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Currys Rent Smart is trying to con me - help?!!!!
Hi there, A couple of years ago I brought a desktop, laptop and printer for my small business startup at Curry's where I was talked into to buying on their Rent Smart scheme because it meant I could upgrade to the latest technology every 3 years. It didn't seem too bad a deal because I would get the latest tech delivered…
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How do I actually check my council tax?
How do I actually check my council tax? I called my local council and they just red the details that's own the form. There are several different bands all on my street. Our house has a extension but it was constructed before we moved in and although its a big 4 bed house there are only two of us living here and our…
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Reclaiming Stamp duty higher rate for 2nd property
We have just finished building our new home and have moved in. During the build we lived in our existing main home hence had to pay the higher rate stamp duty for a second home. We were slightly over the 3 year window so I wrote to HMRC citing COVID 19 restrictions. I have received a letter back stating that because we…
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Challenging a re-Valuation re-banding?
Hi All, I am hoping for some advice please. On Christmas Eve (thanks Cotswold District Council Happy Christmas to you too!), My family and I received a Notice of Alteration to an existing entry in the valuation list * This takes us from Band E to Band G and will cost us £70 more per month. * The reason is "The Property has…
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Only mid town house ,but banded the same as the rest.
Hi , I am single living in my first house . I live in a mid town house of three, with no access to the rear down a drive. My house is in a cul de sac of about 90 houses. All the rest are detached and semi detached , my house is the only mid terrace in the street , and Iam paying the same council tax ,band B , as the semis.…
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My Jar loans - redress payment delay
Hi, I'm looking for any info or insight anyone may have regarding upheld complaints made to My Jar (payday loans) for irresponsible lending - but are yet to receive the redress payment that was agreed? I first made a complaint on 12th October via the Resolver portal, about a series of historical loans and was upheld for…
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Sharon
My Personal Tax Allowance has been miscalculated for up to 30 years due to Inland Revenue error.They say they can only refund up to 5years and have sent a cheque today.It was for Medical Insurance @approx £600pa which I did not have.Can I claim more please.
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VAT to get back as a consumer
We bought a timber mobile home from a company based in EU but also trading in the UK as an Ltd (have a UK address). I noticed that a VAT was charged whilst our size mobile home should have been exempt from a VAT. I asked the company about it and they came back saying they only charge 5% (this not what our receipt says!)…
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Overpayment of Broadband
Hi My Husband had recently been made redundant and looking at our finances decided to cancel our Sky subscription. That is when we noticed that tied up in our monthly payment was a broadband fee. Sky have not been providing broadband for us for 6 years. I have contacted Sky but not heard from them. Do I have a claim to…
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Reclaiming Stamp Duty
I already owned the first and second floors of a detached house. Last year I bought the ground floor flat and, as it was treated as a second home at the time I had to pay Stamp Duty of £8000. I was then granted Planning Permission to convert the property into a single dwelling, and this is now complete. The property has…
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Quanta Law - Misold interest only
Hi, I've received a digital form to sign from Quanta Law. This originated from Mortgage Claims. We filled all the paper forms in and I did sign a digital form initially to say I was ok with our case being transferred to Quanta. However, the form I've received today doesn't have any real explanation, asks for my income and…
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Council tax query on band
Hi I live on a new development and have been given band E for my council tax. When I looked into challenging it on the valuation web site it states find properties of similar size and same type. I did all of this and phoned to say at least I should be a D . They now say that my examples should be no more than 10years old…
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Council tax refund-not band related
I've recently discovered that my mother should have been paying significantly less council tax because she is in receipt of Pension credits. I've been in contact with the council and she now pays less than a fifth of what she was paying. My question is this, she has been in receipt of pension credits for at least 10 years…
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Reclaiming 22 years of overcharged rent
We have discovered the freeholder of our shared ownership home has been overcharging our rent for 22 years! They accept they have wrongly calculated our rent because they had no knowledge of our Lease! We cannot corroborate the figures they have calculated we are owed, but even if we take them on trust (trust is running a…
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Virgin money wine for opening bank account
Hi any idea what happens after account is opened and all steps followed to get free wine
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Tax rebate scheme
New member, so please be gentle with me :smiley: I'm currently employed and have been with sane company last 16 years, recently someone at work approached me with reference to a tax rebate scheme he was told about. Apparently all I have to do is give my n.i number and passport details to someone and they will claim tax…
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Advice needed - received this email regarding claiming back over payments on mortgage
Please see email below from trusted mortgage claims after months of looking into claim, any advice on what i should do next, is there an easy way of doing this myself as they want 41% costs , is it legit etc any advice/comments welcome I am writing to you by way of a progress report of your claim with Barings Solicitors.…
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Reducing Council Tax Band
Hello, Following the latest programme, I checked my council tax banding and my house is in band D but all the other houses (170 of them) on my terraced street are C. We are end of the terrace, but in fact have a smaller garden than all the other houses as there is a commercial property behind our house that means our…
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Ryanair bereavement refund
My mother passed away 2 months ago. As we were due to have a family holiday in August we are unable and no longer desire to go due to my mums passing. I completed online a refund form and attached the death certificate but have not heard anything not even a confirmation email to state they have recieved my request for full…
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Council tax single occupancy discount
Hi I am new to the forum and this is my first post . I have never put I am a single occupant ( even though I am) on my council tax. What do you think my chances of claiming the rebate back and how would I go about claiming if I could. Thanks Aderin
