-
Have my local authority acted legally?
Hi, new to forum. Due to having a handicapped daughter we received a 25% reduction of council tax. Two of our grandsons who are in their 20s now live with us due to having issues at home? Both were unemployed so didn't contribute financially. It became apparent that returning home was not going to happen so my wife decided…
-
Supercapital Administration
Apologies if I've posted this in the wrong thread. I am currently in the process of buying an overseas property using cash from an inheritance. I am using the services of a Currency Exchange Service Provider (Magna Finance) to exchange pounds to euros. To date I have exchanged just over £250,000 which is sat in a Customer…
-
Entered joint lease but never moved in: am I liable for council tax?
Me and my girlfriend entered a joint tenancy for a flat in Oxford back in August, as it seemed that I'd be unable to start my graduate degree abroad. Then, travel rules changed, and I was able to start my degree abroad. Oxford doesn't exempt students at institutions outside the EU, so my student exemption was turned down.…
-
Mortgage Valuation Fee Refunded? Precise Mortgages
Hi In urgent need of advice - we had our mortgage application out last week. After receiving a mortgage in principal. Precise mortgage had taken a £475 valuation fee 3 days ago but today, they have refunded our valuation fee. Because it's the weekend i am unable to get hold of my mortgage broker. Does this mean we’ve been…
-
Latvian returning home, can she claim anything back?
Hi, one of my housemates is returning back to her country, Latvia, with no intention of returning to work or live in the UK. She was employed full time for 6 years, paid tax etc... but she is wondering if she would be entitled to anything back? I've searched the internet and seen there are sites who will charge you to…
-
Equity release
Just looking for opinions to see if I can realistically take forward an equity release complaint for my family. My grandad borrowed 20k for retirement to do some home improvements and buy a car. At the time the house was owned in full and valued at £150k. My grandad died and now my nan has recently passed away. My mum is…
-
Council tax for a property on a caravan site that is closed.
I have a little place in the sticks on a small caravan site. I have to pay council tax as a second home. Currently, as per Government instructions, the site is closed. Add that to the laws regarding unnecessary travel (understandable) it means it is impossible to use (even if I was so blasé as to flout the law). I have…
-
Moved: Guarantor loans
This discussion has been moved.
-
Mortgage redemption
Hi guys, I'm looking to settle my mortgage. The bank are insisting that I appoint a solictor who will then request a mortgage redemption statement and will deal with the process on my behalf. Is this a legal requirement? I am not looking to sell the house just looking to settle the finance on it by using my savings. As far…
-
Tenant Son expected to pay Council Tax
I was made redundant due to Covid in April, I am 61 and finding it absolutely impossible to find a job, my husband who is 70 and has on set dementia gets his state pension, we get universal credit to go towards our rent but nothing towards our council tax, which is £300 pm, they say we are not entitled to any reduction as…
-
Reclaim Hoppa credits.
I have two credits with Hoppa for cancelled transfers due to Coronavirus. I will not be using these by June 2021 and am trying to reclaim, but seem to be unrecognised on their website. One of the claims is for the return half of a two way transfer. I tried to get Hoppa to provide return pickup as they were still operating…
-
P87
Hi so I stopped working for a company on 28th Feb 2020, but can I still claim my petrol allowance for the last year up to then with a P87(the company completed them for us each year normally, but won’t do it for me this year as I left)? Or would I need to complete a self assessment instead, as not employed by the company…
-
Solicitors Holding money won from Client
Hello, I hired a debt collector solicitor 24/09/19 to help recover a large debt owed from a work client that was refusing to pay last June/July 2019. The result was successful and the client finally agreed and paid all debt between October and November 2019 also having to pay the solicitor fees on top of that. The…
-
Buildstore
Anyone else used Buildstore and told their affordability is low? According to both our salaries using a mortgage calculator we should be able to lend £340k where as Buildstore have come having approached a lender and told us based on ONS data the maximum we can lend is £212k. We need to borrow 320k to buy the land and…
-
MyPlanet Ltd and sales of solar panels
Hi. Without going into the details of my experience, which is undoubtedly similar to many others who bought solar panel systems from MyPlanet Ltd, am I able to reasonably chase a refund for the installation of my system if I didn't use credit facilities but paid through a bank transfer directly from my bank account? Thanks.
-
Marriage Allowance Claim
Recently made a claim with what I thought was HMRC for a Marriage Claim Allowance which has been now paid to what I now find out today having spoken with HMRC to an independent Company called Marriage Allowance Claims based in Leicester. No fees were mentioned or the fact that they were a third party when I claimed and…
-
Credit note
M&S gave me a credit note for £285 it has expired and they won’t honour it I have explained the reason why I had forgotten about it but they don’t care Can anyone suggest anything I have written and made several phone calls to no avail It such a lot of my own money to ignore Cath
-
Mortgage Early Redemption Fee
Hi, I am new to the forum but wanted to get some advice about early redemption fees. Due to the situation with COVID we are moving house and are currently locked into a 10 year fixed mortgage deal with Barclays. We need to increase the term but in order to do this Barclays say we will have to pay an early redemption fee of…
-
Council Tax on a property left in a will
My mum passed away a few days ago. I have been living with her for 3 years as her 24/7 carer leaving my own house unoccupied.Mum, bless her, has left me her house so it is currently part of the estate waiting to transfer to me. Due to being housebound with mum (esp during Covid) both houses have deteriorated and whilst…
-
Denplan and COVID-19
While Covid 19 had all dentists shut down due tolockdownm including my dentist I was unable to get an appointment, I left emails and tried to ring but no luck. But I have also been paying into a denplan. Does anyone know the situation around lockdown and payments with a denplan as the terms of the service could not be…