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Pelvin rejected
Hello, I have had my PPI/Pelvin complaint raised via the Resolver tool rejected by Nationwide as they stated the policies are outside the scope of the FCAs rules and guidance for non-disclosure of PPI commission, therefore they cannot agree that compensation is due. They don't state why specifically it's outside the rules…
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CPP - card protection plan
Hi there.... Probably wishful thinking but I was made aware that I was owed money for a card protection plan a few years ago and got around 300 quid back from them. Does anyone think that I may still be able to claim some PPI on this or have I had what I was owed do we think? Also - I have the worst memory ever and may be…
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Ppi and renault finance
Hello, I brought a Renault Clio in 2004 and am certain it got charged ppi. I can’t find the paperwork but submitted a claim on the 5th August for the money through resolver. I have tried previously on my own but got no where as didn’t have the paperwork. Has anyone managed to get money back from Renault? I know people were…
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What can I reclaim?
Hi everyone, I'm reclaiming bank charges on behalf of my husbands nan but it's been a while since I reclaimed mine and I'm struggling to remember what I can reclaim. I've got a breakdown of all charges. Obviously. I know I can reclaim Unplanned Overdraft Fees but can I also reclaim the Overdraft Usage Fee and Overdraft…
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How is PPI monthly premium calculated?
Hi, I have just had my PPI claim upheld by Barclaycard. I had a credit card and 2 other linked cards from 1996 to 2004. I have no statements for the period and neither do Barclaycard. So how do they calculate how much I was paying as my monthly premiums? Is there a benchmark they use? Over the 96 months that I had the card…
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Ppi
Hi ya been told i had payed ppi on my car loan in 2005 payed loan off in 11months i have now been waiting about 10 weeks can you tell me what i could get in the way of interest and when would the claim actually end
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Barclaycard PPI
Hi I wonder if anyone can help. Several years ago I used a management company to check if I had PPI and all searches came back as unsuccessful. Today I’ve had a letter and cheque through the post from Barclaycard saying previous correspondence had been answered in error and I was due PPI. They say in the letter they have…
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Money from Bank ATM
Has anyone else experience this - Recently £20 had been taken from current bank account and after it was noted the bank branch was notified. The local branch told me to ring up the number on back of the card and also said it probably be put back into my account. Rang the bank the money was put back into the account. Sent a…
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Im reclaiming my charges back
Good afternoon all, id like to say hello to everyone here and explain why i'm looking in to reclaiming the charges that have been applied to my account over the years. What bought me to this decision. It was a simple closing of an account i had with TSB and their inability to carryout a simple request from a loyal customer…
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Income Protection Insurance
Can anyone tell me if there's a difference between Payment Protection Insurance and Income Protection Insurance please?
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Out of the blue Barclaycard offer £75 for taking money from bank
Hi all, i’m Looking for some advice please. I have just received a letter out of the blue from Barclaycard offering me £75 as a gesture of goodwill. It is apparently because they took payments automatically out of my bank account without considering my hardship considerations. Sounds a bit fishy to me, when does a bank /…
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NatWest Charges history
Good morning MSE forums. Firstly I will apologise if this has been answered previously, I couldn’t see from a search. I used resolver to check for unfair charges on my account with NatWest, I have had the account almost 20years. They have replied and said they can only check up to 6 years (2013) and my main issues arose…
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Shop Direct Delay
Has anyone had any problems with Shop Direct (Littlewoods, Very, etc) ? I was told I would receive aPPI redress by cheque in August but it has not come. I phoned them again today and was told they have stopped issuing payments from July / August and don't know when they will send them out. Any ideas on what to do?
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Phone call from Lloyds
Hello, I have recently put in a claim worth my bank (Lloyds) for PPI on a previous loan and credit card, and also for my packaged bank account. I just received a text saying they wanted further information and they would call me. They did attempt to call but I was working. He has left details for me to get back to him and…
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Bank charges
Hello, Years ago when everyone was reclaiming bank charges, we started the process. We received a letter from the bank asking for £10 for a list of charges received. I got really poorly the years have bled into one and am now disabled, so we never got around to doing it. I'm not sure of the year, but presume it was around…
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PPI claim without documents and account numbers
So here's my journey so far.. I'm 100% sure i had a loan which i was misold ppi. I'm pretty sure (have no recollection of being with any other banks) it was with Yorkshire Bank as they were the nearest to me at the time and when that branch closed i went with Lloyds Tsb who were the next bank nearest to me. I was with…
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No PPI form email acknowledgement from Halifax, Lloyd's
Hi I've completed PPI forms for a number of the main banks, yet have not had any response acknowledging receipt other than the submitted Web page at the end of completing the online forms. Had nothing yet after 2 weeks from Halifax Lloyd's Natwest Is the submitted page at the end of their online forms good enough that it's…
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Natwest PPI checker DOWN
Have twice filled in the Olaf ppi checker request in stage 1, then submit takes you through to stage 2 confirmation the clicking OK takes you to " cannot process application as online banking down" try again later What can you do if no confirmation query has been submitted?
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Reclaim with Ombudsman but got no further worried
I am well aware of the deadline for PPI reclaims but I already started a few claims via Resolver months ago and after much communication back and forth I ended up escalating them to the Ombudsmen where once again I supplied their requested evidence and so far have heard nothing since June on both cases. I have tried…
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If your provider was merged/taken over multiple times?
We had a mortgage with the original Leeds BS in 1992 (Leeds Permanent BS). Leeds PBS was subsequently taken over by Halifax BS (which became Halifax plc) which then merged with the Bank of Scotland to form HBOS in 2001, which in turn became part of Lloyds Banking Group in 2009. So, my question is - who the heck do I send a…
