-
Reclaiming loans which have been sold on
Hi all, I'm new to the forum. I originally used this to put a claim in motion against a payday lender and have had a fairly successful outcome from it. From my early 20's I got into a bad habit and trapped in a cycle of payday and short term lending. I kept it all to myself until there came a day when I broke down and…
-
Hacking reimbursement
I was contacted by a large medical company to say their system was hacked and details were published online including in some instances personal medical details from screenings, however had since been taken down, they explained that even if my details were not uploaded there was a chance that these could be used in the…
-
Live in LandLady wasn't self isolating so moved out and wont give me my deposit
I moved in to a flat with a live in landlady just before the lockdown and just shy of a month later I had to move out as my health was at risk because the live in landlady was not self isolating during this Covid 19 Pandemic. She was going to several peoples houses most days against the government advice. She didnt htink…
-
Bailiff fees and charges
Does anyone have any experience of reclaiming money from Bailffs...is this a court action? What sre the deciding factors in if their fees were too great...timescale? Any useful pointers would be appreciated Thanx
-
Can't afford money left in will
Hello , my mother passed away last week . She left 5k in her bank account and that's all . She left on her will to give both my cousins 6k each . And then 20k from the house when sold . How can we give them 6k each if she didn't have it in her bank ? And also we don't want to sell the house ? Any advice appreciated x
-
Reclaiming mortgage early redemption fee
I lost my job some time ago and recently sold my flat as I could no longer afford to pay the mortgage instalments. The bank were aware of my financial situation but would not allow a payment holiday. Upon the sale, the bank charged £4K early redemption fee to repay the mortgage. I was not made aware of this beforehand and,…
-
Kissanime App
Kissanime App a great application for you to watch online anime episodes, this is an official application built by the website: kissanime.io, the episodes are updated fast. With this application, you can watch anime, save your favorite, receive notifications of new episodes
-
Help! . . Council Tax Band Change Rejected
Hi everyone! I’ve never posted on the forums before but thought here would be a great place for advice! This is a bit of a long one so hope you're settled in with a cup of tea before you start reading!! I’m looking for a bit of help on my Council Tax as I have recently contested my band and have had my appeal to have it…
-
Royal Mail - Parcel Force - Loss Parcel
I will try to explain you guys as better as I can. I ordered my new phone device with contract and 2 phone cases from Amazon all total cost me £1600 (monthly contract nothing upfront). My brother in law got delivered everything at his house and because I'm in Cyprus for businesses we decided to ship it here. So he went to…
-
How to locate purchase price 2006 - Not on title document
Hi, I'm trying to help a family member to get their banding changed. Their neighbour (who shares the same property, 2 flats) has contacted me as after research, has managed to get her banding reduced and now matches all the other similar properties in the area. Unfortunately, due to illness, my family member has no…
-
SDLT higher rate refund
First Post: I have a joint mortgage on a property I used to share with my ex and it is now her and my children's (3 x under 12yo) continued residence. I have since bought a second property but had to pay the higher stamp duty because of my financial link to the other property. Since then I have been to court and gained…
-
Vat on imported used goods
Does one have to pay VAT or any import duties on used goods from outside the EU e.g. Japan?
-
Council tax joint owner
Hi Im looking for some advice on behalf of a friend. A married couple are joint owners of a property. The husband has moved out due to marriage disputes and hasnt contacted the council about living elsewhere for many years but has continued to pay the council tax due to an ongoing dispute with his wife. The named person on…
-
Hmrc bank detail change
Hi. Not sure if this is in the right place here? I recently put my sa tax return in and qualified for a refund. I'm concerned as I changed the bank account it is getting paid in to, the account is in my name, just a different provider. I'm worried now that this may affect them paying me as it might flag up the system. Any…
-
Have heard about this company
Hi this is the first time I’ve used the forum. Has anyone heard of the following company regarding looking at claims if you have had a mortgage with Northern Rock Trusted Mortgage Claims based in Manchester my husband saw a advert from them offering a no win no fee service. I would like to know if they are a trusted…
-
In the middle conveyancing
Hi, just want to ask, because of the situation at the moment, how are the solicitors dealing with the searches? Is there going to be a delay? Sols not updating us .thanks
-
Furnished holiday let
Hi, please can someone help with regards to my question below. It is an unusual one of which I have been unable to find a direct answer through online search. ..... We purchased a property in 2015 and it has been used as a furnished holiday let since that time. Unbeknown to us until now (crazy but true) we had been paying…
-
Double council tax
Hi this is not my specific concern but my partner has just been given a council tax bill the is twice the normal value for its band. The basic circs are as follows; it is her first and only home but she has not been able to live in it since she bought it ( no heating, no water beyond a blocked off feed pipe, no waste pipe…
-
PPI on Life Assurance Charges on mortgage
Following a mention on mis-selling of ppi on a MSE newssheet last year, I put together a claim on Nationwide for a refund of life assurance charges incurred on our mortgage. Guardian was the insurer and Nationwide the beneficiary for the duration of the mortgage. Nationwide passed my request to Guardian (now ReAssure) but…
-
Reclaiming childcare costs
Evening all, Our child minder has just literally this very moment) served us written notice advising as of the first week of may she is no longer going to look after our child, she told us she is changing careers. This is fine she can do what she wants. However, due to the current covid-19 situation my wife has been put on…
