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Direct Debit refunds
When I moved house my electricity bill with Eon was in credit. They say they refunded me by cheque but as I paid by Direct Debit I thought they had to refund me direct to my Bank account?
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Asking for compensation from my landord
Hello all,
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Interest Only Mortgage Compensation - Do we have a claim?
My parents bought their house back in 1999, originally on a capital repayment plan. Unfortunately with interest rates rising and my dads work drying up as a taxi driver, around 10 years ago (possibly more), the lender moved him onto an interest-only mortgage. Both of my parents are naive beyond belief, I think I am the…
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ppi tax reclaiming
hi simple question in section 3.3 of form R40 do i put the full ppi pay out or just the intrest paid to me because the payout was taxed at 20% for the full payout not just the intrest thanks
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Voucher Expiry - but THEY cancelled five times
Hi; I'm after some help because I can't find my rights anywhere really. My sister bought me a £125 flight voucher in Dec 2018. It had a nine month validity, which I didn't realise until booking my flight in September 2019. They cancelled on the day dur to bad weather. I have since rearranged over five times, each being…
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Northern rock mortgage
I'm wondering if anyone can help. My partner was sold a Northern Rock mortgage in 2002 which at the time was a 110% mortgage. We went to a independent financial advisor when we were looking for a mortgage for advised us that this was the best even though I was pregnant and going to be on less pay etc. We had to put the…
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British gas accidental payment
I have recently made a payment to britsh gas which was accidently all my wage. I contacted my bank and they recalled they payment once for them to take it out again today leaving me £400 overdrawn. I have no money for food or other bills. my bank has said they can not reverse it again. I suffer with mental health issues…
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Halifax HPI
HI, How can I access the Halifax House Price Index as I cannot gain access via the Halifax web site?. Also, are there any other House Price Indices other than the Halifax & Nationwide that offer the facility of getting historic house prices eg back to 1991?.
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Solar panels mis selling with bank loan
I have recently had a unexpected call about my solar panels being mis sold and with a follow up from solicitors, with professional paperwork. My finance was with a well known high street bank and the FIT payments do not cover the monthly payments nor will it have paid for itself at the end of the term as I was led to…
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Council tax arrears paid, but Dukes baillif chasing fees
Hi, I'm hoping to get a good advise to make a decision on this matter. I had a £100 council tax arrears which I settled online a couple months after I moved from a property where I was a private tenant. A month or so before I settled the account I had received a letter from Dukes baillif to my partner apartment. I called…
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Overpayment of salary
Hi I have been contacted by my employer this week to be told after 8months i have been overpaid. All my contracts and what my manager submitted to HR was for 30hours. However HR have told payroll to pay me 37.5hrs. I never noticed the overpayment because as i have also found out this week i have been on the wrong tax code…
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Over 130 councils set to raise tax by 4% this year - MSE News
Almost 90% of local authorities in England which provide care services are looking to raise council tax this year by the maximum permitted amount of 4%, according to new analysis... Read the full story: 'Over 130 councils set to raise tax by 4% this year' Click reply below to discuss. If you haven’t already, join the…
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Dilemma
I made a successful PPI claim for some insurance on a loan and after paying me compensation, the organisation that provided the loan cancelled the PPI. As PPI is a form of insurance when applying for other insurance do I need to notify this cancellation for the question 'Have you ever had insurance cancelled?' Thanks
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Council tax band revaluation problems
Hi folks. Not sure if this is the right place to post this but looking at the rest of the categories I couldn't find one better to place my question in. I'm in Scotland, Aberdeen to be exact. I just recently moved into a new rented property and was told it was council tax band D. Upon moving in and doing a bit of research…
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time barred from council tax rebranding claim
my sister has a problem with her council tax band. she followed the steps & went to a kind of tribunal where there were another 2 claimants with totally seperate problems yet the council lawyer/representative just read from some document stating paragraphs, telling the 3 diff claimants that they were all time barred from…
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Solar Panels miss selling
Does anyone know about this possible claim? I have been contacted by a firm regarding claiming back any finance taken out to buy Solar Panels if the seller indicated you would receive more back than you actually did. No Win No fee terms This is the first time I have heard about this.
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I don't know why I have been put on a non cumulative tax code
I'm a supply teacher and have been put on a non cumulative tax code because I started working for another agency in October last year and a previous agency had not closed my account and sent off my P45. I have underpaid apparently but I still don't really understand how. I do not get paid in school holidays so my tax is…
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Mortgage Income protection claim - advice required
Put in my claim on the PPI claim site and have received a letter from LBG asking for statements and bank statements showing payments from the 80/90s I have these should I send them?, as I had a email from the PPI Claim site I put the claim in on saying not to accept any offer from LBG or should I send statement info to the…
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Help!! Reclaim Mortgage interest rate?
Trusted mortgage have told me a solicitor wants to reclaim around £24,000 of my Halifax mortgage taken out in 2006 because they are saying that Halifax charged me too much interest. They have passed the information onto a no win no fee solicitor who will take 31%. this is not something I've heard about! Has anybody else?…
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Irresponsible lending
Whilst off sick from work and receiving mental health support from the psychiatrist I took out numerous payday loans. When I met my boyfriend he paid off a lot of my debts and after a payout from my workplace o paid off the rest. My question is: would I still be able to claim irresponsible lending as I was severely…