PayPal taking money for nothing 4 June 2020 at 2:48PM in Reclaim bank & credit card charges 2 replies 101 views

TempUsername09052020

I thought I was buying a freezer from Curry's, as their web site led me to assume they had the model I wanted. I processed the payment via PayPal, I know I shouldn't have now. But curry's responded that they would contact me when/if the product became available, to arrange delivery.
Is it legal for PayPal to charge my credit card company for an item that neither they nor Curry's even have in stock? Is this not obtaining money falsely? Fraud in other words?

brettcta

No, it’s absolutely not fraud. 

Have they actually taken payment or has it just been authorised? Why didn’t you just pay with your debit/credit card (especially the latter)?

societys_child

Another first time poster with a questionable user name.