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Bank claiming money is in my bank when it shows its gone

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So my rent went out of the bank only to go back in then the same say it was taken again.. All the numbers are correct for my total amount. And they are now saying it was put back in and we have spent it. And the landlord is wanting their money. Never missed a payment and this was back in June. With all what's going on I can't afford to pay another month's rent even though it has gone out in June. I would appreciate any help or advice you can give me 

Comments

  • molerat
    molerat Posts: 34,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What does the transaction history show ?  How was the money paid - SO, DD, FP ?
  • dunstonh
    dunstonh Posts: 119,797 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    All the numbers are correct for my total amount. And they are now saying it was put back in and we have spent it. 

    This is why you get bank statements.  So, you can look at the transactions going through the account and reconcile them.

    Is what the bank is saying correct or incorrect?


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • The money went back in but went back out the same day and the bank are saying it didn't go out. But all money adds up to say it did
  • dunstonh
    dunstonh Posts: 119,797 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Statements are pretty black and white when it comes to transactions.  Someone is not reading the statement correctly.  Either you or the bank.   Maybe ask the bank to explain why it doesnt add up?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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