the purchase had shipped and a ParcelForce tracking number was given. ParcelForce tracking says they have received…
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Can I reclaim DD charges through the DD Guarantee on a closed bank account?
Is it possible to submit a direct debit guarantee claim if my bank account is now closed? It has just come to my attention that I have been charged for an old property a number of years ago and want to reclaim the DD's that were taken from my account after my departure dates (with the correct notice to the company). I have…
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Overdraft charges for 20+ years
Hi guys just wanted to get some advice on how to approach this matter… This lady (my mums friend) had an overdraft which she’s had with TSB from over 20 years ago the limit is £2,500 and she had to use do to financials and family Issues, this lady has paid interest on the over draft for over 20+ years each month the bank…
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Reclaim package bank account
Does adding an insurance package for mobile phones and travel … on to your current account count as having a package bank account? I used to have insurance added on but I remember that when I tried to claim they denied it as I had not previously registered my phone with them which they had never previously told me that I…
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Rejected claim
I had a packaged account with charges for many years but didn't ever make any claims on any of the parts of the package. Over the years we have bought 3 plots and built houses to live in then sell, and so we had an 8k overdraft which we used in these instances to pay solicitors fees, rent deposits and associated costs that…
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Packaged account claim not even looked at
Hello everyone, sorry if this is long. I am still trying to get my head around it. We have held a joint packaged account since 2006 with the First Trust Bank NI which recently changed to AIB bank. We still have the account but last year the bank wrote to us saying we would no longer be charged the £8 monthly fee. In the 14…
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How long are Lloyds bank currently taking with missold packaged bank account complaints?
It says up to 8 weeks but i want to know if it took any of you a quicker time than this, and how long? Thanks!
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Claimed for missold account back in 2016, and again now for being missold again but they’ve declined
Do I go to the ombudsman or not? Thanks