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Self assessment tax refund has stated bank repayment pending
I have been told I was going to have my tax refund by 17th July and now been told hopefully by the 31st August keep changing the date. I have been told o cannot chase this up by HMRC chat advisor. Is there anything you can do to help. Originally put the request in 13th May. Keep saying due to extra security checks and peak…
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Marriage tax allowance
Hi was just wondering on here if anybody had the same problems as myself applying for married tax allowance refund. All I seem to have been paying is arrears for marriage tax and now I have been told I owe more???? All advice greatly appreciated.
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Early Redemption Fees
Hi Everyone, after some help / guidance? I have lost my job due to Covid19 and during this time my wife has suffered with a cancer diagnosis. Because of these major issues we have decided to make out lives a bit easier and sell up the forever home and move into something smaller giving us the option to live mortgage free.…
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Paypal account limitations
We are a non-profit making sports association and signed up to Paypal in 2017 to take payments from parents for junior hockey activity. For over a year we have had a limitation on our account which does not allow us to transfer money out of it and eventually close the account. I cannot message Paypal or access their…
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Second Home Stamp Duty
Hi all, so I have just exchanged on a property at 290,000 and I'm currently still in the process of selling my previous residence. I know I will have to pay the extra second home stamp duty but will I be able to claim this back still once my first home sells in the next fortnight. Currently, with the new rules of stamp…
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Council Tax rebate
Hi, I am hoping someone may be able to help. I have tried to get my council banding down as my neighbour is on a lower banding but has a similar house to mine. Unfortunately the VOA have declined this. My question is would they take Energy Performance Certificate as proof (I found this information online) as it shows their…
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Help with council tax banding
Hi guys, really hoping you can help here. Basically we're on a Band D council tax for our little bungalow down here on the South Coast. We're a one storey house with 2 bed, 1 bath, no garage or conservatory. We attempted to get the banding reviewed even before Corona started and the VOA just arent willing to help. We…
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Council Tax as a Pensioner
My JSA recently ended, and I will get my state pension from Monday. I informed the council, they said they had been told already by the job centre that I had closed my claim, and would be send out a form asking me for proof of income and bank statements. I informed them I had no intention of claiming any benefit for the…
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Find old mortgages
Where can I find who I had mortgages with
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Stamp duty fees break
Can anyone advice me please ,hopefully the government will give a holiday on the stamp duty or change the threshold ,We are about to sell our property and buy another house and the stamp duty is quite expensive ,but I’m sure I read somewhere if the government change the fees and you would benefit you could claim it back…
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Quick quid #gutted
So I had been borrowing from quick quid from roughly 2007 until 2015 and I had a total of 32 loans from them ranging from £100 - £900 . I estimate borrowing over 25k and paying them over 8k in interest. I put in my complaint for irresponsible lending to witch they initially offered me £1300 compensation. This I refused and…
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Absurd council tax rebanding issue
Hi All I live in a converted, 3-storey Georgian terraced property in London. The property has been converted into 4 flats, of which I occupy the smallest, one-bedroom flat. All 4 flats are in council tax band D. I thought this was quite high, especially given I have friends in much bigger flats that are in lower bands so…
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HMRC income tax rebate
I changed my job in the 18/19 tax year in August from working full time to a stay at home dad. My income that year was well below the tax threshold so I believe that I would be due a refund. However when I check my tax portal it says the income tax for that year hasn't been calculated yet. I have phoned HMRC on several…
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Developer Stamp Duty Contributions
Hi. We are second time (prospective) buyers but obviously stamp duty is a massive hindrance. Some developers contribute or pay stamp duty for new builds and I was wondering if anyone had advice on how to go about negotiating this with the developer / methods of getting them to contribute at least a % of the fee. Many…
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Late mortgage payment
Hi, I’m hoping someone can help? My April mortgage payment was taken a day earlier than usual, there wasn’t enough money in the account so it bounced. I settled this in full 2 weeks later. Now I have a missed payment recorded on my credit file. I’ve tried talking to the mortgage company who’ve said even though it’s been…
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Credit agency: No win no fee solicitor?
Hi everyone. Does anyone know of a no win no fee solicitor who specialises in wrongly affected credit reports please? My credit score was ruined because Equifax failed to show a historic debt on my file. This meant I couldn't refinance my mortgage and so I sold my house. Turned out the debt should have been removed from my…
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Lying about marital status on mortgage application
Hi Im just asking on behalf of my friend She has been living separate from her husband 1 and a half year now but still married. He has made an application for a mortgage and she thinks he could put under marital status divorced/disssolved civil partnership She wants to know will they bother checking that? If she applies…
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Mobile phone contracts
Hello all does anyone know if there is anything in place to claim for a mis sold contract?
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New Tenant - no fixed address
I have a small bedsit and I want to rent it at a low cost to a friend of a friend who has hit hard times - family breakup and divorce. Initially I was happy to let him stay without rent but then I was advised to formalise the agreement and charge some rent. He has been living with friends, extended family etc. Now he is…
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claiming interest on a unpaid debt
I BROUGHT A NEW CAR FROM A KIA DEALER ON TUESDAY THE 23RD JUNE 20 THEY WERE SUPPOSED TO GIVE ME CASH BACK OF £4,100.00 ON THE TRANSACTION DATE, I AM STILL WAITING FOR MY CASH BACK 26/06/20 CAN I CLAIM INTEREST AND A LATE PAYMENT CHARGE