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Council tax
hi I've got a dispute with Luton council, I enquired about the single person discount, and I was told mine ceased in 2012 and I've been living alone and paying full tax, thinking my discount would just carry on as I paid by direct debit,I'm trying to claim the overpayments back but they said as they can't prove that I was…
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Scottish digital discharge
I have now repaid my mortgage With Santander and got the letter to say l have to discharge this. This can be done digitally but can l do it or is a solicitor still required in Scotland?
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Mortgage as non UK resident
Hello all, My girlfriend (who is French and moved in with me in the UK in March) and I would like to jointly apply for a mortgage but the usual high street lenders all appear to need 3 years of credit history. Is this standard? I am British and can borrow without issue (and have done in the past). We've also looked at…
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Can anyone recommend a decent company to investigate Interest Only Mortgage overpayments?
I had a large Interest Only mortgage with Birmingham Midshires which was fully paid off when the house was sold approximately 10 years ago, out of the blue earlier this year I received a cheque for about £800 From BM, stating it was to cover overpayments that they had miscalculated over several years, it was then suggested…
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Employer forgot to put contracted BUPA cover in place
I would be
grateful for advice with the following situation please. Under my employment
contract of April 2018, my remuneration includes BUPA medical cover. However, after 20 months I discovered they had not put this in place. They then did establish from that
time going forward. On the basis that they have…
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Overpaid on rent - claiming it back
Hi! I have recently moved out of a house I was renting and have accidentally paid for an extra month of rent. I have contacted the rental agency but have yet to receive a reply from them (they are usually rather speedy). I am considering taking the issue to small claims court, but wonder how strong my case is. On the first…
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New stamp duty rules
We exchanged contacts on our house move on Monday. We COMPLETE on the 17th of July next week. Does anyone know if we qualify for the new stamp duty reduction?
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End of tenancy deposit - Landlord being unreasonable
Hi All, I imagine this is an almost constant request on here, but I'm hoping for some simple guidance. I moved out of the property nearly 3 weeks ago, and the estate agent has been anything but helpful in my queries/chasing regarding the return of my deposit money. My money is held in a deposit protection service, and I…
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Mortgage miss-selling
Hi guys I've had a company (Trusted Mortgage Claims) look into any mortgage miss-selling and they feel they could progress further, but this is where it appears to get complicated!! I have to set up a insurance backed claim fund in case the claim fails to cover fees. This so where I'm getting a bit jumpy. I've got to…
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Change of tax band
The council wrote to me informing Me my band is changing because of house improvements ., We have only lived the house for 12 months and the improvements were done 24 months ago , when we brought the house surveys were done and it was marketed at a Band E now the council want to change it to an F . Can they do this or…
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Council tax liability when moving house
Hi, i used to to be a single occupant in my house but have now sold it and am going through the conveyancing process. I have informed my council and even and even though I have now moved out they have removed the single occupancy discount and will continue to charge me until the selling process has completed. It it sounds…
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Self assessment tax refund has stated bank repayment pending
I have been told I was going to have my tax refund by 17th July and now been told hopefully by the 31st August keep changing the date. I have been told o cannot chase this up by HMRC chat advisor. Is there anything you can do to help. Originally put the request in 13th May. Keep saying due to extra security checks and peak…
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Marriage tax allowance
Hi was just wondering on here if anybody had the same problems as myself applying for married tax allowance refund. All I seem to have been paying is arrears for marriage tax and now I have been told I owe more???? All advice greatly appreciated.
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Early Redemption Fees
Hi Everyone, after some help / guidance? I have lost my job due to Covid19 and during this time my wife has suffered with a cancer diagnosis. Because of these major issues we have decided to make out lives a bit easier and sell up the forever home and move into something smaller giving us the option to live mortgage free.…
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Paypal account limitations
We are a non-profit making sports association and signed up to Paypal in 2017 to take payments from parents for junior hockey activity. For over a year we have had a limitation on our account which does not allow us to transfer money out of it and eventually close the account. I cannot message Paypal or access their…
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Second Home Stamp Duty
Hi all, so I have just exchanged on a property at 290,000 and I'm currently still in the process of selling my previous residence. I know I will have to pay the extra second home stamp duty but will I be able to claim this back still once my first home sells in the next fortnight. Currently, with the new rules of stamp…
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Council Tax rebate
Hi, I am hoping someone may be able to help. I have tried to get my council banding down as my neighbour is on a lower banding but has a similar house to mine. Unfortunately the VOA have declined this. My question is would they take Energy Performance Certificate as proof (I found this information online) as it shows their…
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Help with council tax banding
Hi guys, really hoping you can help here. Basically we're on a Band D council tax for our little bungalow down here on the South Coast. We're a one storey house with 2 bed, 1 bath, no garage or conservatory. We attempted to get the banding reviewed even before Corona started and the VOA just arent willing to help. We…
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Council Tax as a Pensioner
My JSA recently ended, and I will get my state pension from Monday. I informed the council, they said they had been told already by the job centre that I had closed my claim, and would be send out a form asking me for proof of income and bank statements. I informed them I had no intention of claiming any benefit for the…
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Find old mortgages
Where can I find who I had mortgages with
