-
Moved: Guarantor loans
This discussion has been moved.
-
Mortgage redemption
Hi guys, I'm looking to settle my mortgage. The bank are insisting that I appoint a solictor who will then request a mortgage redemption statement and will deal with the process on my behalf. Is this a legal requirement? I am not looking to sell the house just looking to settle the finance on it by using my savings. As far…
-
Tenant Son expected to pay Council Tax
I was made redundant due to Covid in April, I am 61 and finding it absolutely impossible to find a job, my husband who is 70 and has on set dementia gets his state pension, we get universal credit to go towards our rent but nothing towards our council tax, which is £300 pm, they say we are not entitled to any reduction as…
-
Reclaim Hoppa credits.
I have two credits with Hoppa for cancelled transfers due to Coronavirus. I will not be using these by June 2021 and am trying to reclaim, but seem to be unrecognised on their website. One of the claims is for the return half of a two way transfer. I tried to get Hoppa to provide return pickup as they were still operating…
-
P87
Hi so I stopped working for a company on 28th Feb 2020, but can I still claim my petrol allowance for the last year up to then with a P87(the company completed them for us each year normally, but won’t do it for me this year as I left)? Or would I need to complete a self assessment instead, as not employed by the company…
-
Solicitors Holding money won from Client
Hello, I hired a debt collector solicitor 24/09/19 to help recover a large debt owed from a work client that was refusing to pay last June/July 2019. The result was successful and the client finally agreed and paid all debt between October and November 2019 also having to pay the solicitor fees on top of that. The…
-
Buildstore
Anyone else used Buildstore and told their affordability is low? According to both our salaries using a mortgage calculator we should be able to lend £340k where as Buildstore have come having approached a lender and told us based on ONS data the maximum we can lend is £212k. We need to borrow 320k to buy the land and…
-
MyPlanet Ltd and sales of solar panels
Hi. Without going into the details of my experience, which is undoubtedly similar to many others who bought solar panel systems from MyPlanet Ltd, am I able to reasonably chase a refund for the installation of my system if I didn't use credit facilities but paid through a bank transfer directly from my bank account? Thanks.
-
Marriage Allowance Claim
Recently made a claim with what I thought was HMRC for a Marriage Claim Allowance which has been now paid to what I now find out today having spoken with HMRC to an independent Company called Marriage Allowance Claims based in Leicester. No fees were mentioned or the fact that they were a third party when I claimed and…
-
Credit note
M&S gave me a credit note for £285 it has expired and they won’t honour it I have explained the reason why I had forgotten about it but they don’t care Can anyone suggest anything I have written and made several phone calls to no avail It such a lot of my own money to ignore Cath
-
Mortgage Early Redemption Fee
Hi, I am new to the forum but wanted to get some advice about early redemption fees. Due to the situation with COVID we are moving house and are currently locked into a 10 year fixed mortgage deal with Barclays. We need to increase the term but in order to do this Barclays say we will have to pay an early redemption fee of…
-
Council Tax on a property left in a will
My mum passed away a few days ago. I have been living with her for 3 years as her 24/7 carer leaving my own house unoccupied.Mum, bless her, has left me her house so it is currently part of the estate waiting to transfer to me. Due to being housebound with mum (esp during Covid) both houses have deteriorated and whilst…
-
Denplan and COVID-19
While Covid 19 had all dentists shut down due tolockdownm including my dentist I was unable to get an appointment, I left emails and tried to ring but no luck. But I have also been paying into a denplan. Does anyone know the situation around lockdown and payments with a denplan as the terms of the service could not be…
-
Amigo refund
I have made a claim to refund from amigo loans due to unaffordable, I made the claim 8 weeks ago but every response I get is the are still considering it. Anyone any experience of how long it takes or whether I should just escalate it to ombudsman just now rather than waiting. Thank you
-
Moved: Amigo Loans refund
This discussion has been moved.
-
Late Invoice? Customer not paying?
Hi! I invoiced a fashion company for some couture work 1 year after work was completed. They are now refusing to pay on the basis I should have invoiced at the time (during the fashion season) - and that their accounts for that year are filed and they therefore cannot pay the invoice? Surely this is not right? After some…
-
Claim VAT from our franchise company
I have run a franchise for the last 4 years. The company told me to register for VAT and I am on the flat rate scheme. I do not earn enough to pay the VAT but it's in my contract to do so. As I am on the flat rate scheme do the company I franchise from claim the VAT back as they would be the ones who show the larger…
-
Wrong banding?
My flat is banded B but my neighbour is banded A. My flat is currently on sale for 10k less than his. I know the system uses notional values from 1990 or close but how can this be a fair system?! It is currently a hindrance to selling my property and I feel if it is supposed to be band A I am due back the extra amount paid…
-
Process guidelines for right to buy and if it goes over the time
Ive recentley puchased my home from council. I applied back in Oct 2019 and was finalised 20 July this year. I signed the price in December and still been paying £95 per week until July..This was because the solictors changed the price from what was signed and changed all my mortgage . They now want to charge me for their…
-
Council Tax - single occupancy 25% discount
Hi, I don't know a lot about this so hopefully somebody on here can clarify that the council are correct and I am terrible at maths. Rather than deduct 25% from the overall annual council tax charge, the council has deducted it after calculating from my move in date to the 31/03/21. This gives me a monthly payment of £119,…
