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jd williams/naturally close - admin and interest charges
I have just received my statement of account from jd williams, I owe £1003.65 - the joke is I've just worked out that since December 2007 I've been charged £533.34 on interest charges and £495.19 in admin charges, I make this £1028.43 meaning my entire balance is made up of charges and I've paid for EVERYTHING I ever…
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BA data breach compensation
Hi all, I've recently seen adverts about registering with a company that are trying to get compensation for people affected by the BA data breach. "No Win, No fee" Normally when i following Martin lewis advice i would do try and claim the compensation myself, but i can't find any information about how to do this. Do you…
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EFL Championship Team Home Games Season Ticket Refund
Hi, I'm hoping I'm in the right area here but really need advice on how to handle this. We have been season ticket holders to a championship football team for years. In the 19/20 season we agreed to accept a reduction on the 20/21 ticket and tv screening to the club TV channel to enable us to watch the team home games from…
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Misdiagnosis Claim
Firstly, forgive me if I’m in the wrong place. Secondly, I am writing this trying to find help for my mum. Almost 4 years she fell down the stairs and severely hurt her foot. She went to the hospital, where X-rays were taken and no fractures were found. My mum was concerned because 2 weeks later she was flying to the…
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Claim offer from JSD Group Ltd. Genuine?
A company called JSD Group Ltd rang me regarding our solar panels+solar thermal water systems regarding a potential refund due to liquidated supplier company. Anyone (apart from Companies House) had any experience of this recently formed company? Seems potentially genuine offer but is it?
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Council tax - single person discount. (Worried)
I own my own home and pay all the bills myself. My boyfriend has been staying 2-3 nights a week for the past 4-5 years. Other nights he is staying with various friends as he does not rent or own his own home and was declared bankrupt some 5 years ago after splitting with a previous partner whom he lived with. Therefore he…
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Anyone had any success or have any advice for GDPR claims
Hi All, First time poster, long time lurker here looking for some advice. I have had at least two instances of data breach in the last 12 months which I have contacted organisations to reclaim compensation under GDPR. One was where a CV was forwarded on (and I was offered an interview) which I explicity asked the agency…
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I have an Interest free mortgage
I have an interest free mortgage ending in 6 years I don't have the money to pay off my mortgage I have heard of a lifetime mortgage. Has anyone heard of these?
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Bt premium email address
Hi, new to the forum, having gone over my online banking this weekend i discovered I have had £9.06 per month being debited by BT i have noticed this previously in the past and assumed it was for a phone line etc, after phoning them today I have discovered I have been paying for a premium email service. The issue I have is…
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Currys Rent Smart is trying to con me - help?!!!!
Hi there, A couple of years ago I brought a desktop, laptop and printer for my small business startup at Curry's where I was talked into to buying on their Rent Smart scheme because it meant I could upgrade to the latest technology every 3 years. It didn't seem too bad a deal because I would get the latest tech delivered…
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How do I actually check my council tax?
How do I actually check my council tax? I called my local council and they just red the details that's own the form. There are several different bands all on my street. Our house has a extension but it was constructed before we moved in and although its a big 4 bed house there are only two of us living here and our…
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Reclaiming Stamp duty higher rate for 2nd property
We have just finished building our new home and have moved in. During the build we lived in our existing main home hence had to pay the higher rate stamp duty for a second home. We were slightly over the 3 year window so I wrote to HMRC citing COVID 19 restrictions. I have received a letter back stating that because we…
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Challenging a re-Valuation re-banding?
Hi All, I am hoping for some advice please. On Christmas Eve (thanks Cotswold District Council Happy Christmas to you too!), My family and I received a Notice of Alteration to an existing entry in the valuation list * This takes us from Band E to Band G and will cost us £70 more per month. * The reason is "The Property has…
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Only mid town house ,but banded the same as the rest.
Hi , I am single living in my first house . I live in a mid town house of three, with no access to the rear down a drive. My house is in a cul de sac of about 90 houses. All the rest are detached and semi detached , my house is the only mid terrace in the street , and Iam paying the same council tax ,band B , as the semis.…
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My Jar loans - redress payment delay
Hi, I'm looking for any info or insight anyone may have regarding upheld complaints made to My Jar (payday loans) for irresponsible lending - but are yet to receive the redress payment that was agreed? I first made a complaint on 12th October via the Resolver portal, about a series of historical loans and was upheld for…
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Sharon
My Personal Tax Allowance has been miscalculated for up to 30 years due to Inland Revenue error.They say they can only refund up to 5years and have sent a cheque today.It was for Medical Insurance @approx £600pa which I did not have.Can I claim more please.
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VAT to get back as a consumer
We bought a timber mobile home from a company based in EU but also trading in the UK as an Ltd (have a UK address). I noticed that a VAT was charged whilst our size mobile home should have been exempt from a VAT. I asked the company about it and they came back saying they only charge 5% (this not what our receipt says!)…
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Overpayment of Broadband
Hi My Husband had recently been made redundant and looking at our finances decided to cancel our Sky subscription. That is when we noticed that tied up in our monthly payment was a broadband fee. Sky have not been providing broadband for us for 6 years. I have contacted Sky but not heard from them. Do I have a claim to…
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Reclaiming Stamp Duty
I already owned the first and second floors of a detached house. Last year I bought the ground floor flat and, as it was treated as a second home at the time I had to pay Stamp Duty of £8000. I was then granted Planning Permission to convert the property into a single dwelling, and this is now complete. The property has…
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Quanta Law - Misold interest only
Hi, I've received a digital form to sign from Quanta Law. This originated from Mortgage Claims. We filled all the paper forms in and I did sign a digital form initially to say I was ok with our case being transferred to Quanta. However, the form I've received today doesn't have any real explanation, asks for my income and…
