📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Historic bank charges

Options
Hello forum friends 
I have been with barclays for around 30 years & remember being charged  £35 for going overdrawn & £12 for administration fee's happening quite often . This was around the late ninety's , anybody claimed from that far back ?

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 6 March 2020 at 6:37AM
    Since the 2009 high court case was won, bank charges have not been somehow "reclaimable" at all. So on what basis would you hope to "claim" these ancient charges? 

    Only if you are in the bank's definition of current Financial Hardship will the bank even consider refunding some (recent) charges and, even then, refunds are only one of a range of options available to them. The bank are under no obligation to refund at all and might instead choose to suspend interest on current borrowing for example. 

    If you are not in the aforementioned Financial Hardship you can forget all about any refunds of bank charges. 

    You also need to realise that, whatever your current circumstance,  you won't ever receive a refund of historical charges from two decades ago.
  • -taff
    -taff Posts: 15,376 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    They did, but they did it before 2009.
    Non me fac calcitrare tuum culi
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.