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Reclaiming childcare costs
Evening all, Our child minder has just literally this very moment) served us written notice advising as of the first week of may she is no longer going to look after our child, she told us she is changing careers. This is fine she can do what she wants. However, due to the current covid-19 situation my wife has been put on…
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section 75
booked with last minute .com 5 days new york leaving 5 th april - 9th april .after many times contacting them received notice stating i will receive voucher valid for 12 months .As we would prefer our money returned . I did as martin suggested last night and contacted mastercard and they stated they are not accepting any…
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Council Tax Rebanding for New Build
I rent a new build 3 bed semi detached house from a housing association. The estate is quite large and very new, 2017. After checking council tax landings for the other exact same houses on my estate, I noticed half of them were Band B and mine, along with the other 3 on my side of the street, are Band C. I challenged this…
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Reclaiming historic Small business rates relief
I have been running a business for the last four years, paying approx £9800 a year business rates. Having only recently been told about the small business rate relief, I applied and now pay zero business rates. Am I able to reclaim any from the previous years? It seems unfair that because I wasn’t aware of the small…
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Son home from University
My sons university (Winchester) has shut so now he’s home. How will this affect my Council Tax as I was receiving the single adult discount?
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Credit card company frauded
Hello everyone,i apologize in advance if this is the wrong place to post this thread,but it seemed the most appropriate one. Long-story short,i own a credit card with 118118money and lately i started receiving loads of dodgy calls and texts,like hmrc dvla financial institutions and so on containing link to put your info…
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Reclaiming overpayments
Hi. I've had a letter sent to me from my employer requesting that I owe nearly £450 in overpayments as a result of a human error that dates back to 2014. The letter states that this was an error relating to 'working time directive' having been set up twice by the same organisation? My question is; Can they make me pay this…
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Council tax band - appeal help
Hi all I have recently rented a property which has got a F band on its council tax, upon looking at the houses on the same road, some people have got E and some people have got F. http://cti.voa.gov.uk/cti/InitS.asp?lcn=0 Postcode IG5 0NA I have done the 1991 valuation and the value it gives would put E as the right…
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Challenge Council tax Band
I bought a two-bedroom end of terrace house in November for £259k. I'm a single occupant. The full rate is about £1650, with my SPD is about £1300pa, so about £108 a month. The one I'm attached to struggled to sell, and they dropped it to £242k. We are both on Band C. I am next to a three-bedroom detached house with sold…
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My Mother scammed out of £8.2k in telephone scam.
Hi, firstly I'm not sure where to put this as I couldn't find a category for scams. Last Wednesday morning my 73yr old Mother received a phone call from "Sky" saying they had a special discount available for pensioners, my Mother doesn't recall the full conversation but for some reason it lead to her calling her bank,…
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Daughters University closed for rest of academic year - rent rebate?
Hi everyone, This is my first post, so please advise if I've put in the wrong section. Just wondered if anyone could help. My daughters university has now closed for the rest of the academic year due to obvious reasons and they are trying to switch to online, which is great! However, She has paid her rent for halls, up to…
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My driving instructor died and the family isn't refunding me
So I paid for a 20hour package with my driving instructor for £390 a few months back and 8 1/2 hours into the package of lessons he passed away at about the end of January. I only found out about his passing a week later by calling his phone and having one of his family members responding and giving me their individual…
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Council tax
I live in a 2 bedroom 3 person house which is a new build which I rent off the local housing authority, my neighbours live in a large 4 bedroom house and I pay the same council tax, I have tried to get it changed with out success, could it be right,i think it's so unfair?
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Council Tax Banding
We sold our house last year. The new owner has successfully challenged it’s council tax band, getting it reduced from band G to F. Can we request reimbursement for the overpayment of council tax for the period we owned the house? The house has not been changed in anyway since we and the new owners have owned it.
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Mortgage with ex spouse
20 years ago I left now ex husband. I was unable to get him out of the house which had a mortgage on it and still does which is now seriously in arrears and affecting my credit score. The mortgage company have had a repossession order for eight years and done nothing about it. Help
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Reclaiming overpaid Mortgage Interest - is it a scam?
Hi everyone, I'm interested to hear from anyone who has successfully reclaimed 'overpaid' mortgage interest through companies such as Trusted Mortgage Claims. Ive seen some threads where people say this is a scam but don't elaborate further. The firm talking to me currently seem to promise in excess of £15k only if we…
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Reclaim Care Home Costs for Free- New MSE guide
Hi all, We've put together the first incarnation of a guide to reclaiming wrongly paid care home costs. Since 2004, the NHS should have paid for all care where the 'primary need' was a health need. The DEADLINE for these reclaims is 30 September 2012 - so we have put together a guide to help people claim by themselves for…
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Mis Sold Mortgage Claim / Difference between rates over the years??? (prosurance)
Hi I have been contacted from the Rochdale area by a company offering to claim back money if the interest rate on my mortgage had been incorrect historically. They have made the request to my bank for the information with my premission but the bank has sent the information to me asking me to check that I want to forward it…
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Asset Recovery Inc
I was told about a company called Asset Recovery Incorporated based in New York and Colarado,who can recover mis-sold investments. Does anyone know if they're a legitimate company or scammer? They charge no upfront fee..they only charge if the monies are recovered.They can employ ethical hackers in some circumstances.
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Challenging Discount has lead to home being re-banded
Hi forum users, We purchased a new home in South Lanarkshire in October 2019. I work away from home so my wife and I applied for single person discount. Initially the Authority refused the discount, however on appeal we were awarded the discount. In the meantime the Lanarkshire Valuation Joint Board have moved the property…
