Ultimate reward account

RFT123

I had a ultimate reward account with Halifax when I worked and earned over £900 a month. I stopped working to be a stay at home mum and the only money going in was child benefit. I know it’s my own fault for not cancelling but should the bank not of seen i wasn’t earning and advised i changed my account. Despite not earning they continued to charge me £17 a month for this account. Can I reclaim these charges or is it my own fault?

[Deleted User]

RFT123 wrote: »

I know it’s my own fault for not cancelling but should the bank not of seen i wasn’t earning and advised i changed my account.

Your bank account is your own responsibility. Why would the Bank advise you to change your account?

SonOf

I know it’s my own fault for not cancelling but should the bank not of seen i wasn’t earning and advised i changed my account.

Do you honestly believe the bank employs people to read the personal statements of everyone that holds accounts with them?

brettcta

Hi I recently lost my job and had no earnings. I’ve been eating a bit of McDonalds recently despite having no real income - can I claim back the cost of the meals from them as they should have known I wasn’t working from the way I was dressed and the times I was going in.

I also had a fuel leak - given I was putting in £20’s worth of fuel every day, should the attendants at Tesco filling station not have recognised that something was up and told me? Presumably I can claim this back too?

normanna

Nothing to 'reclaim'. If your only income was child benefit then surely you should have noticed that the fees were coming out of your account!