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LOSING MY HOME AND BUSINESS TO MIDLAND BANK NOW HSBC IN 1992
IT IS A LONG SHOT I HAVE LEFT THIS GO AND GOT ON WITH LIFE BUT FEEL MY WIFE INCLUDED TREATLY VERY UNJUSTLY BY THE THEN MIDLAND BANK PORTLAND ST SWANSEA WHEN THEY FORCLOSED ON MYSELF,THEY TOOK MY HOME 2 STANDARD LIFE POLICIES,I COULD NOT MEET THE CHARGES THEY WERE GIVING OUT AT THAT TIME LIKE MANY OTHERS IS IT TOO LATE THEY…
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Bank sent someone elses statement
About a month ago I sent off the first letter asking for copies of my statements for the last 6 years to Barclays. Yesterday I got a thick envelope and thought they had sent them, on opening the envelope I found that they had sent a thick bundle of statements, BUT NOT MINE... The statements were for another person with a…
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Barclaycard PPI timescales
Hi all, I appreciate Covid is having an impact on most things and I am sure PPI is one of them, I submitted a claim in respect of my late sisters estate PPI bro credit card in early August 2019, the Barclaycard tract scheme suggests that things have not moved on from Acknowledging the application since 9 August, almost 10…
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Expat PPI
Started the PPI process when in UK. Since moved abroad. Accepted an offer and informed in writing that I'd moved and provided new address and bank details. Also a letter of authority for a relative in UK to receive a cheque if they couldn’t transfer the money as my new bank won't accept cheques. Checked it on 3 occasions…
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Tax reclaim following successful PPI and bank charges claims
I'm doing my tax form at the moment to reclaim tax on PPI - I did this last year for PPI interest but then had another small amount come through in summer, so I have one more form to complete. Last year I also had a successful claim for a refund of packaged bank account charges. Do I also reclaim tax on this, or only for…
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Do I accept ppi offer from RBS?
Hi, so after contacting RBS just before the deadline regarding my ppi claim they have just sent me an offer. I had numerous loans and credit cards with them. Most I cant remember of, as it was between 16-19 years ago. The offers I have received are lower than what I had expected. I mean they could be right, but I honestly…
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PPI Deadline
Hi, Looking for some advice regarding a PPI that I had with Harveys furniture store some years ago. I got one of these solicitors who specialise in ppi to look into it however they came up blank. I have now located some old paperwork that shows that the ppi was with First National, and they are now GE Money. Question I…
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Bank of Ireland - Cross Border Transaction Charges
Hi There I am new to the forum so any pointers in the right direction with this enquiry would be gratefully received! I'm writing on behalf of a neighbour (his father is the object of the potential claim) as he doesn't have frequent access to the internet / email. My Neighbours father has a Bank Of Ireland account…
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Business Acc overdraft.
I set up a business overdraft 18 years ago for £10k. I had 8 people working for me back then and it was to ensure cash flow was good. I set it up on the advice of my in branch business manager. Things didn’t work out when I got caught out by a VAT error. I restructured and went back on my own in order to not have more…
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How do I claim back bank charges
How do I claim back bank charges.
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Bank Call charges
Hi, i have been helping my 93 year old Auntie get a new cheque book. As her local Shipley Branch has shut, not sure if this is permanent or just due to staff shortages, and i didnt want to risk their staff by visiting another branch, i contacted customer services, i was on hold for two hours. At that point i hung up. I…
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NORTHERN ROCK - NRAM
Can anyone advise please? PPI claim rejected by NRAM who took over Northern Rock. I had a personal unsecured loan with Northern Rock in or about 2003, but i was told that my account at that time, doesn't fall into the category for reclaiming PPI. They did acknowledge my claim, asked for ID etc, but then refused as stated.…
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Amazon pending amount disappeared from current account
Bit of a strange one. I've been using Amazon for over a decade. Last week I ordered one of their gadgets for 50 quid. It arrived on Thursday. My bank account showed the payment as pending along with a couple of other items. All quite normal. But having looked over the weekend the pending amount has disappeared, the bank…
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RBS bank charges on business account
Has anyone had any luck in getting a hold on business bank account charges with RBS? I literally had to close my business like so many others on 17-3 and haven’t used my account etc but they’re still charging me £11-19 a month. I’ve contacted them but I’m not holding my breath.... I just wondered if anyone had any luck…
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Being messed over by ArgosCard - Home Retail Group [50 points lost on credit score for silly £5]
Let me explain. The app gives a you a false positive while
processing the payment. SO, when you are paying them, you add your card details
after choosing the amount you want to pay (I pay whatever is asked for that
month) then you click the pay button. After that it shows you a success message
that ‘You have paid £xx’ –…
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HSBC paid PPI amount but I don't how they calculated it
I filled in a quick PPI claim just beforethe deadline just in case. I got a call a while later asking for a couple of details - all I could say was quite vague and from the past. I was told to expect to hear again later. Last month there was a payment into my account from HSBC PPI REDESS ACCOUNT. I've asked what it was and…
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Being Charged twice on debit card- what to do?
Hi I went shopping in Sainsburys and paid with my debit card. The transaction did not go through according to the lady at the till. I was asked to pay again. I did this and it went through and I have the receipt. When I checked my Barclays online banking the payment had been debited from my available balance twice. This…
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MBNA PPI - Pls can anybody help.
Please could anybody help with MBNA PPI query ? I had Credit Card 1997-2016, I wrote to MBna in 2016 to see if the account had PPi they advised it did and had £1000 worth of ppi charges. Nothing further. There was nothing about it being mis sold or that I could reclaim so I didn’t think I was eligible. In July last year I…
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Can't get Direct Debit refund
I had a storage unit but due to drop in income due to covid-19 I had to give it up. I gave the appropriate notice (slightly more in fact) and moved out four days earlier than necessary. However they took the following month's payment (£141.20). Contacted the company who acknowledge I should be refunded, told it would be on…
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Complaint against conversion charge for transfer between two UK USD accounts
We have current accounts and currency accounts (USD and EUR) with Barclays and Lloyds. Recently we transferred USD and EUR from Barclays to Lloyds. To keep it simple, we were assuming that the currency amounts would be transferred in currency without conversion into GBP, so we only asked to move monies from Bacrlays USD to…