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Challenge Council tax Band
I bought a two-bedroom end of terrace house in November for £259k. I'm a single occupant. The full rate is about £1650, with my SPD is about £1300pa, so about £108 a month. The one I'm attached to struggled to sell, and they dropped it to £242k. We are both on Band C. I am next to a three-bedroom detached house with sold…
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My Mother scammed out of £8.2k in telephone scam.
Hi, firstly I'm not sure where to put this as I couldn't find a category for scams. Last Wednesday morning my 73yr old Mother received a phone call from "Sky" saying they had a special discount available for pensioners, my Mother doesn't recall the full conversation but for some reason it lead to her calling her bank,…
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Daughters University closed for rest of academic year - rent rebate?
Hi everyone, This is my first post, so please advise if I've put in the wrong section. Just wondered if anyone could help. My daughters university has now closed for the rest of the academic year due to obvious reasons and they are trying to switch to online, which is great! However, She has paid her rent for halls, up to…
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My driving instructor died and the family isn't refunding me
So I paid for a 20hour package with my driving instructor for £390 a few months back and 8 1/2 hours into the package of lessons he passed away at about the end of January. I only found out about his passing a week later by calling his phone and having one of his family members responding and giving me their individual…
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Council tax
I live in a 2 bedroom 3 person house which is a new build which I rent off the local housing authority, my neighbours live in a large 4 bedroom house and I pay the same council tax, I have tried to get it changed with out success, could it be right,i think it's so unfair?
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Council Tax Banding
We sold our house last year. The new owner has successfully challenged it’s council tax band, getting it reduced from band G to F. Can we request reimbursement for the overpayment of council tax for the period we owned the house? The house has not been changed in anyway since we and the new owners have owned it.
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Mortgage with ex spouse
20 years ago I left now ex husband. I was unable to get him out of the house which had a mortgage on it and still does which is now seriously in arrears and affecting my credit score. The mortgage company have had a repossession order for eight years and done nothing about it. Help
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Reclaiming overpaid Mortgage Interest - is it a scam?
Hi everyone, I'm interested to hear from anyone who has successfully reclaimed 'overpaid' mortgage interest through companies such as Trusted Mortgage Claims. Ive seen some threads where people say this is a scam but don't elaborate further. The firm talking to me currently seem to promise in excess of £15k only if we…
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Reclaim Care Home Costs for Free- New MSE guide
Hi all, We've put together the first incarnation of a guide to reclaiming wrongly paid care home costs. Since 2004, the NHS should have paid for all care where the 'primary need' was a health need. The DEADLINE for these reclaims is 30 September 2012 - so we have put together a guide to help people claim by themselves for…
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Mis Sold Mortgage Claim / Difference between rates over the years??? (prosurance)
Hi I have been contacted from the Rochdale area by a company offering to claim back money if the interest rate on my mortgage had been incorrect historically. They have made the request to my bank for the information with my premission but the bank has sent the information to me asking me to check that I want to forward it…
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Asset Recovery Inc
I was told about a company called Asset Recovery Incorporated based in New York and Colarado,who can recover mis-sold investments. Does anyone know if they're a legitimate company or scammer? They charge no upfront fee..they only charge if the monies are recovered.They can employ ethical hackers in some circumstances.
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Challenging Discount has lead to home being re-banded
Hi forum users, We purchased a new home in South Lanarkshire in October 2019. I work away from home so my wife and I applied for single person discount. Initially the Authority refused the discount, however on appeal we were awarded the discount. In the meantime the Lanarkshire Valuation Joint Board have moved the property…
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Council Tax Band Issues - they won't listen
There are a few houses in our road which have been massively extended. For some reason ours is in that Council Tax Band, yet is nowhere near that size or level of extension. So we asked, and their argument is that we have a double garage. But the garage isn't a double for us, it's one garage is ours and one is the…
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Direct Debit refunds
When I moved house my electricity bill with Eon was in credit. They say they refunded me by cheque but as I paid by Direct Debit I thought they had to refund me direct to my Bank account?
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Asking for compensation from my landord
Hello all,
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Interest Only Mortgage Compensation - Do we have a claim?
My parents bought their house back in 1999, originally on a capital repayment plan. Unfortunately with interest rates rising and my dads work drying up as a taxi driver, around 10 years ago (possibly more), the lender moved him onto an interest-only mortgage. Both of my parents are naive beyond belief, I think I am the…
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ppi tax reclaiming
hi simple question in section 3.3 of form R40 do i put the full ppi pay out or just the intrest paid to me because the payout was taxed at 20% for the full payout not just the intrest thanks
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Voucher Expiry - but THEY cancelled five times
Hi; I'm after some help because I can't find my rights anywhere really. My sister bought me a £125 flight voucher in Dec 2018. It had a nine month validity, which I didn't realise until booking my flight in September 2019. They cancelled on the day dur to bad weather. I have since rearranged over five times, each being…
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Northern rock mortgage
I'm wondering if anyone can help. My partner was sold a Northern Rock mortgage in 2002 which at the time was a 110% mortgage. We went to a independent financial advisor when we were looking for a mortgage for advised us that this was the best even though I was pregnant and going to be on less pay etc. We had to put the…
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British gas accidental payment
I have recently made a payment to britsh gas which was accidently all my wage. I contacted my bank and they recalled they payment once for them to take it out again today leaving me £400 overdrawn. I have no money for food or other bills. my bank has said they can not reverse it again. I suffer with mental health issues…
