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packaged bank account fee refund
Hi, Just tried getting my packaged bank account fees back with halifax which was miss-sold in order to get a mortgage. Followed the resolver template. They havent said that they disagree with the miss-selling but im out of time as I should have cancelled within 6 years of taking out the account. Also they say they sent an…
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Claims management company
so i feel like I'm in a really bad situation right now and I don't know what to do. I used a claims management company to claim pack on payday loans it was all going great until I wasn't happy in the way they were dealing with one particular complaint I did quite alot of the leg work and was asked to make phone calls. I…
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MPPI settlement question.
Hi, A little query regarding a mis-sold mortgage payment protection policy. Years ago myself and my ex partner got obliged for want of a better description to purchase payment protection insurance to accompany a new RBS mortgage. We paid into this policy for years until we separated and went our separate ways. This is…
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Ryanair cancellation.
Ryanair cancelled our flight for the 21 May due to the pandemic and have not as yet refunded. I now am paying interest in the flights as my parties flights were all out on my card. It equates to around £60/70 interest a month! I called Tesco they said they couldn’t freeze the interest until this was paid. We have applied…
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Reclaim bank transfer
Hi, just a quick question. My company has made a bank payment to a different bank and have found the bank account number and sort code which is great. But the person who made the payment can't find the necessary paperwork to back up the payment. If the bank goes to recall the payment and hopefully it's accepted, does my…
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Returned transfer fee
Hi. I have an account with Fineco Bank UK, that I use for buying shares. I transferred some money from this account to my Santander 123 lite account. It never arrived. Three days later it arrived back in my Fineco account, less £25. I spoke with Santander and they said they do not charge a fee for returned or rejected…
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PBA with Lloyd’s from 2010!
Hello, I’m hoping that somebody May be able to give me advice on what steps to take next regarding my complaint to Lloyd’s regarding a package bank account that was miss sold to me in 2010. To explain briefly, I was 19 at the time I wanted some quick cash so made an appointment with Lloyd’s to request a overdraft account..…
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Demanding Letter from Claims Company
PLEASE HELP! I originally signed up with a couple of Claims companies and selected all the banks that I have dealt with over the years as I didn't receive a conformation straight away from the first one. Due to some confusion I have signed two authority forms for the same claim - Barclaycard. (Having read this forum I see…
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Bank Refunds
Hi I keep seeing Bank refund for 'packaged' accounts on Facebook. Is it legit? Thanks
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Bank refunds
Hi I keep getting Facebook ads for bank refunds for 'packaged' account charges. Wondering if it's legit? Any info gratefully received. Thanks
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Packaged Bank Account Charges during Coronavirus Lockdown
Do banks have a legal obligation to refund a portion of the packaged bank account charges for services offered (such as travel insurance, airport lounge access, theatre booking service) that are not available during the Coronavirus lockdown?
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Sudden PPI queries from Bank
I have been trying to complain about charges generally with Lloyd's inc PPI. When the deadline came Aug 19 I submitted a claim via Resolver hoping to at last get a response. Suddenly this week they have made contact only about PPI with a load of questions regarding 2 of the 5 incidents listed. What are they after. As their…
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Reclaiming Bank Charges (RBS)
Hi not been on here for a while, but been helped out many times by people on here. My girlfriend is trying to claim my bank charges back from RBS and we've being doing some research on the internet. Drafted this letter below and going to send tomorrow to our local branch (unless someone can suggest a better address?). Not…
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PayPal taking money for nothing
I thought I was buying a freezer from Curry's, as their web site led me to assume they had the model I wanted. I processed the payment via PayPal, I know I shouldn't have now. But curry's responded that they would contact me when/if the product became available, to arrange delivery. Is it legal for PayPal to charge my…
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LOSING MY HOME AND BUSINESS TO MIDLAND BANK NOW HSBC IN 1992
IT IS A LONG SHOT I HAVE LEFT THIS GO AND GOT ON WITH LIFE BUT FEEL MY WIFE INCLUDED TREATLY VERY UNJUSTLY BY THE THEN MIDLAND BANK PORTLAND ST SWANSEA WHEN THEY FORCLOSED ON MYSELF,THEY TOOK MY HOME 2 STANDARD LIFE POLICIES,I COULD NOT MEET THE CHARGES THEY WERE GIVING OUT AT THAT TIME LIKE MANY OTHERS IS IT TOO LATE THEY…
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Bank sent someone elses statement
About a month ago I sent off the first letter asking for copies of my statements for the last 6 years to Barclays. Yesterday I got a thick envelope and thought they had sent them, on opening the envelope I found that they had sent a thick bundle of statements, BUT NOT MINE... The statements were for another person with a…
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Barclaycard PPI timescales
Hi all, I appreciate Covid is having an impact on most things and I am sure PPI is one of them, I submitted a claim in respect of my late sisters estate PPI bro credit card in early August 2019, the Barclaycard tract scheme suggests that things have not moved on from Acknowledging the application since 9 August, almost 10…
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Expat PPI
Started the PPI process when in UK. Since moved abroad. Accepted an offer and informed in writing that I'd moved and provided new address and bank details. Also a letter of authority for a relative in UK to receive a cheque if they couldn’t transfer the money as my new bank won't accept cheques. Checked it on 3 occasions…
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Tax reclaim following successful PPI and bank charges claims
I'm doing my tax form at the moment to reclaim tax on PPI - I did this last year for PPI interest but then had another small amount come through in summer, so I have one more form to complete. Last year I also had a successful claim for a refund of packaged bank account charges. Do I also reclaim tax on this, or only for…
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Do I accept ppi offer from RBS?
Hi, so after contacting RBS just before the deadline regarding my ppi claim they have just sent me an offer. I had numerous loans and credit cards with them. Most I cant remember of, as it was between 16-19 years ago. The offers I have received are lower than what I had expected. I mean they could be right, but I honestly…
