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Mortgage interest reclaim
I have a company claiming they can claim back over paid interest on my behalf, but for doing this, they are going to charge me 25-35% of the overall claim. Is this something that I can do myself by just filling in a form from the mortgage company?
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Reclaiming Stamp Duty Tax on Second Home
We have a second home which we bought in October 2018 and are currently renting it out. We are aware that if we make it our permanent residence within three years, so, October 2021 we will get the stamp duty back on it as a second home, is this correct? If so, once we sell our main property do we actually need to be…
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HOW MANY COUNCI's ARE OPERATING THIS CREATIVE ACCOUNTING COUNCIL TAX SCAM.
As the NONE RESIDENT of a Joint owned property ( Legal Classifications :- Joint Tenant or Tenants in Common) .On the death of the RESIDENT Joint owner the SHROPSHIRE COUNCIL's Revenues and Benefits despite the fact that they had issued the 25% Discounted Monthly NONE PAYMENT of Council Tax for the 1st Day of the Month…
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Other sources of 1991 property values
Hello, Before the lockdown I asked my local archive library to provide me with copies of the property adverts in 1991 and when they checked the papers the property adverts had no street names. I am looking to dispute the council tax banding of my new build property in a regeneration area where I moved across from Band B to…
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Mortgage repayments
Will my Morgage payment protection pay with the coronavirus instead of a payment holiday. Thanks
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Equity rights
I bought my house (mortgage) 19 years ago, met someone had children and a couple of years in he asked to be put on the mortgage, he had a little bit of debt but due to me only working part time I couldn’t get a bigger mortgage so he bought it and had the little bit of equity to pay off his debts on the condition he would…
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Council banding
Hi I have lived in my house for about 23 years and assumed my council tax banding was correct until I seen your television programme. I checked my banding and my house is the only one in the street that is a c banding. Everyone else is either an A or b. My next door neighbours who leave in exactly the same style of house…
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Claim overpaid council tax
I moved house in 2003 and 2014, am i due a claim back on my council tax please?
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BW Legal And Charges For CPC
I have a payment plan with BW legal which will finish today (thank God) I have looked through the statement and there are charges for CPC and fixed cost on claim. I asked the lady via chat this morning were and she said they were for a CCJ that was not completed and therefor did not appear on my file. Can theses charges be…
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Am I eligible for Council Tax reduction?
I'm a minor director shareholder for the company I work for. The PAYE element of my pay is around £8,000 a year, this is what is on my yearly pay slip given to me by our accountant. My dividends can fluctuate, typically around £9,000-£10,000 throughout the tax year, but this isn't guaranteed as it's dependant on profit.…
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Council Tax adjustment on New Build property
Has anyone had any experience with contesting this for a new build property? We moved from a rather affluent home counties village, towards a less affluent, home counties town; buying a larger new build property for a similar price to what we sold. The band on our previous property was a D, and our new home was initially…
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Council tax new build
we have recently moved into a new build 2 bed flat, our council tax rate is more than the 3 bed house we lived in. How can we work out what we should be paying when these properties were not built in 1991. Thanks Sue
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Second charge on house
Took a loan out 2007 with central trust for 30k for 300 months and owe 41k at the time I was in the process losing everything and liquidating my company so gave false information just so could get the loan to pay people off . I’m not disputing paying the loan money back but been looking into irresponsible lending as the…
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Reclaiming agency fees
I worked for an agency where they said they couldn’t pay me directly as I was a sole trader but recommended a company who I could send my time sheet to, they would submit it to the agency, the agency paid the company then they paid me. The company charged me a fee to do this. Is this a scam? Can I reclaim the money they…
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Leaseholder gardens
Myself and my husband are in the process of completing a right to buy on our leasehold ground floor flat we have been approached by the guy that lives in the flat above us asking if we want his garden as he does not use it (it’s covered in brambles) how would we go about getting use of this and if we did could it be taken…
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Self Assessment refund
I've been employed and self employed this year, I havent made £12500 through either job. When I was self employed I was paying 30% tax. Will I be refunded all of this amount because I havent made £12500? Also because I've already payed the tax on it, will that show up on HMRC's self assessment page? I was looking what you…
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Reclaiming loans which have been sold on
Hi all, I'm new to the forum. I originally used this to put a claim in motion against a payday lender and have had a fairly successful outcome from it. From my early 20's I got into a bad habit and trapped in a cycle of payday and short term lending. I kept it all to myself until there came a day when I broke down and…
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Hacking reimbursement
I was contacted by a large medical company to say their system was hacked and details were published online including in some instances personal medical details from screenings, however had since been taken down, they explained that even if my details were not uploaded there was a chance that these could be used in the…
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Live in LandLady wasn't self isolating so moved out and wont give me my deposit
I moved in to a flat with a live in landlady just before the lockdown and just shy of a month later I had to move out as my health was at risk because the live in landlady was not self isolating during this Covid 19 Pandemic. She was going to several peoples houses most days against the government advice. She didnt htink…
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Bailiff fees and charges
Does anyone have any experience of reclaiming money from Bailffs...is this a court action? What sre the deciding factors in if their fees were too great...timescale? Any useful pointers would be appreciated Thanx
