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How to repaying cash advance asap?
I am currently at Paris and run out of cash. I just made a €20 cash advance on my Halifax Clarity credit card about 1 hour ago. I understood Halifax starts charging interest immediately after I made withdrawal. To pay off this €20 cash advance as soon as possible to avoid cash advance interest, I paid in £50 to my halifax…
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Small Success but how do I reclaim the tax?
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Bank cancelled my card by accident & want to negotiate Compensation?
Negotiated a good amount.
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PPI - declined
Hi can anyone advise, i made a claim for PPI, first i was told they couldn't find anything so i was able to find my old acct number (after much digging through old papers) now they have written back saying they have destroyed all paperwork relating to my acct. My question is can i take this any further or should i just…
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Alliance & Leicester
Hello Is it still possible to claim for unfair bank charges with A & L, just found all my paperwork...late I know. But I thought I would ask before I shred it all. Thank you
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ppi scandal, it's not over yet!
The circumstances of the case of Figurasin & Anor v Central Capital Ltd [2014] EWCA Civ 504, might apply to you. This is a ppi claim where the Claimant knew there was ppi on the loan, the details of the ppi were set out in documents provided by Central Capital to the Claimant which contained a complete breakdown of the…
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Mixed messages from RBS
This week we received 2 letters from RBS, both dated the 13th Sep the first one addressed to myself and my OH (joint account) This letter said they had found ppi was sold to us and we would hear from them within 8 weeks. The second letter is addressed just to my OH (same account number) this letter states there are no…
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Do you need PPI documentation to suceed
Can Martin or someone advise?? We approached HSBC about a mortgage we had with them and mis-sold PPI. When we took out the mortgage in 2003, they said we needed to take out PPI in order to get the specific mortgage deal. At the time a 100% mortgage. We no longer have the paperwork (because we got rid of it) after they told…
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HSBC PPI rejected by Ombudsman
Hi guys, Looking for some advice here. I complained to HSBC when I heard that they put PPI on my mortgage policy when I did not realise it was added. However, at the time I did not reply to them within the 6 months when they gave us their decision as we had bereavement and depression in the family which meant as a family…
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Ppi sold to barclays
I had an egg card, now sold to Citibank. I filled in form for ppi refund and have had letter saying, yes they have account details, but ppi sold to barclays. Deadline passed can I still claim?
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Reclaiming - can there be consequences?
Hi, I've got an anxiety about reclaiming bank charges that I hope you folks can help with. I think I have a strong claim for bank charges going back several years, for hundreds of pounds. I lost my job, home, and everything else about 4 years ago, and since then have been slowly rebuilding, but frequently going over my OD…
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Nationwide rejection.
We have just been rejected for nationwide ppi on mortgage but they found in favour on CC. They state that we would have been fully informed of our opinions in 1992 and letters 1992-94 but we disputed this. Because they were agents for the society who latter went on to distance themselves from the resale of a 2nd mortgage…
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Barclaycard Lifestyle Plan - PPI rejected
Hi wonder if someone can help. I had Barclaycard Lifestyle Plan which was paid for by my Barclaycard ach month. Barclays are claiming this wasn't PPI, and although the link to my card doesn't fall under the PPI claims as it was a separate product and not ppi. This was underwritten by Monument insurance. Barclays are very…
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Charges from 20 years ago???
Hi my mum fell into financial difficulties around 20 years ago when her and my dad split up he moved out. I was still at school and she snowballed into debt trying to pay the bills she was trying to pay her way out of debt but the bank charges were crushing her she had to cash in her endowment policy and eventually some…
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Pelvin rejected
Hello, I have had my PPI/Pelvin complaint raised via the Resolver tool rejected by Nationwide as they stated the policies are outside the scope of the FCAs rules and guidance for non-disclosure of PPI commission, therefore they cannot agree that compensation is due. They don't state why specifically it's outside the rules…
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CPP - card protection plan
Hi there.... Probably wishful thinking but I was made aware that I was owed money for a card protection plan a few years ago and got around 300 quid back from them. Does anyone think that I may still be able to claim some PPI on this or have I had what I was owed do we think? Also - I have the worst memory ever and may be…
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Ppi and renault finance
Hello, I brought a Renault Clio in 2004 and am certain it got charged ppi. I can’t find the paperwork but submitted a claim on the 5th August for the money through resolver. I have tried previously on my own but got no where as didn’t have the paperwork. Has anyone managed to get money back from Renault? I know people were…
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What can I reclaim?
Hi everyone, I'm reclaiming bank charges on behalf of my husbands nan but it's been a while since I reclaimed mine and I'm struggling to remember what I can reclaim. I've got a breakdown of all charges. Obviously. I know I can reclaim Unplanned Overdraft Fees but can I also reclaim the Overdraft Usage Fee and Overdraft…
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How is PPI monthly premium calculated?
Hi, I have just had my PPI claim upheld by Barclaycard. I had a credit card and 2 other linked cards from 1996 to 2004. I have no statements for the period and neither do Barclaycard. So how do they calculate how much I was paying as my monthly premiums? Is there a benchmark they use? Over the 96 months that I had the card…
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Ppi
Hi ya been told i had payed ppi on my car loan in 2005 payed loan off in 11months i have now been waiting about 10 weeks can you tell me what i could get in the way of interest and when would the claim actually end
