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SDLT higher rate refund
First Post: I have a joint mortgage on a property I used to share with my ex and it is now her and my children's (3 x under 12yo) continued residence. I have since bought a second property but had to pay the higher stamp duty because of my financial link to the other property. Since then I have been to court and gained…
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Vat on imported used goods
Does one have to pay VAT or any import duties on used goods from outside the EU e.g. Japan?
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Council tax joint owner
Hi Im looking for some advice on behalf of a friend. A married couple are joint owners of a property. The husband has moved out due to marriage disputes and hasnt contacted the council about living elsewhere for many years but has continued to pay the council tax due to an ongoing dispute with his wife. The named person on…
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Hmrc bank detail change
Hi. Not sure if this is in the right place here? I recently put my sa tax return in and qualified for a refund. I'm concerned as I changed the bank account it is getting paid in to, the account is in my name, just a different provider. I'm worried now that this may affect them paying me as it might flag up the system. Any…
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Have heard about this company
Hi this is the first time I’ve used the forum. Has anyone heard of the following company regarding looking at claims if you have had a mortgage with Northern Rock Trusted Mortgage Claims based in Manchester my husband saw a advert from them offering a no win no fee service. I would like to know if they are a trusted…
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In the middle conveyancing
Hi, just want to ask, because of the situation at the moment, how are the solicitors dealing with the searches? Is there going to be a delay? Sols not updating us .thanks
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Furnished holiday let
Hi, please can someone help with regards to my question below. It is an unusual one of which I have been unable to find a direct answer through online search. ..... We purchased a property in 2015 and it has been used as a furnished holiday let since that time. Unbeknown to us until now (crazy but true) we had been paying…
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Double council tax
Hi this is not my specific concern but my partner has just been given a council tax bill the is twice the normal value for its band. The basic circs are as follows; it is her first and only home but she has not been able to live in it since she bought it ( no heating, no water beyond a blocked off feed pipe, no waste pipe…
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PPI on Life Assurance Charges on mortgage
Following a mention on mis-selling of ppi on a MSE newssheet last year, I put together a claim on Nationwide for a refund of life assurance charges incurred on our mortgage. Guardian was the insurer and Nationwide the beneficiary for the duration of the mortgage. Nationwide passed my request to Guardian (now ReAssure) but…
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Reclaiming childcare costs
Evening all, Our child minder has just literally this very moment) served us written notice advising as of the first week of may she is no longer going to look after our child, she told us she is changing careers. This is fine she can do what she wants. However, due to the current covid-19 situation my wife has been put on…
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section 75
booked with last minute .com 5 days new york leaving 5 th april - 9th april .after many times contacting them received notice stating i will receive voucher valid for 12 months .As we would prefer our money returned . I did as martin suggested last night and contacted mastercard and they stated they are not accepting any…
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Council Tax Rebanding for New Build
I rent a new build 3 bed semi detached house from a housing association. The estate is quite large and very new, 2017. After checking council tax landings for the other exact same houses on my estate, I noticed half of them were Band B and mine, along with the other 3 on my side of the street, are Band C. I challenged this…
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Reclaiming historic Small business rates relief
I have been running a business for the last four years, paying approx £9800 a year business rates. Having only recently been told about the small business rate relief, I applied and now pay zero business rates. Am I able to reclaim any from the previous years? It seems unfair that because I wasn’t aware of the small…
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Son home from University
My sons university (Winchester) has shut so now he’s home. How will this affect my Council Tax as I was receiving the single adult discount?
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Credit card company frauded
Hello everyone,i apologize in advance if this is the wrong place to post this thread,but it seemed the most appropriate one. Long-story short,i own a credit card with 118118money and lately i started receiving loads of dodgy calls and texts,like hmrc dvla financial institutions and so on containing link to put your info…
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Reclaiming overpayments
Hi. I've had a letter sent to me from my employer requesting that I owe nearly £450 in overpayments as a result of a human error that dates back to 2014. The letter states that this was an error relating to 'working time directive' having been set up twice by the same organisation? My question is; Can they make me pay this…
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Council tax band - appeal help
Hi all I have recently rented a property which has got a F band on its council tax, upon looking at the houses on the same road, some people have got E and some people have got F. http://cti.voa.gov.uk/cti/InitS.asp?lcn=0 Postcode IG5 0NA I have done the 1991 valuation and the value it gives would put E as the right…
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Challenge Council tax Band
I bought a two-bedroom end of terrace house in November for £259k. I'm a single occupant. The full rate is about £1650, with my SPD is about £1300pa, so about £108 a month. The one I'm attached to struggled to sell, and they dropped it to £242k. We are both on Band C. I am next to a three-bedroom detached house with sold…
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My Mother scammed out of £8.2k in telephone scam.
Hi, firstly I'm not sure where to put this as I couldn't find a category for scams. Last Wednesday morning my 73yr old Mother received a phone call from "Sky" saying they had a special discount available for pensioners, my Mother doesn't recall the full conversation but for some reason it lead to her calling her bank,…
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Daughters University closed for rest of academic year - rent rebate?
Hi everyone, This is my first post, so please advise if I've put in the wrong section. Just wondered if anyone could help. My daughters university has now closed for the rest of the academic year due to obvious reasons and they are trying to switch to online, which is great! However, She has paid her rent for halls, up to…
