-
Quick quid #gutted
So I had been borrowing from quick quid from roughly 2007 until 2015 and I had a total of 32 loans from them ranging from £100 - £900 . I estimate borrowing over 25k and paying them over 8k in interest. I put in my complaint for irresponsible lending to witch they initially offered me £1300 compensation. This I refused and…
-
Absurd council tax rebanding issue
Hi All I live in a converted, 3-storey Georgian terraced property in London. The property has been converted into 4 flats, of which I occupy the smallest, one-bedroom flat. All 4 flats are in council tax band D. I thought this was quite high, especially given I have friends in much bigger flats that are in lower bands so…
-
HMRC income tax rebate
I changed my job in the 18/19 tax year in August from working full time to a stay at home dad. My income that year was well below the tax threshold so I believe that I would be due a refund. However when I check my tax portal it says the income tax for that year hasn't been calculated yet. I have phoned HMRC on several…
-
Developer Stamp Duty Contributions
Hi. We are second time (prospective) buyers but obviously stamp duty is a massive hindrance. Some developers contribute or pay stamp duty for new builds and I was wondering if anyone had advice on how to go about negotiating this with the developer / methods of getting them to contribute at least a % of the fee. Many…
-
Late mortgage payment
Hi, I’m hoping someone can help? My April mortgage payment was taken a day earlier than usual, there wasn’t enough money in the account so it bounced. I settled this in full 2 weeks later. Now I have a missed payment recorded on my credit file. I’ve tried talking to the mortgage company who’ve said even though it’s been…
-
Credit agency: No win no fee solicitor?
Hi everyone. Does anyone know of a no win no fee solicitor who specialises in wrongly affected credit reports please? My credit score was ruined because Equifax failed to show a historic debt on my file. This meant I couldn't refinance my mortgage and so I sold my house. Turned out the debt should have been removed from my…
-
Lying about marital status on mortgage application
Hi Im just asking on behalf of my friend She has been living separate from her husband 1 and a half year now but still married. He has made an application for a mortgage and she thinks he could put under marital status divorced/disssolved civil partnership She wants to know will they bother checking that? If she applies…
-
Mobile phone contracts
Hello all does anyone know if there is anything in place to claim for a mis sold contract?
-
New Tenant - no fixed address
I have a small bedsit and I want to rent it at a low cost to a friend of a friend who has hit hard times - family breakup and divorce. Initially I was happy to let him stay without rent but then I was advised to formalise the agreement and charge some rent. He has been living with friends, extended family etc. Now he is…
-
claiming interest on a unpaid debt
I BROUGHT A NEW CAR FROM A KIA DEALER ON TUESDAY THE 23RD JUNE 20 THEY WERE SUPPOSED TO GIVE ME CASH BACK OF £4,100.00 ON THE TRANSACTION DATE, I AM STILL WAITING FOR MY CASH BACK 26/06/20 CAN I CLAIM INTEREST AND A LATE PAYMENT CHARGE
-
Council Tax
Hello, my father had a stroke a number of years ago and never fully recovered, he has since passed away, but lived for over 5 and a half years after the stroke and in that time my mother was paying full council tax and what I was wondering was, should she have been entitled to a reduction and if so, can she claim that back…
-
The Money Shop
I contacted the Money Shop on a number of occasion in 2019 to get a list of my accounts (I used them extensively for 10 years getting more and more in debt) I heard from a friend this year that there was a live website to make claims but when I checked it had closed the month earlier. My friend 3 reminder letters to…
-
Deleted
x Deleted post x
-
Council tax 200 percent increase
I have been renovating my late fathers bungalow for last 2 years . Prior to this Dad had been in a care home for 3 years because he had Parkinson’s and Dementia. We’d always maintained the garden but inside it needed a full refurbishment. The council charged us 100 per cent council tax once it went through probate because…
-
A.C.E disputed transaction rejected by Virgin
Hi Help required please. I purchased a car in November last year. The garage said it comes with 12 month warranty which gave peace of mind. However when I noticed a gear fault, my concerns were ignored. I tried to get something similar to a pre inspection check and was told by AA they use Automotive Consulting Engineers. I…
-
Administrative Charges
Hi, I'm hoping for a bit of advice. My annual ground rent is due (£40) at the beginning of July 2020. The company I pay this too has changed. In the process of setting this new payee account, I have accidentally omitted my reference number and have been told an administrative charge of £30 will be applied to my account. I…
-
Accountant refused to refund overpaid fees
Hope I can get some advice here. I started use my current (well , now previous) account in Dec 2016 and started paying their services by direct debit about £90 a month. My financial year ends on 31 July and they started preparing my 2018/19 accounts this Jan. They've been increasing their fees every year and I was paying…
-
Coventry Building Society - inflexible on charges
Anyone else find the Coventry uncaring at this time? My daughter is furloughed and her pay is 20% down; my son in law has had his pay cut 25% . Their current mortgage is with the Coventry . They want to move house but Coventry's new rules say they have to put up 15% deposit (previous to Covid it was 10%) - how can you do…
-
Exceptional Hardship Payments
Can someone please put me out of my misery and answer a simple question that nobody seems to know the answer to? I’m a 60 yr old widow - and have been registered as ‘severely disabled’ since 1997 when I was given a DLA Lifetime Award and my ESA was ‘topped up’ with the ‘severe disability premium’. So when it comes to…
-
Solicitor has my money
After reclaiming PPI I was contacted by a firm who told me I could claim back tax that I had paid on my PPI claim pay out. Long story short, HMRC contacted me to say they owed me money, cheque went to solicitors, solicitors contacted me for bank details 27th May and said it would be in my bank within 7 - 14 days, still…
