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Adding a 2nd name on Council Tax account
Hi, At the moment the council tax is in my name only,but we'd like to add my wife's name also to it. I have a mortgage which is in my name only also. Can we do this,or does my wife has to be the co-owner also? She is on the electoral roll and has been on it for some time. TIA
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Singed a mortgage at 20 with her mother!
Hi guys me, our baby son and my fiancée are living a nightmare, stuck inside a house with her separated mother. K has been signed into this 140,000 mortgage since 06/18, and was unfortunately done so under the pretences she would be able to get out at some point to start her own life. It’s is 3 years on and our life is…
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First Direct Handling of Scam - shambles!
Scammed in December 2020 by someone claiming to be from HSBC, owners of First Direct. FD will only repay 50% of money taken as "I could have done more to prevent it". Fair comment but their handling of the whole episode leaves lot to be desired. Despite being division of HSBC, FD have own fraud department for account…
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Unemployment policy would not pay out
Hey, about 10 years I was sold a sickness and unemployment policy with HSBC along with a loan, at the time and for many years since I had been in fulltime employment and had sick pay as standard included so had no need for the policy, that is until I went self-employed in October 2019, and as you may well know by now the…
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Reclaiming second home stamp duty
I currently rent out my old flat which I lived in for 4 years up to May 2018. I'm in the process of seeking a possession order as I am buying a home with my partner. I'm aware that if I am able to sell the property within 3 years I can claim this money back.... But does this apply as it's a rental property not my main…
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Lost banking info
Does anyone know if/how I can trace transactions over 20 years ago? A combination of circumstances (including long term hospitalisation) means that I have lost a range of information - I have paid for an accountant to try and trace but all they did was ask me to produce more and more information I didn't have! Which is why…
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National insurance overpayment
How can i claim back an NI overcharge from my employer? I started a new job, paid weekly, and received my first payslip after three weeks. On it they have treated the three weeks as one week and only given one week’s NI threshold of £183. I have contacted them and they have admitted this but aren’t going to do anything
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Can I still claim?
Hi guys, so after this recent pandemic I decided to move home. I am a renter in London and noticed that I have been paying way too much council tax (didn’t really think about it before) I am currently paying band E for a studio flat in Hounslow when I should have been paying C. I have started a claim but obviously I am now…
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Council Tax Banding
Hi, advice needed if possible We moved into our home in 2003 and immediately contested the CT band and got moved from an F to an E, we spoke to our neighbours who did the same and they all got moved to an E also. In 2017, my husband had a spell in hospital and we claimed benefits for 4 months including CT benefit, this may…
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Council tax banding
I watched your program with the council tax banding and realised I am in wrong band as houses the same or bigger in my road are band E and I am band F. I appealed to the Valuation office as you said. Have lived here for over 30 years without a thought about it till you raised it. They sent me a letter back saying its…
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Council tax rebranding with extension
Hi all, Could not find a post which fits my situation, hence this new thread. I bought my property where i live in in 2011. There are 26 houses on the street, all graded band E except 4 ( including mine) banded F. My property had a extended reception which is why i assume when i bought the house it was in band F. Now the…
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Help towards court fees
Is there any way to get help with costs to enable a person to take another to court? unsure if there are charities who help with this?
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single household council tax
hi All I don't know if anyone can help me, since July 2020 my husband has had a job abroad on a 3 year contract. I was due to travel with him but due to the current coronavirus climate I stayed in the UK. We have applied for single occupation council tax but have been told :Unfortunately, no Council Tax
reduction can be…
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Plevin claim
I’m looking for some advice please. A couple of years ago I used the claim guys to pursue miss sold PPI. Some were successful and some weren’t. Anyway, out of the blue last week, Santander which originally refused my claim, offered me a settlement as part of Plevin. Great! However, The Claims Guys are now saying that I owe…
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Stamp Duty Reclaiming
Stamp Duty Reclaiming This is an area not on your pages and I would like to highlight to Martin and others that people like my 86 year old mother are getting ripped off by the Tax Office. I believe she was wrongly deducted £10k in stamp duty and not told she could claim it back. She purchased a bungalow near me on 31st Oct…
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Council tax debt struggles soar after benefit change
"The number of people struggling to pay council tax in England soared last year, according to debt charity StepChange..." Read the full story: Council tax debt struggles soar after benefit change Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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Lost account - solicitors
First post, be gentle!
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Is it cheaper to sell a house to a family member?
My son in the process of buying his first home and me and my husband (not his father) we have always talked about moving but never got around to it, has my son grew up in this house he is interested in his family home. The house is worth around £85000 and wondering if we would save money if we sold the house to my son for…
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Stamp duty
Me and my wife are buying a house for £115,500 I am a first time buyer but she is not, do you know how much the stamp duty would be for us or would we not have to pay it with the house being only 115, 500
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Reduce council tax for living on an unadopted road?
Hi all I suspect this is a long shot, but I was wondering if anyone has had any success getting a council tax discount as they live on an unadopted road? (I.e. the road isn't maintained by the council, there are no street lights, potholes aren't fixed, trees aren't maintained, rubbish isn't cleared etc. - the council do…
